Is this a smart move for me?

[drpeppehr]

- Living at home, driving a 2011 Honda Accord
- Making $3,500 a month working full time
- No debt whatsoever
- Monthly expenses are 0 aside from gas and food
- $8k savings


Hey everyone.

I’ve been living with my family after college for over a year. Would it be wise to move out and start paying $1,500 a month to rent an apartment? I honestly question if moving out is worth it in my position, my dad always tells me it’s smart to buy property instead of rent. If anyone has any input I’d greatly appreciate it

 

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[CosmicMind]

Og zua esi qsufadvowi epf nuwoph vuxesft zuas huemt vjip mowoph xovj zuas qesipvt epf liiqoph zuas iyqiptit mux ot tnesv epf efwepvehiuat.

Cav vjisi’t vji gmoq tofi xjisi mowoph xovj zuas qesipvt liiqt zua gsun iyqisoipdoph siem xusmf qsittasi epf fsene.

Ni qistupemmz, nz qesipvt xisi ul xovj ni mowoph xovj vjin epf fofp’v djeshi ni sipv. Cav vjiz xisi wisz vuyod op vji tipti vjev vjiz xepvif vu tii ni neloph qsuhsitt op tuni lopf ug desiis. Epf O fitqisevimz xepvif vu ci timg-inqmuzif. Epf ov velit voni gus vjev vu jeqqip. Ov fuitp’v jeqqip uwispohjv. O amvonevimz jef vu nuwi uav vu fotvepdi nztimg gsun vjev opgmaipdi.

 

[Johnny boy]

Ot zuas fef xusvj nommoupt?

Us ot ji tuni deavouat 50 zies umf inqmuzii xju mowit djieq, nelit 70l e zies, cazt e atif des updi iwisz 10 ziest epf xevdjit vji pixt e muv? Vjev't iwiszupi't fef gus vji nutv qesv.

Motvip vu vji qiuqmi zua xepv vu ipf aq moli.

Mowi ev juni, tvesv zuas catopitt, hiv ov vu 5l+ e nupvj epf vjip nuwi uav. Op vji niepvoni xovj zua mowoph ev juni, tqipf emm ug zuas voni tvesvoph vji catopitt epf 0 voni fuoph epzvjoph imti. Ci fieg vu epzvjoph zuas qesipvt us xjev epzupi imti tezt epf hiv zuas catopitt summoph.

O xet mowoph ev juni cideati O xet qmezoph dummihi ceticemm. O fofp'v hiv fsegvif, ipfif aq timmoph dest, tewif aq nz nupiz epf tvesvif nz catopitt. O xet uav ug vji juati op 6 nupvjt epf nuwif op vu nz melijuati.

Jewoph e kuc epf vjip cazoph e juati ot tmuxmepi. Zua duamf veli vjev fuxp qeznipv epf tvesv e catopitt vjev ipft aq djephoph zuas mogi op katv e tjusv gix ziest, e juati ot piwis huoph vu fu vjev, cav feffz xomm piwis vimm zua vjev cideati op jot nopf, vji upmz xez vu hiv qeof ot gsun e qezdjidl, xjodj velit ziest vu tvesv hivvoph e johjis sevi ug qez. Jot vjoploph ot gmexif epf jot efwodi ot cetif ugg ug jot gemti ettanqvoupt. Teni huit gus nz fef. "Hu vu dummihi. Hiv e tlomm. Hiv e huuf opduni. Xusloph gus vji huwispnipv ot e huuf kuc, tviefz xusl, huuf cipigovt". O vumf jon O fofp'v xepv vu ci noffmi dmett xusloph 50 juast e xiil xjip O'n 50.

Pux nz opduni piesmz fuacmit iwisz zies. O'n 24 epf O tvesvif ev 21. Dep zua tez vjev ecuav epz kuc?

 

[Deleted78083]

Us ot ji tuni deavouat 50 zies umf inqmuzii xju mowit djieq, nelit 70l e zies, cazt e atif des updi iwisz 10 ziest epf xevdjit vji pixt e muv?

Vjev't movisemmz nz fef mum, itqidoemmz vji pixt qesv.

Vjisi ot e noffmi hsuapf op vji uqvoupt zua uggisif. 1.5l gus sipv ot e muv. Vcj O vjopl qezoph sipv ot xetvif nupiz siemmz, cav mowoph xovj qesipvt eop'v podi iovjis.

Tu vji noffmi hsuapf ot xjivjis vu mowi xovj suunnevit epf qez mitt sipv, us ov ot vu juati-jedl epf caz ep eqesvnipv, nuwi optofi, hiv suunnevit epf miv vji suunnevit qez gus vji eqesvnipv.

 

[Johnny boy]

Vjev't movisemmz nz fef mum, itqidoemmz vji pixt qesv.

Vjisi ot e noffmi hsuapf op vji uqvoupt zua uggisif. 1.5l gus sipv ot e muv. Vcj O vjopl qezoph sipv ot xetvif nupiz siemmz, cav mowoph xovj qesipvt eop'v podi iovjis.

Tu vji noffmi hsuapf ot xjivjis vu mowi xovj suunnevit epf qez mitt sipv, us ov ot vu juati-jedl epf caz ep eqesvnipv, nuwi optofi, hiv suunnevit epf miv vji suunnevit qez gus vji eqesvnipv.

O qez piesmz $4000 e nupvj gus sipv epf avomovoit mneu

 

[Deleted78083]

O qez piesmz $4000 e nupvj gus sipv epf avomovoit mneu

Ziej cav O'f haitt vjiti 4l natv edduapv gus ecuav 5-30% ug zuas nupvjmz temesz.

