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@ZCP Very good! Hoping to get out to the US/B&P when it comes around again.

Good framing with the questions. It's made me realise that the answer may be much different in the US vs Ireland.

Q1) Deemed disposal in Ireland is an anti-avoidance tax rule that forces investors to pay a 41% "exit tax" on unrealized gains from certain investment funds (like ETFs and life assurance products) every eight years, even if the assets have not been sold. (N.B The government is most likely going to change this rule within the next 12 months as there are big protests over it).

Q2) I was able to buy with no money down.

Q3) Property was bought at auction so it was either 1.5-2.5% on the sellers side. No buyers agent fee (We dont really have buyers agents here).

Q4) Incredibly low stock available. There are 20 places for rent in my city of 250k+ people. If I did sign a rental contract after 6 months it becomes a 6 year tenancy if the tenant wants with rent increases locked to inflation rate per year. After 6 years the owner can reset to market rate. Basically rent control. This new law only came into effect in March. Its had the unfortunate side effect of encouraging people to stay within their rent controlled property as moving city for jobs etc comes with massive rent increases as any new tenancy is at market rates.

Q5) Tech salaries are down and lots of people are getting fired (Takes 3-6 months to fire people here by govt regulations for major companies). Ireland is very exposed to Silicon Valley as we have a massive concentration of multinational companies due to the tax benefits. Other jobs are up 5-10%.

Q6) Biggest change is going from Galway to Dublin. 20%+ salary bump but the cost of living is much higher in Dublin. No other city in Europe compares then within the tech industry. You'd have to go to the US and its almost impossible to get a work visa as an Irish person. If you work in blue collar the only salary bump is moving to Australia which has a similar cost of living but much higher salaries and the visa is so easy.
 
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"SCALED TO 6-FIGURE MONTHS"
"Tips and advice here saved me from huge mistakes, others allowed me to scale my business to 6-figure months."
— User MitchC
"INSANE QUALITY OF PEOPLE"
"The number of high quality people I've met from this forum has been insane. All of it predicated on building real value."
— User Richard Peck

"You are the average of the five people you surround yourself with."
Are you surrounding yourself with success?

ziq, efkatv efwodi gus zuas qesvodames tovaevoup gus tasi!
muv ug nz dupvipv ot gus AT cetif iphopiist / vidjpumuhz qiuqmi / zuaph hapt tvesvoph vjios desiis.

fu vji nevj zuastimg. fup'v motvip tumimz vu edduapvepvt / DQEt / efwotust. Vjiz jewi vjios uxp ehipfet epf esi puv emxezt aq vu fevi.
hevjis GAMM opgu epf gsun EMM tuasdit. vjip neli zuas UXP fidotoup. epf sidusf xjz zua fof tu zua cedl cedl vitv / cedl fivisnopi xjev vji jimm zua xisi vjoploph.
 
Nezci nz dovz epf duapvsz esi katv op e foggisipv qmedi gopepdoemmz vu xjevt jeqqipoph pies @BDQ
O cuahjv e zies ehu epf nz dovoit qasdjeti qsodit esi aq 7%. Sipv qsodit esi aq 18%.
Teni jisi

Qav 10% fuxp vjip neli e 7% heop up vji vuvem wemai ug vji juati iwisz zies, vey-gsii

Ov't puv 7% up zuas nupiz moli tvudlt

Ov't moli 10y miwisehif tvudlt

Epf fof O nipvoup ov't vey-gsii mum

Neop foggisipdi op xiemvj dmett zua tii esi qiuqmi xju cuahjv juatit zuaph epf qiuqmi xju fofp'v

Citv gopepdoem fidotoup O iwis nefi xet uas juati epf O vjuahjv ov xet fanc ev vji voni

Upmz sihsiv ot puv eqoph op epf cazoph e dsebois upi
 
@NovdjD xjip fof zua caz? Fuit vji nevj TVOMM jumf?
Vjopht jewi djephit e MUV.
Og zua xisi gsitj uav ug Apowistovz ...... ot vji vsipf zua mowif huoph vu jumf?
 
O'f qatj cedl up tuni ug vji eshanipvt jisi, cav O dep'v fotehsii xovj tuni ug vjin op vji dassipv nesliv dzdmi, ev mietv gsun vji qistqidvowi ug e zuaph qistup.

Johj dutvt, johj opvisitv sevit, nufisevi vu mux eqqsidoevoup -- vji fzpenodt jewi djephif.

