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Product Liability Insurance

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Do to the type of products we sell (items for children) we decided that it would be a good idea to carry product liability insurance. We are now coming up on our third renewal. Every year that you renew you have to indicate what your previous year sales were and give a sales projection for the upcoming year. Fortunately our sales have been increasing each year.

For starters, these policies are not cheap. The first year premiums were not too bad. After our first renewal the premium went up some which was expected. This year we went to renew and the premium has more than doubled! We have projected higher sales which we expect, but it's not like it went crazy.

Anyway, just wondering if anyone else is carrying this insurance and who you would recommend. Would like to shop it around a bit. Our current policy is with York-Jersey.

Thanks for any help you can provide.
 
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You hit a wall because the best advice isn't free—it's earned. Since 2007, MJ DeMarco has been active here daily (99.9% active rate), building a war room for entrepreneurs who refuse to settle for mediocrity.

  • Active Daily: Life-changing content posted dozens of times every day. No dead threads.
  • MJ's Inner Circle: Direct access to the author of The Millionaire Fastlane.
  • Vetted Network: Connect with founders scaling to 7 and 8 figures.
  • Proven Roadmaps: Strategy over motivation. Execution over "hustle porn."
"SCALED TO 6-FIGURE MONTHS"
"Tips and advice here saved me from huge mistakes, others allowed me to scale my business to 6-figure months."
— User MitchC
"INSANE QUALITY OF PEOPLE"
"The number of high quality people I've met from this forum has been insane. All of it predicated on building real value."
— User Richard Peck

"You are the average of the five people you surround yourself with."
Are you surrounding yourself with success?

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