This is an aggregation of advice from one our forum's most respected members. Unfortunately, Peter is no longer with us and passed away in 2008. Thank you Peter for all your words of wisdom ... may you rest in peace.
--------
"I think most people wait too long before hiring their first employee. For some, it may be money related. They simply can't afford to hire someone right now, but for others, it's fear of giving up control.
In my opinion, most people are also thinking too small, and are afraid of going forward too fast. The moment it makes sense for your business, is the moment you should take on more people. No one is and expert in every field. Surround yourself with employees that are more qualified than you are, and do it as fast as you can."
==================================
"One of the most common mistakes for losing money on options is holding on to them for too long. Never hold on to an option in the hope that it will go back up. Losing 50% is better than losing 100%. When it's time to sell, it's time to sell."
==================================
"The time is NEVER right. If you wait for all the lights to turn green before you are heading to town, you are going to stay home the rest of your life."
==================================
"It is becoming harder and harder to profit from PPC advertising. Thousands of people are bidding on the same key words as you. A lot of them have no experience, and they are driving up the prices. It's going to get even worse in the future."
==================================
"The more money you have, the less you have to work because you can afford to hire people early on in your business. It's better to hire people that are more qualified and can do the job better than you."
==================================
"If having a partner was good, God would have one."
==================================
"most successful people tried and failed in many ventures before they finally found the right one for them. If you keep stepping up to the plate, you will eventually hit a home run."
==================================
"You mentioned that you sometimes have a hard time with your motivation. Have you clearly identified what it is that you want in life? Have you set a date as to when you expect to get it? Have you identified the obstacles you must overcome in order to get there? Have you identified the people you need to work with in order to get there? Have you spelled out what you need to know to reach your objective? Have you developed a plan of action? Have you written it down as to what's in it for you? Why do you want to reach the goal in the first place?
==================================
"If you don't have clearly spelled out goals, you will always have a hard time with your motivation."
"You have to have goals. How are you going to reach a goal you don't even have?"
"You'll always miss 100% of the shots you don't take."
==================================
"In my first successful business I had at least four or five times the first year where I had maxed out all my credit cards and was practically out of business, only to one year later be taking $100,000 weekly pay checks. What if I would have given up early?????"
==================================
Suggestions for interviewing accountants:
"General questions to ask a potential CPA
How long has your firm been in business?
Ask yourself, do you prefer a firm that has an established record or a new firm that is developing their best customer list.
Do you offer an initial consultation and is there a charge?
Many firms offer a free initial consultation and should be able to given an estimate of the fees for the services you require.
Can I contact any of your current clients for a referral?
A reputable firm will be willing to provide you with references.
What education have you recently completed in your area of expertise?
CPAs who have an active certificate to practice public accounting are required to complete a specified amount of continuing professional education. CPAs receive education credit by attending courses, writing articles or teaching.
Are you a member of a professional organization such as the American Institute of Certified Public Accountants?
CPAs who are members of their local and national associations take pride in their profession. They acknowledge that as a CPA they represent not only themselves but the profession as a whole. Professional associations provide opportunities, tools, training and the resources for CPAs.
What other certifications are held by CPAs in your office?
The importance of this question will depend on the type of services you need. Look for the following (this in not intended to be an inclusive list):
==================================
Questions for small business owners
Are you looking for expertise and industry knowledge of your business?
Ask what experience and what percentage of the CPA practice comes from other clients with a similar business.
What is your hourly rate and what charges can I expect for questions I have throughout the year?
A reputable firm will be able to provide you with this information.
What computer programs do you prefer your clients to use for record keeping?
Using a program the CPA is familiar with can save time and money on your billings. A CPA firm will also be able to help you in setting up and maintaining computerized bookkeeping.
When was your last peer review and would you be willing to show me the report?
Public accounting firms who perform audits, compilations and reviews are required to have a peer review performed every three years. The peer review is designed to ensure that firms have adequate quality control systems."
==================================
"Here are some ideas where you can look for routes to find opportunities for your own business. You don't need to concentrate on only B2B, as B2C can be just as good.
