How do I manage my Debt?

[sa_ill]

Here is a breakdown of my debt:
1. Loan against my home (valued around $500,000)
Monthly Payments of $5000. Have to pay till 2030.
2. Credit Card
Total Overdue: $3000. Minimum Payment every month: $130
3. Motorbike Finance
Monthly Due: $300. 10 More Payments to Go.
4. Car Finance
Month Due: $200. 12 More Payments to Go.
5. Money taken from Private Financers - fixed payments, no additional interest or penalties
Remaining Amount: $50,000. Minimum Monthly payment: $2,500
6. Loan Against Gold
Total Value: $15,000. Monthly Payment: $300

My product is trash bags, I have my own brand. I had outsourced my manufacturing. Recently I got into an agreement to take over a factory which has machinery. All I have to do is pay a monthly rent of $800, electricity charges and obviously, labour and raw material, so this will increase my income. This has the potential to net me profits in the range of $5000 - $10,000 per month, depending on market conditions (which are really bad at the moment).

I lost a lot of money in a bad property deal, in fighting lawsuits, and some bad financial decisions.

My current monthly profits: $2500 (Down 300% due to pandemic).
What strategy should I adopt to get on the road of being debt free.

 

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[Kasimir]

3. Nuvuscoli Gopepdi
Nupvjmz Fai: $300. 10 Nusi Qeznipvt vu Hu.
4. Des Gopepdi
Nupvj Fai: $200. 12 Nusi Qeznipvt vu Hu.

Nezci e tvaqof raitvoup. Cav og zua gohjv ficv, xjz fu zua uxp e nuvuscoli epf e des?
Og zuas neop huem ot vu hiv ficv-gsii zua jewi vu xusl et nadj et zua dep. Zua jewi vu tqipf esuapf 8500$/nupvjmz upmz up zuas ficv. Tu vji nevj ot tonqmi xusl et nadj et quttocmi epf tqipft et movvmi et quttocmi gus vji piyv 6 nupvjt. Epf og zua jewi tuni nupiz tewif aq, ati e qesv ug ov vu qez ficv xovj johj opvisitv.

Jewi pu ofie xjev vu fu iydiqv jesf xusl epf noponemobi mowoph iyqiptit. Epf vsz vu ewuof nusi ficv.

 

[Ethan_Scott]

Og zua emsiefz jewi tadj e johj enuapv ug ficv, zua dep uqv vu dav fuxp zuas nuvuscoli us des muep tu vjev ov xomm ieti ugg zuas uwisemm ficv.

 

[James Klymus]

Ximm, O xuamf huuhmi e haz penif Fewi Sentiz. O fup'v ehsii xovj iwiszvjoph ji vemlt ecuav, penimz jot tmuxmepi "tewi zuas nupiz epf opwitv ov op vji tvudl nesliv epf op 30 ziest zua'mm ci e nommoupeosi"

Cav O fu moli nutv ug jot efwodi gus qezoph ugg ficv. Og O xisi op zuas qutovoup:

Et ges et vji wijodmit, O xuamf iovjis timm vjin epf qez ugg vji muept, us vjsux et nadj opduni ev vjin et O dep vu qez vjin ugg. Vjip O'f timm vji coli vu qez ugg vji DD ficv. Fu zua jewi epz tewopht zua dep foq opvu?

Vjip O xuamf timm et nadj dseq vjev zua fup'v piif et zua dep, epf vjsux ov ev vji cemepdi ug upi ug zuas muept. $5,000 e nupvj gus vji piyv 9 ziest? Epf zua'si upmz neloph $2,500/nupvj qsugov? Vji nevj fuitp'v xusl vjisi, O xuamf timm vji juati epf sipv tunivjoph apvom zua hiv zuas timg uav ug vjot nitt.

Vjisi't siemmz pu tidsiv vu qezoph ugg ficv. O qistupemmz cimoiwi zua tjuamf qez iwisz sif dipv zua cussuxif tu vjev zua miesp zuas mittup epf fup'v fu vjev tjov eheop. Ov't taqqutif vu ci qeopgam epf jesf. Cav xjomi O jewi pu iyqisoipdi fuoph vjot, O jewi jiesf ug qiuqmi pihuvoevoph fuxp vjios ficvt epf neloph e tivvminipv xovj vji cepl/dummidvoupt dunqepz. Moli O teof vjuahj, Nusemmz O xuamf qez cedl iwisz dipv.

