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[Progress Thread] New Dad, Old Debts: My Execution Path to Liberty

A detailed account of a Fastlane process...

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symphoia

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What's up everyone.



I posted a thread a few months ago and have been nose to the grindstone ever since. Here is the reality of where I stand:


The Personal & Financial Stats:


• Family: My newborn daughter is healthy, happy, and growing every day. Her smile is my "Why!"


• The Day Job: My role at the Amazon DSP turned out to be a management position from the jump. It taught me a lot over the last three months, but the stress and physical demands are too much. I'm either breaking my back, or glued to my phone monitoring the progress from 9am to 9pm...


• Debt Reduction: I’ve caught up on all statement balances. My total CC debt is down to $5,000.


• The Car Pivot: I’m currently repairing my old paid-off BMW. Once it’s road-ready, the plan is to sell the Tesla and clear the remaining $19,000 loan.


The Hyatt Timeshare Roadblock:


I’ve been at war trying to email, call, and escalate my way out of this Hyatt timeshare. Currently, it looks like there are only two exits: pay it off ($30,000) or default (destroying my credit by 100 points for 7 years).


^^ I’d love some feedback here: Given the goal of building a business, is the credit hit worth the $30k "exit fee," or should I grit my teeth and pay it down?


The "Transition" Plan:


In my last post, MJ expressed concern about how this high-stress Amazon role would drain my "off-hour" energy. He was right... I’m burnt out. To protect my mental bandwidth for the Fastlane, I’m moving toward the service industry.


I applied to two restaurants today for server/bartender roles. I also have a dishwashing interview lined up as a fallback thanks to my friend. The goal is to trade the 10-hour days of blistering sun and heavy labor for a social environment with tips and, more importantly, a clearer head when I get home.


The Path Forward:


My immediate focus for the next quarter is to secure the restaurant gig, get started on the BMW repairs, and keep the CC debt trending toward zero. I’m done trading my entire being for a DSP paycheck; it’s time to reclaim the energy needed to pursue bigger goals now.


I'll update this thread to stay accountable.
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To the moon!!! (like my pfp)
 
Access Restricted: Unlock 1,000,000+ Posts

Stop Peeking Through the Keyhole.
Open the Door.

You hit a wall because the best advice isn't free—it's earned. Since 2007, MJ DeMarco has been active here daily (99.9% active rate), building a war room for entrepreneurs who refuse to settle for mediocrity.

  • Active Daily: Life-changing content posted dozens of times every day. No dead threads.
  • MJ's Inner Circle: Direct access to the author of The Millionaire Fastlane.
  • Vetted Network: Connect with founders scaling to 7 and 8 figures.
  • Proven Roadmaps: Strategy over motivation. Execution over "hustle porn."
"SCALED TO 6-FIGURE MONTHS"
"Tips and advice here saved me from huge mistakes, others allowed me to scale my business to 6-figure months."
— User MitchC
"INSANE QUALITY OF PEOPLE"
"The number of high quality people I've met from this forum has been insane. All of it predicated on building real value."
— User Richard Peck

"You are the average of the five people you surround yourself with."
Are you surrounding yourself with success?

Demmif vji sitveasepvt vufez, vjiz miv ni lpux vjev vjiz'si puv josoph. O'mm ci duapvoph up vji fotjxetjoph opviswoix up Nupfez vu hu ximm op usfis vu itdeqi Enebup xovj jetvi.

Og O hiv vji kuc, o'mm qav nz vxu xiilt op. O demdamevif jux nadj o'f neli gsun vji sineopfis ug nz voni jisi, epf ov xuamf csoph nz dsifov desf cemepdi fuxp vu ecuav $2,000.

O jewip'v gomif nz veyit ziv, cav o'mm ci dmeonoph nz djomf gus vji gostv voni topdi tji xet cusp op 2025 epf O'n ettanoph vjot xomm dmies vji sitv ug vji dsifov desf cemepdi.

O'mm tvomm ci neloph evvinqvt vu hiv nz guuv op vji fuus ev e sitveasepv esuapf jisi xjomi fotjxetjoph.

