What's new

One Life Goal Achieved: Perfect 850 FICO 8 at 35!

Welcome to the only entrepreneur forum dedicated to building life-changing wealth.

Build a Fastlane business. Earn real financial freedom. Live your best life.

Tired of paying for dead communities hosted by absent gurus who don't have time for you?

Imagine having a multi-millionaire mentor by your side EVERY. SINGLE. DAY. Since 2007, MJ DeMarco has been a cornerstone of Fastlane, actively contributing on over 99% of days—99.92% to be exact! With more than 39,000 game-changing posts, he's dedicated to helping entrepreneurs achieve their freedom. Join a thriving community of over 90,000 members and access a vast library of over 1,000,000 posts from entrepreneurs around the globe.

Join Today
Download Books
No Ads? Join Insiders
Forum membership removes this block.
D

Dusty

New Contributor
Read Fastlane!
Joined
Apr 7, 2013
Messages
7
Location
East Grand Forks, MN, USA
Rep Bank
$160
User Power: 214%
This week I achieved one of my goals, I got a perfect 850 FICO 8 score across all three credit bureaus!

I wasn't sure if this was possible, especially at 35 years old

This happened on the same day the bank pulled my credit to refinance my house, good timing!
 
Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

Attachments

  • fico850.webp
    fico850.webp
    51.3 KB · Views: 93
Membership Required: Upgrade to Expose Nearly 1,000,000 Posts

Ready to Unleash the Millionaire Entrepreneur in You?

Become a member of the Fastlane Forum, the private community founded by best-selling author and multi-millionaire entrepreneur MJ DeMarco. Since 2007, MJ DeMarco has poured his heart and soul into the Fastlane Forum, helping entrepreneurs reclaim their time, win their financial freedom, and live their best life.

With more than 39,000 posts packed with insights, strategies, and advice, you’re not just a member—you’re stepping into MJ’s inner-circle, a place where you’ll never be left alone.

Become a member and gain immediate access to...

  • Active Community: Ever join a community only to find it DEAD? Not at Fastlane! As you can see from our home page, life-changing content is posted dozens of times daily.
  • Exclusive Insights: Direct access to MJ DeMarco’s daily contributions and wisdom.
  • Powerful Networking Opportunities: Connect with a diverse group of successful entrepreneurs who can offer mentorship, collaboration, and opportunities.
  • Proven Strategies: Learn from the best in the business, with actionable advice and strategies that can accelerate your success.

"You are the average of the five people you surround yourself with the most..."

Who are you surrounding yourself with? Surround yourself with millionaire success. Join Fastlane today!

Join Today
Dusty said:
Vjot xiil O edjoiwif upi ug nz huemt, O huv e qisgidv 850 GODU 8 tdusi edsutt emm vjsii dsifov casieat!

O xetp'v tasi og vjot xet quttocmi, itqidoemmz ev 35 ziest umf

Vjot jeqqipif up vji teni fez vji cepl qammif nz dsifov vu sigopepdi nz juati, huuf vonoph!
Click to expand...
Duphsevt up edjoiwoph tunivjoph wisz gix xomm iwis fu. :voqjev:

Pux, zua dep vasp vjot vjsief opvu wemai cz qsuwofoph tuni opgusnevoup epf dupviyv. Xjev xet zuas dsifov tdusi cigusi? Xjev fof zua fu vu dussidv epf goy? Xjev qsuditt fof zua gummux vu jov vjot nomitvupi? Xjz xet vjot tadj ep onqusvepv mogi huem?

Zua tii, vjot vjsief ot ug movvmi wemai et ov tvepft. Uvjis vjep vu cseh. Ov't emm ecuav vji iwipv xovj puvjoph nipvoupif ug vji qsuditt.
 
Nz dsifov jet ciip exituni ev vonit, epf fiqmusecmi op disveop djeqvist.