I hope this will trigger your mind in to coming up with a business you can start."
==================================
"I do not have a mortgage, and one of the main reasons for that is to protect my assets. If you live in Florida, Iowa, Kansas, Minnesota, Oklahoma, South Dakota or Texas, your home may be the best way to protect your assets from lawsuites and creditors. These states have bankruptcy exemptions that protect your homestead from the claims of creditors, regardless of the value of your home.
In states with unlimited homestead exemptions, your best form of asset protection is to use other assets to pay off your home loan. In most states, you need to be a resident for six months to a year before the homestead exemption is available, but after that you can buy a home of any size and thereby convert exposed assets into exempt assets.
If you are faced with an imminent lawsuit, paying off your mortgage or buying a bigger house may be your only choice if you live in a state with a generous homestead exemption."
==================================
"1: Self-Assessment
Am I suited for running my own business?
2: Business Idea
Do I have a viable business idea?
3: Market Analysis
Is there a market for my business idea?
4: Management Skills
Do I have the skills needed to make this work?
5: Business Plan
Do I have a complete business plan?
6: Forecasting
Do I have a realistic forecast of revenues and costs?
7: Financing
Am I aware of my business financing needs?
8: Outside Resources
Do I understand what forms of venture assistance may be available to me from the public agency arena?
9: Venture Launch
Do I have the licenses, approvals and other issues covered that are needed for actually starting the new business?
10: Monitor Progress
Am I prepared to monitor and control operations once started?
If you can answer YES to all 10, you probably have a viable business."
==================================
"In my opinion, a person does not need a wealth manager. All the information they can provide is available free of charge on the Internet and your local library.
Lets look at the main goals and objections of a wealth manager.
Is it making you wealthier? NO
Is it protecting your assets? NO
Is it giving you investment advice? NO
The main goal is to recommend whatever is good for his/her commission $$$$$$, and NOT what's good for you.
The average wealth manager is a guy in his 20's or 30's with less than five years experience, earning less than $100K/year. If he knows so much about wealth, why is he working for peanuts? (No offense to people earning less than $100K/year.)"
==================================
"
Give a man a fish, and you feed him for a day. Teach a man to fish, and you feed him for life.
Teach a man to fish, and you introduce another competitor into the overcrowded fishing industry. Give a man a fish, and you stimulate demand for your product.
[FONT=Trebuchet MS, Arial, Helvetica][FONT=Trebuchet MS, Arial, Helvetica]Teach him to fish and he'll sit in a boat drinking beer all day.
[/FONT]Give a man a fish, you feed him for a day. Teach a man to fish, and run the risk of overfishing, contravening EU fishing policy, reducing the biodiversity of the world's oceans and increasing the economic decline of our once-great fishing industry.
[/FONT][FONT=Trebuchet MS, Arial, Helvetica]Give a man a fish, and he'll wonder what you want from him."
"[/FONT]
==================================
Studies tell us that only 3% of people in the USA set goals, and they are among the wealthiest people in the nation! Worldwide the percentage is probably lower. Why so low? There are several reasons, but one of the main reasons is lack of know-how. When I ask people why they don't set goals they often say, "I don't know how."
Isn't that remarkable? We send children to school for 12 years in America before they graduate from high school. Many of them go on to trade schools, colleges and universities. We teach them many important disciplines including history, economics, literature, science, and so forth, but we miss one critically important skill: goal setting. We award them their degrees, pat them on their backs, and send them into the world full of wisdom, but ill-prepared, almost always, to design and pursue the lives they really want.
Whether you're already a goal setter, you used to set goals and quit, or you've never set goals, these lessons will help you build a better life.
Lesson 1. Dream! Let your imagination run wild while you fill up a blank sheet of paper with everything you want to be, do or have. Many adults have lost their ability to dream and that's unfortunate. By dreaming you instill hope for your future, and with hope there's possibility. So your assignment is to dream. During this week devote at least two sessions to dreaming. I want you to create a Dream List filled with ideas. Your list should include at least 25 dreams about what you want to be, do or have.
