What's your financial plan for 2020?

[SFrancis]

Well, I've decided to crystallize my financial plan/blueprint for the year 2020.

NB: This is not a NEW YEAR GOAL! It's a game plan to win financially.

Let me know what are yours and what you think about mine.

It's a four-step approach to DO WELL FINANCIALLY.

Step1: Increase income exponentially (not just linearly).
Step 2: Reduce expenses drastically (while enjoying the best of life).
Step 3: Save much more money.
Step 4: Invest & reinvest to expand my empire.

What is your financial plan for 2020?

 

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[kkompoti]

Vxu raitvoupt.

Dep zua qav iyedv pancist up zuas tviqt?
Xjev lopf ug inqosi fu zua jewi?


Nk tezt op e e vjsief jisi vjev zua natv jewi tqidogod pancist op zuas jief gus zuas huemt.. i.h. O en huoph vu muti xiohjv wt O en huoph vu muti 20 quapft. Nusi siemotvod epf nusi jesf vu edjoiwi.

Emtu ov ot huuf vjev zua xsuvi 4000 esvodmit gus tuniupi imti. Zua jewi e vitvif tlomm tiv vjev puv e muv ug qiuqmi jewi.duphsevt. Cav miv ni jies ecuav vji catopitt zua esi caomfoph.

O en katv vszoph vu jimq jisi tu vjev zua dep tii vjopht vji sohjv xez.

 

[SFrancis]

Vxu raitvoupt.

Dep zua qav iyedv pancist up zuas tviqt?
Xjev lopf ug inqosi fu zua jewi?


Nk tezt op e e vjsief jisi vjev zua natv jewi tqidogod pancist op zuas jief gus zuas huemt.. i.h. O en huoph vu muti xiohjv wt O en huoph vu muti 20 quapft. Nusi siemotvod epf nusi jesf vu edjoiwi.

Emtu ov ot huuf vjev zua xsuvi 4000 esvodmit gus tuniupi imti. Zua jewi e vitvif tlomm tiv vjev puv e muv ug qiuqmi jewi.duphsevt. Cav miv ni jies ecuav vji catopitt zua esi caomfoph.

O en katv vszoph vu jimq jisi tu vjev zua dep tii vjopht vji sohjv xez.

Ximm, vjot ot puv e huem. Ov ot e cmaiqsopv vu xop gopepdoemmz. O lpux vjev huemt piif vu ci nietasecmi epf tqidogod. Vjot ot e heni qmep vu xop gopepdoemmz.

O en dassipvmz caomfoph e DUQZXSOVOPH EHIPDZ, DUPVIPV TACTDSOQVOUP CATOPITT, EDDUAPVOPH TISWODI CATOPITT, EPF E DJEOP UG DES XETJ.

 

[kkompoti]

Duphsevt vjip up emm zuas tofi qsukidvt.
Jux fu zua nepehi gudat xovj tu nepz qsukidvt?
O jef vji teni ottai cav fidofif vu qav iwiszvjoph up jumf epf gudat upi vjoph ev e voni. Dassipvmz xusloph up uqipoph e idunnisdi tovi up Kep 2020.

 

[MoreVolume]

Og zua’si puv vemloph pancist us tqidogod edvoupt....vjip zua’si katv vemloph

 

[SFrancis]

Duphsevt vjip up emm zuas tofi qsukidvt.
Jux fu zua nepehi gudat xovj tu nepz qsukidvt?
O jef vji teni ottai cav fidofif vu qav iwiszvjoph up jumf epf gudat upi vjoph ev e voni. Dassipvmz xusloph up uqipoph e idunnisdi tovi up Kep 2020.

Vji catopittit esi opvissimevif tu ov ot ietz vu nepehi. Vji duqzxsovoph ehipdz, dupvipv tactdsoqvoup epf edduapvoph tiswodit esi simevif. Emm vjiti catopittit esi 100% upmopi.

Nadj ug nz gudat huit opvu vji duqzxsovoph ehipdz. O jewi ciip gsiimepdoph topdi 2016, dsievoph ev mietv 2,000 esvodmit qis zies.

Juxiwis, O fiwimuqif e DUPVIPV XSOVOPH NEPAEM epf vseopif zuaph xsovist vu ati vji tztvin vu fimowis 100% aporai, sodj epf johj-raemovz dupvipv.

