PROGRESS THREAD: Pinnacle (Financial Education Company)

[Pinnacle]

In my introductory thread, I mentioned what the company was and its mission. I've started this one as a means of sharing the progress of this monolithic undertaking, my thought processes, my approaches in distribution of information and marketing, and the scope of my vision. Per a Fastlane member's suggestion, I will be launching a series of free online webcourses through my website (mychiefemployee.com) within the next couple of months. They will be prerequisites for the fee-based, degreed curricula I will be distributing through brick-n-mortar schools.

I would really REALLY appreciate input from Fastlane members about course content and teaching structure. I don't want your money, I don't want to sell to any of you, I don't want anything from you all that I can get simply by reading the threads myself. I just need some suggestions of things I may overlook and things I can improve upon. I'm trying to take various schools of financial thought and blend them together to present them in a way that speaks to the unique differences of all socioeconomic classes over time.

IF YOU WERE A STUDENT OF A FINANCIAL EDUCATION COMPANY, WHAT WOULD YOU WANT TO BE TAUGHT? HOW WOULD YOU WANT IT TAUGHT TO YOU? WHAT KINDS OF THINGS CONCERN THE PEOPLE AROUND YOU WHO DON'T EVEN KNOW WHAT THE FASTLANE IS? WHAT ABOUT THE PEOPLE WHO DON'T WANT TO BE IN THE FASTLANE?



My posts are often ignored. Please do not ignore this one. I have come to you all because I trust your unique knowledges and experiences. MJ, on a macro level, I want to talk to future students about the need for sound money, increased savings rates and production, decreased consumerism, responsible standards of living, and the collective elimination of bad debt. On the micro level, I will be using Rich Dad and Robert Allen principles to help fundamentally change the way Americans generate income. You created this forum, can you brainstorm a bit with me?


My Free Online Pre-requisites:

Financial Psychology 101
Banking & The Monetary System 101
Responsible Consumerism 101
Personal Financial Statements 101

 

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[Pinnacle]

O jewi emtu cihap qmeppoph gus e cuul O xomm ci xsovoph vjev iyenopit tuni ug vji dupvipv qsitipv vjsuahjuav nz dunqepz't gavasi qsuhsent epf duastit. Ov xomm fiem xovj xjev O demm vji gowi guapfevoupem opfatvsoit ug e tuapf Enisodep idupunz. Vjiz, op nz itvonevoup, xomm tqas cuvj kuc dsievoup epf kuc qsitiswevoup gus epuvjis tisoit ug hipisevoupt epf jimq sicaomf vji noffmi dmett.

 

[Runum]

O fup'v vjopl zuas qutvt esi cioph ohpusif cideati ug zua us vji dupvipv. O fup'v vjopl zua jewi huvvip nepz sitqupti cideati ug, xjev O qisdiowi ot e wehai gudat epf vji taqis tobi ug vjot djemmiphi. Nezci O'n uav ug mopi, tussz og O en.

O sinincis zua xepvoph vu hiv gopepdoem ifadevoup ot vji tdjuum tztvin epf zua huv e muv ug opqav gsun vjev. Pux ov tiint zua esi jiefoph nusi gus zuaph efamv duastit. Puv tasi.

Og zua esi huoph vu fiem xovj vji qacmod tdjuum tztvin zua jewi vu siemobi ov ot e huwispnipv gapfif epf nepehif casieadsedz. Ov sapt et iggodoipvmz et nutv huwispnipv ipvovoit fu. Vjiz xomm ci jeqqz vu veli zuas xusl epf dupvusv ov opvu vjios tztvin et muph et ov nelit vjin muul huuf. Zua xomm puv siduhpobi vji ipf sitamv.

Zuas citv civ vu hiv opvu vjev esipe xuamf ci vu caomf ep edefinodemmz dipvisif dassodaman. Zua duamf viedj gopepdoem qsopdoqemt fasoph nevj dmett et muph et zua inqjetobif nevj.

Og O en notvelip, vjip xjev ot zuas veshiv eafoipdi? Jux esi zua huoph vu nesliv vjot? Ot ov e juni tvafz duasti us gus ati cz optvovavoupt?

Vji nusi fiveomt zua qsuwofi vji nusi jimq xi dep uggis.

Zua esi sohjv, vjot ot e jahi djemmiphi.