Lesson 2. After you complete your list, wait 24 to 48 hours and read each item on your list and answer the question: Why? If you can't verbalize in one sentence why you want to be, do or have this dream, then it's not a dream and it won't become a goal. Cross it off your list.
Lesson 3: Ask the following five questions of every dream on the Dream List you created.
1. Is it really MY goal?
2. Is it morally right and fair to everyone concerned?
3. Is it consistent with my other goals?
4. Can I emotionally commit myself to finish this goal?
5. Can I "see" myself reaching this goal?
You must answer "yes" to all five questions for each goal, or cross that goal off your list.
Here are some points to ponder: Is it really MY goal or is it a goal someone else wants me to pursue? Is it the right thing to do? Will achieving this goal distract from achieving other goals? Goals are often difficult to achieve. Are you sure you can make the commitment to pursue this goal and see it through? If you can't "see" yourself reaching this goal, you probably won't.
Take time during this week to think about the questions above and answer them. Once you're finished, your Dream List will probably be a bit shorter than when you started out. That's okay because you're now closer to identifying the goals that you really will pursue and can achieve.
Lesson 4:
Ask the following seven questions of every dream that remains on your Dream List (or goals list).
Will reaching this goal . . .
1. make me happier?
2. make me healthier?
3. make me more prosperous?
4. win me more friends?
5. give me peace of mind?
6. make me more secure?
7. improve my relationships with others?
If you can't answer Yes to at least one of these questions for each goal, eliminate that goal from your list. Be sure to consider your family when you answer these questions. And do not confuse pleasure with happiness!
Here we go with Lesson 5:
After asking the questions posted in Lesson 4 you will have eliminated some of your goals. Actually, they were not goals, just thoughts or desires at this point, so you're better off without them.
Separate your remaining list of goals into one of three categories: Short-range (one month or less to achieve this goal), Intermediate (one month to one year to achieve this goal), or Long-range (one year or more to achieve this goal).
This lesson will help you quickly determine whether or not you have a balanced perspective between what needs to be done now, versus your dreams for the future.
Remember: Some goals must be BIG to make you stretch and grow to your full potential. Some goals must be long-range to keep you on track and greatly reduce the possibility of short-range frustrations. Some goals must be small and daily to keep you disciplined. Some goals must be ongoing. Some goals (i.e., weight loss, business success, education, etc.) may require analysis and consultation to determine where you are before you can set the goals. Most goals should be specific. A "nice home" is not as good as a "3,000 square-foot, Tudor- style home with four bedrooms, three full baths, and two living spaces."
I hope this was helpful. Good luck with your goal setting."
"Only in america... can a pizza get to your house faster than an ambulance.
Only in America... are there handicap parking places in front of a skating rink.
Only in America... do we use answering machines to screen calls and then have call waiting so we won't miss a call from someone we didn't want to talk to in the first place.
Only in America... do drugstores make the sick walk all the way to the back of the store to get their prescriptions while healthy people can buy cigarettes at the front.
Only in America... do people order double cheeseburgers, large fries, and a diet coke.
Only in America... do banks leave both doors open and then chain the pens to the counters.
Only in America... do we leave cars worth thousands of dollars in the driveway and put our useless junk in the garage.
Only in America... do we buy hot dogs in packages of ten and buns in packages of eight.
Only in America... do we use the word 'politics' to describe the process so well: 'Poli' in Latin meaning 'many' and 'tics' meaning 'bloodsucking creatures.'
Only in America... do they have drive-up ATM machines with Braille lettering.
Only in America... can a homeless combat veteran live in a cardboard box and a draft dodger live in the White House"
==================================
"Do you ever wonder..
Why the sun lightens our hair, but darkens our skin?
Why women can’t put on mascara with their mouth closed?
Why don’t you ever see the headline “Psychic Wins Lottery�
Why is “abbreviated†such a long word?
Why is it that doctors call what they do “practice�
Why is lemon juice made with artificial flavor, and dishwashing liquid made with real lemons?
Why is the man who invests all your money, called a broker?