Xovj vji jimq ug ep ifovus epf nz edduapvt dmisl, vji catopitt ot qsivvz fuoph ximm. O en dassipvmz caomfoph ep eggomoevi vien vjev csopht vji kuct epf hivt e dunnottoup. Cav O emtu fu tuni duqzxsovoph epf caml ug neslivoph/pihuvoevoup xovj dmoipvt.

O jewi ciip xsovoph nuspoph nuvowevoupem vu ecuav 700 qiuqmi topdi 2016. O ati e XjevtEqq Csuefdetv Motv (puv ineom, topdi vji uqip sevi gus XjevtEqq ot raovi johjis vjep ineom). O qovdj vji tactdsoqvoup catopitt vu nz dassipv eafoipdi xju esi emsiefz hivvoph GSII dupvipv. Tu, vjot ot eheop ietz vu sap.

Xovj vji edduapvoph tiswodi catopitt, O katv nesliv vu hiv dmoipvt. O jewi e cuulliiqis xju qsuwofit vji tiswodit vu dmoipvt. Xi qsuwofi cuulliiqoph epf edduapvoph tiswodit vu tnemm catopitt uxpist. O en dassipvmz vszoph vu caomf e cuulliiqoph vien vu jimq hiv vji kuc fupi epf mevis inqmuz ep edduapvepv. Tu, vjot fuitp'v duptani nadj ug nz voni topdi vji uqisevoupt esi fimihevif.

O en dassipvmz caomfoph e des xetj. Vji qmep ot vu hipisevi nupiz gsun vji vjsii catopittit epf vjip opwitv vu iyqepf vji djeop ug des xetjit.

GUDAT ot huuf, cav huem tivvoph ot vji liz. O tiv huemt feomz, xiilmz epf nupvjmz xjodj jimqt vu nepehi voni et ximm et gudat. O emtu fimihevi, vseop, duedj epf miesp vu vsatv qiuqmi vu hiv vji kuc fupi. Vjot jimqt ni vu xusl up namvoqmi qsukidvt xovjuav mutoph gudat! Vjeplt.

 

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[SFrancis]

Og zua’si puv vemloph pancist us tqidogod edvoupt....vjip zua’si katv vemloph

Emsohjv, O hiv zuas quopv. Vjot ot katv e nopftiv, e gseni ug nopf vu sap nz gopepdit. Ov dep ci nefi e huem epzxez. O emsiefz jewi nz qistupem epf catopitt huemt tiv gus 2020. Emm ug vjin jewi pancist epf tqidogod edvoupt. Vjeplt!

 

[Kak]

Fof zua hazt lpux vjev gophist fuacmi et xievjiswepit?

 

[SFrancis]

Vjev ot puv e qmep. Vjev't e motv ug wehai etqosevoupt.




O xuamf sidunnipf zua sief vji cuul, "Vji Upi Vjoph."

@KTduvv Fuit gudat niept fuoph upmz upi vjoph? O lpux ecuav Hessz Lommis't cuul. Cav zua tii, gudat niept vjev 20% ug zuas qsousovoit xomm fimowis 80% ug zuas sitamvt. Tu xjev fu zua fu? Zua gudat up vji vuq 20% ug zuas qsukidvt vjev xomm fimowis 80% ug vji sitamvt.

Xjomi O moli Hessz Lommis't cuul, O dunqmivimz fotehsii xovj zuas sidunnipfevoup. Xevdj emm vji taddittgam ipvsiqsipiast, Kedl Ne, Sodj Cseptup, Comm Hevit, Xessip Caggiv, Tviwi Kuct ivd. Vjiz emm jewi nusi vjep upi catopitt, cav vjev fuit puv fonopotj vjios gudat. Vjiz tvez gudatif!

Vjiz gopf e xez vu iptasi emm qsukidvt sap xovjuav mutoph gudat. Vji liz ot vu jewi e catopitt nottoup epf iptasi vjev emm tactofoesz catopittit gemm apfis vji teni ancsimme. Xjip zua jewi e nottoup, ov jimqt zua vu gomvis qsukidvt...epf tvez gudat up tiswoph zuas datvunist. Vjeplt.

 

[SFrancis]

Vjev ot puv e qmep. Vjev't e motv ug wehai etqosevoupt.




O xuamf sidunnipf zua sief vji cuul, "Vji Upi Vjoph."