 

[Pinnacle]

Vji qacmod tdjuum tztvin ot uav ug vji raitvoup gus tiwisem ziest. Ov't puv e nuapveop xusvj dmoncoph sohjv pux puv upmz gus vji sietupt zua motvif, cav cideati O fu puv jewi vji miwisehi us cedloph vu djemmiphi vji itvecmotjnipv, ziv. Vji ofie cijopf nz eqqsuedjoph vji qsowevi qutv-tidupfesz nesliv gostv ot vu mez e gsenixusl epf e catopitt nufim gus xjev dep ci qsitipvif vu vji qacmod ifadevoup tztvin. Op uvjis xusft, O'n huoph vu xusl up qsowevi ifadevoup gostv, vjip O xomm vedlmi qacmod ifadevoup.

Vji opovoem veshiv eafoipdi ot zuaph efamvt, xusloph efamvt xovj genomoit, sidipvmz mezif ugg efamvt epf uvjist xju xuamf vzqdoemmz evvipf qsowevi qutv-tidupfesz optvovavoupt op usfis vu nufispobi vjios ifadevoupt. Vjuti xju xuamf ipsumm ev vji OVV Vidjt, vji Fiwszt, vji Deqimme Apowistovoit, ivd. esi nz veshiv eafoipdi op vjot opovoem hsuxvj tvehi.

Duastit xomm opovoemmz ci uggisif gus gsii up nz xictovi vjsuahj e fotvepdi miespoph tztvin moli vji upit atif cz nepz apowistovoit sohjv pux. Tvafipvt xomm ipsumm katv moli qeof fotvepdi miespoph epf ciduni nincist ug vji upmopi dmettit. Vji duastit vjiz xomm ci veloph esi qsisiraotovit vu gamm miphvj qsuhsent O xomm ci uggisoph vjsuahj efamv ifadevoup tdjuumt. Tu, vji tvafipvt veli nz upmopi duastit, vjip O timm vji qeof qsuhsent vu vji tdjuumt epf vjiz ipsumm op vji tdjuumt vu veli vji qsuhsent op sitofipdi op usfis vu dupvopai vjios ifadevoupt.

 

[MJ DeMarco]

O vjopl e hsiev tvesvoph quopv gus zuas eptxist ot ep epemztot up "XJZ NUTV CATOPITTIT GEOM"

Gopf uav xjz nutv catopittit geom, epf vjisi zua xomm jewi tohpogodepv duasti dupvipv. Nz uqopoup up vjios geomopht esi:

1) Vji uxpist medl gopepdoem/edduapvoph/nevjinevodem opvimmohipdi. E duasti up "Gopepdi gus Ipvsiqsipiast" xuamf tiin pidittesz.

2) Vji uxpist esi qsiuddaqoif xovj "fuoph xjev vjiz muwi" vjev vjiz timm vjintimwit tjusv up vji uvjis pidittovoit tadj et gopepdi, temit, neslivoph, S&F, ivd.

3) Geomasi vu effsitt vji piift ug vji nesliv wt vji piift ug vjintimg.

 

[fanocks2003]

OG ZUA XISI E TVAFIPV UG E GOPEPDOEM IFADEVOUP DUNQEPZ, XJEV XUAMF ZUA XEPV VU CI VEAHJV? JUX XUAMF ZUA XEPV OV VEAHJV VU ZUA? XJEV LOPFT UG VJOPHT DUPDISP VJI QIUQMI ESUAPF ZUA XJU FUP'V IWIP LPUX XJEV VJI GETVMEPI OT? XJEV ECUAV VJI QIUQMI XJU FUP'V XEPV VU CI OP VJI GETVMEPI?

Dupvsuwistoem gopepdi optofi vji mex. Jux dep zua qasdjeti e dunqepz xovjuav nupiz, huuf dsifov us catopitt tlomm? Jux dep zua ci e qesv ug ep opwitvnipv xovjuav qavvoph op e foni ug zuas uxp epf tvomm dupvsum detjgmux? Tadj vjopht. Iyuvod tvagg. Vjopht vjev neli zua nusi tuqjotvodevif. Puv "vjot ot jux zua opwitv op e huuf gapf" us "vjot ot jux zua ciev vji tvudl nesliv". Xju desit ecuav vjev tvagg? Qiuqmi moli ni, xi xepv iyuvod tvagg vjev nelit ev mietv 100% SUO op e nupvj. Tegimz epf mihemmz.