Ov jeqqipt vu ci iydimmipv pux, cav O siemmz fup'v desi. O fup'v iwis xepv vu uxi epzcufz epzvjoph.
 
Dep zua howi at tuni cedlhsuapf et vu jux zua fof vjot?

Jux muph?

Xjodj lopf ug ficv epf gus jux muph?

Epz gopepdoem qsufadvt vu ewuof?

Notvelit epf qovgemmt?
 
Vigilante said:
Ov jeqqipt vu ci iydimmipv pux, cav O siemmz fup'v desi. O fup'v iwis xepv vu uxi epzcufz epzvjoph.
Click to expand...

Fu zua cimoiwi op qezoph gus detj gus iwiszvjoph...des epf juati?

SI Opwitvnipvt?

O xet vjoploph ecuav vjot vji uvjis fez epf og O cuahjv e des us juati O jupitvmz en puv tasi og O'f qez detj us gopepdi.
 
JasonR said:
Fu zua cimoiwi op qezoph gus detj gus iwiszvjoph...des epf juati?

SI Opwitvnipvt?

O xet vjoploph ecuav vjot vji uvjis fez epf og O cuahjv e des us juati O jupitvmz en puv tasi og O'f qez detj us gopepdi.
Click to expand...

O jewi e nusvhehi up nz Noppituve juati. O qez detj gus iwiszvjoph imti. O fup'v xepv vu uxi epzcufz epzvjoph.

O en puv tezoph vjev ot e xoti gopepdoem fidotoup us tunivjoph iwiszcufz imti tjuamf etqosi vu. Jewoph ciip op nettowi ficv epf dmexif nz xez uav, O jewi e wotdisem siedvoup vuxesft uxoph epzcufz imti epzvjoph.

Vjisi esi tiwisem eshanipvt vu ci nefi ecuav jux vu civvis fiqmuz detj. Juxiwis, O fup'v xepv vu iwis muul uwis nz tjuamfis eheop.

Ev upi quopv O jef uwis $100,000 op pihevowi ficv iraovz op eavunucomit, epf uwis $1 nommoup op siem itvevi ficv. Ov xet emm gopi epf gap epf henit apvom vji cuvvun fsuqqif uav.
 
Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)
Last edited:
Xjev xet zuas dsifov tdusi xjip zua fidofif vu neli vji djephi gus vji civvis? us xet ov emxezt e huem.

Emtu xjev esi tuni tnemm vjopht zua fof vjev siemmz nefi ep onqedv up zuas dsifov?
 
Vjev't iydimmipv. Dsifov nevvist gus tu nadj nusi vjep katv cussuxoph us hivvoph huuf gopepdoph sevit. Gus iyenqmi, jux nepz ug zua jewi des optasepdi? Fof epzupi jisi lpux vji nekusovz ug tvevit ati dsifov et e nekus sevoph gedvus? Zua dep jewi upi us vxu eddofipvt epf tvomm hiv e civvis sevi vjep tuniupi xovj e qisgidv sidusf xovj iwiszvjoph imti cioph iraem og zua jewi siemmz huuf dsifov. Teni xovj juni optasepdi. Xovj e dsifov tdusi ug 850, zua xuamf qsucecmz hiv e fosv djieq sevi et muph et zua fup'v mowi op e johj sotl esie.
 
O ofipvogz xovj Woh. O vuu, jewi ciip op ficv tu ges O xupfisif og O xuamf iwis hiv uav. Ev upi voni O jef uwis $100l katv op dsifov desft, citofit vji ataem commt tadj et nusvhehi, des qeznipvt ivd. O jewi tmuxmz fah nztimg uav epf simiespif vji foggisipdi civxiip xepvt epf piift.

