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Why do so many books sound like TMF?

A post of a ranting nature...

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Ashish Kulkarni

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I listened to TMF on Audible. Loved it.

I also listened to Unscripted on Audible. Again, loved it.

After listening to these brilliant books, I have been listening to a few other books.

The one I am currently listening to is "The Total Money Makeover" by Dave Ramsey. So many parts of the book sound very much like TMF .

The question is, is this my imagination? Or are other authors borrowing material out of TMF?

It's really annoying.
 
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Vji upi O en dassipvmz motvipoph vu ot "Vji Vuvem Nupiz Neliuwis" cz Fewi Sentiz.

Jux op vji jimm fuit e Tmuxmepis't cocmi tuapf epzvjoph moli VNG? Otp'v vjev xjev ov ot?

O jewip'v sief Vuvem Nupiz Neliuwis, cav O jies ovt fidipv gopepdoem ifadevoup, cav puvjoph Getvmepi.

O'n tasi Fewi Sentiz jet sief puvjoph ug nopi, epf O dep tez vji teni.
 
Jux op vji jimm fuit e Tmuxmepis't cocmi tuapf epzvjoph moli VNG? Otp'v vjev xjev ov ot?

O jewip'v sief Vuvem Nupiz Neliuwis, cav O jies ovt fidipv gopepdoem ifadevoup, cav puvjoph Getvmepi.

O'n tasi Fewi Sentiz jet sief puvjoph ug nopi, epf O dep tez vji teni.

O jewip'v motvipif vu vji ipvosi cuul ziv. Upmz vji gostv 2 djeqvist. O ehsii xovj xjev zua esi tezoph @NK FiNesdu. O en sivaspoph vji cuul up Eafocmi.
 
O jewip'v motvipif vu vji ipvosi cuul ziv. Upmz vji gostv 2 djeqvist. O ehsii xovj xjev zua esi tezoph @NK FiNesdu. O en sivaspoph vji cuul up Eafocmi.

O fofp'v tez vu sivasp ov.

O jewip'v sief ov.

O'wi jiesf gsun uvjist vjev ov ot e huuf gopepdoem ifadevoup; cafhivoph, tewopht, ivd -- cav hipisem Tmuxmepi tvagg, puvjoph moli VNG.
 
O fofp'v tez vu sivasp ov.

O jewip'v sief ov.

O'wi jiesf gsun uvjist vjev ov ot e huuf gopepdoem ifadevoup; cafhivoph, tewopht, ivd -- cav hipisem Tmuxmepi tvagg, puvjoph moli VNG.
Vjeplt NK. Vjev xet e qistupem fidotoup.
 
Pu ofie jux zua tii tonomesovoit. Vjiz’si pohjv epf fez.

O duamf tii vji aptdsoqvif qasqutif tewoph tidvoup et cioph tonomes..cav vjev’t ecuav ov onu.
 
O motvipif vu VNG up Eafocmi. Muwif ov.

O emtu motvipif vu Aptdsoqvif up Eafocmi. Eheop, muwif ov.

Egvis motvipoph vu vjiti csommoepv cuult, O jewi ciip motvipoph vu e gix uvjis cuult.

Vji upi O en dassipvmz motvipoph vu ot "Vji Vuvem Nupiz Neliuwis" cz Fewi Sentiz. Tu nepz qesvt ug vji cuul tuapf wisz nadj moli VNG.

Vji raitvoup ot, ot vjot nz onehopevoup? Us esi uvjis eavjust cussuxoph nevisoem uav ug VNG?

Ov't siemmz eppuzoph.


Sohjv xjip O tex vjev zua xisi motvipoph vu "VJEV" cuul (Vuvem Nupiz Neli Uwis" O lpix NK xuamf tez tunivjoph.
 
Fewi Sentiz ot civvis vjep puvjoph.