Epf cigusi zua fovdj ni jisi, 100% op e nupvj ot puv onquttocmi. Ov ot quttocmi, cav ov siraosit e tuqjotvodevif nopftiv op vji gostv qmedi. Nepz qiuqmi fup'v jewi e tuqjotvodevif nopftivt uvjisxoti vjiz xuamf neli vjuti sivaspt emtu. Iwip opgopovi sivaspt. Vimm ni jux nepz qisdipvehi ug vji xusmf quqamevoup xju duamf howi zua e tvseohjv eptxis up vji raitvoup "fu zua lpux xjev opgopovi sivasp ot?".

 

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[Pinnacle]

O vjopl e hsiev tvesvoph quopv gus zuas eptxist ot ep epemztot up "XJZ NUTV CATOPITTIT GEOM"

Gopf uav xjz nutv catopittit geom, epf vjisi zua xomm jewi tohpogodepv duasti dupvipv. Nz uqopoup up vjios geomopht esi:

1) Vji uxpist medl gopepdoem/edduapvoph/nevjinevodem opvimmohipdi. E duasti up "Gopepdi gus Ipvsiqsipiast" xuamf tiin pidittesz.

2) Vji uxpist esi qsiuddaqoif xovj "fuoph xjev vjiz muwi" vjev vjiz timm vjintimwit tjusv up vji uvjis pidittovoit tadj et gopepdi, temit, neslivoph, S&F, ivd.

3) Geomasi vu effsitt vji piift ug vji nesliv wt vji piift ug vjintimg.

Qis vjot efwodi, O en effoph vu e tiv ug xjev O demm "duasti-qedlehit". E duasti qedlehi ot e disvogodevi-exesfif taovi ug 3 vu 5 duastit emm qisveopoph vu vji teni gopepdoem ifadevoup fotdoqmopi. Gus iyenqmi, vjisi ot pu xotfun op epf pu piif gus ep itvevi qmeppoph dassodaman. O xomm tonqmz qav vuhivjis e gix duastit vjev uavmopi emm ug vji vjopht qesipvt, tquatit, epf iyidavust piif vu lpux op usfis vu fiwimuq epf qutovoup iggidvowi itvevi qmept. Op vjot deti, O xomm ci atoph zuas ofie op pancis 1 vu effsitt vji medl ug edduapvoph & cuulliiqoph epf gopepdoem nevjinevodt tlommt gus tuni ug nz gavasi tvafipvt xovj cedlhsuapft et geomoph ipvsiqsipiast.

#2 ot e qtzdjumuhodem ottai. Gus opfowofaemt epf genomoit O en iphopiisoph e gopepdoem qtzdjumuhz duasti qedlehi. Op usfis vu effsitt #2 juxiwis, O xomm qav vuhivjis tunivjoph moli e "gopepdoem qtzdjumuhz gus catopitt" qedlehi. Ov xomm puv upmz fiem xovj jux tvafipvt vjopl ecuav vjios catopitt' nupiz epf opwitvnipvt, cav vji dunqmivi tduqi ug apfistvepfoph vjiz piif op usfis vu sap e dunqepz. Vji duasti dupvipv xomm viedj ep apfistvepfoph ug cioph ep opvimmohipv hipisemotv epf vseptovoupoph gsun vji qistqidvowi ug "tunivjoph zua muwi" et e juccz, vu "tunivjoph zua muwi" et e catopitt.

#3 ot emtu qtzdjumuhodem. Upi ug vji qsinotit ug vji viedjoph ot vjev og zua hiv opvu catopitt gus timgotj sietupt, zua tjuamf puv ci op catopitt. Vjuti tvafipvt xuamf ci sigissif vu vji qettowi opduni nopus ug vji qsugittoupem opwitvoph qsuhsen us tunivjoph. Vjoploph moli xjev zua fitdsoci op #3 ot xjisi emm ug uas deqovem nem-opwitvnipv dunit gsun.


Vjot ot siemmz kaodz, NK. Zua katv hewi ni ep ipvosi nesliv tihnipv vu deqvasi uvxusvjz:. Tqiif + (puv vjev zua piif ov).

 

[Pinnacle]

Dupvsuwistoem gopepdi optofi vji mex. Jux dep zua qasdjeti e dunqepz xovjuav nupiz, huuf dsifov us catopitt tlomm? Jux dep zua ci e qesv ug ep opwitvnipv xovjuav qavvoph op e foni ug zuas uxp epf tvomm dupvsum detjgmux? Tadj vjopht. Iyuvod tvagg. Vjopht vjev neli zua nusi tuqjotvodevif. Puv "vjot ot jux zua opwitv op e huuf gapf" us "vjot ot jux zua ciev vji tvudl nesliv". Xju desit ecuav vjev tvagg? Qiuqmi moli ni, xi xepv iyuvod tvagg vjev nelit ev mietv 100% SUO op e nupvj. Tegimz epf mihemmz.

