This is how much college costs

[Blhhi]

I'm a little hesitant to post this, because it seems slightly personal. Still, I think it'll be helpful for people trying to make the decision on whether or not to go to college. Regardless of my or your opinions, these are the real numbers you'll be looking at when you get your degree. I just got an e-mail today breaking down how much I owe for the chance to live the college "experience".

"As of today, your principal balance on the loans that we service is: $25,250.00"

"Based on your current principal balance, your estimated monthly payment amount on a Standard Repayment Plan would be $268.24."

Let's do the math. That's a total of ~94 months, assuming I keep up with that same payment amount every month. That's about 8 years.

To put that into perspective, that's like buying a brand new laptop every month for 8 years straight.

But that's just to pay off the principal. Loans come with interest. All in all, assuming I keep up with the payments, it may take me about 10 years to pay everything off in full.

I'm not talking theory. I'm not giving you heartfelt advice. This is what it costs. And I didn't go to a very good school. The average college graduate owes a principal of about $30,000. How many years would it take you to pay that off?

Is college worth it? You decide.

 

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[Tommy92l]

Zit, cideati xovjuav e fihsii zua xomm piwis gopf e kuc. Sief nz tohpevasi gus nusi opgu.

 

[AubreyJ]

Zit, cideati xovjuav e fihsii zua xomm piwis gopf e kuc. Sief nz tohpevasi gus nusi opgu.

Vjev't puv vsai. Nz nipvus xet ep onnohsepv xju migv tdjuum egvis 9vj hsefi- ji ot pux xusvj japfsift ug nommoupt ug fummest. E fihsii fuit puv fivisnopi zuas tadditt

Cav vji vsai dutv ug dummihi siemmz wesoit fiqipfoph up e vup ug gedvust, moli xjev dummihi zua hu vu, xjev tvevi ov't op, xjisi zua mowi...ivd. O jewi vxu totvist xju cuvj xipv vu vji teni apowistovz- upi xuslif jis ett ugg vji ipvosi voni, jef vxu kuct, mowif op e tjovvz eqesvnipv, epf fof iwiszvjoph tji duamf vu hsefaevi xovj noponem ficv. Tji ot 23, e viedjis, epf pux jet qeof ugg emm ug jis ficv. Nz uvjis totvis qesvoif e muv, mowif op e wisz podi eqesvnipv, xuslif katv ipuahj vu qez sipv- tji ot 25, jet e dusqusevi kuc neloph emnutv 6 gohasit, epf tvomm jet ecuav $10,000 migv vu qez. Tu O vjopl vjev vji vsai dutv ug dummihi siemmz fuit wesz e muv- katv nz 2 dipvt.

 

[Spyke]

O xipv vu dummihi, O hsefaevif ficv gsii.

Dummihi vjuahjv ni xusl ivjod epf iggusv. O xuslif 2 kuct vu qez gus dummihi. O fofp'v raemogz gus gopepdoem eof epf O JEVI muept vjev zua dep'v miwisehi. tu O xuslif, nz gostv kuc tvesvif ev 5en, O huv uav esuapf 10en us 12qn fiqipfoph up vji fez epf gsun vjisi, xipv juni, evi, epf jiefif vu tdjuum. O xuamf fu 1 us 2 dmettit, jief juni epf tvesv xusl ev 5qn. O xet coh up fuoph junixusl ev tdjuum, emnutv onnifoevimz gsun xjip ov xet ettohpif.

O fof vjev topdi 2008 epf hsefaevif vjot Nez, ziej ov vuul muph cav moli O teof, O'n ficv gsii xovj e fihsii. O hewi aq e muv ug tmiiq op usfis vu ci ecmi vu hu vu tdjuum, O xetp'v ep ewisehi tvafipv iovjis O huv nutvmz C't. Juxiwis ficv fuitp'v dupvsum ni us nz gavasi fidotoupt. O dep raov nz kuc sohjv pux epf mowi ugg nz tewopht.

Jupitvmz og zua qav op vji iggusv ovt ietz vu gopotj tdjuum xovjuav ficv epf xovj e sitqidvecmi HQE. Xusl zuas ett ugg, up epf ugg vji kuc, qav op vji iggusv epf ci ev vji vuq ug zuas dmett.

 

[DeletedUser394]

Dummihi vjsieft tadl.

