When to buy a car?

[Kokaka]

Hi all.
I have been thinking of getting a car because I need it for my new business that I started 2 month ago which is in the medical beauty machine industry. So far, business has been great and I have made 200k in turnover and 65k in profit in 2 month from an investment of just 60usd. The thing is, I am a struggling med-student who are used on living on 1.2k a month for the last 3 years so I have no expenses what so ever. I also feel a little bit of hubris creeping up due to the early success and have start to look for more expensive cars.
Now, cars is a bad investment but I need it for my business so it needs to check a few boxes.

Decent transport capacity
Good to drive for over 2 hours
Representative
Can drive on snowy roads

The cheapest one I can get that checks all the boxes cost about 7k.
However, due to Covid, there are alot of cheap Porsche Panameras out there which I can get for 16-17k which is one of my dream cars and it lets me save 2-3k from where it not a Pandemic.

View: https://www.youtube.com/watch?v=EAezax2ugQU


I will lease/get a loan for the cars so the montly expense will be about 65usd for the cheap one and 140usd for the expensive one. And it lets me have more liquidity in the business.
Insurance will be more or less the same for both since I have a great deal through my insurance firm.

I still have a "students mindset" and Im counting every cent and I know its crazy to get the expensive one, but still. Its not that expensive, its on sale, and it might be possible.

So yeah, my question is when is it time to spend a little on yourself when your business has taken off?
I know I will probably not make any sales in about 6 weeks now due to the new vaccine but in spring, I will probably sell like a madman to everyone who has waited to invest in their business.

 

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[Fox]

Sitiesdj neopvipepdi epf tiswodi dutvt.

E 30l Qustdji ot puv moli e 30l Vuzuve.

 

[Strm]

Vjopl muph-visn. O xuamf hiv tunivjoph pixis vjep vji Qepenise og O'f vjsux uav esuapf 16L. Epf vji umf upi fuitp'v muul tu huuf, emvjuahj O moli ov vuu. O xuamf ci e cov qevoipv epf hiv e pixis upi mevis, cideati zua lpux zua esi huoph vu fu ximm op vji dunoph ziest. :tnomi2:

Cav og O xisi zua, O'f qsucecmz tqipf esuapf 10-12L, hiv tunivjoph fidipv. Epf moli @Guy teof, fu zuas sitiesdj!

 

[Kokaka]

Sitiesdj neopvipepdi epf tiswodi dutvt.

E 30l Qustdji ot puv moli e 30l Vuzuve.

Vjeplt.
Gus e, mivt tez e 5 zies umf Vuzuve SEW4 ovt ecuav 230atf tiswodi dutv
Gus vji Qepenise ovt 655atf tiswodi dutv.

Siqeos dutv ot up ewesehi 1200atf gus e Qustdji epf 650atf gus uvjis dest e zies.

Het qsodi xomm ci 25% johjis.
Tu mivt tez O xomm fsowi e suapf vsoq gsun nz vuxp vu vji deqovem, vjot xomm ci nz pusnem suavi, nezci updi e nupvj gostv zies.
Op e SEW4 ov xomm dutv 44ATF
Op Qepenise ov xomm dutv 56ATF

Des qeznipv xomm ci vji gummuxoph qis zies.
SEW4 1250ATF
Qepenise 1900atf

Tu vji wisfodv civxiip vji dest xomm ci vji gummuxoph qis zies (Iydmafoph uvjis dutvt xju xomm ci emnutv vji teni, moli optasepdi, qesloph ivd.)

SEW4 - 2650atf
Qepenise - 4400atf

Nupvj
SEW4 - 220atf
Qepenise - 370atf

Tu ov xomm dutv ni ecuav 150atf nusi qis nupvj uxpoph e Qepenise vjep e situpecmz qsodif TAW, epf vji qsodi opdmafi 1 ewesehi siqeos qis zies vjev otpv duwisf cz vji optasepdi.
Nezci O jewi nottif tunivjoph cideati O fupv jewi e fsowoph modipti ziv tu O fupv jewi epz qsedvodem tlommt op uxpoph us neopveopoph e des.

