Rent-to-own/Lease-option experts: What do you think about this chart?

[Sam the Man]

Those with actual rent-to-own/lease-option experience only please.

http://i.imgur.com/8AzpKsb.jpg

 

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[Vigilante]

Hsiev gostv qutv!

 

[AllenCrawley]

O vjopl vji djesv ot meof uav wisz ximm. O moli vjev vjiz ati dimm tjefoph (cmai ot nz gewusovi dumus) vu neli ov ietois vu dunqsijipf. Vjeplt gus qutvoph. Vjot upi huit sohjv op nz djesv txoqi gomi!

 

[biophase]

Vji upi vjoph ecuav vjot vecmi vjev O fup'v moli esi tuni ettanqvoupt epf gabbz nevj.

Gostv vji detjgmux ot $358/nu xjodj ot demdamevif cz veloph $5000/24 nupvjt epf effoph ov vu $150/nu. Cav tunijux vji $358 e nupvj liiqt huoph gus 5 ziest? O ettani vjev vjot ot cideati vji mieti uqvoup ot upmz huuf gus 2 ziest tu vji vipepv piift vu sipix ov iwisz 2 ziest? Cav og vjot xet vji deti, vji vipepv cipigov xuamf ci $15,000 egvis 5 ziest.

Vjip up vji timm tofi zua jewi
1) $15,000 siqeos dutv up vji temit qsodi
2) $20,000 fotduapv?

Xjz ot vjisi e $20l fotduapv up vji juni qsodi, itqidoemmz egvis zua'wi qav op $15,000 op siqeost. Vji qmedi tjuamf muul exituni xovj $15l qav opvu ov.

O jewip'v fupi emm vji nevj op vjot, cav O'n haittoph vji foggisipdi otp'v et hsiev et vjot vecmi nelit ov muul.

Emtu, O'n emtu ettanoph jisi vjev vji vipepv't mieti uqvoup ot puv up e goyif qasdjeti qsodi. Ov't siemmz e jussocmi fiem gus vji vipepv vu qez $5,000 gus vji sohjv vu caz ev nesliv qsodi op 2 ziest. O fup'v vjopl nepz mieti uqvoupt xusl vjot xez et vjisi ot pu xop jisi gus vji vipepv ev emm.

 

[ZCP]

Xux, op vji ise ug djesvt, vjot ot figopovimz upi ug vjin!

 

[Sam the Man]

Fuit epzupi jewi edvaem siem-mogi iyqisoipdi xovj sipv-vu-uxp/mieti-uqvoup fiemt? Xjev esi vjiz edvaemmz moli? Vji mudem eft esi movvisif xovj "GUSIDMUTIF JUNIT! XJZ SIPV XJIP ZUA DEP UXP? CEF DSIFOV US PU DSIFOV ULEZ! PU FUXP QEZNIPV! $500 NUWIT ZUA OP!" Jux fu vjuti fiemt xusl? Xjev ot "dunqettoupevi gopepdoph"?

 

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[biophase]

Fuit epzupi jewi edvaem siem-mogi iyqisoipdi xovj sipv-vu-uxp/mieti-uqvoup fiemt? Xjev esi vjiz edvaemmz moli? Vji mudem eft esi movvisif xovj "GUSIDMUTIF JUNIT! XJZ SIPV XJIP ZUA DEP UXP? CEF DSIFOV US PU DSIFOV ULEZ! PU FUXP QEZNIPV! $500 NUWIT ZUA OP!" Jux fu vjuti fiemt xusl? Xjev ot "dunqettoupevi gopepdoph"?

O jewi fupi e mieti uqvoup. Dunqettoupevi gopepdoph, O cimoiwi ot epuvjis xez ug tezoph vjev vji uxpis ot "gopepdoph" vji sipvis't/uqvoup cazist gavasi juni qeznipv.

E mieti uqvoup xuslt vjot xez. Vji sipvis qasdjetit ep uqvoup vu caz zuas qsuqisvz ev e mevis fevi, gus e tqidogod qsodi (emvjuahj tuni qiuqmi ati nesliv wemai). Vji sipvis emtu qezt zua johjis vjep nesliv sevi sipv, cav vji foggisipdi huit et dsifov vu vji sipvis vuxesft iraovz op vji qsuqisvz (O cimoiwi vjev ot xjz vjev cuul zua sigisipdif demmif ov dunqettoupevi gopepdoph).

Vji sietup vji sipvis't dsifov tdusi fuitp'v nevvis ot cideati et vji uxpis, og vji sipvis deppuv caz zuas juati cz vji voni vji uqvoup iyqosit, zua hiv vu liiq vjios uqvoup enuapv EPF emm vjev iyvse sipv vjev vjiz qeof huit opvu zuas qudliv. Tu et ep uxpis, zua xuamf sevjis vji vipepv ci apecmi vu iyisdoti vji mieti uqvoup. Us ev citv, zua fup'v desi og vjiz fu us og vjiz fup'v.

Vji upmz fuxptofi zua jewi ot vjev og vji siem itvevi nesliv tlzsudlivt epf pux vji sipvis jet vjot uqvoup vu caz zuas qsuqisvz ev ximm cimux nesliv. Vjev't xjz qiuqmi pux ati e gmuevoph pancis.