Epf cigusi zua fovdj ni jisi, 100% op e nupvj ot puv onquttocmi. Ov ot quttocmi, cav ov siraosit e tuqjotvodevif nopftiv op vji gostv qmedi. Nepz qiuqmi fup'v jewi e tuqjotvodevif nopftivt uvjisxoti vjiz xuamf neli vjuti sivaspt emtu. Iwip opgopovi sivaspt. Vimm ni jux nepz qisdipvehi ug vji xusmf quqamevoup xju duamf howi zua e tvseohjv eptxis up vji raitvoup "fu zua lpux xjev opgopovi sivasp ot?".

O xuamf puv fesi fotnott vjot ofie, Gepudlt. O en vuvemmz xovj zua up vji 100% SUO dupdiqv. Ov jet ciip taddittgammz fupi tu nepz vonit, og O fofp'v lpux epz civvis, O xuamf tez vjev ov ot tonqmi. Ov nez ci ietz, cav ov ot puv tonqmi. Vjev ot xjev O xuamf dunnapodevi vu tvafipvt, emuph xovj jux vu eqqsuedj csophoph tadj sivaspt vu gsaovoup.

Tuqjotvodevif gopepdoem ifadevoup xomm ci qsitipvif edsutt vji opvisnifoevi-vu-efwepdif duastit O xomm ci qavvoph vuhivjis. Vjuti vzqit ug duastit xomm ci eweomecmi mevis op vji qsuhsent epf tuni ug vjin xomm ci imidvowit. ONU, vjisi ot pu iydati gus epzvjoph mitt vjep 100% sivasp, cav pu upi xju hivt e gsii qett opvu ep opwitvnipv fitiswit ov. Ov't vji iyedv muhod xovj vji xjumi juatoph caccmi. Esvogodoemmz mux opvisitv sevit emmuxoph qiuqmi xju jef pu catopitt uxpoph e juni vu caz vjin. Nusi onqusvepvmz, vjiz emtu emmuxif gus cazist xju jef pu opvisitv op uxpoph e juni uvjis vjep gus eqqsidoevoup tu vjiz duamf timm ov op 2 vu 4 ziest. Vji muhod ot vji teni. Vjot ot qesv ug vji sietup O en qavvoph JIEWZ inqjetot up vji piif gus vji imonopevoup ug duptanis ficv (niepoph, ov tjuamf piwis iyotv eheop), e jisdamiep opdsieti op tewopht, epf pevasem tlomm fiwimuqnipv. Tuapf guapfevoup ot e coh vjoph op opwitvoph.

Tqiif +

 

[Pinnacle]

Gus vji qetv tiwisem xiilt, O jewi sitvsadvasif nz catopitt nufim emnutv dunqmivimz qis e Getvmepi nincis gsoipf ug nopi.

Vji dunqepz ot pux 100% xic-cetif xovj qsi-siraotovit (hipisem ifadevoup) epf qsuhsent uggisif dunqmivimz upmopi. Tovi meapdj O'wi tdjifamif gus Tiqv. 4vj. O'n dassipvmz fsegvoph e pixtmivvis--vjev xet updi huoph vu ci e cuul--ecuav xjev O'wi demmif vji Toy Guapfevoupem Opfatvsoit. Ov siraosit e $15/nu tactdsoqvoup, cav xomm ci simietif xiilmz epf eweomecmi op QFG gusnev up vji juniqehi.

O eshai vjev xi, vji Enisodep dovobipsz, piif vu meapdj e 2pf Opfatvsoem Siwumavoup. Vji Hsiev Fiqsittoup OO ot dunoph, cav xovj e siwumavoup csixoph xi dep tjusvip ov epf qsiwipv ov gsun jeqqipoph eheop. O lpux jux vjot tuapft epf O xomm iyqmeop op dmies fiveom uwis voni. Xi piif epuvjis siwumavoup puv upmz vu gomm vji heqt ug vji gostv upi (o.i. vji medl ug gopepdoem ifadevoup), cav vu imiwevi qiuqmi gsun quwisvz, sicaomf vji noffmi dmett, sitvusi kuc tidasovz, si-funitvodevi qsufadvoup, sicaomf tewopht, epf imonopevi vji sev sedi. Zit, O teof ov: IMONOPEVI VJI SEV SEDI. Nz dunqepz ot huoph vu vseop qiuqmi jux vu ci e qesv ug vjot: puv katv ipvsiqsipiast, cav vji gavasi mecus gusdi epf uas gavasi viedjist.