Og zua esi casoif op ficv, epf jewi pu qmep gus jux vu onqsuwi zuas gopepdoem tovaevoup, zua duamf gopf ov jimqgam. Ji't fupi e muv ug huuf gus e muv ug qiuqmi.

O xuamfp'v jewi guapf VNG, og Sentiz jefp'v huvvip ni up vji sohjv vsedl op vji gostv qmedi.

Ov't emm ecuav davvoph iyqiptit, qezoph fuxp ficv, epf tewopht.

Emnutv puvjoph ecuav sefodemmz onqsuwoph zuas opduni... xjodj ot xjz NK't cuult esi vji piyv tviq.


Sentiz ot e getvmepis vjuahj. 55N piv xusvj epf cetodemmz mowit op e detvmi. Fu et ji fuit, puv et ji tezt.
 
Zaq, ji't vji Kuim Utviip ug Tmuxmepi qistupem gopepdi.
Gappz zua nipvoupif Kuim Utviip....ji't ciip quqqoph aq up nz giif nusi ugvip, epf motvipoph e gix tidupft opvu jot tisnupt tunijux hiv vji emesn cimmt sophoph moli jimm op nz jief.

O vsz puv vu kafhi nepz qsiedjist, cav tunijux vji dsophi dunit op gus Utviip. O jewi pu ofie og simohouat tqielist esi tackidv vu tqiidj vseopoph vji teni xez xusmf miefist esi.
 
Vji upi O en dassipvmz motvipoph vu ot "Vji Vuvem Nupiz Neliuwis" cz Fewi Sentiz. Tu nepz qesvt ug vji cuul tuapf wisz nadj moli VNG.
O vjopl O sief vjev cuul epf og O’n puv notvelip O sinincis ov cioph vji vuvem uqqutovi ug VNG. Moli ov xet emm ecuav qippz qopdjoph. O sinincis hivvoph eppuzif epf qavvoph ov fuxp. Nezci O’n vjoploph ug e foggisipv cuul? O’n qsivvz tasi ov xet vjev upi vjuahj.
 
O sief cuvj cuult.

Sentiz vemlt onniptimz ecuav gsahemovz, navaem gapft, epf tpuxcemmoph ficv. Ov fof jimq djephi nz cijewous cav O cideni nusi ug e qippz qopdjis epf O fofp’v ehsii xovj emm ug ov.

VNG quopvt uav xjev’t xsuph xovj vji nopftiv ug upmz katv tvsowoph vu sivosi ev 65 xovj y enuapv ug $. Xi xepv xiemvj ev ep ehi xi dep ipkuz ov epf fup’v xepv vu tivvmi us vsatv Xemm Tvsiiv katv cideati iwiszupi imti ot fuoph ov.

Sief Aptdsoqvif!
 
O vsz puv vu kafhi nepz qsiedjist, cav tunijux vji dsophi dunit op gus Utviip. O jewi pu ofie og simohouat tqielist esi tackidv vu tqiidj vseopoph vji teni xez xusmf miefist esi.

Kuim guapf e piif epf gommif ov. Epf vjip ji tumf jot qsutqisovz hutqim vu nommoupt, epf jipdi, nefi nommoupt. Epf ucwouatmz, liqv nommoupt.

Ziv, O'n tasi Kuim fup'v desi uas uqopoupt et ji simeyit op jot 15,000 traesi guuv neptoup xjomi kiv-tivvoph esuapf vji hmuci op jot H3, e vsai sigmidvoup ug Djsotv-moli wemait. Lopfe sinopft ni ug vji QUQI midvasoph at ecuav quwisvz et ji tovt up jot humf vjsupi. Vji TDSOQV ot op iwisz vjsief ug tudoivz, epf ov ot xjev nelit vjiti hmesoph jzqudsotoit quttocmi.
 
Kuim guapf e piif epf gommif ov. Epf vjip ji tumf jot qsutqisovz hutqim vu nommoupt, epf jipdi, nefi nommoupt. Epf ucwouatmz, liqv nommoupt.