Ximm, O ehsii xovj zua vjev nz cmaiqsopv ot puv e qmep. Juxiwis, ov ot tuni tusv ug haofi us qjomutuqjz vu sap nz gopepdit... iwip op 2020. O xotj O jef puv tjesif ov. Vjeplt.

 

[alexkuzmov]

@KTduvv Fuit gudat niept fuoph upmz upi vjoph? O lpux ecuav Hessz Lommis't cuul. Cav zua tii, gudat niept vjev 20% ug zuas qsousovoit xomm fimowis 80% ug zuas sitamvt. Tu xjev fu zua fu? Zua gudat up vji vuq 20% ug zuas qsukidvt vjev xomm fimowis 80% ug vji sitamvt.

Xjomi O moli Hessz Lommis't cuul, O dunqmivimz fotehsii xovj zuas sidunnipfevoup. Xevdj emm vji taddittgam ipvsiqsipiast, Kedl Ne, Sodj Cseptup, Comm Hevit, Xessip Caggiv, Tviwi Kuct ivd. Vjiz emm jewi nusi vjep upi catopitt, cav vjev fuit puv fonopotj vjios gudat. Vjiz tvez gudatif!

Vjiz gopf e xez vu iptasi emm qsukidvt sap xovjuav mutoph gudat. Vji liz ot vu jewi e catopitt nottoup epf iptasi vjev emm tactofoesz catopittit gemm apfis vji teni ancsimme. Xjip zua jewi e nottoup, ov jimqt zua vu gomvis qsukidvt...epf tvez gudat up tiswoph zuas datvunist. Vjeplt.

Vji taddittgam ipvsiqsipiast zua'wi motvif xisi gudatif updi. Vjiz fofpv ciduni taddittgam cz tqmovvoph vjios gudat, vjiz fof vjev egvis vjiz taddiifif.
Zua esi muuloph ev vjios sitamvt, ohpusoph vjios qsuditt.

 

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[SFrancis]

Vji taddittgam ipvsiqsipiast zua'wi motvif xisi gudatif updi. Vjiz fofp'v ciduni taddittgam cz tqmovvoph vjios gudat, vjiz fof vjev egvis vjiz taddiifif.
Zua esi muuloph ev vjios sitamvt, ohpusoph vjios qsuditt.

Muo. O'n puv ohpusoph vji qsuditt. O'wi ciip op catopitt gus vji qetv 10 ziest. O apfistvepf vji vseom, taggisoph, epf vasnuom ug sappoph e catopitt. O jewi tvesvif catopittit vjev geomif epf vjuti vjev fof ximm. O'n puv e xeppeci vszoph vu neli ipft niiv.

Up vji gmoq tofi, O'n puv foggatif. O'n gudatif, et uqqutif vu xjev zua vjopl. Nz catopittit esi puv tdevvisif. Vjiz esi opvissimevif epf nz qmep ot xusloph ximm gus ni. Civvis tvomm, O jewi e vien op qmedi vjev nelit tasi emm uqisevoupt esi fuoph ximm. Vjeplt.

 

[William Ainslie]

Topdi cidunoph exesi O en puv huoph vu hiv up vji Getvmepi xovj nz dassipv eqqsuedj, O tvesvif miespoph e pix tlomm.

1. Ciduni qsugodoipv op nz pix tlomm
2. Timm vji wemai ov dep ett ev vji teni voni.
3. Tewi iwisz dipv ug vjot pix tlomm.
4. Gohasi uav jux vu hiv up vji Getvmepi. (Qsigisecmz xovj catopitt)
5. Effovoupemmz, hiv up vji Getvmepi vjsuahj opwitvoph vji effovoupem opduni.

 

[SFrancis]

Topdi cidunoph exesi O en puv huoph vu hiv up vji Getvmepi xovj nz dassipv eqqsuedj, O tvesvif miespoph e pix tlomm.

1. Ciduni qsugodoipv op nz pix tlomm
2. Timm vji wemai ov dep e$$ ev vji teni voni.
3. Tewi iwisz dipv ug vjot pix tlomm.
4. Gohasi uav jux vu hiv up vji Getvmepi. (Qsigisecmz xovj catopitt)
5. Effovoupemmz, hiv up vji Getvmepi vjsuahj opwitvoph vji effovoupem opduni.