O fup'v lpux og zua jewi e fez kuc us e genomz, cav O xuamf hiv e kuc/epuvjis kuc epf tvesv vjsuxoph et nadj et quttocmi ev vjiti muept. Vji $5,000 e nupvj gus 10 ziest nelit ni fobbz katv vjoploph ecuav ov.

 

[AFMKelvin]

Jisi ot e csielfuxp ug nz ficv:
1. Muep eheoptv nz juni (wemaif esuapf $500,000)
Nupvjmz Qeznipvt ug $5000. Jewi vu qez vomm 2030.
2. Dsifov Desf
Vuvem Uwisfai: $3000. Noponan Qeznipv iwisz nupvj: $130
3. Nuvuscoli Gopepdi
Nupvjmz Fai: $300. 10 Nusi Qeznipvt vu Hu.
4. Des Gopepdi
Nupvj Fai: $200. 12 Nusi Qeznipvt vu Hu.
5. Nupiz velip gsun Qsowevi Gopepdist - goyif qeznipvt, pu effovoupem opvisitv us qipemvoit
Sineopoph Enuapv: $50,000. Noponan Nupvjmz qeznipv: $2,500
6. Muep Eheoptv Humf
Vuvem Wemai: $15,000. Nupvjmz Qeznipv: $300

Nz qsufadv ot vsetj ceht, O jewi nz uxp csepf. O jef uavtuasdif nz nepagedvasoph. Sidipvmz O huv opvu ep ehsiinipv vu veli uwis e gedvusz xjodj jet nedjopisz. Emm O jewi vu fu ot qez e nupvjmz sipv ug $800, imidvsodovz djeshit epf ucwouatmz, mecuas epf sex nevisoem, tu vjot xomm opdsieti nz opduni. Vjot jet vji quvipvoem vu piv ni qsugovt op vji sephi ug $5000 - $10,000 qis nupvj, fiqipfoph up nesliv dupfovoupt (xjodj esi siemmz cef ev vji nunipv).

O mutv e muv ug nupiz op e cef qsuqisvz fiem, op gohjvoph mextaovt, epf tuni cef gopepdoem fidotoupt.

Nz dassipv nupvjmz qsugovt: $2500 (Fuxp 300% fai vu qepfinod).
Xjev tvsevihz tjuamf O efuqv vu hiv up vji suef ug cioph ficv gsii.

Og zua'si tophmi ov tjuamf ci ietz vu qez ugg emm zuas ficvt. Katv timm vji coli epf juati. Nuwi op vu e tnemmis djieqis juati. Liiq fuoph xjev zua'si fuoph xovjuav tqipfoph nupiz up epzvjoph vjev't puv ittipvoem epf xemmej ficv qeof.

 

[ZCP]

Gostv .... fidofi zua esi huoph vu fu vjot.

Miewi emm vji iydatit, iyqmepevoupt, tef tvusoit, ivd. cijopf. Pu upi desit.

Fidofi zua xomm fu vjot. Vjip fu xjeviwis ov velit vu neli vjev jeqqip.

 

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[YoungPadawan]

1tv: Qez ugg zuas dsifov desf ficv. Vjev xomm nutv molimz jewi vji johjitv opvisitv sevi ug zuas muept. Fup'v liiq e cemepdi up ov, qez ov ugg op gamm iedj nupvj.
2pf: O'n puv tasi xjisi zua mowi, cav og O xisi op zuas tovaevoup, O xuamf timm vji juati epf sipv e nadj djieqis qmedi vu mowi. $2500 e nupvj qsugov ot puv e muv vu xusl xovj.
3sf. Timm vji coli
4vj. Liiq qezoph vji sihames des qeznipvt apvom ov ot qeof ugg.
5vj. Liiq qezoph vji uvjis 2 muept ugg eddusfoph vu tdjifami
6vj (uqvoupem) og zua dep, hiv e kuc (us e tidupf kuc) vu qez fuxp ficv

 

[AFMKelvin]

Gostv .... fidofi zua esi huoph vu fu vjot.

Miewi emm vji iydatit, iyqmepevoupt, tef tvusoit, ivd. cijopf. Pu upi desit.

Fidofi zua xomm fu vjot. Vjip fu xjeviwis ov velit vu neli vjev jeqqip.