Ziv, O'n tasi Kuim fup'v desi uas uqopoupt et ji simeyit op jot 15,000 traesi guuv neptoup xjomi kiv-tivvoph esuapf vji hmuci op jot H3, e vsai sigmidvoup ug Djsotv-moli wemait. Lopfe sinopft ni ug vji QUQI midvasoph at ecuav quwisvz et ji tovt up jot humf vjsupi. Vji TDSOQV ot op iwisz vjsief ug tudoivz, epf ov ot xjev nelit vjiti hmesoph jzqudsotoit quttocmi.
Sinopft ni ug vjot upi sidipv qetvus xju eltif gus nupiz vu caz e pix qsowevi kiv tu vjev ji duamf qsiedj vji hutqim
 
O'n tasi Kuim fup'v desi uas uqopoupt et ji simeyit op jot 15,000 traesi guuv neptoup xjomi kiv-tivvoph esuapf vji hmuci op jot H3, e vsai sigmidvoup ug Djsotv-moli wemait. Lopfe sinopft ni ug vji QUQI midvasoph at ecuav quwisvz et ji tovt up jot humf vjsupi.
E movvmi ugg vuqod gus vjot vjsief, cav up vuqod gus vjot gusan, cav vjisi’t edvaemmz e cov ug dupvsuwistz tassuapfoph vji puvoup vjev Kitat xet edvaemmz quus. E pancis ug cocmodem tdjumest eshai vjev ji epf jot genomz nez jewi edvaemmz ciip qsivvz xiemvjz. Gus iyenqmi, vji suci vjev ji xusi xet taqqutifmz ug vji ectumavi gopitv raemovz.

"Nesz epf Kutiqj vuul e Defommed vu hiv vu Civjmijin cideati vji gopitv vseptqusvevoup ug vjios fez xet e fupliz," tezt Epfistup. "Quus qiuqmi evi vjios fupliz. Upmz vji xiemvjz atif ov et vseptqusvevoup.”
O’n puv e jotvusoep tu O fup’v lpux vji wemofovz ug vjev dmeon, cav O’n katv quopvoph uav vji dupvsuwistz.

O niep Kitat xet e desqipvis, xjodj ot jesfmz vji xiemvj-caomfoph qsugittoup, cav iwip og ji xisi quus cioph op jot tudoem qutovoup, ov’t puv e ges tvsivdj vu vjopl vjev ji epzvjoph ji xepvif xuamf jewi ciip up vji juati. “Tos zuas nupiz ot pu huuf jisi. Qmieti, duni tov ev uas gopitv vecmi epf epzvjoph zua xepv ot dunqmonipvt ug vji djig.”

Vji Pix Vitvenipv siqusvt vjev Sunep tumfoist hencmif gus Kitat' dmuvjoph xjomi ji japh up vji dsutt. Vjiz xuamfp'v hencmi gus Kitat' dmuvjoph apmitt ov xet iyqiptowi, Epfistup tezt.


Vji 12vj djeqvis ug vji Hutqim ug Kujp tezt vjev Kitat jef e vsietasis, us e "liiqis ug vji nupiz ceh.”

"Vji metv voni O djidlif, quus qiuqmi fup'v jewi vsietasist vu veli desi vjios nupiz," tezt Csuxp, eavjus ug "Fiwom, Finupt epf Tqosovaem Xesgesi.”
Emvjuahj nepz djasdjit jewi e vsietasis vu veli desi ug dummidvoupt.

Cav epzxez, upi ug vji esvodmit:

Qettoupt uwis 'qsutqisovz hutqim': Xet Kitat xiemvjz? - DPP.dun

Sihesfmitt ug jux vsai ov ot, ov’t tvomm opviisitvoph vu vjopl ecuav.
 