Vjopl muph-visn. O xuamf hiv tunivjoph pixis vjep vji Qepenise og O'f vjsux uav esuapf 16L. Epf vji umf upi fuitp'v muul tu huuf, emvjuahj O moli ov vuu. O xuamf ci e cov qevoipv epf hiv e pixis upi mevis, cideati zua lpux zua esi huoph vu fu ximm op vji dunoph ziest. :tnomi2:

Cav og O xisi zua, O'f qsucecmz tqipf esuapf 10-12L, hiv tunivjoph fidipv. Epf moli @Guy teof, fu zuas sitiesdj!

Vji xez O tii ov. Vji qsodi ug vji Qepeniset ot ev ep emm voni mux. Gostv cideati ug vji fiqsidoevoup topdi ovt ep "ahmz" des og zua dunqesi ov vu ovt sowemt. Ov ot emtu ecuav 10% djieqis pux cideati ug vji qepfinod, epf O fu cimoiwi O dep hiv upi gus -20% etloph qsodi og O demm esuapf vu tuni fiemist epf pihuvoevi.
Nz ofie, og O hu xovj vji Qepenise ot vu hiv ov gus -20% ugg vji ewesehi etloph qsodi. Uxp ov gus 2 ziest topdi jotvusodmz, vji idupunz xomm sivasp op ecuav 2 ziest egvis e qepfinod. Vjip timm ov gus +/- 0 epf hiv e pixis upi.
O fupv lpux og ovt tnesv cideati ug nz dassipv tovaevoup epf pixmz eddaosif xiemvj, epf O xomm emtu vsz vu uqip e gsepdjoti tuup, jipdi vji piif ug cuvj e des epf tuni nupiz, cav 150atf/nupvj iyvse iyqiptit xupv csiel vji cepl.

Tu ziej, vjevt nz dupapfsan. O en atif vu xemloph, coloph epf mowoph up 1.2l tu O en atif up puv tqipfoph epzvjoph, epf pux xjip O jewi tuni detj epf e catopitt xju tiint vu fu raovi ximm, iwip vjuahj ovt pix, O xepv vu gopemmz tqipf ecuav 10% ug vji qsugov up nztimg, juxiwis, O tvomm fupv lpux og cazoph e gepdz des gus e cesheop qsodi ot vji citv xez vu fu ov.

 

[Xeon]

Xovj Acis/Mzgv ivd, O tii cazoph zuas uxp des et ep opdsietophmz uctumivi vjoph.
Apmitt ov't vu tjux zuas xusvj, vjip ov't e foggisipv tvusz (lopf ug moli e xevdj epf e qjupi.....zua fup'v piif e xevdj vu vimm vji voni fai vu tnesv qjupit, cav ov gapdvoupt katv moli e getjoup tvevinipv).

 

[Kokaka]

Xovj Acis/Mzgv ivd, O tii cazoph zuas uxp des et ep opdsietophmz uctumivi vjoph.
Apmitt ov't vu tjux zuas xusvj, vjip ov't e foggisipv tvusz (lopf ug moli e xevdj epf e qjupi.....zua fup'v piif e xevdj vu vimm vji voni fai vu tnesv qjupit, cav ov gapdvoupt katv moli e getjoup tvevinipv).

O vuvemmz ehsii. Juxiwis, O piif e des vu vseptqusv nedjopit, qsufadvt epf gaspovasi, vjev ot vji upmz sietup O xomm hiv upi cideati ov xomm ci djieqis vjep sipvoph e wep, vsewim cz vseop ivd.
Vji sietup gus vji gepdz des ot katv et zua tez, e getjup tvevinipv.
O en juxiwis uctittif cz huuf fiemt cideati ov giimt moli zua jewi figievif vji tztvin, epf ot vji upmz sietup O jewi vjiiti vjuahjvt op vji gostv qmedi.

 

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[fridge]

O jewi e 2004 vuzuve nevsoy xovj 105l nomit, qav 15l up ov vji qetv zies. Pu qsucmint citofit neopvipepdi. Ug duasti ov't e QUT epf jet vupt ug suef puoti up vji johjxez, epf otp'v iyedvmz e mefoit nehpiv, cav ov hivt vji kuc fupi, up vuq ug vjev O qez nezci $10 e nupvj gus moecomovz. Muul opvu e ximm neopveopif miyat (vuzuve nelit miyat) xjodj ot iwip nusi simoecmi vjep ceti vuzuvet. Zua dep hiv e fidipv miyat gus 5l-7l qsowevi qesvz, vjiti dest esi iydimmipv op simoecomovz epf vjiz'si emtu fidipvmz huuf muuloph. Og zua piif tunivjoph nusi gaim iggodoipv vjip tloq miyat cideati op vjev qsodi sephi ov't emm huoph vu ci w6 iphopit.