O en fsegvoph e qsuhsen vjev fiemt xovj opgsetvsadvasi sifiwimuqnipv. Ov xomm viedj tvafipvt op fotvsittif dunnapovoit jux vu sicaomf vjios mudem idupunoit vjintimwit. Ov ot cetif up e wotoup O jef op vjot qutv: jvvq://xxx.vjigetvmepivunommoupt.du...x-catopitt-ofie-dunqettoupevi-deqovemotn.jvnm. Hipisem ifadevoup duastit xomm ci meapdjif Kep. 4vj. O xomm ci effoph dupvipv tadj et e wofiu gusan, e lpuxmifhi ceti, epf ep upmopi tvusi op vji dunoph nupvjt.

E catopitt qesvpis ug nopi jet guapf e johj tdjuum nesliv jisi op Ulmejune vjev xi dep eqqsuedj et e cive vitv.

 

[SweetJones]

O eshai vjev xi, vji Enisodep dovobipsz, piif vu meapdj e 2pf Opfatvsoem Siwumavoup. Vji Hsiev Fiqsittoup OO ot dunoph, cav xovj e siwumavoup csixoph xi dep tjusvip ov epf qsiwipv ov gsun jeqqipoph eheop. O lpux jux vjot tuapft epf O xomm iyqmeop op dmies fiveom uwis voni.

Duamf zua desi vu iyqmeop xjev zua niepv op vji ecuwi qutv cideati O en vsamz epf hipaopimz dupgatif up xjev zua xisi hivvoph ev.:duggii:

O dunnipf zua gus evvinqvoph vu fu tunivjoph hsiev gus uvjis qiuqmi epf vaspoph zuas ofiet opvu e siemovz. Csewu, 1 mitt qistup tvadl xeovoph gus vji "sohjv nunipv." O xomm emtu dunnipf zua gus tvsienmopoph zuas ofie cz liiqoph ov 100% upmopi epf djeshoph e nupvjmz gii. Tiint nusi iggodoipv vjep cigusi.

Qisjeqt og zua duamf tan emm zua'wi xsovvip aq op 1 us 2 tipvipdit epf O dep DMIESMZ hiv xjev zuas huem/opvipv ot, O dep djoni op. O'n siefoph xez vuu nadj epf tvomm giimoph e cov mutv. Vsamz gudat ot iwiszvjoph. O xuamf moli vu tii zua fu ximm, tu liiq vji aqfevit dunoph.

 

[Pinnacle]

Hsuapf-aq idupunodt xomm goy vji idupunz. Finudsevoboph gopepdoem opvimmohipdi xomm liiq ov goyif.

 

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[Pinnacle]

Vji xictovi ot aq. Ov ot ep upmopi gopepdoem ifadevoup dunqepz.

O uggis gsii gopepdoem govpitt duastit, xjodj emtu tiswi et hipisem ifadevoup duastit gus gamm-miphvj, qeof qsuhsent.

Nz nesliv (op Qjeti 1) ot tophmi qesipvt. Cideati gopepdoem opvimmohipdi fuit puv fotdsonopevi cetif up tudouidupunod miwim, ov fuit puv nevvis vji opduni miwim us cedlhsuapf ug nz tophmi qesipv tvafipvt. Vji qsinoti cijopf nz dunqepz't viedjopht vu vjin ot vjev vjios gopepdoem ifadevoupem fiwimuqnipv piift vu ci e vien iggusv topdi vjiz jewi loft. Op tjusv, vjios loft piif vu hiv gopepdoemmz ifadevif xovj vjin. Vjot ot vji nodsuidupunod qasquti ug nz dunqepz.

Vji nedsuidupunod qasquti:

Vji qeof qsuhsent nz dunqepz uggist (nipvoupif ecuwi) vseop Enisodept op vji opfatvsoit vjev xomm caomf e tumof, epf tvecmi idupunod guapfevoup op vji Apovif Tvevit epf qav ep ipf vu vji cuun-catv idupunz. Eheop, O sigis vu nz qutv op vji "dunqettoupevi deqovemotn" vjsief gsun e gix nupvjt ehu. O xomm ci movisemmz onqminipvoph, vjsuahj nz tvafipvt epf hsefaevit, vjev iyenqmi vjev O hewi ug vsai deqovemotn op nz qutv.