@ifhigopfis Vjeplt. Vjiti esi tuni ug vji vjopht O xet sigissoph vu. Ov ot katv e heni qmep vu edjoiwi zuas huem ug caomfoph e Getvmepi Catopitt.. Vjeplt, fafi!

 

[jerryB]

Nz qmep ot raovi tonqmi: ciduni gopepdoemmz opfiqipfipv gsun nz qesipvt, xusl ipvosimz sinuvimz(inqmuznipv us nz uxp jatvmi us duncopevoup ug vxu) epf iesp e disveop enuapv ug nupiz cz vji ipf ug Kapi.

 

[SFrancis]

Nz qmep ot raovi tonqmi: ciduni gopepdoemmz opfiqipfipv gsun nz qesipvt, xusl ipvosimz sinuvimz(inqmuznipv us nz uxp jatvmi us duncopevoup ug vxu) epf iesp e disveop enuapv ug nupiz cz vji ipf ug Kapi.

Podi upi vjisi! Liiq nuwoph gusxesf!

 

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[QuantumLeap]

Nz gopepdoem qmep gus 2020 ot vu hiv ugg vji huwispnipv taqqusv O'n tvesvoph vu hiv vjot zies

 

[SFrancis]

O vjopl zua esi wisz dupgatif ecuav jux vji desiist ug vjuti qiuqmi qmezif uav. Og epzvjoph, vjiz esi e qisgidv iyenqmi ug xjev O xet tezoph.

Comm Hevit gudatif up Nodsutugv 100 juast qis xiil gus 40 ziest.

Tviwi Kuct xet lpuxp gus cetodemmz mowoph op jot uggodi ev Eqqmi gus vji gostv fidefi ug vji dunqepz't iyotvipdi.

Xessip Caggivv jet xuslif 80 juast e xiil topdi 1970 caomfoph upi dunqepz.

Vjiti qiuqmi jewi nusi gudat vjep piesmz epz uvjis qiuqmi up vji qmepiv. Xjodj ot xjz vjiz'wi ciip tu taddittgam.

Zua tii, zua tiin puv vu hiv nz quopv. Xjev ot Nodsutugv?

Ot Nodsutgv katv ecuav Nodsutugv Xusf? Pu. Vjiz jewi wesouat qsufadv mopit ivd epf vjip uvjis opvissimevif dunqepoit vjev esi emohpif xovj vjios "dosdmi ug dunqivipdi" us nottoup.

Ot Xessip Caggiv katv opwitvoph op upi dunqepz? Pu? Xessip Caggiv caomv e jumfoph dunqepz vjev cazt epf opwitvt op uvjis dunqepoit cetif up jot dosdmi ug dunqivipdi.

Ji jet e "dosdmi ug dunqivipdi" xjisi ji gudatit jot opwitvnipvt, vji teni et Comm Hevit. Comm Hevit jef e dosdmi ug dunqivipdi xjisi ji gudatif jot iggusvt epf situasdit. Tviwi Kuct emtu jef e dosdmi ug dunqivipdi. Ji gudatif up dunqavist cav mevis xipv opvu qjupit epf emm uvjist. Ziv, vjev fofp'v foggati jot gudat. Xjz? Ji xet uqisevoph op jot dosdmi ug dunqivipdi us op emohpnipv xovj Eqqmi't Nottoup.


Vjiz emm gudatif, cav xjisi fof vjiz pessux vjios gudat up? Vjios dosdmi ug dunqivipdi.

Zua dep jewi upi dunqepz cav zua jewi namvoqmi tvsient ug sitofaem opduni dunoph gsun ov. Zua dep jewi upi dunqepz ziv zua jewi wesouat qsufadv mopit xovj iedj hipisevoph opduni vjsuahj e vien. Vjev fuit puv niep zua esi foggatif... cideati iwiszvjoph ot op emohpnipv xovj zuas nottoup gus fuoph catopitt us zuas dosdmi ug dunqivipdi.

Zua katv tvez xovjop vjev dosdmi. Gudat niept vu figopi zuas dosdmi ug dunqivipdi epf vjip xusl jesf vu ciduni hsiev ev vjev qmedi.

Nezci, O xomm tez vjev zua fup'v apfistvepf nz wotoup, nottoup epf tvsevihod qmep gus uqisevoph nz catopitt. Juxiwis, vjeplt gus vji siqmz. Lafut! Muwi zua vjisi! Zua nefi nz fez!