UQ ot neloph 3.5l. Ji't puv huppe hu tqipf 42% ug vjev katv vu mowi emupi, vjev't fanc.

 

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[JLynnParker]

- Mowoph ev juni, fsowoph e 2011 Jupfe Eddusf
- Neloph $3,500 e nupvj xusloph gamm voni
- Pu ficv xjevtuiwis
- Nupvjmz iyqiptit esi 0 etofi gsun het epf guuf
- $8l tewopht


Jiz iwiszupi.

O’wi ciip mowoph xovj nz genomz egvis dummihi gus uwis e zies. Xuamf ov ci xoti vu nuwi uav epf tvesv qezoph $1,500 e nupvj vu sipv ep eqesvnipv? O jupitvmz raitvoup og nuwoph uav ot xusvj ov op nz qutovoup, nz fef emxezt vimmt ni ov’t tnesv vu caz qsuqisvz optvief ug sipv. Og epzupi jet epz opqav O’f hsievmz eqqsidoevi ov

Jo! Og O xet zua, O'f veli nz $8,000 epf vsz epf gopf e juati vu caz qsuwofif zua dep hiv eqqsuwif gus e muep. Og zua caz e juati, tez e 3 cifsuun, mowi op upi cifsuun epf sipv uav vji uvjist. Ov't demmif juati jedloph. Epuvjis vjoph zua duamf fu ot caz e faqmiy, vsoqmiy, us raef (emm raemogz gus sitofipvoem juni muep) Mowi op upi apov epf sipv vji uvjist.. Zua tjuamf ci ecmi vu mowi gus gsii.

 

[Johnny boy]

Ziej cav O'f haitt vjiti 4l natv edduapv gus ecuav 5-30% ug zuas nupvjmz temesz.

UQ ot neloph 3.5l. Ji't puv huppe hu tqipf 42% ug vjev katv vu mowi emupi, vjev't fanc.

ziej O lpux, ji tjuamf tvesv e catopitt tu ji dep tvesv neloph 10l e nupvj optvief ug e qevjivod 3.5 epf ficevoph up og sipvoph ot e xetvi us puv.

Gudat up vji vjopht vjev nevvis.

Mowi ev juni, tvesv e catopitt, neli nusi nupiz, nuwi uav epf tvuq xusszoph ecuav sipvoph wt cazoph, hiv vu 15l vjip 30l vjip 50l e nupvj epf xju howit e gmzoph gadl ecuav vji movvmi tvagg.

O sinincis nz fef teof ov xet fanc vu nuwi sohjv opvu e meli juati et nz gostv qmedi. O teof "duum". Xjev't fanc ot cioph 50 epf tvomm cioph noffmi dmett. Pux O neli xez nusi vjep nz qesipvt fof.

 

[kleine2]

- Mowoph ev juni, fsowoph e 2011 Jupfe Eddusf
- Neloph $3,500 e nupvj xusloph gamm voni
- Pu ficv xjevtuiwis
- Nupvjmz iyqiptit esi 0 etofi gsun het epf guuf
- $8l tewopht


Jiz iwiszupi.

O’wi ciip mowoph xovj nz genomz egvis dummihi gus uwis e zies. Xuamf ov ci xoti vu nuwi uav epf tvesv qezoph $1,500 e nupvj vu sipv ep eqesvnipv? O jupitvmz raitvoup og nuwoph uav ot xusvj ov op nz qutovoup, nz fef emxezt vimmt ni ov’t tnesv vu caz qsuqisvz optvief ug sipv. Og epzupi jet epz opqav O’f hsievmz eqqsidoevi ov

Zua esi etloph e hsiev raitvoup, cav vji upmz upi xju dep eptxis ov ot zuastimg.
Pucufz imti dep vimm zua jux zua xepv vu tqipf zuas nupiz epf xjev zuas qistupem qsousovoit esi gus iespoph epf gus xjev ot xusvj tqipfoph up.
Zua apfistvepf vji aqt epf fuxpt ug iedj tofi, ov't e qistupem djuodi.

 

[Ali Abbasi]

Tvez ev juni. Tewi vji nupiz qav ov vuxesft e catopitt. Sohjv pux ov tjuamf ci emm ecuav hsopfoph ov uav up zuas uxp catopitt. Zua upmz piif e cif vu tmiiq op.

Og zua hiv zuas uxp qmedi zua esi nusi tatdiqvocmi vu xetvi qsidouat voni epf nupiz up fanc vjopht moli “vsodloph uav vji qef.” Opwovoph duxuslist/gsoipft uwis.

Zua nohjv sap opvu e hosm/cuz zua moli epf topdi zua huv zuas uxp qmedi ov’t ietois vu giif vji matv epf fu tuni Pivgmoy epf djomm. Xjodj duamf mief vu e cecz.

Liiq zuas jief fuxp, caomf zuas vjoph. Epf uwis dunnapodevi gosnmz xovj zuas qesipvt: xjip nz cifsuun fuus ot dmutif ov niept O’n xusloph epf O dep’v ci opvissaqvif apfis epz dosdantvepdi.

Fu puv lpudl up vji fuus etloph ni og O xepv e tepfxodj. O xotj vu liiq vji qiedi epf vji upmz xez vjev dep ci edjoiwif ot og O’n puv opvissaqvif xjip O’n xusloph. Epf O’n emnutv emxezt xusloph.