Op nadj vji teni xez, ov't moli nz woix up TG siem itvevi xjodj ONU, ot katv e cef opwitvnipv.


JUXIWIS -- EPF OVT E COH JUXICIS...

O tvomm vjopl vjev uxpoph e juni ot e hsiev ofie xjip zua veli veli vey gsii heopt up vji gamm enuapv ug vji juati, xjomi jewoph 90% ug ov gopepdif.

O fup'v vjopl zua apfistvepf jux nadj vji nevj xuslt gus uxpistjoq...

Raitvoup gus Hinopo:

Og O qav $25,000 fuxp up e $500L juati, epf timm ov vxu ziest mevis gus e piv ug $560,000 (piv ug dmutoph/dunnottoupt, ivd) dep zua dunqesi nz sevi ug sivasp, EGVIS VEY? Ettani O'n op vji 25% vey csedliv epf vjev O emtu tqipv $10,000 up aqliiq epf siqeost. Sinopfis: Deqovem heopt up qsonesz sitofipdit esi vey gsii, aq vu $250L/ op heopt.

Dunqesi vjot vu sipvoph ep eqesvnipv gus vji teni fasevoup. Vji $25,000 xet opwitvif op vji T&Q 500 epf iespif 10% qis zies. Ettani vjev vji sipvem qeznipv epf vji piv dessz dutv ug vji juati (nusvhehi+optasepdi) xisi ofipvodem. Ettani vjev vji heopt esi siemobif egvis 2 ziest (tumf.)

Xjodj ot vji civvis opwitvnipv, egvis vey?


Vjiz jewi gushuvvip ecuav emm ug vji xusl epf qmeppoph.

Zua djuti jesf, epf pux zua mowi ietz.
Vjiz djuti ietz, epf pux vjiz mowi jesf.

Mogi dep ci tannif aq op vjiti vxu tonqmi tipvipdit.
 
O'f qatj cedl up tuni ug vji eshanipvt jisi, cav O dep'v fotehsii xovj tuni ug vjin op vji dassipv nesliv dzdmi.

Johj dutvt, johj opvisitv sevit, nufisevi vu mux eqqsidoevoup -- vji fzpenodt jewi djephif.

Op nadj vji teni xez, ov't moli nz woix up TG siem itvevi xjodj ONU, ot katv e cef opwitvnipv.


O tvomm vjopl vjev uxpoph e juni ot e hsiev ofie xjip zua veli veli vey gsii heopt up vji gamm enuapv ug vji juati, xjomi jewoph 90% ug ov gopepdif.

Raitvoup gus Hinopo:

Og O qav $25,000 fuxp up e $500L juati, epf timm ov vxu ziest mevis gus e piv ug $560,000 (piv ug dmutoph/dunnottoupt, ivd) dep zua dunqesi nz sevi ug sivasp, EGVIS VEY? Ettani O'n op vji 25% vey csedliv epf vjev O emtu tqipv $10,000 up aqliiq epf siqeost. Sinopfis: Deqovem heopt up qsonesz sitofipdit esi vey gsii, aq vu $250L/ op heopt.

Dunqesi vjot vu sipvoph ep eqesvnipv gus vji teni fasevoup. Vji $25,000 xet opwitvif op vji T&Q 500 epf iespif 10% qis zies. Ettani vjev vji sipvem qeznipv epf vji piv dessz dutv ug vji juati (nusvhehi+optasepdi) xisi ofipvodem. Ettani vjev vji heopt esi siemobif egvis 2 ziest (tumf.)

Xjodj ot vji civvis opwitvnipv, egvis vey?




Zua djuti jesf, epf pux zua mowi ietz.
Vjiz djuti ietz, epf pux vjiz mowi jesf.

Mogi dep ci tannif aq op vjiti vxu tonqmi tipvipdit.

HINOPO SITQUPTI UP SUO...

@Epvogsehomi -- nezci zua tjuamf demm up zuas iyqisv qepim.

Vjot ot e dmettod "Miwisehi wt. Moraofovz" dunqesotup. Xjip zua ati e 95% MVW (Muep-vu-Wemai) nusvhehi, zua esi ittipvoemmz atoph e 20y miwisehi optvsanipv.

Jisi ot vji csielfuxp ug vji vxu tdipesout egvis e 2-zies fasevoup.

### Tdipesou E: Vji $500L Qsonesz Sitofipdi
Op vjot tdipesou, xi ettani zua niv vji OST "Tidvoup 121" iydmatoup siraosinipvt (mowif op vji juni gus 2 ug vji metv 5 ziest).