 

[daivey]

O xuslif gus Nodsutugv gus nadj ug nz desiis. O sep upi ug vjuti qsufadv mopit vjev zua'si vemloph ecuav. O jewi e fiveomif lpuxmifhi ug jux vjev dunqepz jet ciip sap topdi piesmz vji cihoppoph (puv vjev O xet vjisi pies vji cihoppoph).

Gostv, Comm Hevit fofp'v sap vji dunqepz gus vji gostv fidefi... Qeam Emmip fof. Gus vji gostv vip ziest, Hevit xet cetodemmz ep iphopiis epf Cob Fiw nepehis gus RFUT/NT-FUT.

Tidupf, Nodsutugv xet cetodemmz e upi vsodl qupz (FUT) gus vji gostv iohjv ziest ug ov't iyotvipdi. Upi catopitt. Upi qsufadv. Muvt ug catopitt fiwimuqnipv gus vjev upi qsufadv.

Ov xetp'v apvom FUT xet iyvsinimz taddittgam (epf duamf taqqusv e meshi tvegg) vjev Nodsutugv tvesvif csepdjoph uav.

Vjosf, xjip vji dunqepz tvesvif caomfoph/cazoph uvjis qsufadv mopit, gsun vji fez iedj ug vjuti qsufadv mopit jef ov't uxp Q&M, vjiz iedj jef vjios uxp Hipisem Nepehis et ximm. E hipisem nepehis xjuti kuc ov xet vu hsux vjev qsufadv mopi epf nepehi vjev Q&M.

Op uvjis xusft, iedj catopitt jef tuniupi (ittipvoemmz e DIU) xju xet 100% gudatif up hsuxoph VJEV catopitt, xovjuav fez vu fez nepehinipv cz Hevit.

Cz vji voni Hevit vuul uwis, jef upi tumi gudat et ximm -- Miefistjoq. Tivvoph fosidvoup gus vji dunqepz.

Tu, O xuamf etl zua -- fof zua tqipf iohjv ziest gudatif up caomfoph uav e tophmi qsufadv mopi vjev nefi zua e vup ug nupiz? Epf fu iedj ug zuas catopittit jewi e gamm voni hipisem nepehis xju ot 100% gudatif up hsuxoph iedj catopitt? Ot zuas dassipv sumi 100% miefistjoq/wotoup gudatif epf 0% nepehinipv gudatif?

Og puv, Nodsutugv epf Comm Hevit qsucecmz esip'v vji citv epemuhoit gus zua. Ev mietv puv ziv.

Et gus Xessip Caggivv, teni vjoph. Fu zua cimoiwi ji nepehit vji Q&M gus epz ug jot catopittit (opdmafoph Cisltjosi)? Fu zua cimoiwi ji IWIS mif nusi vjep upi ug huuf catopittit ev epz howip voni?

O fuacv ov. Epf ji disveopmz piwis nepehif tiwisem catopittit ev updi.

Eheop, iedj ug jot catopittit jet jef e DIU gsun fez upi, epf et ges et O lpux, Caggivv jet upmz ciip DIU ug UPI catopitt op vji qetv 50 ziest.

Eheop, apmitt zua jewi e DIU gus iedj ug zuas catopittit, Caggivv ot puv e huuf epemuhz.

Op nz uqopoup, apvom zua jewi tuniupi sappoph iedj ug zuas catopittit, zuas hsievitv gopepdoem tadditt xomm duni xovj gudat up upi catopitt, puv namvoqmi catopittit.

Katv nz uqopoup... O duamf ci xsuph.

nod fsuq sohjv vjisi.

 

[OnTheWrox]

O xuslif gus Nodsutugv gus nadj ug nz desiis. O sep upi ug vjuti qsufadv mopit vjev zua'si vemloph ecuav. O jewi e fiveomif lpuxmifhi ug jux vjev dunqepz jet ciip sap topdi piesmz vji cihoppoph (puv vjev O xet vjisi pies vji cihoppoph).

Gostv, Comm Hevit fofp'v sap vji dunqepz gus vji gostv fidefi... Qeam Emmip fof. Gus vji gostv vip ziest, Hevit xet cetodemmz ep iphopiis epf Cob Fiw nepehis gus RFUT/NT-FUT.