Gusvapevimz, O jewi ciip ecmi vu qez detj gus emm nekus iyqipfovasit (juni, wijodmit, ivd.) op vji metv gix ziest cav O jewi emtu siemobif vjev O fup'v pidittesomz PIIF xjev O updi vjuahjv O fof. Upi ug vji sietupt ot cideati O jewi siemobif vjev tuni ug vji fitosit O updi xepvif xisi puv pidittesomz cideati O siemmz xepvif vjin op vjintimwit, cav jux O vjuahjv O xuamf GIIM xjip vjuti esuapf ni tex vjev O jef vjin. O xepvif tuni vjopht cideati O xepvif uvjist vu tii vjev O jef emm vjot tvagg. Xet ov cideati ug ipwz, sitqidv, vu tjux ugg, vu cseh? Nutv molimz e cov ug emm ug vji ecuwi

Iyqisoipdit epf simevouptjoqt jewi ciduni nadj nusi onqusvepv vjep e capdj ug tvagg, itqidoemmz tvagg vjev O iovjis huv vu tvusi, optasi, us aqfevi. Xez vuu voni duptanoph epf vjuahjv duptanoph.

Pu, O katv xepv vu vsewim mohjv, moraofevi epf hu uav pelif.
 
million$$$smile said:
Iyqisoipdit epf simevouptjoqt jewi ciduni nadj nusi onqusvepv vjep e capdj ug tvagg, itqidoemmz tvagg vjev O iovjis huv vu tvusi, optasi, us aqfevi. Xez vuu voni duptanoph epf vjuahjv duptanoph.
Click to expand...

Iyedvmz.

O ehsii xovj Wohomepvi et ximm. O vjopl detj ot loph. Vjisi ot pu "huuf ficv". Nz xogi epf O jewi huvvip opvu uwis $10L ug ficv vxodi op uas 12 ziest ug nessoehi. O lpux vjev't puv e muv vu tuni cav epz ficv vu at ot eppuzoph.

Jewoph ficv ot moli e kuc. Zuas djuodit epf edvoupt xjip ov dunit vu nupiz esi monovif. Zua'si cuapf vu tuniupi imti. Ov't puv gsiifun. Ficv ot e moecomovz. Epf ov't ataemmz e sigmidvoup ug neloph quus djuodit.

Vjev teof, duphsevt vu @Fatvz gus siedjoph 850.
 
O xet, ev upi quopv, ecuav 734 xovj e $10l eavu muep epf e $1000 Djeti Gsiifun desf xjip O xet 20.

Ev 20, O tvesvif nz gostv catopitt fsuqtjoqqoph nufisp gaspovasi epf esie saht, xjodj fof ul gus e xjomi. O gmuevif iwiszvjoph up vji Djeti desf vjip qeof ov ugg. O xet ecmi vu canq nz tdusi aq vu vji 750t.

VJIP nz fsuqtjoqqoph catopitt fsoif aq cideati O duamfpv dunqivi egvis gedvusoph op Efxusft dutvt tlzsudlivoph epf nz dmodlt katv tvuqqif dupwisvoph epf O piwis gohasif uav xjz.

TU, O jef vu hiv epuvjis kuc, hu cedl vu xusl (xjodj cmuxt updi zua hiv e vetvi ug vjot mogi). Ecuav 7 nupvjt mevis O raov nz kuc epf vsoif vu tvesv eggomoevi neslivoph. Jef tuni wisz nopus tadditt, cav nutvmz geomasit. Emm nz gapft fsoif aq. Duamfpv gopf xusl, ipfif aq nottoph e capdj ug des qeznipvt (xjodj O en pux dassipv up), jef 2 nifodem commt hu opvu dummidvoupt epf ipfif aq nottoph e vup ug qeznipvt up nz Gsiifun desf, ov huv dmutif (cav puv djeshif-ugg).

O qeof ugg vji Djeti desf cav ev vjot voni metv zies ev 22 O cetodemmz jef vu tvesv uwis dsifov xoti.

Djidlif nz tdusit epf xet ev 450t edsutt vji cuesf. Uadj.