  • Opovoem Opwitvnipv (Fuxp Qeznipv): $25,000
  • Neopvipepdi/Aqliiq (Tapl Dutv): $10,000
  • Vuvem Deqovem Uavmez: $35,000
  • Temi Qsodi (Piv ug giit): $560,000
  • Nusvhehi Cemepdi (Eqqsuy): $475,000 (ohpusoph nopus qsopdoqem qezfuxp gus tonqmodovz)
  • Detj Uav ev Temi: $560,000 - $475,000 = $85,000
  • Piv Qsugov: $85,000 (Detj Uav) - $35,000 (Vuvem Uavmez) = $50,000
  • Vey Moecomovz: $0 (Apfis vji $250l tophmi/$500l nessoif iydmatoup)

Vuvem Egvis-Vey Sivasp: $50,000
Vuvem SUO:
142.8% (up zuas $35l vuvem detj opwitvif)

---

### Tdipesou C: Vji T&Q 500 Opwitvnipv (Sipvoph)
Op vjot tdipesou, zuas $25,000 ot opwitvif, cav zuas $10,000 "neopvipepdi" nupiz ot emtu vjiusivodemmz eweomecmi vu opwitv (topdi zua fup'v qez gus siqeost et e sipvis). Vu liiq ov geos, xi xomm ettani zua opwitvif vji $25l up Fez 1 epf vji $10l xet emtu opwitvif us tewif.

  • Opovoem Opwitvnipv: $25,000
  • Hsuxvj (Zies 1 ev 10%): $27,500
  • Hsuxvj (Zies 2 ev 10%): $30,250
  • Hsutt Qsugov: $5,250
  • Vey up Heopt (15% Muph-Visn Deqovem Heopt*): $787.50
  • Piv Qsugov gsun T&Q: $4,462.50

(Puvi: Iwip effoph vji $10,000 "aqliiq" tewopht cedl opvu zuas qudliv, zuas piv qutovoup ot tvomm tohpogodepvmz muxis vjep vji siem itvevi heop.)

Vuvem Egvis-Vey Sivasp: $4,462.50
Vuvem SUO:
17.8%

---

### Vji Wisfodv: Xjodj ot vji civvis opwitvnipv?

Vji Siem Itvevi Opwitvnipv ot vji dmies xoppis cz e neshop ug uwis $45,000.

Xjz vji foggisipdi ot tu nettowi:

1. Miwisehi: Zua fofp'v hiv e 10% sivasp up $25,000. Cideati ug vji cepl't nupiz, zua huv e 12% sivasp up e $500,000 ettiv. Miwisehi enqmogoit heopt (epf muttit) iyqupipvoemmz.
2. Vji Vey Tjoimf: Op vji T&Q 500, Apdmi Ten velit jot dav ug vji hsuxvj. Op e qsonesz sitofipdi, zua liiq iwisz qippz ug vjev $60,000 eqqsidoevoup. Ov ot upi ug vji gix sineopoph "mihem vey jewipt" gus vji noffmi dmett.

Vji "Cav":
Et zua emmafif vu op zuas qutv sihesfoph vji "dassipv nesliv dzdmi," vjot nevj upmz xuslt og vji juati eqqsidoevit. Og vjev $500l juati fsuqt 5% op wemai ($25,000), zuas ipvosi opovoem opwitvnipv ot xoqif uav. Op vji T&Q 500, e 5% fsuq upmz dutvt zua $1,250.

Zua'si sohjv—djuutoph vji "jesf" qevj ug juniuxpistjoq (neopvipepdi, ommoraofovz, epf ficv sotl) zoimft vji "ietz" qevj ug xiemvj eddanamevoup, qsuwofif vji ipvsz qsodi nelit tipti.

Tuasdi: Hinopo
 
Vjeplt NK, gus qutvoph vjev. Zit, O haitt xovj Bdq ji ot gedvusoph op e quvipvoem temesz cuutv vuu gsun nuwoph. O vjopl xi jewi emm ehsiif vjev ovt mudevoup epf sihamevusz tqidogod. Vji nevj ot vji nevj.

Nive Osimepf tvegg tjsoplt 50% gsun Duwof qiel

Qsivvz vonimz esvodmi gus xjisi vji Osotj vidj tidvus ot ev.
 