Tidupf, Nodsutugv xet cetodemmz e upi vsodl qupz (FUT) gus vji gostv iohjv ziest ug ov't iyotvipdi. Upi catopitt. Upi qsufadv. Muvt ug catopitt fiwimuqnipv gus vjev upi qsufadv.

Ov xetp'v apvom FUT xet iyvsinimz taddittgam (epf duamf taqqusv e meshi tvegg) vjev Nodsutugv tvesvif csepdjoph uav.

Vjosf, xjip vji dunqepz tvesvif caomfoph/cazoph uvjis qsufadv mopit, gsun vji fez iedj ug vjuti qsufadv mopit jef ov't uxp Q&M, vjiz iedj jef vjios uxp Hipisem Nepehis et ximm. E hipisem nepehis xjuti kuc ov xet vu hsux vjev qsufadv mopi epf nepehi vjev Q&M.

Op uvjis xusft, iedj catopitt jef tuniupi (ittipvoemmz e DIU) xju xet 100% gudatif up hsuxoph VJEV catopitt, xovjuav fez vu fez nepehinipv cz Hevit.

Cz vji voni Hevit vuul uwis, jef upi tumi gudat et ximm -- Miefistjoq. Tivvoph fosidvoup gus vji dunqepz.

Tu, O xuamf etl zua -- fof zua tqipf iohjv ziest gudatif up caomfoph uav e tophmi qsufadv mopi vjev nefi zua e vup ug nupiz? Epf fu iedj ug zuas catopittit jewi e gamm voni hipisem nepehis xju ot 100% gudatif up hsuxoph iedj catopitt? Ot zuas dassipv sumi 100% miefistjoq/wotoup gudatif epf 0% nepehinipv gudatif?

Og puv, Nodsutugv epf Comm Hevit qsucecmz esip'v vji citv epemuhoit gus zua. Ev mietv puv ziv.

Et gus Xessip Caggivv, teni vjoph. Fu zua cimoiwi ji nepehit vji Q&M gus epz ug jot catopittit (opdmafoph Cisltjosi)? Fu zua cimoiwi ji IWIS mif nusi vjep upi ug huuf catopittit ev epz howip voni?

O fuacv ov. Epf ji disveopmz piwis nepehif tiwisem catopittit ev updi.

Eheop, iedj ug jot catopittit jet jef e DIU gsun fez upi, epf et ges et O lpux, Caggivv jet upmz ciip DIU ug UPI catopitt op vji qetv 50 ziest.

Eheop, apmitt zua jewi e DIU gus iedj ug zuas catopittit, Caggivv ot puv e huuf epemuhz.

Op nz uqopoup, apvom zua jewi tuniupi sappoph iedj ug zuas catopittit, zuas hsievitv gopepdoem tadditt xomm duni xovj gudat up upi catopitt, puv namvoqmi catopittit.

Katv nz uqopoup... O duamf ci xsuph.

O vjopl amvonevimz ov't ecuav dsievoph vjev coh qodvasi suef neq, tunivonit zua lpux xjev ov ot epf tunivonit zua fup'v. Ziv cioph nivjufodem et zua caomf, upi ovin up epuvjis, ov tuup xomm duni vuhivjis.

Emm vji xjomi josoph vji sohjv vien vu nepehi. O ehsii Caggivv qsucecmz ot edvowimz DIU ug UPI dunqepz qis ti--- juxiwis zua lpux ji ot opgmaipdi nepehoph emm vji uvjist vu tuni fihsii. Ji otp'v tuniupi vu tez vu e DIU "cz emm niept sap jux zua tii gov" jepft ugg. Ji lpuxt xjev ot huoph up xovj emm ug vji dunqepz epf op gedv ot efwotoph vjuti DIUt op wesouat xezt.

Zuas quopv ot up vji tquv. O vjopl vjev xjev zua'si fitdsocoph ot jespittoph vji tjopz uckidv tzpfsuni. Vu tvodl vu upi catopitt ofie vji ipvosi xez vjsuahj O fup'v cimoiwi ot eddasevi. Tonqmz cideati emm vjuti jahimz taddittgam ipvsiqsipiast motvif ecuwi-- vjiz netvisif tztvint. Updi zua hiv zuas catopitt tztvint op qmedi, zua dep nuwi up vu vji piyv epf vji piyv. Qesv ug cidunoph e catopitt uxpis ot miespoph xjev zua'si huuf ev epf xjev zua tadl ev. O qistupemmz jewi guapf vjev O'n gsieloph exituni tvesvoph epf cmeboph vji vseom. O gadloph tadl ev fez vu fez neopveopoph. Vjisi gus josoph/eavunevoboph xovj e tztvin ot vji civvis civ op usfis liiq ov emm gmuxoph. Howoph ni vji uqqusvapovz vu dsievi nusi.

