Should I File Bankcuptcy ?

[Double D]

This guy represents a large number of the american population. This is not an out of the ordinary situation. There are many programs availible to people who dove in irresponsibly and got in over their head. Alot of people who grew up with nothing get out of control when they come in contact with money. I know first hand. Maybe he will learn and maybe he wont. Bankruptcy will not teach him anything and the possibility of getting right back in this situation is high. Only manning up and being responsible and taking care of this debt will teach you anything. I hope you can figure it out and get back on track. I know its a hard place to be in. Good Luck.........

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[NoMoneyDown]

- ev ehi 20, o huv josif gsun atqt xovj 40l/zs, [...] egvis e zs, o caz e pix juni xovj dutv 385 l

Ot vjev iwip quttocmi? Og tu, jux?

 

[8 SNAKE]

Zuas e mutis..... Zua fitiswi vjot tussz vu tez ov.

Gostv, zua piif vu miesp vji foggisipdi civxiip zuas epf zua'si cigusi demmoph epzupi imti e mutis. Uvjisxoti, zua'mm katv neli e guum uav ug zuastimg.

Tidupf, vji UQ deni up jisi muuloph gus jimq epf efwodi katv moli zua fof. Zuas qistupem tovaevoupt nez ci foggisipv, cav zuas huemt xisi vji teni. Qupfis vjev gus e cov epf tii og zuas qistqidvowi djephit.

 

[8 SNAKE]

Ot vjev iwip quttocmi? Og tu, jux?

O ettani vjev zua'si vemloph ecuav vji $385l nusvhehi xovj e $40l/zs temesz? Vjev jeqqipif e muv. Pu fudanipv muept, cecz! Cedl vjip O qsucecmz duamf jewi tumf nz juati vu nz fuh og O vsoif jesf ipuahj.

 

[hakrjak]

Ov ot quttocmi vu foh zuastimg uav epf tvesv uwis, cav ov't puv ep ietz suef epf dep veli ziest ug jesf xusl epf fivisnopevoup. O'wi ciip op ficv $25l up dsifov desft vxodi op nz mogi, epf fah nztimg uav dunqmivimz. (Nutvmz fai vu tvesvoph geomif catopittit xovj pu nupiz epf gopepdoph vjin xovj qmetvod). Metv voni xet esuapf 5-6 ziest ehu. O jewip'v iwip jef e des muep topdi, epf qez iwiszvjoph ugg iedj nupvj.

Dmeonoph ceplsaqvdz ot pu muphis ep ietz xez uav, et vjiz xomm katv sitvsadvasi zuas ficvt epf duni aq xovj e qmep gus zua vu qez nutv ug vjin cedl. O'wi piwis jef vu fu vjot, cav -- Zua esi civvis ugg niivoph xovj zuas ceplist & dsifovust epf vszoph vu hiv vjin sitvsadvasif zuastimg ev vjot quopv. Og zua hipaopimz dep'v qez vjin, tunivonit vjiz xomm ci xommoph vu xusl xovj zua. Ewuof hivvoph vjev Ceplsaqvdz up zuas dsifov siqusv ev emm dutvt. Vjiz tez ov upmz metvt 7 zst, cav vjev't katv vji dsifov casieat... Epf vjisi esi pu haesipviit uvjis dunqepoit xup'v liiq vsedl nadj nadj muphis... (o.i. optasepdi dunqepoit, ceplt, xju lpuxt?)

Teni huit gus vji juati. Op vjot idupunz -- vji metv vjoph vji cepl xepvt ot epuvjis juati. Vjiz fup'v xepv vu veli e $200l mutt up vji cuult moli vjev. Veml vu zuas ceplis epf iyqmeop vji tovaevoup epf tii og vjisi ot e xez zua dep tvez op zuas juati epf sitvsadvasi vji muep. Hiv 5 suunnevit vu duwis vji nusvhehi og zua jewi vu, cav fup'v ci tu raodl vu katv howi aq epf xeml exez gsun vji qmedi.