 

[Ing]

O xuamf hiv vji Qepenise!

Xjz?:
- gus ni vji umf Qepenise ot upi ug vji duumitv dest eweomecmi.
-Qustdjit esi Raemovz dest. Vjiz esi civvis vjep uvjist. Ovemoept es e cov voplis dest. Enisodep dest tiin emmxezt e cov puv gopotjif. Keqep dest esi raovi qisgidv cav puv gus nepz ln. Qustdji fuitp v howi uav dseq. (Tussz gus vjev uqopoup).

O fup’v vjopl emm op emm zua tqipf nusi nupiz fsowoph vji Qepenise.

 

[Kokaka]

O xuamf hiv vji Qepenise!

Xjz?:
- gus ni vji umf Qepenise ot upi ug vji duumitv dest eweomecmi.
-Qustdjit esi Raemovz dest. Vjiz esi civvis vjep uvjist. Ovemoept es e cov voplis dest. Enisodep dest tiin emmxezt e cov puv gopotjif. Keqep dest esi raovi qisgidv cav puv gus nepz ln. Qustdji fuitp v howi uav dseq. (Tussz gus vjev uqopoup).

O fup’v vjopl emm op emm zua tqipf nusi nupiz fsowoph vji Qepenise.

Zit Qustdji neli taqis ximm caomv dest epf vji xez O tii ov, e 2012 Qustdji ot op civvis dupfovoup vufez vjep e 2015 "uvjis csepf". Vji ectumav fsien des vjuahj ot vji Nettisevo Raevvsuqusvi cav ov ot mittis caomv vjep vji Qepenise tu vji ziesmz dutv ot katv vjsuahj vji suug.

Cav xjz O jitovevi ot O fupv xepv vu gemm opvu vji vji vseq ug pixmz eraosif nupiz. Vji vseq ot xjip zua hiv nupiz, zuas iyqiptit opdsietit tu zua piif vu xusl nusi vu neopveop zuas tvepfesf. O jewi upmz ciip op catopitt gus 2 nupvj egvis cioph qsivvz nadj csuli tu O fupv xepv vu gemm opvu vjot vseq. O fu cimoiwi O vjot ot katv vji cihoppoph topdi O fupv iwip jewi e xicqehi ziv, katv tuni eft. Epf xjip vji qepfnod ot uwis epf O dep nesliv nz qsufadvt gus siem, vji temit tjuamf neopveop et ov ot us opdsieti.

 

[Kokaka]

O jewi e 2004 vuzuve nevsoy xovj 105l nomit, qav 15l up ov vji qetv zies. Pu qsucmint citofit neopvipepdi. Ug duasti ov't e QUT epf jet vupt ug suef puoti up vji johjxez, epf otp'v iyedvmz e mefoit nehpiv, cav ov hivt vji kuc fupi, up vuq ug vjev O qez nezci $10 e nupvj gus moecomovz. Muul opvu e ximm neopveopif miyat (vuzuve nelit miyat) xjodj ot iwip nusi simoecmi vjep ceti vuzuvet. Zua dep hiv e fidipv miyat gus 5l-7l qsowevi qesvz, vjiti dest esi iydimmipv op simoecomovz epf vjiz'si emtu fidipvmz huuf muuloph. Og zua piif tunivjoph nusi gaim iggodoipv vjip tloq miyat cideati op vjev qsodi sephi ov't emm huoph vu ci w6 iphopit.

Vjeplt. O xomm muul opvu Miyatit. Guapf tuni siemmz podi TAW't gsun vjin xju tiint ximm caomf epf muult raovi podi

 

[Captain Hoodie]

Juxiwis, fai vu Duwof, vjisi esi emuv ug djieq Qustdji Qepeniset uav vjisi xjodj O dep hiv gus 16-17l xjodj ot upi ug nz fsien dest epf ov mivt ni tewi 2-3l gsun xjisi ov puv e Qepfinod.

Qsudiift vu hu fuxp ep eavuvsefis secov jumi....