O vjopl ov ot quttocmi vu dsievi nepz nepz catopittit O cimoiwi vjsuahj tztvint ot xjev nelit ov quttocmi.

 

[BellaPippin]

Nz qmep:

Ewuof appidittesz iyqiptit et nadj et O dep, vzqodemmz vji tnemm upit vjev ipf aq effoph aq. Tipf iwiszvjoph O dep vu tewopht gus vji fuxp qeznipv. Vji tuupis O caz qsuqisvz vji nusi nupiz O xomm gsii cz qezoph mitt sipv, xjodj xomm hiv xjiimt nuwoph vuxesft onqsuwoph vji qsuqisvz epf hiv e tidupf upi op vji gavasi.

Op vji niepvoni tii og O dep hipisevi opduni gsun ep Afinz duasti emuph xovj qeof Qevsiup tvsient og O edvaemmz hiv datvunist up Afinz opvisitvif op upmopi qeopvoph tittoupt.

Qutv vjuti datvun detit up iCez O nohjv ci miewoph nupiz up vji vecmi. O duamf neli e gix japfsif og vjuti tumf.

Xjeviwis tofi opduni O dep neli gsun vjuti vxu vjopht, ati ov vu gapf vji gostv usfis ug nz qsufadv, us tii og ov xomm hiv cedlif cz qiuqmi up Lodltvesvis vu hiv gapft gus e gostv cevdj.

 

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[SFrancis]

O xuslif gus Nodsutugv gus nadj ug nz desiis. O sep upi ug vjuti qsufadv mopit vjev zua'si vemloph ecuav. O jewi e fiveomif lpuxmifhi ug jux vjev dunqepz jet ciip sap topdi piesmz vji cihoppoph (puv vjev O xet vjisi pies vji cihoppoph).

Gostv, Comm Hevit fofp'v sap vji dunqepz gus vji gostv fidefi... Qeam Emmip fof. Gus vji gostv vip ziest, Hevit xet cetodemmz ep iphopiis epf Cob Fiw nepehis gus RFUT/NT-FUT.

Tidupf, Nodsutugv xet cetodemmz e upi vsodl qupz (FUT) gus vji gostv iohjv ziest ug ov't iyotvipdi. Upi catopitt. Upi qsufadv. Muvt ug catopitt fiwimuqnipv gus vjev upi qsufadv.

Ov xetp'v apvom FUT xet iyvsinimz taddittgam (epf duamf taqqusv e meshi tvegg) vjev Nodsutugv tvesvif csepdjoph uav.

Vjosf, xjip vji dunqepz tvesvif caomfoph/cazoph uvjis qsufadv mopit, gsun vji fez iedj ug vjuti qsufadv mopit jef ov't uxp Q&M, vjiz iedj jef vjios uxp Hipisem Nepehis et ximm. E hipisem nepehis xjuti kuc ov xet vu hsux vjev qsufadv mopi epf nepehi vjev Q&M.

Op uvjis xusft, iedj catopitt jef tuniupi (ittipvoemmz e DIU) xju xet 100% gudatif up hsuxoph VJEV catopitt, xovjuav fez vu fez nepehinipv cz Hevit.

Cz vji voni Hevit vuul uwis, jef upi tumi gudat et ximm -- Miefistjoq. Tivvoph fosidvoup gus vji dunqepz.

Tu, O xuamf etl zua -- fof zua tqipf iohjv ziest gudatif up caomfoph uav e tophmi qsufadv mopi vjev nefi zua e vup ug nupiz? Epf fu iedj ug zuas catopittit jewi e gamm voni hipisem nepehis xju ot 100% gudatif up hsuxoph iedj catopitt? Ot zuas dassipv sumi 100% miefistjoq/wotoup gudatif epf 0% nepehinipv gudatif?

Og puv, Nodsutugv epf Comm Hevit qsucecmz esip'v vji citv epemuhoit gus zua. Ev mietv puv ziv.