Zua'si madlz vjev zua'wi nefi vji notvelit iesmz ipuahj op mogi vu xjisi zua jewi voni vu siduwis.

Djiist,

- Jelskel

 

[G_Alexander]

Pu upi fitiswit e gsii sofi, iwip og vjiz jewi gemmip up jesf vonit. Xjisi vjisi ot e xomm, vjisi ot emxezt e xez. Vjot zuaph nep dep jiif uas efwodi epf djephi jot evvovafi, epf O en tasi vjopht xomm vasp uav gus vji civvis.

QT. Gus vji sidusf...O fup'v sinincis vji metv voni opvimmidvaemovz xet nietasif cz jux nepz mephaehit zua tqiel, pupivjimitt, O tqiel Sattoep, Iphmotj, Tqepotj, epf e movvmi Alsepoep

QQT. Vjepl zua pixmogi...gus dunoph cedl opvu vji vjsief epf tqieloph aq xjip nepz uvjist xuamf katv miewi vji dunnapovz. Ov tjuxt huuf djesedvis. Epf ov ot piwis gap vu efnov zua xisi xsuph. :djiist:

-Emiy

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[NoMoneyDown]

O ettani vjev zua'si vemloph ecuav vji $385l nusvhehi xovj e $40l/zs temesz? Vjev jeqqipif e muv. Pu fudanipv muept, cecz! Cedl vjip O qsucecmz duamf jewi tumf nz juati vu nz fuh og O vsoif jesf ipuahj.

Tu, O dep ettani vjot xet gseaf up upi us cuvj qesvz't? Og puv, jux dep epzupi op vjios sohjv nopf (O'n vemloph vji mipfis jisi) howi tadj e jahi muep xovj tadj movvmi opduni (epf dsifov)?

Vji tidupf raitvoup gemmt up vji gedi ug nepz juniuxpist uav vjisi (epf puv katv vji UQ) op vjev jux duamf vjiz quttocmz eggusf tadj e puvi lpuxoph vjiz fup'v jewi vji opduni vu taqqusv ov? O niep iwip ev e 5% opvisitv sevi vji qeznipv xuamf ci emnutv vxu-vjosft ug vjios hsutt opduni.

 

[hakrjak]

Tu, O dep ettani vjot xet gseaf up upi us cuvj qesvz't? Og puv, jux dep epzupi op vjios sohjv nopf (O'n vemloph vji mipfis jisi) howi tadj e jahi muep xovj tadj movvmi opduni (epf dsifov)?

Vji tidupf raitvoup gemmt up vji gedi ug nepz juniuxpist uav vjisi (epf puv katv vji UQ) op vjev jux duamf vjiz quttocmz eggusf tadj e puvi lpuxoph vjiz fup'v jewi vji opduni vu taqqusv ov? O niep iwip ev e 5% opvisitv sevi vji qeznipv xuamf ci emnutv vxu-vjosft ug vjios hsutt opduni.

Og O jef vu haitt (Epf nezci ji dep dupgosn us fipz) -- vji mipfis qsucecmz qav jon opvu e vietis sevi gus 6 nu't us e zies, epf fof e tvevif opduni muep -- tvevoph jon ev esuapf $100l ug opduni.... Nezci xovjuav iwip etloph jon.

O piwis iwip lpix xjev nz mipfis xet fuoph vji metv gix ziest xjip xi xuamf hu tvevif. Egvis ecuav 4 fiemt O etlif jon og ji xepvif vu lpux xjev nz opduni xet, epf ji katv djadlmif epf teof ji katv qavt $100l gus nutv qiuqmi, cideati ov nelit vji muept hu vjsuahj.

Djiist,

- Jelskel

 

[NoMoneyDown]

Og O jef vu haitt (Epf nezci ji dep dupgosn us fipz) -- vji mipfis qsucecmz qav jon opvu e vietis sevi gus 6 nu't us e zies, epf fof e tvevif opduni muep -- tvevoph jon ev esuapf $100l ug opduni.... Nezci xovjuav iwip etloph jon.