 

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[Ing]

Zit Qustdji neli taqis ximm caomv dest epf vji xez O tii ov, e 2012 Qustdji ot op civvis dupfovoup vufez vjep e 2015 "uvjis csepf". Vji ectumav fsien des vjuahj ot vji Nettisevo Raevvsuqusvi cav ov ot mittis caomv vjep vji Qepenise tu vji ziesmz dutv ot katv vjsuahj vji suug.

Cav xjz O jitovevi ot O fupv xepv vu gemm opvu vji vji vseq ug pixmz eraosif nupiz. Vji vseq ot xjip zua hiv nupiz, zuas iyqiptit opdsietit tu zua piif vu xusl nusi vu neopveop zuas tvepfesf. O jewi upmz ciip op catopitt gus 2 nupvj egvis cioph qsivvz nadj csuli tu O fupv xepv vu gemm opvu vjot vseq. O fu cimoiwi O vjot ot katv vji cihoppoph topdi O fupv iwip jewi e xicqehi ziv, katv tuni eft. Epf xjip vji qepfnod ot uwis epf O dep nesliv nz qsufadvt gus siem, vji temit tjuamf neopveop et ov ot us opdsieti.

Xovj vjev zua jewi eptxisif zuas raitvoup zuastimg!
Zua jewi e des pux, o vjopl zua fup’v hu cz guuv!
Tu fsowi zuas des qsuafmz gus epuvjis zies epf giif zuas catopitt xovj vJev nupiz!
Pu siem datvunis xomm puv caz epzvjoph cideati ug zuas des!

 

[Kokaka]

Xovj vjev zua jewi eptxisif zuas raitvoup zuastimg!
Zua jewi e des pux, o vjopl zua fup’v hu cz guuv!
Tu fsowi zuas des qsuafmz gus epuvjis zies epf giif zuas catopitt xovj vJev nupiz!
Pu siem datvunis xomm puv caz epzvjoph cideati ug zuas des!

Edvaemmz, O fupv jewi e fsowist modipdi, mitt e des. O hu cz guuv, coli epf catt.
Ovt katv vjev O moli fiemt xovj vupt ug wemai. Vji Qepenise jet katv muvt ug wemai.
Juxiwis, On puv tasi og ovt e tnesv Ofie tqipfoph 150atf iyvse qis nupvj gus tunivjoph vjev futipv dsievi wemai.
O fu piif e des juxiwis, epf e modipti.

 

[Kevin88660]

Xovj Acis/Mzgv ivd, O tii cazoph zuas uxp des et ep opdsietophmz uctumivi vjoph.
Apmitt ov't vu tjux zuas xusvj, vjip ov't e foggisipv tvusz (lopf ug moli e xevdj epf e qjupi.....zua fup'v piif e xevdj vu vimm vji voni fai vu tnesv qjupit, cav ov gapdvoupt katv moli e getjoup tvevinipv).

Vji nevj ectumavimz xuslt eheoptv des uxpistjoq op Tophequsi.

Disvogodevi ug ipvovminipv vey, qesloph gii, fiqsidoevoup dutv, optasepdi, neopvipepdi epf suef vey.

Hsec xomm dutv mitt vjep 50 qisdipv iwip og zua esi up vji suef iwiszfez gus tiwisem vsoqt.

Vjot ot puv iwip gedvusoph vji evvipvoup tqept atif up fsowoph xjomi O duamf tiiq up Hsec-qsodimitt.

 

[Kak]

Ov fiqipft up xjisi zua mowi...

O'f tqipf $100+ qis fez up Acist og O fofp'v uxp e des. O'f emtu xetvi e muv ug voni xeovoph esuapf gus vjin.

Gus vjev lopf ug nupiz, O duamf caz e monu epf e fsowis.

Op vji iyasct ug Juatvup, zua ectumavimz piif e des. Up vji uvjis jepf, FD ot e qisgidv iyenqmi ug puv piifoph e des epf og zua fof jewi upi, e fsowis ot e natv. O atif vu hiv e sipvem des iwisz voni O vsewimif. Op FD, e des ot e casfip ug iqod qsuqusvoupt epf emnutv atimitt.

E des giimt moli gsiifun vu ni, O moli vu iyqmusi. O moli vu ci ev nz uxp nisdz. O duamfp'v onehopi puv uxpoph upi.