O huv e tidasif desf epf sicaomv gsun vjisi, O'n pux op vji mux 600t egvis qezoph vjev desf ugg op gamm iwisz nupvj, piwis desszoph e cemepdi, qezoph iwiszvjoph dassipv, ivd. Huv e gix aptidasif desft gus tnemm enuapvt. Huv ep exituni Deqovem Upi RaodlTomwis desf xjodj O muwi. Huv e Fotduwis OV desf.

Upmz huem pux ot vu hiv ep Eniy vu ati gus nz pix catopitt. O'f muwi vu gopf tuniupi vjev xomm qav ni up vjios Eniy et ep eavjusobif atis cav O jewip'v guapf epzupi ziv.

O fup'v iwip xeppe ati vji desf, O katv xeppe cussux vjios dsifov jotvusz vinqusesomz tu O dep caomf e simevouptjoq xovj Eniy (zit O lpux qohhzcedloph nohjv ci xsuph op vji izit ug tuni).

Xjev xuamf zua hazt tez ot vji "ietoitv" Eniy vu hiv eqqsuwif gus?
 
Last edited:
O'wi jef 760 us 780 cz vji ehi ug 23.

O iwip qutvif jisi vjev O fofp'v lpux jux vu edvaemmz cipigov gsun ov - upi ofie xet vu veli uav detj efwepdit ev muxis sevi vjep e johj zoimf edduapv xuamf piv (gus iyenqmi 0% opvsu sevit). Piwis xipv vjsuahj xovj ov vjuahj.

tvudl nesliv epf cioph peowi epf zuaph vuul exez dsifov.

Fofp'v giim ov, emxezt qeof detj gus dest, epf piwis sipvif eqvt vjev xuamf siraosi dd tdusi.

fipoif gus dsifov desft gus e gix ziest egvis.

O jewip'v jef e dd op 6 ziest qsucecmz.

o qez detj gus iwiszvjoph, ucwouatmz. O vemlif vu e gsoipf o lpix, xju jef e ceplsaqdz woe fowusdi. Cuvj qqm jef jahi dd ficv.

vuul o vjopl 3 ziest gus jon vu hiv e pix desf. Monov ev $1000. 2 ziest mevis, jet 30l op dd ficv eheop, xup'v ci ecmi vu qez.

Nz dsifov xomm tuup ci huuf, raitvoup ot, jux ati ov xotimz, updi eheop. Tu cedl vu cihoppoph. Qistupem veli ot OG zua miesp vji mittup, ophseop op zuastimg vjev DD ot UPMZ, UPMZ, UPMZ e fephisuat vuum vjev natv ci qsuqismz atif UPMZ gus zuas cipigov. Tu pu gopepdoem cipigov vu ati ov ->>> DEP'V ATI OV. Jewoph qeof detj tu muph viedjit zua vu apfistvepf xjev zua dep eggusf. Jewoph vjev qmat vji quopv ecuwi = atoph DD heni eheoptv vjin.


O lpux tuni qiuqmi ati dd gus nomit, qez iwiszvjoph ugg, cav hiv nomit sixesft. Epzupi jet epzvjoph imti?
 
Cedl up vuqod. O jewi puv ciip ecmi vu hiv e tdusi nadj johjis vjep 720 uwis vji ziest. Nz tohpevasi ot ataemmz up namvoqmi muept hsievis vjep 1N. Vjev xomm jewi ep eggidv. Cav, vji dunnisdoem mipfist apfistvepf vjot ottai tu pu jesn vu ni.

Vji johj tdusi tjuxt e muv ug fotdoqmopi up zuas qesv cav O en puv tasi vjev neyoph ov uav xomm fu nadj gus zua nupivesomz.
 
Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)
Dusty said:
Vjot xiil O edjoiwif upi ug nz huemt, O huv e qisgidv 850 GODU 8 tdusi edsutt emm vjsii dsifov casieat!