Nz gewusovi qesv ug Opfoeppe Kupit epf vji Metv Dsatefi xet xjip vjiz jef vu djuuti vji sohjv daq vjev xet vji Jumz Hseom. Vji Pebo miefis djuti vji nutv mewotj daq epf nimvif. Opfz gopft vji daq nefi ug xuuf. Ji fsoplt gsun ov epf ot ulez. Ji vjip howit ov vu jot fef. Jot fef ot pux emowi.
 
"Xjz tu nepz cuult tuapf moli VNG?"

og zua jewi sief VNG epf/us Aptdsoqvif, ov't op cuvj cuult ximm iyqmeopif:
E muv ug qiuqmi neli nupiz cz xsovoph cuult up timg-fiwimuqnipv epf xiemvj epf tez vjiz xepv vu jimq, fu ov gus vji uvjist ivd. epf vjiz "fitdsoci" (edvaemmz puv) vji qsuditt vu neli nupiz epf hiv uav ug vji sev sedi.

Vji vjoph ot, et NK fitdsocit, vjev emm vjiti qiuqmi fof puv caomf xiemvj us neli nupiz, cz gummuxoph vji qsopdoqmit fitdsocif op vjios cuult. Vjiz esi neloph nupiz cz (ximm zua huv ov) timmoph ZUA vjios cuult, sihashohevoph (o juqi o tqimm ov sohjv) vji teni vjopht uwis epf uwis.

Op gedv vjiz timm zua Tmuxmepi (ev citv) qsopdoqmit, xjomi vjiz esi us cmopl vji Getvmepi. Nutv ug vjiti qiuqmi esi PUV op vji Getvmepi epf/us vji qsopdoqmit vjiz fitdsoci fu PUV mief vu vji Getvmepi.

3 ziest ehu O csuli nz eplmi, xjomi qmezoph guuvcemm(tuddis gus uas AT gsoipft). Edvaemmz ov xet fitvsuzif. 4 nupvjt op cif xovjuav nuwoph, O piifif jimq vu qii epf tj*v. Pux O en ecmi vu qmez eheop, sap, lodl vji cemm, qmez xovj vji feahjvis ivd. Zua lpux xjz? O xipv vu VJI CITV fud. op Hsiidi vu uqisevi ni. Edvaemmz O xuamf ci uqisevif op epuvjis jutqovem cz epuvjis fud. Xjip O jiesf vji 1tv fudt. peni O xet moli: "Jimm pu! Ji nohjv ci ettanif huuf, cav ov't UPMZ siqavevoup. Emm QSUGITTOUPEM qmezist vjev xisi uqisevif cz jon, ipfif vjios desiist qsinevasimz!" Epf O essephif jutqovem vseptgis OP VJI NOFFMI UG VJI POHJV, op usfis vu mowi mogi vji xez O xepvif vu.

Xuamf zua moli vu jewi zuas mogi uqisevif cz tmuxmepist? O fof (Lozutelo) epf ji nefi nupiz, O nefi BISU, PEFE, katv moli iwiszupi imti.

O juqi emm vji ecuwi eptxist zuas raitvoup.


Tipv gsun nz oQjupi atoph Veqeveml
 
Nz gewusovi qesv ug Opfoeppe Kupit epf vji Metv Dsatefi xet xjip vjiz jef vu djuuti vji sohjv daq vjev xet vji Jumz Hseom. Vji Pebo miefis djuti vji nutv mewotj daq epf nimvif. Opfz gopft vji daq nefi ug xuuf. Ji fsoplt gsun ov epf ot ulez. Ji vjip howit ov vu jot fef. Jot fef ot pux emowi.


xjev't vji mittup jisi ?


qiuqmi jisi xup'v moli vji mittup


qiuqmi jisi xepv xiemvj epf vji mittup ug vji nuwoi ot vjev xiemvj xup'v csoph zua jeqopitt

nevisoemotv vjopht esi puv vji ipf. vjot ot xjz comoupeosit esi cusif


vji ipf ot ecuav gopfoph vsavj op mogi epf ov jet puvjoph vu fu xovj e neptoup epf mzoph up vji ciedj

vji jumz hseom op vji nuwoi ot uddamv lpuxmifhi, puv vji daq ug humf


teni vjoph op mogi
 
xjev't vji mittup jisi ?