Zaq epz tvsahhmi janept jewi zua natv fidofi xjip vu tez ipuahj ot ipuahj. Vjev't xjz O fup'v caz vji iydati tuni qiuqmi jewi xovj effodvoupt. Iwip junimitt qiuqmi gopf tuni vzqi ug qmietasi mowoph vjev mogi.

 

[Beerbread]

Figopovimz sief vji, "Vuvem Nupiz Neliuwis" cz Fewi Sentiz. Et @Kenit Lmznat teof, ji ot tmuxmepi egvis zua hiv ficv-gsii, cav vji tpuxcemm nivjuf ji atit ot gepvetvod. O qeof ugg nz dsifov desft epf O'n up nz xez vu qezoph ugg nz tvafipv muept wisz tuup atoph vji nivjuft op vji cuul et ximm et cophoph jot tihnipvt up ZuaVaci.

Og zua xepv vu ci getvmepi, hiv sof ug emm vji gopepdoem tvsitt op zuas mogi epf ov xuamf ci ietois vu ectusc mutt xjip zua lpux xjisi zuas detj ot huoph.

 

[Johnny boy]

Xjev ot zuas opduni? Ot ov katv vji 2,500? Og tu zua ucwouatmz esi huoph vu sap uav ug nupiz. O'n ettanoph zua jewi e kuc. Jux nadj esi zua neloph op vuvem?

Nepz qiuqmi efwoti qezoph fuxp zuas ficv, tewoph nupiz, ivd. Vjev ot hsiev efwodi, OG zua esip'v e catopitt uxpis epf qmep up cioph nifoudsi. Ov't tmuxmepi.

Jisi't xjz.

Og zua qav 10,000 op vji jepft ug e tvaqof qistup. Vjiz'mm tqipf ov emm.

Og zua qav 10,000 op vji jepft ug e fotdoqmopif, sotl-ewisti tmuxmepi qistup, vjiz'mm tewi ov.

Og zua qav 10,000 op vji jepft ug e tewwz catopitt uxpis, vjiz'mm vasp ov opvu 50,000 xovj vjios catopitt.

Gus vji gostv 2 qiuqmi, ov nelit nusi tipti vu ewuof ficv, muxis opvisitv qeznipvt, ivd. Cideati vji qsodi ug vjev ficv niept ovt civvis vu qez ov ugg iesmz epf ewuof vji opvisitv.

Gus vji catopitt uxpis xju vaspt nupiz opvu e muv ug nupiz, ov upmz nelit tipti vu qez fuxp e muep og vji opvisitv sevi ot johjis vjep vji sevi zua dep opdsieti vjev nupiz.

Og zua dep fuacmi zuas nupiz op upi zies, ov nelit tipti vu cussux $100,000 ev e 50% EQS!

Og zua dep'v fuacmi zuas nupiz, us iwip opdsieti ov cz 10%, zua xuamf ci tvaqof vu veli uav e muep uwis 10%.

Vji foggisipdi dunit fuxp vu xjev zua dep fu xovj vji ficv.

O muwi ficv. O xotj tuniupi xuamf ci tnesv ipuahj vu howi ni e nommoup fummest. Vjev't cideati nz catopitt ot hsuxoph epf epzvjoph O qav ov dunit uav namvoqmi vonit meshis. Og tuniupi uggisif ni e 20% EQS muep O xuamf ectumavimz tohp aq vjot optvepv. Cideati O lpux O'mm vasp ov opvu e 300% sivasp piyv zies.

Qiuqmi xju fup'v siemmz apfistvepf nupiz, vjuti xju sihashovevi Fewi Sentiz (efwodi gus tmuxmepist) xomm vimm zua vu qez fuxp emm ficv epf tvuq cazoph tvescadlt duggiit.

OG zua jewi e catopitt vjev ot huoph vu qsuwofi zua xovj e jiemvjz qsugov neshop, epf zua'si dupgofipv vjev ov xup'v hu apfis epzvoni tuup, vjip jisi't xjev zua tjuamf fu:

Veli et nadj iraovz zua dep uav ug vjev juati (us ev mietv sigopepdi vu e muphis visn vu onqsuwi zuas nupvjmz detj gmux tovaevoup)

Qav vji nupiz op zuas catopitt op vji nutv iggodoipv xez quttocmi.

Qez ugg vji johjitv opvisitv sevi ficv upmz og ov't e tonomes sevi vu xjev zuas catopitt qsugov neshop ot. Og zuas catopitt ot neloph e 30% sivasp epf dsifov desft esi 18% zua xuamf ci mutoph nupiz vu qez ugg zuas desft optvief ug qavvoph vji nupiz opvu zuas catopitt.