Why is the time of day with the slowest traffic called rush hour?
Why isn’t there mouse flavored cat food?
Why didn’t Noah swat those two mosquitoes?
Why do they sterilize the needle for lethal injections?
You know that indestructible black box that is used on airplanes? Why don’t they make the whole plane out of that stuff?
Why don’t sheep shrink when it rains?
Why are they called apartments when they are all stuck together?
If con is the opposite of pro, is Congress the opposite of progress?
If flying is so safe, why do they call the airport the terminal?"
==================================
"Would-be entrepreneurs often ask: Where can I get find grants to start a business? And, sadly, some of these individuals pay big money to attend business financing seminars that travel from city to city talking enticingly about “free†government money for your business. All you have to do is pay these folks up front and they will fill out some paperwork for you to apply for these “grants.â€
Trouble is, the rare few that are available are so highly specialized in research fields that the odds of getting them are astronomical. In practical terms, it is a dead end. Forget about government grants to start a new business. It won’t happen."
==================================
"Do NOT search for a domain name until you are ready to buy it, especially on GoDaddy. There are many ways for people to intercept your search and register the name before you can do it. It happened to MJ, and it happens every day to many people."
cont....
--------
"I think most people wait too long before hiring their first employee. For some, it may be money related. They simply can't afford to hire someone right now, but for others, it's fear of giving up control.
In my opinion, most people are also thinking too small, and are afraid of going forward too fast. The moment it makes sense for your business, is the moment you should take on more people. No one is and expert in every field. Surround yourself with employees that are more qualified than you are, and do it as fast as you can."
==================================
"One of the most common mistakes for losing money on options is holding on to them for too long. Never hold on to an option in the hope that it will go back up. Losing 50% is better than losing 100%. When it's time to sell, it's time to sell."
==================================
"The time is NEVER right. If you wait for all the lights to turn green before you are heading to town, you are going to stay home the rest of your life."
==================================
"It is becoming harder and harder to profit from PPC advertising. Thousands of people are bidding on the same key words as you. A lot of them have no experience, and they are driving up the prices. It's going to get even worse in the future."
==================================
"The more money you have, the less you have to work because you can afford to hire people early on in your business. It's better to hire people that are more qualified and can do the job better than you."
==================================
"If having a partner was good, God would have one."
==================================
"most successful people tried and failed in many ventures before they finally found the right one for them. If you keep stepping up to the plate, you will eventually hit a home run."
==================================
"You mentioned that you sometimes have a hard time with your motivation. Have you clearly identified what it is that you want in life? Have you set a date as to when you expect to get it? Have you identified the obstacles you must overcome in order to get there? Have you identified the people you need to work with in order to get there? Have you spelled out what you need to know to reach your objective? Have you developed a plan of action? Have you written it down as to what's in it for you? Why do you want to reach the goal in the first place?
==================================
"If you don't have clearly spelled out goals, you will always have a hard time with your motivation."
"You have to have goals. How are you going to reach a goal you don't even have?"
"You'll always miss 100% of the shots you don't take."
==================================
"In my first successful business I had at least four or five times the first year where I had maxed out all my credit cards and was practically out of business, only to one year later be taking $100,000 weekly pay checks. What if I would have given up early?????"
==================================
Suggestions for interviewing accountants:
"General questions to ask a potential CPA
How long has your firm been in business?
Ask yourself, do you prefer a firm that has an established record or a new firm that is developing their best customer list.
Do you offer an initial consultation and is there a charge?
Many firms offer a free initial consultation and should be able to given an estimate of the fees for the services you require.
Can I contact any of your current clients for a referral?
A reputable firm will be willing to provide you with references.
What education have you recently completed in your area of expertise?
CPAs who have an active certificate to practice public accounting are required to complete a specified amount of continuing professional education. CPAs receive education credit by attending courses, writing articles or teaching.
Are you a member of a professional organization such as the American Institute of Certified Public Accountants?
CPAs who are members of their local and national associations take pride in their profession. They acknowledge that as a CPA they represent not only themselves but the profession as a whole. Professional associations provide opportunities, tools, training and the resources for CPAs.