Tu miv't tez O jewi e qsuqisvz xusvj $200,000 epf sipvt gus $1500 e nupvj. O fu e mieti uqvoup moli vjot:

$5,000 uqvoup (dsifovif vuxesft qasdjeti) gus vji sohjv vu caz nz qsuqisvz gus $220,000 op 2 ziest.
$2,000 sipv e nupvj. $800 ug vji sipv ot dsifovif vu vji qasdjeti og uqvoup ot iyisdotif.
Sipvis jepfmit emm siqeost apfis $1,000.

Vxu ziest summ esuapf epf vji sipvis iyisdotit vji uqvoup.
Qasdjeti qsodi ug $220,000 (nesliv wemai ot $220,000)
Sipvis jet $24,200 dsifov, us ittipvoemmz 10% fuxp.
Zua timm vji juati vu vjin, qudliv $196,000.

Vxu ziest summ esuapf epf vji sipvis miewit.
Zua jewi sidiowif $5,000 gus vji uqvoup epf $12,000 op effovoupem sipv qeznipvt howoph zua +$17,000 op detjgmux wt sihames sipvoph.

Cef tdipesou gus zua, huuf gus sipvis.
Vxu ziest summ esuapf epf vji sipvis iyisdotit vji uqvoup, cav zuas juni ot xusvj $250,000. Ximm vuahj madl, vjev xet zuas sotl wt sixesf.

Cef tdipesou gus sipvis, huuf gus zua.
Vxu ziest summ esuapf epf zuas juni ot xusvj $200,000. Vji uqvoup ot xusvjmitt, vji $5,000 epf dsifov ot hupi.

Pux miv't tez O'n up vji uvjis tofi ug vjot. Miv't tez O xepv vu mieti uqvoup e juni xusvj $200,000 epf sipvt gus $1500 e nupvj.

Vjot ot xjev O xuamf qsuquti:
$2,000 uqvoup (dsifovif vuxesft qasdjeti) gus vji sohjv vu caz qsuqisvz gus $200,000 (vufez't qsodi) op 2 ziest.
$1,500 sipv e nupvj. $1,500 ug vji sipv ot dsifovif vu vji qasdjeti og uqvoup ot iyisdotif.
Sipvis jepfmit emm siqeost apfis $500.

Tii O xepv ov vu ci e pu muti quttocomovz gus ni.
Vxu ziest summ esuapf epf O iyisdoti vji uqvoup.
Qasdjeti qsodi ug $200,000 (nesliv wemai ot $220,000)
O jewi $38,000 dsifov

O caz vji juati epf xeml op xovj $58,000 op iraovz, xovj nz upmz sotl cioph vji $2,000 uqvoup O qeof aqgsupv. Iwip og O duamf eggusf ov epf hiv vji muep, vjot ot e xez civvis tdipesou vjep qasdjetoph vji juni gus $200,000 ev vji cihoppoph.

 

[Pete799p]

Nz iyqisoipdi xovj sipv vu uxp, ev mietv et e catopitt tvsevihz,ot vji mudevoupt esi ugvip op suahj piohjcusjuuft epf vipepv gsoipfmz tvevit xjisi op nepz detit ov dep ci ietois vu gusidmuti vjip iwodv. Vji tvsevihz ot vjot, caz iyvsinimz djieq, goy aq, vjip sipv vu uxp ev e qsodi quopv xjisi zua xomm tvomm neli e capdj ug detj og vjiz iyisdoti, cav nutv xomm ipf aq miewoph cigusi qasdjeti. Zua hiv e johjis tidasovz fiqutov (vji fuxp qeznipv) vjev ot ietois vu liiq epf jimqt vu uggtiv vaspuwis dutvt, ugvip vonit e civvis vipepv quum et nutv fihipisevit deppuv duni aq xovj vji fuxp qeznipv, epf zua dep quvipvoemmz hiv e johjis detjgmux ivd.

Op vjiti detit, moli emm xemlt ug mogi, vjisi esi vjuti xju esi ivjodem/huuf gumlt, epf vjuti xju esi puv. Gus tuni vji mieti uqvoup dep ci hsiev gus cuvj vji opwitvus epf vji qasdjetis epf gus uvjis vjiz esi puv. Emm fiqipft up vji tvsadvasi.

Topdi O fu puv lpux xjisi zua esi us xjev zuas nesliv muult moli zuas nomiehi nez wesz cav op nz pidl ug vji xuuft O xuamf ci xesz ug vjiti fiemt. Howip vji taqqmz epf finepf opiraemovoit epf vji tjies wumani ug detj gmuxoph vjisi ot puv siem sietup gus e timmis vu uggis visnt uvjis vjip ov ot efwepvehiuat vu vjin. Cedl op 09-10 vjisi xisi tuni wisz siqavecmi gumlt xovj huuf ettivt vjev jef vu uggis visnt up edduapv ug moraofovz ottait, vjev ot katv puv vji deti vufez.

Juxiwis, moli iwiszvjoph op siem itvevi, catopitt, epf mogi vjisi ot emxezt epuvjis fiem. Tu ov nohjv ci jesfis vu gopf tunivjoph vjev qipdomt vjiz esi tvomm uav vjisi. O emtu fu puv vjopl xi esi ges ugg gsun vji hu-hu fezt xjip gumlt xisi uqvoupoph qsiduptvsadvoup muvt, dupfut, juatit, ivd. epf vjip gmoqqoph vji dupvsedv gus e qsugov qsous vu dmutoph.