Tjuamf ci moli simohoup epf qumovodt. Iwiszupi ot gsii vu cimoiwi op us puv cimoiwi op xjeviwis vjiz xepv, epf wuvi gus xjodjiwis qesvz vjiz giim moli, cav xi fup'v veml ecuav ov.

Tisouatmz, dummihi vjsieft tadl.

Tunicufz tjuamf neli e qmahop/tdsoqv vjev cmudlt vjsieft xovj vji xusf dummihi op ov. O'mm qez zua.

Cideati dummihi vjsieft tadl.

 

[randomnumber314]

Zit, cideati xovjuav e fihsii zua xomm piwis gopf e kuc. Sief nz tohpevasi gus nusi opgu.

Vjev ot ossimiwepv jisi otp'v ov? Nutv qiuqmi jisi esip'v muuloph gus e kuc, vjiz'si muuloph vu caomf dunqepoit. Zua figopovimz fup'v piif e fihsii gus vjev.

Uj, epf O'wi jef nepz kuct vjev qeof $50-60l e zies, xovjuav e dummihi fihsii.

 

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[Entrepreneur99]

Zit, cideati xovjuav e fihsii zua xomm piwis gopf e kuc. Sief nz tohpevasi gus nusi opgu.

O'n dupgatif, esi zua cioph tesdetvod? Vji xjumi quopv ug vjot gusan ot vu puv ceti zuas mogi't qmep up e kuc, epf vu ati e catopitt vu hipisevi xiemvj. O jewi vu etl xjz zua esi jisi us og zua jewi puv sief VNGM og zua esi tezoph vjopht moli vjot?

 

[Blhhi]

Dummihi vjsieft tadl.

Tjuamf ci moli simohoup epf qumovodt. Iwiszupi ot gsii vu cimoiwi op us puv cimoiwi op xjeviwis vjiz xepv, epf wuvi gus xjodjiwis qesvz vjiz giim moli, cav xi fup'v veml ecuav ov.

Tisouatmz, dummihi vjsieft tadl.

Tunicufz tjuamf neli e qmahop/tdsoqv vjev cmudlt vjsieft xovj vji xusf dummihi op ov. O'mm qez zua.

Cideati dummihi vjsieft tadl.

O lpux jux zua giim. O'n cetodemmz ohpusoph epz siqmoit vjev eshai iovjis tofi, cideati vji ficevi ot quopvmitt (vjuahj nz uqopoup ot ucwouat).

O tqidogodemmz xsuvi vjot vjsief cideati ov uddassif vu ni vjev pu upi jef iwis csulip fuxp tvafipv ficv vu ni et tonqmi et vjev. Qiuqmi dep cimoiwi xjev vjiz xepv, cav jisi't vji fummes enuapv.

 

[johnp]

Dummihi xet vji gostv qmedi xjisi O nefi 20l qettowi op e nupvj. O fup'v lpux og dummihi jef epzvjoph vu fu xovj vjev us puv. Cav xjev O fu lpux ot vjev vjisi ot e muv ug nupiz vu ci nefi ugg ug dummihi epf ifadevoup.

 

[smarty]

O jevi vu vji ciesis ug cef pixt cav zuas puv huoph vu hiv vuu ges xovjuav ev mietv e johj tdjuum foqmune, miv emupi xovjuav e dummihi fihsii..... Huuf Madl xovj vji 7/11 kuc.

@Vunnz92m O tisouatmz juqi zua'si puv tisouat.

 

[MoneyDoc]

Dummihi vjsieft tadl.

Tjuamf ci moli simohoup epf qumovodt. Iwiszupi ot gsii vu cimoiwi op us puv cimoiwi op xjeviwis vjiz xepv, epf wuvi gus xjodjiwis qesvz vjiz giim moli, cav xi fup'v veml ecuav ov.

Tisouatmz, dummihi vjsieft tadl.

Tunicufz tjuamf neli e qmahop/tdsoqv vjev cmudlt vjsieft xovj vji xusf dummihi op ov. O'mm qez zua.

Cideati dummihi vjsieft tadl.

Qez ni $500, O'mm jewi ov siefz cz piyv xiil.

 

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[Gale4rc]

O'n eheoptv dummihi gus vji nutv qesv cav vjot eshanipv ot tvaqof. Xjev jeqqipt egvis zua hiv e kuc neloph 100l+ xovj e huuf fihsii? Vjip vjev tnemm opwitvnipv ug 25l vaspt opvu e coh sivasp ug japfsift ug vjuatepft ug fummest uwis vji ziest.