What other certifications are held by CPAs in your office?
The importance of this question will depend on the type of services you need. Look for the following (this in not intended to be an inclusive list):
- MBA – Masters in Business Administration
- CFP – Certified Financial Planner
- PFS – Personal Financial Specialist
- ABV – Accredited Business Valuation
- CFE – Certified Fraud Examiner
- CBA – Certified Business Appraiser
- MCBA – Master Certified Business Appraiser
- MBT – Masters of Business Taxation
- CFA – Chartered Financial Analyst
- RIA – Registered Investment Adviser
==================================
Questions for small business owners
Are you looking for expertise and industry knowledge of your business?
Ask what experience and what percentage of the CPA practice comes from other clients with a similar business.
What is your hourly rate and what charges can I expect for questions I have throughout the year?
A reputable firm will be able to provide you with this information.
What computer programs do you prefer your clients to use for record keeping?
Using a program the CPA is familiar with can save time and money on your billings. A CPA firm will also be able to help you in setting up and maintaining computerized bookkeeping.
When was your last peer review and would you be willing to show me the report?
Public accounting firms who perform audits, compilations and reviews are required to have a peer review performed every three years. The peer review is designed to ensure that firms have adequate quality control systems."
==================================
"Here are some ideas where you can look for routes to find opportunities for your own business. You don't need to concentrate on only B2B, as B2C can be just as good.
- Look in the mirror. What do you do well? That skill could be the basis for a big-money business.
- Look within your family. Is there a family business you can take over? Or can you go to work for the family business, learn everything, and start your own?
- Look in your present company. Can you start a business doing something that your company isn't? Is there a market your company should be serving, but isn't?
- Look at any ideas your company rejects or dismisses, or tries to do and fails. These are often small-business opportunities.
- Read magazines on franchises to get some ideas, and start a company in an industry that is growing rapidly.
- Provide ethnic products and services. Look at growing ethnic populations and sell what they want the way they want it. For example, what products do folks buy in Mexico that they can't get in the U.S.?
- Health-care services of all kinds are needed and growing as people age.
- Watch the skills-oriented television channels, such as those that feature home repair, gardening and decorating. These shows represent trends and popular ideas. Is there a business organizing customers' garages? Is there a business providing flower-and-shrub-garden planting maps over the Internet? Is there a business managing the personal administrative affairs of busy people, where both spouses work, or travel extensively, or own multiple homes, or any combination of lifestyles that make organization a must?
- Accountants, trust lawyers, corporate-loan officers, business brokers and the classified ads are sources of leads on companies for sale that may inspire you to start something similar.
- Look at a business you like. Can you run one like it but better? The business you noticed on a recent trip: Is there a similar one where you live, and is there a need?
- Follow through on one of your old ideas, one you've been telling people about for years. Dig up your school project that outlined a new business idea.
I hope this will trigger your mind in to coming up with a business you can start."
==================================
"I do not have a mortgage, and one of the main reasons for that is to protect my assets. If you live in Florida, Iowa, Kansas, Minnesota, Oklahoma, South Dakota or Texas, your home may be the best way to protect your assets from lawsuites and creditors. These states have bankruptcy exemptions that protect your homestead from the claims of creditors, regardless of the value of your home.
In states with unlimited homestead exemptions, your best form of asset protection is to use other assets to pay off your home loan. In most states, you need to be a resident for six months to a year before the homestead exemption is available, but after that you can buy a home of any size and thereby convert exposed assets into exempt assets.
If you are faced with an imminent lawsuit, paying off your mortgage or buying a bigger house may be your only choice if you live in a state with a generous homestead exemption."
==================================
"1: Self-Assessment
Am I suited for running my own business?
2: Business Idea
Do I have a viable business idea?
3: Market Analysis
Is there a market for my business idea?
4: Management Skills
Do I have the skills needed to make this work?
5: Business Plan
Do I have a complete business plan?
6: Forecasting
Do I have a realistic forecast of revenues and costs?