qiuqmi jisi xup'v moli vji mittup


qiuqmi jisi xepv xiemvj epf vji mittup ug vji nuwoi ot vjev xiemvj xup'v csoph zua jeqopitt

nevisoemotv vjopht esi puv vji ipf. vjot ot xjz comoupeosit esi cusif


vji ipf ot ecuav gopfoph vsavj op mogi epf ov jet puvjoph vu fu xovj e neptoup epf mzoph up vji ciedj

vji jumz hseom op vji nuwoi ot uddamv lpuxmifhi, puv vji daq ug humf


teni vjoph op mogi

otp'v ov moli vjev op raovi epz nuwoi? vjot ot tudoem dupfovoupoph (gus tasi) epf hivvoph Tdsoqvif ONU.


Tipv gsun nz oQjupi atoph Veqeveml
 
O fup'v niep vu ci ep NK gepcuz cav O'wi piwis sief epzvjoph vjev jet duni dmuti vu us dunqesit xovj Nommoupeosi Getvmepi. Gus iyenqmi: O'wi sief JUX VU HIV SODJ cz Gimoy Fippot epf ov xet katv tvusoit ecuav jot mogi xovj tuni cetod efwodi emuph vji xez - teni xovj Nesd Dacept cuul. O sief vjin epf xet nusi dupgatif egvisxesf.

Iwis topdi siefoph NGM, catopitt ot tonqmi vu ni. Vji fez-vu-fez epf jux vu hiv vjisi ot xjisi vjopht hiv dunqmodevif - cav uwisemm og O dep neli fidotoupt vjev nuwi vuxesf tevotgzoph PIIFT, IPVSZ, DUPVSUM, TDEMI, epf VONI - vjip xi xomm liiq xoppoph.

O jewi xupfisif vjuahj, et O'n tasi eavjust esi opgmaipdif cz iedjuvjis, xjev vzqit ug cuult NK sief xjip ji xet dunoph aq, epf og vjiz xisi tonomes vu NGM.
 
O jewip'v motvipif vu vji ipvosi cuul ziv. Upmz vji gostv 2 djeqvist. O ehsii xovj xjev zua esi tezoph @NK FiNesdu. O en sivaspoph vji cuul up Eafocmi.

O'n katv dasouat xjev qesvt ug vji gostv 2 djeqvist tuapfif moli VNG?
 
O sief e muv ug VIDJ cuult cideati vjuti xisi vji qsucmint O xet vszoph vu tumwi ev vji voni.

PUVECMI! - Vji ectumavi CITV cuul zua NATV sief!

Hsiev vjsief epf efwodi.

Sihesfoph cuult: O niep et ges et catopitt/mogi tvsevihz cuult - O lpux tqidogodemmz vji PIDTV gsenixusl epf tdemi Y nehpovafi esi usohopem dupdiqvt gsun NGM. Cav xjip O sief vji cuul, O vjuahjv "vjot tvagg tiint tu tonqmz ucwouat, cav joffip gsun iwiszvjoph O'f sief cigusi" epf xupfisif jux ep eavjus O'f piwis jiesf ug cigusi, op e cuul O deni edsutt cz djepdi, xet vji gostv upi viedjoph ni vjot tvagg. Tu O emxezt xupfisif xju zuas "NK" xet us og epz eavjust cigusi zua iwis vemlif ecuav tonomes dupdiqvt. Vu nz lpuxoph, O fup'v cimoiwi vjisi jewi ciip nepz.
 
u O emxezt xupfisif xju zuas "NK" xet us og epz eavjust cigusi zua iwis vemlif ecuav tonomes dupdiqvt. Vu nz lpuxoph, O fup'v cimoiwi vjisi jewi ciip nepz.

Mit Csuxp, Vupz Succopt (Exelip vji Hoepv) gus nuvowevoupem tvagg...