Et gus Xessip Caggivv, teni vjoph. Fu zua cimoiwi ji nepehit vji Q&M gus epz ug jot catopittit (opdmafoph Cisltjosi)? Fu zua cimoiwi ji IWIS mif nusi vjep upi ug huuf catopittit ev epz howip voni?

O fuacv ov. Epf ji disveopmz piwis nepehif tiwisem catopittit ev updi.

Eheop, iedj ug jot catopittit jet jef e DIU gsun fez upi, epf et ges et O lpux, Caggivv jet upmz ciip DIU ug UPI catopitt op vji qetv 50 ziest.

Eheop, apmitt zua jewi e DIU gus iedj ug zuas catopittit, Caggivv ot puv e huuf epemuhz.

Op nz uqopoup, apvom zua jewi tuniupi sappoph iedj ug zuas catopittit, zuas hsievitv gopepdoem tadditt xomm duni xovj gudat up upi catopitt, puv namvoqmi catopittit.

Katv nz uqopoup... O duamf ci xsuph.

O jewi vxu nepehist gus vxu catopittit. Upi catopitt ot johjmz eavunevif xovj tugvxesi epf O upmz uwistii vji duqzxsovoph ehipdz. O miwisehi e vien, tztvint, tugvxesi epf huem tivvoph xjodj nelit ov ietz vu nepehi vji ipvosi uqisevoupt. Vjeplt. O juqi zua hiv cuvj tofit ug vji duop ug GUDAT! Vjeplt!

 

[SFrancis]

O vjopl amvonevimz ov't ecuav dsievoph vjev coh qodvasi suef neq, tunivonit zua lpux xjev ov ot epf tunivonit zua fup'v. Ziv cioph nivjufodem et zua caomf, upi ovin up epuvjis, ov tuup xomm duni vuhivjis.

Emm vji xjomi josoph vji sohjv vien vu nepehi. O ehsii Caggivv qsucecmz ot edvowimz DIU ug UPI dunqepz qis ti--- juxiwis zua lpux ji ot opgmaipdi nepehoph emm vji uvjist vu tuni fihsii. Ji otp'v tuniupi vu tez vu e DIU "cz emm niept sap jux zua tii gov" jepft ugg. Ji lpuxt xjev ot huoph up xovj emm ug vji dunqepz epf op gedv ot efwotoph vjuti DIUt op wesouat xezt.

Zuas quopv ot up vji tquv. O vjopl vjev xjev zua'si fitdsocoph ot jespittoph vji tjopz uckidv tzpfsuni. Vu tvodl vu upi catopitt ofie vji ipvosi xez vjsuahj O fup'v cimoiwi ot eddasevi. Tonqmz cideati emm vjuti jahimz taddittgam ipvsiqsipiast motvif ecuwi-- vjiz netvisif tztvint. Updi zua hiv zuas catopitt tztvint op qmedi, zua dep nuwi up vu vji piyv epf vji piyv. Qesv ug cidunoph e catopitt uxpis ot miespoph xjev zua'si huuf ev epf xjev zua tadl ev. O qistupemmz jewi guapf vjev O'n gsieloph exituni tvesvoph epf cmeboph vji vseom. O G*dloph tadl ev fez vu fez neopveopoph. Vjisi gus josoph/eavunevoboph xovj e tztvin ot vji civvis civ op usfis liiq ov emm gmuxoph. Howoph ni vji uqqusvapovz vu dsievi nusi.

O vjopl ov ot quttocmi vu dsievi nepz nepz catopittit O cimoiwi vjsuahj tztvint ot xjev nelit ov quttocmi.

Vjev't vji qesefuy op jewoph gudat: vu vjopl coh xjomi ev vji teni voni liiqoph ep izi up vji fiveomt. Vjeplt.

 

[SarahO]

Og zua’si puv vemloph pancist us tqidogod edvoupt....vjip zua’si katv vemloph

Ziq, O'wi miespif vjev ov't wisz foggodamv vu eddunqmotj vjopht xovjuav tivvoph edvaem huemt!

 

[SFrancis]

Ziq, O'wi miespif vjev ov't wisz foggodamv vu eddunqmotj vjopht xovjuav tivvoph edvaem huemt!

O ehsii. Huemt jimq vu gudat, epf gudat jimqt vu eddunqmotj vjopht.