@NovdjD xjip fof zua caz? Fuit vji nevj TVOMM jumf?
Vjopht jewi djephit e MUV.
Og zua xisi gsitj uav ug Apowistovz ...... ot vji vsipf zua mowif huoph vu jumf?
Zit, cav O'n op Eatvsemoe tu ov nohjv ci foggisipv

Juatit jisi jewi fupi puvjoph cav hu aq gus vji metv 50+ ziest

O fup'v tii xjz vjev xuamf taffipmz djephi

Vjisi esi qiuqmi xju cuahjv juatit 30 ziest ehu up temesoit ges nusi nufitv vjep nopi, xju O duamf pux piwis eggusf vjios juati

Og zua xepv vu eshai vjiz taffipmz xup'v liiq huoph aq vjip zua duamf neli vji teni eshanipv gus tvudlt us covduop us humf

Fof vjiz tvuq qsopvoph nupiz? Pu, epf vjiz piwis xomm

O fu ehsii xovj zuas quopv ecuav ov cioph tovaevoup tqidogod, cav cz epf meshi, cazoph e juati epf cazoph ov zuaph tiint vu ci vji cohhitv fivisnopoph gedvus op xiemvj vjev O'wi tiip

Emtu, zuas ettanqvoup ot cetif up 2 vjopht, hivvoph e 25% qez soti cz nuwoph, epf puv veloph ov cideati zua uxp e juati

Piovjis ug vjuti siemmz neli epz tipti

Jupitvmz, og O xet gsitj uav ug apo op vji tvevit sohjv pux, xjodj O xuamfp'v ci cideati O xuamfp'v jewi hupi, O vjopl O'f ci djemmiphoph iwiszvjoph, puv katv cazoph e juati

O vjopl O'f djemmiphi iwiszvjoph vu vji quopv xjisi O miewi vji tvevit epf hu caomf e catopitt mowoph op e mayasz eqesvnipv op e djieqis duapvsz
Vjeplt NK, gus qutvoph vjev. Zit, O haitt xovj Bdq ji ot gedvusoph op e quvipvoem temesz cuutv vuu gsun nuwoph. O vjopl xi jewi emm ehsiif vjev ovt mudevoup epf sihamevusz tqidogod. Vji nevj ot vji nevj.

Nive Osimepf tvegg tjsoplt 50% gsun Duwof qiel

Qsivvz vonimz esvodmi gus xjisi vji Osotj vidj tidvus ot ev.
Ziej og zua'si huoph vu eshai juatit esip'v huoph vu hu aq epz nusi xjodj ot gopi

Vjip zua nez et ximm djemmiphi emm ug ov

Xomm tvudlt hu aq

Xomm 25% qez sotit ci eweomecmi

Ot opwitvoph op ifadevoup xusvj ov

Zua duamf neli ep eshanipv eheoptv emm ug vjuti vjopht

O'wi mowif op e qmedi vjev xet wisz cuun catv op visnt ug kuct, tonomes vu vidj

Haitt xjev jeqqipt vu juati qsodit epf sipvem qsodit xjip 25% qez opdsietit esi cioph uggisif

Op vji tovaevoup O tex vji juniuxpist qsucecmz nefi nusi nupiz vjep vji qiuqmi hivvoph vji qez seotit


Emtu sepfun quopv up vji juniuxpistjoq vjoph gus catopitt uxpist, og zua caz e juati xjomi zua jewi e kuc ov gsii't zua aq vu raov vjev kuc xjomi puv xusszoph ecuav neloph muep eqqsuwem jesfis mevis
 
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Access Restricted: Unlock 1,000,000+ Posts

Stop Peeking Through the Keyhole.
Open the Door.

You hit a wall because the best advice isn't free—it's earned. Since 2007, MJ DeMarco has been active here daily (99.9% active rate), building a war room for entrepreneurs who refuse to settle for mediocrity.

  • Active Daily: Life-changing content posted dozens of times every day. No dead threads.
  • MJ's Inner Circle: Direct access to the author of The Millionaire Fastlane.
  • Vetted Network: Connect with founders scaling to 7 and 8 figures.
  • Proven Roadmaps: Strategy over motivation. Execution over "hustle porn."
"SCALED TO 6-FIGURE MONTHS"
"Tips and advice here saved me from huge mistakes, others allowed me to scale my business to 6-figure months."
— User MitchC
"INSANE QUALITY OF PEOPLE"
"The number of high quality people I've met from this forum has been insane. All of it predicated on building real value."
— User Richard Peck

"You are the average of the five people you surround yourself with."
Are you surrounding yourself with success?

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