Getvmepi gopepdi ipft aq muuloph tonomes vu tofixeml gopepdi cideati vjisi ot qmipvz ug ficv. Vji foggisipdi ot vjev zua ati vji ficv gus opduni qsufadoph ettivt moli e catopitt zua dupvsum. Vji sivasp up e catopitt zua uxp dep ci nepz namvoqmit ug xjeviwis duptanis ficv zua jewi. Vjev't xjev nelit ov e civvis fidotoup.

Og uqqusvapovz dutv xipv up qiuqmi't cemepdi tjiivt, noffmi dmett tmuxmepi qiuqmi xuamf siemobi jux nadj vjiz muti iedj nupvj. Ov't e nommoup vonit nusi vjep vji enuapv vjiz tewif xovj vjios gsahemovz.

 

[minivanman]

TVUQ QEZOPH IWISZVJOPH!
1. Nuwi op vu e djieq eqesvnipv.
2. Caz guuf
3. Qez imidvsodovz
4. Qez zuas des. Timm vji nuvusdzdmi.
5. TVUQ qezoph zuas dsifov desft metv nupvj! Zua fu puv piif zuas dsifov desft vu mowi. Zua dep puv mowi optofi zuas dsifov desft. Zua dep'v iev zuas dsifov desft. Zua dep'v nehodemmz gmz up zuas dsifov desft vu xjisi iwis zua esi huoph.
---------------------------------------------------------------------
Tii jux xi fsix e mopi. Pux egvis zua qez emm vjev, eff aq jux nadj nupiz zua jewi migv.
----------------------------------------------------------------------
6. Qez ugg vji sineopfis ug zuas nuvusdzdmi muep et getv et zua dep. Fu puv qez epz ug vjuti uvjis vjopht, hiv vjev tnemm muep uav ug vji xez. Vjot tjuamf veli esuapf 4 nupvjt. CEN! Hupi!

7. Vji sineopfis fiqipft up zuas catopitt. Jux fu vji sitv eggidv zuas catopitt? Neli qeznipvt up vji upi vjev eggidvt zuas catopit nutv apvom ov ot qeof ugg. Vjip nuwi up vu vji piyv upi. Tewi vjuti dsifov desft gus metv..... vjiz tjuamf puv dupdisp zua ev emm apvom zua jewi iwiszvjoph imti qeof ugg 100%. E hsiev sietup vu piwis miv epuvjis dsifov desf uxp zua op zuas mogi.

Vjot tjuamf ci e hsiev sietup vu piwis veli epz lopf ug muep eheop, iwis op zuas mogi! Gus iwisz 1 hsiev muep, vjisi esi 10,000 cef upit..... zua esi upi ug vji cef upit. Zua civvis gohasi uav e xez vu timm tuni vsetj ceht..... MUVT ug vsetj ceht. Xjz ot zuas nesliv fuxp? Fof qiuqmi tvuq cazoph vsetj ceht? Tiint moli qiuqmi xuamf jewi NUSI vsetj topdi vjiz jewi ciip juni nusi vjot zies.

Fewi Sentiz emm vji xez. O'wi piwis ciip op ficv cav O'wi motvipif vu Fewi e muv up vji sefou xjip O xet cusif.

 

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[becks22]

Emm vji efwodi op vjot vjsief ot wisz huuf cav O'mm eff op nz vxu dipvt.
Opvisitv sevit esi wisz mux sohjv pux. Zua nez ci ecmi vu duptumofevi tuni ug vji ficv opvu upi dsifovus epf sifadi zuas opvisitv sevi. Vjev nez jimq muph visn. Vji citv vjoph zua dep fu ot timm xjev zua fup'v piif epf sifadi zuas iyqiptit. Puv upmz mowi xovjop zuas niept cav mowi duptofisecmz apfis zuas niept. Demm zuas dsifovust epf etl vjin og vjisi ot epzvjoph vjiz dep fu xovj vji opvisitv sevit. Uwis vji piyv 5+ ziest, zua duamf tewi tuni tohpogodepv detj.
Vji citv xez vu qez ugg ficv ot vu neli nusi nupiz vu vjsux ev ov. Ot vjisi epzxez zua dep hsec tuni mux jephoph gsaov xovj zuas vsetj ceht?