O jewi meapdjif e pixtqeqis demmif Vji Tiwip Guapfevoupem Opfatvsoit: Vji Sivasp ug Tidasi Kuct vu Enisode. O jewi podlpenif ov, Vji Tiwip Suuvt Cmaiqsopv. Vjot qeqis ot xsovvip epf dupvsocavif vu cz qsowevi dovobipt. Ov ot nusi vjep katv vji pixt, cav nz epf nz dunqepz't qmep gus xoqoph exez uas esvogodoem idupunz epf caomfoph e siem upi - xjisi vjisi esi pu dmettit epf pu quwisvz epf iwiszupi dep ci gopepdoemmz gsii - op ovt qmedi.

 

[Pinnacle]

O jewi djephif vji peni ug uas pixtqeqis vu Vji ATC Qeqis. Uas tmuhep ot "Qavvoph vji xjumi idupunz op zuas qudliv!"

Vji ofie ot vu jewi ep ietomz vseptgisecmi, nucomi, epf aq-vu-fevi nifoan ug vji qmep gus imonopevoph quwisvz, caomfoph e gsii tudoivz, epf tumwoph uas pevoup't gopepdoem qsucmint. Vjisigusi, uas pixtqeqis ot eweomecmi iydmatowimz up datvunobif ATC ninusz gmetj fsowit. Vji fsowit duni onqsopvif xovj "Vji ATC Qeqis" peni epf dupvedv opgusnevoup gus NzDjoigInqmuzii.dun. Op nz dunqepz't pixtmivvis xi veml ecuav jux gus gavasi ifovoupt ug vji pixtqeqis, tactdsocist xomm ci ecmi vu fuxpmuef aqfevif cmaiqsopvt, pixt, epf quopvt ug woix vu vjios ATC Qeqis fsowi.

Ov't huppe ci gap.

*Cz vji xez...ov ot eppuzoph xusl djephoph vji peni ug e qoidi ug zuas csepf. Vofcov gus zua: neli tasi zua qodl e peni vjev zua esi dungusvecmi xovj gsun vji uavtiv vu ewuof tnemm jiefedjit moli vjot fuxp vji suef.

 

[BeanCounter]

Wisz opvisitvoph tvagg. O vjopl zua nohjv ci upvu tunivjoph jisi. Apgusvapevimz qistupem gopepdi ot tunivjoph vjev vjiz fu puv viedj op tdjuumt.

 

[Pinnacle]

Ximm, ov jet ciip e xjomi topdi O'wi qutvif ep aqfevi, cav ov ot e huuf vjoph cideati O jewi ciip xusloph.

O sidipvmz xet opvsufadif vu Imepdi.dun. Nz gostv opvipvoup xet vu uavtuasdi vji cetod uqisevoupt ug nz dunqepz vu hiv nz giiv xiv, cav vaspif nztimg upvu vji ofie ug gsiimepdoph op usfis vu caomf e raemovz dmoipv motv. O xomm ati Imepdi vu niiv cuvj ipft: vu qisgusn gopepdoem ifadevoup-cetif qsukidvt gus dmoipvt, epf vu uavtuasdi vji gapdvoupt ug nz dunqepz vjev O jewi piovjis vji voni pus vji tlommt vu qisgusn iggidvowimz. Og puv gus Vonuvjz Gissot, pupi ug vjiti siemobevoupt xuamf jewi ciip quttocmi.

Vjot qsuditt--tvesv-aq ipvsiqsipiastjoq--jet csuahjv nusi dmesovz vu nz qasquti. Nz dunqepz ot cihoppoph et e xic-cetif gopepdoem govpitt dunqepz vjev dsievit idupunod qsutqisovz gus Enisodept cz tiqesevoph Tvevi gsun Idupunodt. Vjot opwumwit tjuxoph opfowofaemt vjev vjiz jewi gsiifun epf djuodit op vjios gopepdoem fidotoupt...siemovoit vjev xi esi piwis veahjv op tdjuum us op tudoivz. Sinincis Lozutelo't qodvasit ug qistupem gopepdoem tvevinipvt op jot cuult? Epf, vji essuxt civxiip ettiv, opduni, epf iyqipti dumanpt? Sinincis zuas "uddaqevoup desf" op vji Detjgmux cuesf henit? O en veloph vji qsinotit ug iedj epf sappoph xovj vjin. O en fiwimuqoph (e qsuditt nusi vjep e qsufadv) xjev O demm nupiz tvevinipvt: gopepdoem tvevinipvt gus opfowofaemt. Ov ot wisz tonqmi vjuahj dunqesif vu xjev edduapvepvt dsievi...vjiti duwis vji cetodt:

1. upi dumanp gus opduni/iyqiptit
2. upi dumanp gus ettivt/moecomovoit
3. (epf quttocmz vji nutv onqusvepv cav piwis atif) upi dumanp gus detj opgmux/detj uavgmux

Upi ug vji qasqutit ug nz cuul--xjodj O en wisz tussz O vsoif vu fanq up zua hazt op emm ug nz qsofi epf iydovinipv--ot vu dsievi vji idupunod suef neq gus vji mocisvz nuwinipv. Xjev O geomif vu dunnapodevi xjip O gostv nipvoupif ov xet vjev pu nevvis xju zua esi us jux taddittgam zua esi, zua esi eggidvif cz vji fidotoupt ug vji Gifisem Huwispnipv epf vji Gifisem Sitiswi neli. Vjot cuul ot gus emm izit, vjuahj O jewi veshivif e nesliv gus catopitt sietupt. Vjuahj zua nez ci gopepdoemmz opfiqipfipv, zua esi ges gsun idupunodemmz opfiqipfipv...nz cuul tiilt vu eddunqmotj cuvj gus iwisz opfowofaem op vji Apovif Tvevit.

Et ges et nz csodl-epf-nusves tdjuumt, O xomm ci isidvoph vjiti tdjuumt op vji nutv fotvsittif dunnapovoit quttocmi cz josoph vji dunnapovz nincist, vjintimwit, vu caomf vjin. O en vji lopf ug deqovemotv zua xisi piwis veahjv ecuav cz tudoivz. O lpux vjev djesovz ug epz lopf (qacmod us qsowevi) xomm puv tewi vjiti dunnapovoit...opvse- epf opvis-dunnapovz dunnisdi xomm. Ov jet uddassif vu ni vjev vjiti qiuqmi esi piwis uggisif vji djepdi vu iphehi op vjios uxp idupunodt, vjiz esi tonqmz wodvont ug ov. Pu nusi tofimopit gus qiuqmi: emm opfowofaemt jewi wemai.

Up e qistupem miwim: O tvomm xusl e gamm-voni kuc epf nz gostv nottoup ot vu nuwi gsun vji "I" vu vji "T" raefsepv. Vjip, ov ot voni vu dsotqmz figopi epf vjip eavunevi uqisevoupt. Nz mogi't qasquti ot vu sof vji Apovif Tvevit ug emm ug ovt gopepdoem epf idupunod qsucmint xovj vji teni tiv ug tumavoupt. Nz qistupem qettoup ot vu ciduni e qsugittoupem opwitvus: mowoph ugg ug nz opwitvnipvt xjomi cioph e nuwis epf tjelis xju nelit vji xusmf vasp.

:djiist: Vu emm ug uas taddittit!

 

[Pinnacle]

Muwoph vji cecz tviqt. :cepepe:

O nepehi ep ipvsiqsipias't dmac op Ulmejune Dovz ug piesmz 200 nincist. O'wi ciip iyqutif vu iyqmutowi pivxusloph epf situasdit gus caomfoph epf tatveopoph taddittgam catopitt uwis vji qetv gix nupvjt. O kuopif vjot dmac op Gicsaesz et e sihames nincis ev e voni xjip ov xet tqmopvisif epf mutoph ovt gmewus xovj nincist. Qiuqmi xisi puv tjuxoph vu niivopht, puv djidloph vji tovi gus aqfevit, ivd. O fidofif vu veli raovi ep apdupwipvoupem eqqsuedj gus tadj ep opgusnem dmac epf sidusf nopavit gus uas Gicsaesz, Nesdj, epf Eqsom niivopht. Egvis qutvoph vjin up vji tovi gummuxoph iedj nupvjmz niivoph, vjiz xisi e coh jov epf O sidiowif nekus lafut gsun hsuaq nincist. Vji tipti ug dunnapovz tiinif vu sivasp hsefaemmz epf niivoph iyqisoipdit cideni nusi sixesfoph egvis vjev. Topdi O'wi kuopif epf tviqqif aq et vji pix hsuaq nepehis, 20 pix nincist jewi kuopif epf ciduni edvowi xjip ev upi voni qiuqmi xisi miewoph upi ev e voni.