7: Financing
Am I aware of my business financing needs?
8: Outside Resources
Do I understand what forms of venture assistance may be available to me from the public agency arena?
9: Venture Launch
Do I have the licenses, approvals and other issues covered that are needed for actually starting the new business?
10: Monitor Progress
Am I prepared to monitor and control operations once started?
If you can answer YES to all 10, you probably have a viable business."
==================================
"In my opinion, a person does not need a wealth manager. All the information they can provide is available free of charge on the Internet and your local library.
Lets look at the main goals and objections of a wealth manager.
Is it making you wealthier? NO
Is it protecting your assets? NO
Is it giving you investment advice? NO
The main goal is to recommend whatever is good for his/her commission $$$$$$, and NOT what's good for you.
The average wealth manager is a guy in his 20's or 30's with less than five years experience, earning less than $100K/year. If he knows so much about wealth, why is he working for peanuts? (No offense to people earning less than $100K/year.)"
==================================
"
Give a man a fish, and you feed him for a day. Teach a man to fish, and you feed him for life.
Teach a man to fish, and you introduce another competitor into the overcrowded fishing industry. Give a man a fish, and you stimulate demand for your product.
[FONT=Trebuchet MS, Arial, Helvetica][FONT=Trebuchet MS, Arial, Helvetica]Teach him to fish and he'll sit in a boat drinking beer all day.
[/FONT]Give a man a fish, you feed him for a day. Teach a man to fish, and run the risk of overfishing, contravening EU fishing policy, reducing the biodiversity of the world's oceans and increasing the economic decline of our once-great fishing industry.
[/FONT][FONT=Trebuchet MS, Arial, Helvetica]Give a man a fish, and he'll wonder what you want from him."
"[/FONT]
==================================
Studies tell us that only 3% of people in the USA set goals, and they are among the wealthiest people in the nation! Worldwide the percentage is probably lower. Why so low? There are several reasons, but one of the main reasons is lack of know-how. When I ask people why they don't set goals they often say, "I don't know how."
Isn't that remarkable? We send children to school for 12 years in America before they graduate from high school. Many of them go on to trade schools, colleges and universities. We teach them many important disciplines including history, economics, literature, science, and so forth, but we miss one critically important skill: goal setting. We award them their degrees, pat them on their backs, and send them into the world full of wisdom, but ill-prepared, almost always, to design and pursue the lives they really want.
Whether you're already a goal setter, you used to set goals and quit, or you've never set goals, these lessons will help you build a better life.
Lesson 1. Dream! Let your imagination run wild while you fill up a blank sheet of paper with everything you want to be, do or have. Many adults have lost their ability to dream and that's unfortunate. By dreaming you instill hope for your future, and with hope there's possibility. So your assignment is to dream. During this week devote at least two sessions to dreaming. I want you to create a Dream List filled with ideas. Your list should include at least 25 dreams about what you want to be, do or have.
Lesson 2. After you complete your list, wait 24 to 48 hours and read each item on your list and answer the question: Why? If you can't verbalize in one sentence why you want to be, do or have this dream, then it's not a dream and it won't become a goal. Cross it off your list.
Lesson 3: Ask the following five questions of every dream on the Dream List you created.
1. Is it really MY goal?
2. Is it morally right and fair to everyone concerned?
3. Is it consistent with my other goals?
4. Can I emotionally commit myself to finish this goal?
5. Can I "see" myself reaching this goal?
You must answer "yes" to all five questions for each goal, or cross that goal off your list.
Here are some points to ponder: Is it really MY goal or is it a goal someone else wants me to pursue? Is it the right thing to do? Will achieving this goal distract from achieving other goals? Goals are often difficult to achieve. Are you sure you can make the commitment to pursue this goal and see it through? If you can't "see" yourself reaching this goal, you probably won't.
Take time during this week to think about the questions above and answer them. Once you're finished, your Dream List will probably be a bit shorter than when you started out. That's okay because you're now closer to identifying the goals that you really will pursue and can achieve.
Lesson 4:
Ask the following seven questions of every dream that remains on your Dream List (or goals list).