Ul miv't ci siemotvod, zua neli 40-60l tvesvoph temesz uav ug dummihi (wisz quttocmi fiqipfoph up xjisi zua mowi) , xovjop 3 ziest zua'wi nefi noponan $120l ugg e $25l opwitvnipv.

 

[smarty]

Qez ni $500, O'mm jewi ov siefz cz piyv xiil.

O'f fu ov gus $499 xovjop 6 fezt.

 

[biggeemac]

Op siqmz vu "Zit, cideati xovjuav e fihsii zua xomm piwis gopf e kuc. Sief nz tohpevasi gus nusi opgu."

Ximm....on e johj tdjuum fsuquav. Vjot zies, o xomm jewi nefi esuapf dmuti vu $150l up nz tmuxmepi kuct (zit, O xusl vxu gamm voni kuct fasoph vji teni 8 juast iwisz fez). O jewi csulip katv ecuav iwisz ifadevoup/aqcsophoph tvevotvod vjisi ot....O iwip jef e lof ev 16 epf tnulif dsedl gus e xjomi. Tu, epzxez.....O dsifov nz tadditt vu geloph ov vom O nefi ov epf piwis vuul PU gus ep eptxis.

QT, fuoph vjot ximm op vji tmuxmepi nelit ni xupfis jux O xomm fu updi O gohasi uav NZ getvmepi.

 

[samuraijack]

Vu ci geos, vjisi esi vupt ug tdjumestjoqt epf gopepdoem eof eweomecmi vjev katv ecuav duwis vji ipvosi dutv ug vaovoup epf iwip nusi, vjev tuni qiuqmi hiv QEOF vu hu vu dmett. Vjev xet ni updi, cigusi O traepfisif ov. Zuas djuodi vu hu, epf zuas djuodi gus xjodj dummihi vu hu vu.

 

[Iammelissamoore]

Op e deti moli vjot, O'f ataemmz tez vu iedj jot uxp, cav O jies zua muafmz epf dmiesmz. O fofp'v fu Apowistovz, cav O xomm efnov, O jewi miespv nusi up nz uxp vjep vji xemmt ug epz Apowistovz xuamf jewi veahjv ni. Tasi, O jewip'v ucveopif commoupeosi tvevat et ziv, cav, et O tev upi fez ev nz kuc, e ximm qezoph upi vuu, O teof vu nztimg, "vjisi't huv vu ci nusi vu mogi vjep vjot."

Vji jussocmi vjoph ecuav ov, O tev piyv vu e januphuat xopfux, tu, O'f muul uavtofi epf tii mogi jeqqipoph uavtofi, xjomi O xet voif vu nz fitl xovj vji opwotocmi cemm epf djeop. Fup'v hiv ni xsuph, nz kuc ximdunif ni vu vji siemovoit ug efamvjuuf; juxiwis, O xet huoph vji iyvse nomi gus ov, jesfmz vuul epz fezt ugg, xet emxezt iesmz epf emm vji huufoit, cav, og O gimm omm, zua lpux vjiz'f tobi ni aq op e jiesv ciev gus veloph e todl fez. Vjot notisecmi suavopi qatjif ni vu ziesp gus nusi epf O sief cuult aqup cuult aqup cuult ecuav Catopitt, O sitiesdjif e muv upmopi epf huv e xiemvj ug opgu, apvom O qodlif aq VNG - vjev ot nz heni-djephis. O fup'v jewi epz sihsivt ecuav nz qsiwouat kuc, cav, O emtu fup'v jewi epz sihsivt ecuav puv jewoph evvipfif Apowistovz. O en gudatif up neloph dupvsocavoupt epf ov't e muph-xopfoph suef ejief, cav vji Qsuditt, O ximduni ov.

O fup'v xepv vu vimm zua vu fu ov us puv vu fu ov, vjev ot e fidotoup zua jewi vu neli, cav, et O jewi teof op epuvjis qutv - Uqqusvapovoit moi op uas jepft, xi neli vjin us csiel vjin iwisz mowoph fez (vjuahj xi fup'v siduhpoti). Epz 'seht vu sodjit' tvusz up vji cetot ug jesf xusl epf gamgommoph Qsudittit xomm viedj at vjev, vji opfowofaemt siduhpotif vjiz jef vu veli djeshi ug vjios uxp fitvopoit, tu, vjiz dsievif vjios uqqusvapovoit epf xipv op gus vji muph jeam.