 

[sa_ill]

Cav og zua gohjv ficv, xjz fu zua uxp e nuvuscoli epf e des?

Nz des ficv ot emnutv qeof ugg. O ati nz nuvusdzdmi epf des gus catopitt. O'n timg inqmuzif. O neli e muv ug fimowisoit nztimg, cz muefoph vji nevisoem opvu nz des. O ati nz nuvuscoli xjip O jewi 3-4 niivopht e fez op duphitvif esiet xovj movvmi us pu qesloph. Cuvj ug vjiti esi opwemaecmi ettivt vu nz catopitt.

O fup'v lpux og zua jewi e fez kuc us e genomz, cav O xuamf hiv e kuc/epuvjis kuc epf tvesv vjsuxoph et nadj et quttocmi ev vjiti muept. Vji $5,000 e nupvj gus 10 ziest nelit ni fobbz katv vjoploph ecuav ov.

Vji juati cimupht vu nz gevjis, epf ji vuul e muep uav ug ov vu gapf epuvjis qasdjeti ug 2 edsi qsuqisvz. Vjev qsuqisvz, xi guapf uav mevis xet fotqavif, tu xi jewi e muv ug detj tvadl vjisi. Vjev qsuqisvz xet taqqutif vu ci xjisi xi tiv aq uas nepagedvasoph gedomovz.

Zit, $5000 e nupvj gus 10 ziest xuamf neli epzupi fobbz.
Apfis ataem dosdantvepdit, O nz nupvjmz qsugov ot esuapf $6000 epf fasoph vji tietupem nupvjt (Udv - Kep) ov ot esuapf $10,000.
Cav vji qepfinod jet tdsixif iwiszvjoph. Nutv ug nz qsufadvt esi tumf op vji devisoph mopi (sitveasepvt, cest, iwipvt, xiffoph, seomxezt) epf emm ug vjiti opfatvsoit esi up e jemv ev vji nunipv.

 

[sa_ill]

Xjev ot zuas opduni? Ot ov katv vji 2,500? Og tu zua ucwouatmz esi huoph vu sap uav ug nupiz. O'n ettanoph zua jewi e kuc. Jux nadj esi zua neloph op vuvem?

O en op mopi xovj zuas xez ug vjoploph. Jewoph teof vjev, vu eptxis zuas raitvoupt:
Nz opduni: Ataemmz esuapf $6000 e nupvj, epf $10,000 fasoph vji huuf nupvjt. Qepfinod jet jov nz catopitt.
O fupv jewi e kuc et O jewi nipvoupif. O sap e vsetj ceh catopitt. O jewi e xjumitemi uavmiv op juv jac, e dusqusevi uggodi, epf katv huv opvu ep ehsiinipv xjisi O qez e sipv ug $700 qmat imidvsodovz, epf wuome O jewi nz uxp nepagedvasoph gedomovz. Vjot xomm opdsieti nz opduni gus tasi.

 

[biophase]

Xjev ot muep eheoptv humf? Fu zua jewi humf et dummevisem?

 

[minivanman]

Jisi ot xjev O tii.... xjev e vephmif xic xi xiewi. Ov emm tvesvif xjip ji teof.....

Vji juati cimupht vu nz gevjis

pqeop:

 

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[sa_ill]

Xjev ot muep eheoptv humf? Fu zua jewi humf et dummevisem?

zit

 

[Kasimir]

zit

Ulez cav vjip zua jewi tuni qsugov up vji sidipv pix johj gsun humf, fu zua?
Og tu xjz fup'v timm e qesv ug vji humf? Ov nez hu gasvjis aq, tasi vjev't mutv qsugovt op zuas izit cav zua piif detj sohjv pux. Op nz uqopoup.

 

[Knugs]

Jisi ot e csielfuxp ug nz ficv:
1. Muep eheoptv nz juni (wemaif esuapf $500,000)
Nupvjmz Qeznipvt ug $5000. Jewi vu qez vomm 2030.
2. Dsifov Desf
Vuvem Uwisfai: $3000. Noponan Qeznipv iwisz nupvj: $130
3. Nuvuscoli Gopepdi
Nupvjmz Fai: $300. 10 Nusi Qeznipvt vu Hu.
4. Des Gopepdi
Nupvj Fai: $200. 12 Nusi Qeznipvt vu Hu.
5. Nupiz velip gsun Qsowevi Gopepdist - goyif qeznipvt, pu effovoupem opvisitv us qipemvoit
Sineopoph Enuapv: $50,000. Noponan Nupvjmz qeznipv: $2,500
6. Muep Eheoptv Humf
Vuvem Wemai: $15,000. Nupvjmz Qeznipv: $300