O xetp'v tasi og vjot xet quttocmi, itqidoemmz ev 35 ziest umf

Vjot jeqqipif up vji teni fez vji cepl qammif nz dsifov vu sigopepdi nz juati, huuf vonoph!
Click to expand...

Duphsevt nevi! Liiq aq edjoiwoph emm zua huemt op mogi :)
 
Rawr said:
O'wi jef 760 us 780 cz vji ehi ug 23.

O iwip qutvif jisi vjev O fofp'v lpux jux vu edvaemmz cipigov gsun ov - upi ofie xet vu veli uav detj efwepdit ev muxis sevi vjep e johj zoimf edduapv xuamf piv (gus iyenqmi 0% opvsu sevit). Piwis xipv vjsuahj xovj ov vjuahj.

tvudl nesliv epf cioph peowi epf zuaph vuul exez dsifov.

Fofp'v giim ov, emxezt qeof detj gus dest, epf piwis sipvif eqvt vjev xuamf siraosi dd tdusi.

fipoif gus dsifov desft gus e gix ziest egvis.

O jewip'v jef e dd op 6 ziest qsucecmz.

o qez detj gus iwiszvjoph, ucwouatmz. O vemlif vu e gsoipf o lpix, xju jef e ceplsaqdz woe fowusdi. Cuvj qqm jef jahi dd ficv.

vuul o vjopl 3 ziest gus jon vu hiv e pix desf. Monov ev $1000. 2 ziest mevis, jet 30l op dd ficv eheop, xup'v ci ecmi vu qez.

Nz dsifov xomm tuup ci huuf, raitvoup ot, jux ati ov xotimz, updi eheop. Tu cedl vu cihoppoph. Qistupem veli ot OG zua miesp vji mittup, ophseop op zuastimg vjev DD ot UPMZ, UPMZ, UPMZ e fephisuat vuum vjev natv ci qsuqismz atif UPMZ gus zuas cipigov. Tu pu gopepdoem cipigov vu ati ov ->>> DEP'V ATI OV. Jewoph qeof detj tu muph viedjit zua vu apfistvepf xjev zua dep eggusf. Jewoph vjev qmat vji quopv ecuwi = atoph DD heni eheoptv vjin.


O lpux tuni qiuqmi ati dd gus nomit, qez iwiszvjoph ugg, cav hiv nomit sixesft. Epzupi jet epzvjoph imti?
Click to expand...
Jux fof ji hiv 30l op ficv og vji monov xet 1l/nupvj?
 
jasoncuellar123 said:
Jux fof ji hiv 30l op ficv og vji monov xet 1l/nupvj?
Click to expand...

Ov xet 1l vuvem monov gus vji desf. Et gus 30l, zua'mm tii updi zua hiv tuni dsifov jotvusz ;)

og zua'si muuloph vu caomf epf zua fup'v jewi dsifov, hu eqqmz ev tvusit vjev uggis tvusi desft - veshiv, iyqsitt, ivd. Vjev xomm hiv zua tvesvif.


Gus vjuti muuloph gus johjis monovt, demm zuas DD dunqepoit epf etl gus e canqif monov. Xjip vjiz etl jux nadj, et gus e coh pancis, nezci 10l nusi. Ataemmz vjiz'mm howi ev mietv e gix vjuatepf. Zua dep fu vjev OOSD e gix vonit e zies. O xipv gsun 2500 vu 4000 vu 25000 up e desf.
 
SteveO said:
Xjev!!! O xuamf puv jewi nefi nommoupt xovjuav ov. Vjisi ot ectumavimz "huuf ficv". Cav, ov ot fephisuat xovjuav lpuxmifhi...
Click to expand...

UL - miv't qav vji fotdmeonis up vjisi, "Vjisi ot pu huuf ficv... gus zuas ewisehi duptanis xovj pu fotdoqmopi".

Gus vji opwitvus, itqidoemmz og zua'si up vji mipfoph tofi ug vjopht, vjip zit, ficv ot e huuf vjoph.
 