Will reaching this goal . . .
1. make me happier?
2. make me healthier?
3. make me more prosperous?
4. win me more friends?
5. give me peace of mind?
6. make me more secure?
7. improve my relationships with others?
If you can't answer Yes to at least one of these questions for each goal, eliminate that goal from your list. Be sure to consider your family when you answer these questions. And do not confuse pleasure with happiness!
Here we go with Lesson 5:
After asking the questions posted in Lesson 4 you will have eliminated some of your goals. Actually, they were not goals, just thoughts or desires at this point, so you're better off without them.
Separate your remaining list of goals into one of three categories: Short-range (one month or less to achieve this goal), Intermediate (one month to one year to achieve this goal), or Long-range (one year or more to achieve this goal).
This lesson will help you quickly determine whether or not you have a balanced perspective between what needs to be done now, versus your dreams for the future.
Remember: Some goals must be BIG to make you stretch and grow to your full potential. Some goals must be long-range to keep you on track and greatly reduce the possibility of short-range frustrations. Some goals must be small and daily to keep you disciplined. Some goals must be ongoing. Some goals (i.e., weight loss, business success, education, etc.) may require analysis and consultation to determine where you are before you can set the goals. Most goals should be specific. A "nice home" is not as good as a "3,000 square-foot, Tudor- style home with four bedrooms, three full baths, and two living spaces."
I hope this was helpful. Good luck with your goal setting."
"Only in america... can a pizza get to your house faster than an ambulance.
Only in America... are there handicap parking places in front of a skating rink.
Only in America... do we use answering machines to screen calls and then have call waiting so we won't miss a call from someone we didn't want to talk to in the first place.
Only in America... do drugstores make the sick walk all the way to the back of the store to get their prescriptions while healthy people can buy cigarettes at the front.
Only in America... do people order double cheeseburgers, large fries, and a diet coke.
Only in America... do banks leave both doors open and then chain the pens to the counters.
Only in America... do we leave cars worth thousands of dollars in the driveway and put our useless junk in the garage.
Only in America... do we buy hot dogs in packages of ten and buns in packages of eight.
Only in America... do we use the word 'politics' to describe the process so well: 'Poli' in Latin meaning 'many' and 'tics' meaning 'bloodsucking creatures.'
Only in America... do they have drive-up ATM machines with Braille lettering.
Only in America... can a homeless combat veteran live in a cardboard box and a draft dodger live in the White House"
==================================
"Do you ever wonder..
Why the sun lightens our hair, but darkens our skin?
Why women can’t put on mascara with their mouth closed?
Why don’t you ever see the headline “Psychic Wins Lottery�
Why is “abbreviated†such a long word?
Why is it that doctors call what they do “practice�
Why is lemon juice made with artificial flavor, and dishwashing liquid made with real lemons?
Why is the man who invests all your money, called a broker?
Why is the time of day with the slowest traffic called rush hour?
Why isn’t there mouse flavored cat food?
Why didn’t Noah swat those two mosquitoes?
Why do they sterilize the needle for lethal injections?
You know that indestructible black box that is used on airplanes? Why don’t they make the whole plane out of that stuff?
Why don’t sheep shrink when it rains?
Why are they called apartments when they are all stuck together?
If con is the opposite of pro, is Congress the opposite of progress?
If flying is so safe, why do they call the airport the terminal?"
==================================
"Would-be entrepreneurs often ask: Where can I get find grants to start a business? And, sadly, some of these individuals pay big money to attend business financing seminars that travel from city to city talking enticingly about “free†government money for your business. All you have to do is pay these folks up front and they will fill out some paperwork for you to apply for these “grants.â€
Trouble is, the rare few that are available are so highly specialized in research fields that the odds of getting them are astronomical. In practical terms, it is a dead end. Forget about government grants to start a new business. It won’t happen."
==================================
"Do NOT search for a domain name until you are ready to buy it, especially on GoDaddy. There are many ways for people to intercept your search and register the name before you can do it. It happened to MJ, and it happens every day to many people."
cont....
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