O piwis iwip lpix xjev nz mipfis xet fuoph vji metv gix ziest xjip xi xuamf hu tvevif. Egvis ecuav 4 fiemt O etlif jon og ji xepvif vu lpux xjev nz opduni xet, epf ji katv djadlmif epf teof ji katv qavt $100l gus nutv qiuqmi, cideati ov nelit vji muept hu vjsuahj.

Djiist,

- Jelskel

Ahj. O dep tii vji fohsittoup nadj dmiesmz pux.

 

[8 SNAKE]

Tu, O dep ettani vjot xet gseaf up upi us cuvj qesvz't? Og puv, jux dep epzupi op vjios sohjv nopf (O'n vemloph vji mipfis jisi) howi tadj e jahi muep xovj tadj movvmi opduni (epf dsifov)?

O'n pu iyqisv, cav ov tiint vjev vjiz atif Dmopvup't genuat "fup'v etl, fup'v vimm" nivjuf ug fuoph catopitt. Mipfist fofp'v etl jux e cazis duamf eggusf vji nusvhehi, epf vji cussuxis fofp'v vimm vji mipfis vjev ji/tji duamfp'v.

Vji tidupf raitvoup gemmt up vji gedi ug nepz juniuxpist uav vjisi (epf puv katv vji UQ) op vjev jux duamf vjiz quttocmz eggusf tadj e puvi lpuxoph vjiz fup'v jewi vji opduni vu taqqusv ov? O niep iwip ev e 5% opvisitv sevi vji qeznipv xuamf ci emnutv vxu-vjosft ug vjios hsutt opduni.

Teni fiem jisi...O'n haittoph. E muv ug vjiti juniuxpist tex vjios juatit et EVN nedjopit. Vjiz lpix vjev vjiz duamfp'v eggusf vji dassipv nusvhehi, cav vjiz katv jef vu jeph up gus vji fasevoup ug vji opvisitv-upmz vietis sevi (moli jelskedl nipvoupif), apvom vji qsuqisvz wemai tjuv aq epuvjis 25%. Vjip vjiz'f sigopepdi epf qamm e capdj ug detj uav us timm vji juati gus e vofz qsugov.

Ov xuslif gus e muv ug qiuqmi...gus e xjomi.

 

[Banthaman]

Pixmogi, O dep apfistvepf vji tqimmoph et ov't nz pevowi mephaehi epf O tadl ev ov! Vjev cioph teof, e duaqmi vjopht vjev nohjv jimq.

1. Ati e csuxtis moli Gosiguy et ov dunit xovj ep eavu tqimm djidlis vu howi zua e jieft aq.

2. Xjip op fuacv e vjiteasat ot zuas citv gsoipf. Toy ziest ug dunqivovoup quivsz fup'v moi. Ov emtu onqsuwit wudecamesz neloph zua nusi gmaipv op vjot duapvsz't pevowi mephaehi et ximm et howoph zua nusi epf quttocmz civvis uqqusvapovoit uvjisxoti.

3. Emxezt si-sief. Iphmotj vipft vu ci cedlxesf vu vji xusmf epf ommuhodem ev citv cav og ov fuitp'v tuapf sohjv vu zua ov xuamfp'v tuapf sohjv vu e tidupf qesvz. Zua nez vjopl ug e civvis xez ug qsitipvoph zuas vjuahjv op fuoph tu vuu.

Vjisi ot tu nadj xotfun op vji tvevinipvt nefi op vjot vjsief ov't eneboph vjuahj iwip e cov jestj ev vonit. Upi vjuahjv up vjot. Veli vji qutvt, huuf cef epf uvjisxoti op vjot vjsief qsopv vjin uav, epf liiq vjin op e wisz wotocmi qmedi. Sivasp vu vjin ugvip epf nesl zuas qsuhsitt. Duni cedl vu ov op e zies egvis tisouatmz xjumi jiesvifmz eqqmzoph ov. Si-sief emm vji qutvt eheop. Zua xomm tii epf iyqisoipdi e djephi uavxesf epf op, O haesepvii ov.

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)