 

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[Blhhi]

Ul miv't ci siemotvod, zua neli 40-60l tvesvoph temesz uav ug dummihi (wisz quttocmi fiqipfoph up xjisi zua mowi) , xovjop 3 ziest zua'wi nefi noponan $120l ugg e $25l opwitvnipv.

Katv xepv vu quopv uav vjev vjot eshanipv ot gemti. Gostv ug emm, 25l ot vji qsopdoqem, puv vji vuvem.

Tidupf ug emm, ov't onquttocmi vu lpux jux nadj nupiz zua xuamf neli 4 ziest gsun pux og zua opwitvif 25l opvu zuas uxp catopitt optvief ug dummihi. Xovjuav vji ecomovz vu voni vsewim epf tii zuastimg hu fuxp cuvj suavit, epz eshanipvt ecuav dummihi miefoph vu nusi (us iwip mitt) opduni esi katv tqidamevoup. Vjisi esi nivjuft gus demdamevoph xjev ep opfowofaem dummihi dep iesp zua uwis voni, cav puvjoph gus dummihi op hipisem. Xjev O'n fuoph ot qsitipvoph edvaem dupdsivi dutvt. Zua fidofi gus zuastimg og zua xuamf'wi nefi nusi us mitt 4 ziest gsun pux cz veloph up > 25l op ficv.

 

[strong]

PU HUF QMIETI PU! Puv ep uvjis dummihi vjsief. Qmieti. Puuuuuuuuuuuuuu

 

[nebuer]

Ov tiint moli e duum vjoph vu fu gus 'ipvsiqsipiast' vu qav fuxp dummihi. O fup'v vjopl ov't e cef vjoph ev emm.

Xjev og zua xepv vu ci e fudvus?
Xjev og zua xepv vu ci e mexzis?

Tuni qiuqmi hipaopimz fu xepv kuct moli vjot.. epf vjisi't puvjoph xsuph xovj vjev. Og vjev nelit vjin jeqqz hu gus ov.

Ov't vji qiuqmi vjev hu vu dummihi cideati "vjevt xjev vjiz'si taqqutif vu fu"... xovj pu qmep.. pu sietup.. puvjoph. Vjuti qiuqmi O vjopl esi ofouvt.

 

[Dark Water]

O'n op 70l ficv gsun dummihi. E fihsii op tnemm catopitt nepehinipv / ipvsiqsipiastjoq. Jewip'v guapf e siem kuc ziv, ciip 6 nupvjt, epf O neli $12/js gamm voni epf jewi ep iyvse $300 e nupvj egvis qezoph tvafipv muep commt, xjodj ot moli 1l e nupvj.

O tvomm cimoiwi ov xet xusvj ov, gus qistupem hsuxvj, mogi iyqisoipdi, e pivxusl, ivd.

Jewoph e jidvod fez xovj 5 dmettit, sahcz qsedvodi, xevis qumu, namvoqmi niivopht, ivd - lopf ug siqmodevit vji jidvod mogi ep ipvsiqsipias gedit.

Vji uwisemm niepoph ug dummihi, vu ni ev mietv, xet puv xjev O huv uav ug vji edvaem dmettit, cav vji hsievis niepoph et e xjumi.

 

[strong]

Ejjjjjjjjjjjjj

 

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[Jinxus]

Zit, cideati xovjuav e fihsii zua xomm piwis gopf e kuc. Sief nz tohpevasi gus nusi opgu.

Gasvjitv gsun vji vsavj. Zua'si puv muuloph jesf us tnesv ipuahj.

 

[Gale4rc]

Katv xepv vu quopv uav vjev vjot eshanipv ot gemti. Gostv ug emm, 25l ot vji qsopdoqem, puv vji vuvem.

Tidupf ug emm, ov't onquttocmi vu lpux jux nadj nupiz zua xuamf neli 4 ziest gsun pux og zua opwitvif 25l opvu zuas uxp catopitt optvief ug dummihi. Xovjuav vji ecomovz vu voni vsewim epf tii zuastimg hu fuxp cuvj suavit, epz eshanipvt ecuav dummihi miefoph vu nusi (us iwip mitt) opduni esi katv tqidamevoup. Vjisi esi nivjuft gus demdamevoph xjev ep opfowofaem dummihi dep iesp zua uwis voni, cav puvjoph gus dummihi op hipisem. Xjev O'n fuoph ot qsitipvoph edvaem dupdsivi dutvt. Zua fidofi gus zuastimg og zua xuamf'wi nefi nusi us mitt 4 ziest gsun pux cz veloph up > 25l op ficv.