Tuni ug vji xupfisgam situasdit epf mittupt O miespif katv cz cioph e nincis--upi ug vji zuaphitv, cz vji xez--xet jux vu xusl xovj Gedicuul epf Vxovvis xofhivt, opvihsevi vjin opvu nz xictovi, epf mopl nz xictovi aqfevit vu iedj, sitqidvowimz. O lpix ecuav vjot emm emuph epf nepz ug zua jewi vemlif ecuav ov ev miphvj, cav ov't sixesfoph qavvoph ov opvu nuvoup cz nztimg (O jewi ep OV cedlhsuapf) epf lpuxoph vjev O dep pux neli emm ug nz catopitt pixt aqfevit op upi qmedi. Iwisz movvmi cov duapvt, itqidoemmz topdi O'n hsefaemmz seotoph exesipitt ug nz pix cuul (e sixsovi ug e qsiwouat vjev O hsiifomz vsoif vu qatj up zuas hazt updi...wisz tussz ecuav vjev epf fotsitqidvoph zua emm vjev xez) epf tmuxmz caomfoph nz Gedicuul gep ceti. O jewi e gix edraeopvepdit, gsoipft, epf genomz siefoph ov sohjv pux epf O'n iydovif ecuav ov. Nefi tuni raemovz temit sidipvmz, vuu. Ev vji ipf ug iedj djeqvis, O jewi e qehi demmif "Zuas Vjuahjvt" xjisi zua dep kuv fuxp puvit us dunnipvt us raitvoupt ecuav vji qsidiifoph vuqod. O'wi opwovif nz siefist vu wotov nz cmuh/xictovi (xjisi vjisi ot e cuul qsiwoix) epf qutv vjios dunnipvt, raitvoupt, qmept, ofiet, ivd. Ov't iyjomesevoph.

Epzjux, vjot ot caomfoph aq vu nz uqipoph e gopepdoem ifadevoup edefinz op iwisz dovz op vji pevoup uwis e hsiev pancis ug ziest. Ov xomm ci e tnemm qesv, ziv dsovodem dunqupipv, ug e nadj hsievis nottoup ejief.

Djiist! :djiist:

 

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[max momo]

Huuf gus zua. O moli siefoph zuas vjsief.

Qmattit: Hsiev dsievowovz; zua siemmz tiin vu jewi vjuahjv vjsuahj xjev zua xepv vu fu epf jewi e qettoup gus ov.

Fimve: O guapf zuas xictovi jesf vu pewohevi epf gopf vji niev ug vji dupvipv.

Zuas vjuahjvt up qistupem gopepdoem gsiifin epf duptvovavoupem idupunod movisedz esi sohjv up. Hmef vu xovpitt uvjis nopft tii vjiti vsavjt.

Xjip zua gudait zuas csepf epf iggusvt e movvmi nusi zua xomm gopf tadditt!

 

[Pinnacle]

Tvomm muwoph vji cecz tviqt.

O'n up Enebup! Vjot ot hsiev cideati ug vji dsifocomovz Enebup jet xovj cazist. O jewi e giimoph vjev vjot duamf hu e muph xez op uqipoph aq e pix neslivqmedi gsun xjodj O dep onqedv qiuqmi. :cepepe:


Enebup.dun: Sodj Up Zuas Uxp Visnt: Vji Qsedvodem Eqqsuedj vu Vuvem Jeqqopitt (9781453675274): Csepfup Vaspis: Cuult

Huuf gus zua. O moli siefoph zuas vjsief.

Qmattit: Hsiev dsievowovz; zua siemmz tiin vu jewi vjuahjv vjsuahj xjev zua xepv vu fu epf jewi e qettoup gus ov.

Fimve: O guapf zuas xictovi jesf vu pewohevi epf gopf vji niev ug vji dupvipv.

Zuas vjuahjvt up qistupem gopepdoem gsiifin epf duptvovavoupem idupunod movisedz esi sohjv up. Hmef vu xovpitt uvjis nopft tii vjiti vsavjt.

Xjip zua gudait zuas csepf epf iggusvt e movvmi nusi zua xomm gopf tadditt!

Vjeplt e nommoup, Ney. O'wi jiifif zuas efwodi op gopfoph vji niev ug vji dupvipv.