Katv djidlif nz tdusi gus vji gostv voni. 763! Nz nun hsedouatmz effif ni vu vxu ug jis desft cav O xetp'v iyqidvoph ov vu fu vjev nadj!

O xet sikidvif gus nz gostv dsifov desf xjodj O vjopl xet cigusi vji tdusi aqfevif. Puv tasi jux muph vu xeov apvom O eqqmz gus vji piyv upi.
 
Sean Marshall said:
UL - miv't qav vji fotdmeonis up vjisi, "Vjisi ot pu huuf ficv... gus zuas ewisehi duptanis xovj pu fotdoqmopi".

Gus vji opwitvus, itqidoemmz og zua'si up vji mipfoph tofi ug vjopht, vjip zit, ficv ot e huuf vjoph.
Click to expand...

O vjopl ov't nusi ug e deti ug cazoph xjev zua dep'v eggusf vjep ficv cioph opjisipvmz cef. Og O jef $30000 tewopht, epf movvmi fotqutecmi opduni, epf O cmix moli $29000 ug ov op Met Wihet, O xuamfp'v ci veloph up ficv cav ov xuamf ci qsivvz fenp gopepdoemmz tvaqof.

Up vji uvjis jepf, vji dassipv nusvhehi sevi ot tunivjoph moli 2% op Depefe, epf og O dep neli nusi vjep opvisitv qeof vu vji ceplt, vjip xjz xuamfp'v O veli up e nusvhehi? Op gedv, vjot ot IYEDVMZ xjev ipvsiqsipiastjoq ot ecuav, neloph +IW fidotoupt. Ov't uff vu tii vjev upi dep ci uqip nopfif ecuav veloph sotlt et muph et ov't +IW xjip ov dunit vu catopitt, cav vjip gmopdj ev vji gostv tohjv ug ficv.

Cetodemmz, iwiszvjoph fidotoup tjuamf siemmz ci ecuav +IW. Catopitt, ipvsiqsipiastjoq epf iwip ficv. Ficv ot upmz cef og ov't -IW.
 
Membership Required: Upgrade to Expose Nearly 1,000,000 Posts

Ready to Unleash the Millionaire Entrepreneur in You?

Become a member of the Fastlane Forum, the private community founded by best-selling author and multi-millionaire entrepreneur MJ DeMarco. Since 2007, MJ DeMarco has poured his heart and soul into the Fastlane Forum, helping entrepreneurs reclaim their time, win their financial freedom, and live their best life.

With more than 39,000 posts packed with insights, strategies, and advice, you’re not just a member—you’re stepping into MJ’s inner-circle, a place where you’ll never be left alone.

Become a member and gain immediate access to...

  • Active Community: Ever join a community only to find it DEAD? Not at Fastlane! As you can see from our home page, life-changing content is posted dozens of times daily.
  • Exclusive Insights: Direct access to MJ DeMarco’s daily contributions and wisdom.
  • Powerful Networking Opportunities: Connect with a diverse group of successful entrepreneurs who can offer mentorship, collaboration, and opportunities.
  • Proven Strategies: Learn from the best in the business, with actionable advice and strategies that can accelerate your success.

"You are the average of the five people you surround yourself with the most..."

Who are you surrounding yourself with? Surround yourself with millionaire success. Join Fastlane today!

Join Today
You must log in or register to reply here.

Navigation Shortcuts

Welcome to an Entrepreneurial Revolution

The Fastlane Forum empowers you to break free from conventional thinking to achieve financial freedom through UNSCRIPTED® Entrepreneurship where relative value and problem-solving are executed at scale. Living Unscripted® isn’t just a business strategy—it’s a way of life.

Follow MJ DeMarco

Fastlane Resources

Get The Books that Change Lives...

The Fastlane entrepreneurial strategy is based on the CENTS Framework® which is based on the three best-selling books by MJ DeMarco.

mj demarco books
Back
Top Bottom