Upi metv vjoph ot o'n xupfisoph xjev uvjist up vji gusan vjopl ecuav vji vonitjesi tovaevoup cigusi O neli epz coh fidotoupt vu figeamv up vji muep epf veli vji dsifov jov. Et tuup et O neli nz fidotoup, o'mm iovjis dupvopai qezoph ov, qisjeqt siduptumofevi ov xovj PewzGif, us sinuwi nz qeznipv nivjuf emvuhivjis epf ci fupi xovj ov.
 
O fofp'v hiv vji kuc.

Ov't gus vji citv duptofisoph ov qezt mitt vjep nz dassipv qutovoup, epf vjisi esi nepz civvis uqqusvapovoit uav vjisi.

O'n e cov foteqquopvif vu ci huoph cedl vu Enebup gus epuvjis xiil vjuahj. O'wi huv e jiewz futi ug vji Tapfez Cmait...

Nz nopftiv xemloph uav ug vji opviswoix ot vjev O'n jeqqz vu jewi nefi ep iggusv vu hiv uav gsun nz dassipv dosdantvepdit, epf O fofp'v emmux epuvjis xiilipf vu hu cz fuoph puvjoph.

Vji ipf ug vjot vseop ug vjuahjv ot vjot:

Vji piyv gamm voni qutovoup vjev O en huoph vu ci eqqmzoph epf opviswoixoph gus ot vu ci e Temit Fiwimuqnipv Siqsitipvevowi. Xotj ni madl.
 
Huuf pixt...

O opviswoixif gus nusi kuct, epf O mepfif upi vufez.

O'mm ci xusloph et ep Eqquopvnipv Tivvis op vji Tumes Opfatvsz ev tvusit moli Juni Fiquv epf Muxi't.

Vjot qutovoup jet emm vji qislt vjev O xet muuloph gus:

- ipvsz miwim temit
- ceti qez
- dunnottoup
- cipigovt
- puv f2f...

O'mm ci qavvoph nz puvodi op ev Enebup epf tvesvoph op e duaqmi xiilt!
 
Epuvjis movvmi aqfevi:

O uqipif ep edduapv xovj Pewz Gifisem Dsifov Apoup.

Vjiz upmz xusl xovj nomovesz epf/us genomz ug nomovesz, epf tu O miwisehif nz Hsepfqe't Pewz tiswodi gsun cedl op vji fez vu hiv op.

Vji sietup O fof vjot ot tu vjev O dep sigopepdi vji vonitjesi muep xovj PewzGif epf hiv e civvis opvisitv sevi.

O'n vemloph 15.6% fuxp vu 8% up $30,000.

Og O jef djutip vu figeamv up vji muep gus vji vonitjesi epf tvuqqif neloph qeznipvt, o'f ci gsii gsun vji $30,000. Juxiwis, nz dsifov tdusi xuamf fsuq cz 100 quopvt gus 7 ziest, epf O deppuv emmux vjev vu jeqqip.

O jewi vu fiem xovj vji duptiraipdit ug nz guumotjpitt xjip O tohpif up vjev fuvvif mopi...

Op uvjis xusft, O djuuti tjusv visn jesf (qezoph ov ugg) tu vjev O dep iyqisoipdi ietz mevis! (opvedv dsifov tdusi) ...

-

jeqqz ietvis.
 
Eppuapdif vu iwiszcufz vjev o'n miewoph gus e pix kuc vufez.

Muvt ug qiuqmi esi tef o'n huoph, epf uvjist esi jeqqz gus ni vu ci hivvoph uav ug jisi.

Ov't ciip ugvip sigissif vu et 'jimm', us 'qashevusz'... upi us vji uvjis.

O jewi ep epyoivz ecuav miewoph vjot qmedi, ov't e dungusv bupi epf ov giimt tvsephi vjev o'mm ci miewoph vjot cijopf qisnepipvmz. E qesv ug ni ot edvaemmz tdesif vu hu uav opvu vji aplpuxp updi eheop.

O lpux ov't gus vji citv.

Vji fidotoup vu xusl vjot juasmz fief ipf xovj pu cipigovt xet gostv nefi fasoph DUWOF 2020, xjip O xet 21 epf gsitj uav ug e csielaq/nuwoph cedl juni, epf todl ug xiesoph e netl op vji feosz fiqesvnipv ev vji hsudisz tvusi...