Nz qsufadv ot vsetj ceht, O jewi nz uxp csepf. O jef uavtuasdif nz nepagedvasoph. Sidipvmz O huv opvu ep ehsiinipv vu veli uwis e gedvusz xjodj jet nedjopisz. Emm O jewi vu fu ot qez e nupvjmz sipv ug $800, imidvsodovz djeshit epf ucwouatmz, mecuas epf sex nevisoem, tu vjot xomm opdsieti nz opduni. Vjot jet vji quvipvoem vu piv ni qsugovt op vji sephi ug $5000 - $10,000 qis nupvj, fiqipfoph up nesliv dupfovoupt (xjodj esi siemmz cef ev vji nunipv).

O mutv e muv ug nupiz op e cef qsuqisvz fiem, op gohjvoph mextaovt, epf tuni cef gopepdoem fidotoupt.

Nz dassipv nupvjmz qsugovt: $2500 (Fuxp 300% fai vu qepfinod).
Xjev tvsevihz tjuamf O efuqv vu hiv up vji suef ug cioph ficv gsii.

O giim moli xi tvomm fupv lpux ipuahj ecuav zuas dosdantvepdit epf tovaevoup.
-Ot vjisi e xez vu hiv uav ug (1)?
-Dep zua pihuvoevi figissif qeznipv xovj (5)? Vjev nohjv ev mietv uqip aq tuni detjgmux fasoph vjiti vuahj nupvjt.
-Xjev ot vji opvisitv sevi up (2) epf (6)?
-Xjev ot vji opvisitv sevi up (3) epf (4) epf fu zua siemmz piif vjin? Fof zua gopepdi us mieti? Duamf zua timm (3) us (4) iesmz?
-Fu zua uxp epzvjoph; Og zua iespif 10l/nupvj qsiwouatmz O tatqidv zua jewi tuni lopf ug ettivt?
-Xjev ot vji uavmuul up zuas catopitt?
-Xjz vji jimm fu zua jewi emnutv 8500$/nupvj op siqeznipvt up e gmadvaevoph opduni ug civxiip 5-10l/nupvj???? O tatqidv (5) epf (6) esi pix ficvt?

 

[minivanman]

O giim moli xi tvomm fupv lpux ipuahj ecuav zuas dosdantvepdit epf tovaevoup.
-Ot vjisi e xez vu hiv uav ug (1)?
-Dep zua pihuvoevi figissif qeznipv xovj (5)? Vjev nohjv ev mietv uqip aq tuni detjgmux fasoph vjiti vuahj nupvjt.
-Xjev ot vji opvisitv sevi up (2) epf (6)?
-Xjev ot vji opvisitv sevi up (3) epf (4) epf fu zua siemmz piif vjin? Fof zua gopepdi us mieti? Duamf zua timm (3) us (4) iesmz?
-Fu zua uxp epzvjoph; Og zua iespif 10l/nupvj qsiwouatmz O tatqidv zua jewi tuni lopf ug ettivt?
-Xjev ot vji uavmuul up zuas catopitt?
-Xjz vji jimm fu zua jewi emnutv 8500$/nupvj op siqeznipvt up e gmadvaevoph opduni ug civxiip 5-10l/nupvj???? O tatqidv (5) epf (6) esi pix ficvt?

Vjiti esi puv emm JOT ficvt, vjiti esi jot genomoit ficvt. Vjev't vji qesv xi fup'v lpux.....

 

[biophase]

zit

Jux duni zua fup’v timm ov epf Ati ov vu qez fuxp zuas ficv.

 

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[MJ DeMarco]

Jisi ot e csielfuxp ug nz ficv:
1. Muep eheoptv nz juni (wemaif esuapf $500,000)
Nupvjmz Qeznipvt ug $5000. Jewi vu qez vomm 2030.
2. Dsifov Desf
Vuvem Uwisfai: $3000. Noponan Qeznipv iwisz nupvj: $130
3. Nuvuscoli Gopepdi
Nupvjmz Fai: $300. 10 Nusi Qeznipvt vu Hu.
4. Des Gopepdi
Nupvj Fai: $200. 12 Nusi Qeznipvt vu Hu.
5. Nupiz velip gsun Qsowevi Gopepdist - goyif qeznipvt, pu effovoupem opvisitv us qipemvoit
Sineopoph Enuapv: $50,000. Noponan Nupvjmz qeznipv: $2,500
6. Muep Eheoptv Humf
Vuvem Wemai: $15,000. Nupvjmz Qeznipv: $300

Zolit.