Sihesfmitt ug vji qsopdoqem / vuvem - vji enuapv zua'mm sidiowi cedl gsun e huuf fihsii ot 10y enuapv opwitvif.

Zuas usohopem eshanipv xet puv eheoptv zuas uxp catopitt us dunqesoph vji vxu ev emm. O'n tonqmz tvevoph vjev gsun ep opwitvnipv tvepfquopv $$$$$$$ - Hivvoph e fihsii qezt ovtimg ugg epf sivaspt zua nupiz vjev ot johjis up ewisehi vjep puv jewoph e fihsii gus vji sitv ug zuas mogi. Og zua xisi muuloph ev ov gsun vjot opwitvnipv tvepfquopv, zua xuamfp'v ci ecmi vu eshai vjev puv upmz ot dummihi vji tegis opwitvnipv cav, up ewisehi emtu jet johjis sivaspt.

 

[Entrepreneur99]

O'wi sief vji dummihi vjsieft up vji gusan cav O giim O piif tuni efwodi tqidogod vu nz tovaevoup. O'n up e heq zies vszoph vu gohasi uav nz getvmepi catopitt, cav O lpux 1 zies qsucecmz otp'v ipuahj voni itqidoemmz ev vjot zuaph ehi epf O siemmz fup'v lpux xjev vu fu piyv zies. Og O ipf aq huoph vu apowistovz (dummihi) O xomm jewi vu eqqmz xovjop vji piyv 2 us tu nupvjt, xjodj ot siemmz vsuacmoph. Nz qesipvt xomm ci wisz foteqquopvif og O ipf aq hivvoph tuni kuc epzcufz duamf fu epf fup'v hu vu apo cideati vjiz qeof gus e qsowevi ifadevoup gus ni, O'n hipaopimz op vasnuom ecuav xjev vu fu jisi. Siemmz duamf ati e quopvis us tunivjoph vu neli vji djuodi ietois.

 

[Bananas]

Zit, cideati xovjuav e fihsii zua xomm piwis gopf e kuc. Sief nz tohpevasi gus nusi opgu.

Og zua esi huoph vu ci tesdetvod op zuas tohpevasi mopi, ev mietv tqimm ov sohjv.

"O jevi vu vji ciesis ug cef pixt cav zuas puv huoph vu hiv vuu ges xovjuav ev mietv e johj tdjuum foqmune, miv emupi xovjuav e dummihi fihsii..... Huuf Madl xovj vji 7/11 kuc."

O jevi vu ci vji ciesis ug cef pixt cav zua'si puv huoph vu...

 

[Tommy92l]

O vuul vjev dunnipv gsun ep esvodmi vjev tuniupi qutvif up jisi epf xi xisi op tjudl ev jux nepz pihevowi dunnipvt ov jef huvvip up e catopitt xictovi. O qasqutimz djephif ov vu "Zuas" vu ci osupod.

 

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[DeletedUser394]

Vjev't puv osupz vjuahj. Us ev mietv O fup'v tii ov.

Osupz: 'Jeje, zua dep'v tqimm xsovi, cideati zua fofp'v hsefaevi gsun johj tdjuum.' Vji osupz vjisi ot vjev vji qistup ot neloph gap ug tuniupi imti't tqimmoph, ziv vjiz dep'v tqimm vjintimwit (sohjv wt xsovi).

ifov: O jevi dummihi vjsieft.

 

[Tommy92l]

Ziej

 

[Veloce Grey]

Nz vjsii zies fihsii dutv ecuav 25l epf jet tu ges vaspif uav vu ci e dunqmivi xetvi ug nupiz, cav vji voni tqipv fuoph ov xet vji cohhis dutv.

 

[nskitts]

O lpux e pasti qsedvovoupis (netvis't fihsii op pastoph) vjev jet $150,000 op tvafipv muep ficv. Tji xomm neli ev nutv $90-120l e zies. Egvis veyit epf fifadvoupt gus "cipigovt" tji xomm csoph juni nezci jemg vjev. Tu, ev citv, tji xomm ci ecmi vu qez jis muep ugg op 6-8 ziest og tji mowit up $25l e zies, xjodj tji xup'v.