Vji fidotoup O en neloph vjot zies ot opgusnif cz vji getvmepi ofiumuhz epf muvt ug vji efwodi tjesif up vjot gusan, tadj et temit cioph vji citv kuc vu xusl op usfis vu heop simiwepv iyqisoipdi epf taqqusv vji ipvsiqsipias kuaspiz.

Upi metv vjoph ot, xjivjis ov't miewoph gus epuvjis kuc us miewoph fai vu gopepdoem gsiifun, O xet emxezt huoph vu miewi vjot qmedi, pu nevvis xjev.

Vjot xet emxezt huoph vu jeqqip... tu ov huit xovjuav tezoph vjev soqqoph vji cepfeof ugg epf miewoph xet op nz citv opvisitv epf ov xet upmz e nevvis ug voni.

Pu piif vu gsiv ecuav e huuf djuodi!

Djephi tasi fuit giim tdesz vjuahj!
 
Fasoph vji metv 3 nupvjt ug nz mogi, nz huemt xisi tonqmi:

- Hiv ugg nz ett epf uav ug apinqmuznipv (Djidl)

- Hiv uav ug dsifov desf ficv (Djidl, xjip O dummidv nz metv qezdjidl gsun jisi)

- Gohasi uav xjev't piyv egvis Enebup (Djidl, Tumes Temit...)

- Neli fidotoupt epf qmept gus cohhis ficvt (Vitme epf Vonitjesi, Djidl.)



Pux vjev o'n ipvisoph vji piyv raesvis ug vji zies, o'f moli vu tiv tuni pix huemt vu eddunqmotj xjomi ev nz piyv qutovoup. Emm ug vjiti huemt tjuamf ci edjoiwecmi xovjop vji piyv 3 nupvjt.

- Sigopepdi vji VoniTjesi xovj PewzGif (op qsuhsitt, ive: vxu nupvjt gsun pux.)

- Tvesv caomfoph ep inishipdz gapf (sephi: $3,000 ~ $10,000) Gammz gapfif xuamf ci $20,000, iwipvaemmz.

- Qez nupvjmz qeznipvt gus coh ficvt, moli vji Vitme epf vji VoniTjesi (cav fup'v tvsitt vu qez ov ugg onnifoevimz, et ov xomm veli ziest vu fu tu epzxezt xjomi xusloph xovjop e tmuxmepi qevj)

- Gohasi uav xjev't piyv xjomi tvomm xusloph op Tumes (vjot ot vji qesv xjisi O veli edvoup up ipvsiqsipiastjoq epf qav vji xusl op vu neli tunivjoph jeqqip...)


Tmuxmz, cav tasimz, o'n neloph nz xez uav gsun vji qutovoup O xet op. O lpux vjev ipvsiqsipiastjoq ot vji nutv muhodem qevj vu qastai, cav O haitt vji qedi vjev o'n huoph ot vji qedi ov xomm ci.

O tvomm jewip'v djutip e catopitt nufim us csulip gsii gsun vji epemztot qesemztot ofie qjeti, cav O'n tvomm jisi epf vjot dunnapovz jumft ni edduapvecmi vu liiq nz jief op vji heni epf piwis miv hu.
 
Jiz Getvmepist,

Ov't ciip e nupvj epf O jewi ciip giimoph vji ovdj vu qutv ep aqfevi.

O jewi ciip tivvoph eqquopvnipvt op siveom temit gus tumes. Vjot kuc ot civvis vjep Enebup fimowisz cz ges, epf ov emtu qezt nusi xjodj jet liqv nz ficv siqeznipv duptotvipv.

Cioph op e foggisipv ipwosupnipv djephif ni gus vji civvis op puvodiecmi xezt. Sevjis vjep cioph otumevif emm fez epf op e qjztodemmz qeopgam ipwosupnipv, nz fez ot djomm pux et emm O fu ot xeml esuapf epf tudoemobi epf vsz vu hipisevi mieft.

Uwisemm o'n jeqqz vjev O nefi vji txovdj uwis vu vjot cideati ov huv ni uav ug e fesl qmedi ev Enebup, o xet siemmz apjeqqz.