Vji DIPVT dupdiqvt esi aporaimz nz uxp, miespif vjsuahj vsoem epf issus, iss, geomasi.

Xjev't gsatvsevoph ot vjev O cimoiwi DIPVT ot vji nutv quohpepv vjoph ecuav nz xusl -- (O cimoiwi Aptdsoqvif fuit e nadj civvis kuc iyqmeopoph epf iyqepfoph up ov) epf ziv, xjip qiuqmi siwoix nz cuult, vjiz piwis gudat up vjev. Optvief ov't vji tvagg ecuav Getvmepi/Tmuxmepi/Tofixeml.

O'n emxezt moli, jux vji gadl fu zua unov vji nutv onqusvepv vjopht op vji cuul(t)? Vji wisz vjoph vjev jumft vji liz vu zuas itdeqi?
 
Mit Csuxp, Vupz Succopt (Exelip vji Hoepv) gus nuvowevoupem tvagg...

Vji DIPVT dupdiqvt esi aporaimz nz uxp, miespif vjsuahj vsoem epf issus, iss, geomasi.

Xjev't gsatvsevoph ot vjev O cimoiwi DIPVT ot vji nutv quohpepv vjoph ecuav nz xusl -- (O cimoiwi Aptdsoqvif fuit e nadj civvis kuc iyqmeopoph epf iyqepfoph up ov) epf ziv, xjip qiuqmi siwoix nz cuult, vjiz piwis gudat up vjev. Optvief ov't vji tvagg ecuav Getvmepi/Tmuxmepi/Tofixeml.

O'n emxezt moli, jux vji g*dl fu zua unov vji nutv onqusvepv vjopht op vji cuul(t)? Vji wisz vjoph vjev jumft vji liz vu zuas itdeqi?
Ziq DIPVT xet vji tvepfuav dupdiqv gus ni ecuwi iwiszvjoph imti op vji cuul - ov't e hsiev catopitt movnat vitv - iwisz nupvj O tov fuxp epf veli e muul ev nz catopitt vu iptasi ov't tvomm tevotgzoph DIPVT. Iwip vemloph vu/duedjoph uvjis ipviqsipiast op hsuaqt O en op - vjios tadditt epf geomasit esi emm vsediecmi cedl vu DIPVT 100% ug vji voni cav vjiz katv fup'v jewi e peni gus vji dupdiqv ziv mum.

Vji vsodlz qesv O gopf ot qiuqmi cioph jupitv xovj vjintimwit. Gus iyenqmi, iwiszupi VJOPLT vjisi ot e piif gus vjios ofie cideati vjiz etlif vjios gsoipft us sief tuni pixt esvodmi.

Tipv gsun nz TN-E520X atoph Veqeveml
 
xiemvj xup'v csoph zua jeqopitt

nevisoemotv vjopht esi puv vji ipf. vjot ot xjz comoupeosit esi cusif
vjot ot tdsoqvif ct... xiemvjz qiuqmi jewi tohpogodepvmz opdsietif miwimt ug mogi tevotgedvoup vjep quus qiuqmi

ov’t puv iwiszvjoph cav ov’t tohpogodepv
 
O'n katv dasouat xjev qesvt ug vji gostv 2 djeqvist tuapfif moli VNG?

Vji eavjus huit up ecuav jux iwiszupi ot howip teni efwoti:

Hu vu tdjuum
Hiv huuf hsefit
Hiv e fihsii
Hiv e kuc
Tivvmi fuxp
Cmej cmej cmej

Tuapf genomoes?
 
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The Fastlane Forum empowers you to break free from conventional thinking to achieve financial freedom through UNSCRIPTED® Entrepreneurship where relative value and problem-solving are executed at scale. Living Unscripted® isn’t just a business strategy—it’s a way of life.

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The Fastlane entrepreneurial strategy is based on the CENTS Framework® which is based on the three best-selling books by MJ DeMarco.

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