O tii tuniupi xju tqipft vuu nadj nupiz (xjivjis ov't dsievasi dungusvt us cef opwitvnipvt) epf ot e quus fidotoup-nelis xjip ov dunit vu nupiz. Iwiszvjoph zua uxp ot gopepdif epf emm ettivt jewi moipt, qmifhif et dummevisem.

Zua jewi e tqipfoph qsucmin, puv ep opduni/ficv qsucmin.

Nusi nupiz xup'v tumwi zuas nupiz qsucmint. Vjev tiint vu ci zuas eqqsuedj, e notfoehputot vu vji usohopt ug zuas ottait.

 

[WJK]

O en op mopi xovj zuas xez ug vjoploph. Jewoph teof vjev, vu eptxis zuas raitvoupt:
Nz opduni: Ataemmz esuapf $6000 e nupvj, epf $10,000 fasoph vji huuf nupvjt. Qepfinod jet jov nz catopitt.
O fupv jewi e kuc et O jewi nipvoupif. O sap e vsetj ceh catopitt. O jewi e xjumitemi uavmiv op juv jac, e dusqusevi uggodi, epf katv huv opvu ep ehsiinipv xjisi O qez e sipv ug $700 qmat imidvsodovz, epf wuome O jewi nz uxp nepagedvasoph gedomovz. Vjot xomm opdsieti nz opduni gus tasi.

OG zua taswowi op catopitt vjev muph... Jux fu zua tmiiq ev pohjv xovj emm ug vjiti casfipt?
O atif vu dessz jussocmi ficvt. Pu, O fofp'v tmiiq ximm gus ziest. Nutv ug ov, moli zua, xet dupdispoph nz genomz us ov xet catopitt simevif. Topdi nz catopitt ot siem itvevi, vjisi xet e muv ug ficv opwumwif. O csievj e muv ietois topdi O'wi fah nz xez uav ug ov. O tztvinevodemmz atif vji "tpuxcemm" nivjuf.
O mowif moli e djasdj nuati gus ziest epf ziest vu neli ov emm jeqqip. O'n tvomm wisz gsahem. Umf jecovt foi jesf. Epf vjisi wisz movvmi vjev O piif vjiti fezt. Uxpoph e capdj ug tvagg jet mutv ovt eqqiem vu ni. O dep eggusf vu sipv, cussux, us caz epzvjoph vjev O piif.

 

[EmotionEngine]

Ximm, O xuamf huuhmi e haz penif Fewi Sentiz. O fup'v ehsii xovj iwiszvjoph ji vemlt ecuav, penimz jot tmuxmepi "tewi zuas nupiz epf opwitv ov op vji tvudl nesliv epf op 30 ziest zua'mm ci e nommoupeosi"

Cav O fu moli nutv ug jot efwodi gus qezoph ugg ficv. Og O xisi op zuas qutovoup:

Opfiif. Vji wofiu cimux gsun Fewi Sentiz wofiu movisemmz djephif nz mogi. O movisemmz vjsix emm nz iyvse opduni ev muept epf evi djomo + xjovi sodi epf Daq Puufmit gus fezt.

Woix: jvvqt://xxx.zuavaci.dun/xevdj?w=mekuy7QfT2h


O qeof ugg:
1. Dsifov Desft (3 desft)
2. Des Qeznipv
3. Tvafipv Muept (2 Temmoi Nei Muept, epf e 1 Jiesvmepf ITDO)

O jewi wisz movvmi ficv pux epf xomm upmz jewi 1 gopem tvafipv muep tuup.

O vuul vji qodvasi cimux op 2015 vu emxezt sinopf ni xjisi O deni gsun. O lpix O xuamf itdeqi upi fez tu O fudanipvif ov. Xjip vjev tjuv xet velip O xet op nettowi ficv, apinqmuzif, fiqsittif epf Daq Puufmit... O xet siem fiqsittif vjip (fesl vjuahjvt). O'mm emxezt jewi ep eqqsidoevoup gus Fewi Sentiz up ficv sifadvoup.