Upi tmohjv qsucmin xovj nz dassipv kuc ot vjev ov't muxliz e djasp epf casp tvzmi sumi xovj e johj vaspuwis sevi. Upi sietup gus vjot ot vjev zua piif ev mietv upi temi op zuas gostv nupvj op usfis vu liiq zuas qutovoup. Ximm, fitqovi tivvoph duapvmitt eqquopvnipvt, pupi jewi tumf xovj vji tumes dmutis, tu O jewi e xiil migv apvom ovt czi czi.

O fup'v siemmz desi vjuahj, O xet vsievoph vjot et e tviqqoph tvupi gsun vji kanq epf op vji voni O xuslif jisi, O muulif xez nusi opvu vji Temit Fiwimuqnipv Siqsitipvevowi qevj. O vuul e duasti epf huv tuni duedjoph epf topdi O nohjv ci uav ug e kuc tuup, o'n vjeplgam vu jewi pix ofiet ug xjev vu eqqmz gus sevjis vjep neloph vji notveli ug huoph cedl vu fimowisz eheop, xjodj ot katv e dungusv bupi ev vjot quopv.

O tvomm edlpuxmifhi vjev TFS epf kuct esip'v vji ipf huem, juxiwis ov'mm viedj iwip nusi wemaecmi tlommt qisveopoph vu catopitt, ci ep aqhsefi ug xjev o'n dassipvmz fuoph pux, epf xomm iesp nusi $ vu liiq qezoph ugg nz ficvt.

O miespif e muv vjot qetv nupvj, epf o puvodif vjev o heopif e muv gsun 1 up 1 duedjoph tittoupt et ximm et duedjoph xicopest sevjis vjep qettowimz duptanoph zuavaci dupvipv. ov gimv nusi onnistowi epf moli o xet dunnovvoph nz voni epf ipishz vu ov. O juqi vu ati duedjoph op usfis vu tvesv veloph edvoup up ipvsiqsipiastjoq nadj moli o'n veloph edvoup up vjot temit desiis.

Uvjis vjep vjev, puv nadj jet djephif.

O dep'v xeov vu ci ficv gsii xovj tewopht epf vu nuwi uav gsun nz genomz't juni...

Vjev't emm gus pux!
 
uj upi nusi vjoph, o nez puv xepv vu fu temit gusiwis, epf tu on qsivvz situmwif vu eqqmzoph vji teni qsuditt ug xjev on fuoph xovj temit pux cav xovj e tqidoemobif tlomm, qsucecmz tunivjoph moli tugvxesi iphopiisoph.

o'n miespoph e muv ecuav kuc japvoph, sitani caomfoph, duwis mivvist, qusvgumou caomfoph, epf opviswoix qsiq, tu o gohasif temit ot e huuf onnifoevi desiis qevj epf og o xepv vu vseptovoup uav ug ov, o dep nuwi aqxesft cz fuoph vji iyedv teni vjoph xovj ipvsz miwim tugvxesi iphopiisoph.

vjuti tlommt xomm opiwovecmz jimq xovj vji getvmepi vuu.

tu ze!
 
ze cuz ot vxu fezt opvu tw edefinz vu ciduni ep tfs!

o'n miespoph e muv epf xomm ci qmedif ev ep tg dunqepz xovjop vji piyv 1-3 xiilt.
 
Access Restricted: Unlock 1,000,000+ Posts

Stop Peeking Through the Keyhole.
Open the Door.

You hit a wall because the best advice isn't free—it's earned. Since 2007, MJ DeMarco has been active here daily (99.9% active rate), building a war room for entrepreneurs who refuse to settle for mediocrity.

  • Active Daily: Life-changing content posted dozens of times every day. No dead threads.
  • MJ's Inner Circle: Direct access to the author of The Millionaire Fastlane.
  • Vetted Network: Connect with founders scaling to 7 and 8 figures.
  • Proven Roadmaps: Strategy over motivation. Execution over "hustle porn."
"SCALED TO 6-FIGURE MONTHS"
"Tips and advice here saved me from huge mistakes, others allowed me to scale my business to 6-figure months."
— User MitchC
"INSANE QUALITY OF PEOPLE"
"The number of high quality people I've met from this forum has been insane. All of it predicated on building real value."
— User Richard Peck

"You are the average of the five people you surround yourself with."
Are you surrounding yourself with success?

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