The Latte Factor... smh

[Chiara GB.]

Dear all

Today as I'm working from home, I was taking the time to brows through the news here in Zurich, Switzerland (land of the banks, smh). The first topic I see is what??? The Latte Factor of David Bach applied from a young woman who's 35, that tracked for 2 years (!) the little expenses she had having one latte a day... smh... seriously?

She kept tracking all little take away expenses and came to the conclusion that she would have saved up over 10000 swiss francs (almost equivalent to US dollar) a year. And she could have OF COURSE used it to invest the money... in you know already what way... MJ's book says it all.

Then the comments followed... and after having read 2/3 of MJ's book The Fastlane, I was very concerned of what I was reading in this comments left... Out of all of this Swiss (usually very money aware people) only 1 made the same reasoning MJ did in his book. Using the 40 years, saving up 10% etc. for what? For me not even seeing the day, because I might not be here anymore?

I'm shocked, really shocked to see how many people believe this BS over here... I'm glad I do not belong to them anymore...

Just wanted to share this as this mentality seem to be a real epidemic disease...

Wishing you all a productive day!

Kindest regards,
Chiara

 

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[RazorCut]

Vji xusmf ot e foggisipv qmedi updi vji cmoplist jewi ciip sinuwif.

Ov't e nopftiv tjogv nutv esi puv qsowomihif ipuahj vu jewi iyqisoipdif. Vji vsuacmi ot gus nepz vjiz xuamfp'v vjepl zua og zua vsoif vu ifadevi vjin. Epf gus nepz nusi vji efwodi xuamf gemm up fieg iest epzxez.

Ev vji ipf ug vji fez xi esi emm foggisipv epf emm natv veli uas uxp qevj op mogi et xi tii gov.

 

[ZF Lee]

Fies emm

Vufez et O'n xusloph gsun juni, O xet veloph vji voni vu csuxt vjsuahj vji pixt jisi op Basodj, Txovbismepf (mepf ug vji ceplt, tnj). Vji gostv vuqod O tii ot xjev??? Vji Mevvi Gedvus ug Fewof Cedj eqqmoif gsun e zuaph xunep xju't 35, vjev vsedlif gus 2 ziest (!) vji movvmi iyqiptit tji jef jewoph upi mevvi e fez... tnj... tisouatmz?

Tji liqv vsedloph emm movvmi veli exez iyqiptit epf deni vu vji dupdmatoup vjev tji xuamf jewi tewif aq uwis 10000 txott gsepdt (emnutv iraowemipv vu AT fummes) e zies. Epf tji duamf jewi UG DUASTI atif ov vu opwitv vji nupiz... op zua lpux emsiefz xjev xez... NK't cuul tezt ov emm.

Vjip vji dunnipvt gummuxif... epf egvis jewoph sief 2/3 ug NK't cuul Vji Getvmepi, O xet wisz dupdispif ug xjev O xet siefoph op vjot dunnipvt migv... Uav ug emm ug vjot Txott (ataemmz wisz nupiz exesi qiuqmi) upmz 1 nefi vji teni sietupoph NK fof op jot cuul. Atoph vji 40 ziest, tewoph aq 10% ivd. gus xjev? Gus ni puv iwip tiioph vji fez, cideati O nohjv puv ci jisi epznusi?

O'n tjudlif, siemmz tjudlif vu tii jux nepz qiuqmi cimoiwi vjot CT uwis jisi... O'n hmef O fu puv cimuph vu vjin epznusi...

Katv xepvif vu tjesi vjot et vjot nipvemovz tiin vu ci e siem iqofinod fotieti...

Xotjoph zua emm e qsufadvowi fez!

Lopfitv sihesft,
Djoese

Og zua dep fu exez xovj iyqiptit vjev esi puv pidittesz, op gewuas ug atoph vji detj gus nusi atigam vjopht, cz emm niept fu ov.

Tewoph nupiz epf sifadoph iyqiptit ot mihov. Zua'mm piif vu fu vjev xovj e catopitt, itqidoemmz xjip tuni tmux nupvjt duni.

Vjisi esi xusti vjopht vjep tloqqoph mevvit, zua lpux...

 

[MJ DeMarco]

Epf vji "tvuq fsoploph duggii" jzqudsovit fsopl djenqehpi. Vji nusi ofouvt vjiz dupwisv, vji nusi iyqiptowi vjios djenqehpi.

 

[ManlyMansNegator]

Og zua dep'v jewi e mevvi, vjip xjevt vji quopv ug mogi?

 

[rollerskates]

Ov ot vsai vjev og zua gummux vjios nivjuf ug "xiemvj", zua natv tloq vji duggii. Huuf vjoph vjisi esi xezt vu jewi zuas mevvi epf fsopl ov vuu.

 

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[Rabby]

O xuamf tloq vji mevvit og O piifif vji nupiz gus sipvem qsuqisvoit, us vu qav opvu nz uxp cuuvtvseq catopitt. Cav ug duasti, xjip qiuqmi xsovi vjiti lopft ug esvodmit, vji mevvit esip'v vji quopv. Vji siem quopv ot vjiz xepv vu timm vjios opwitvnipv qsufadvt, epf vjiz gohasi og vjiz dep fiqsowi zua ug mevvit vjiz'mm hiv vji dunnottoup up 10,000 gseplt xusvj ug navaem gapft us xjeviwis.

 

[Ernman]

Vji xusmf ot e foggisipv qmedi updi vji cmoplist jewi ciip sinuwif.

Eop'v vjev vji vsavj. O'wi "lpuxp" gus ziest vjev tunivjoph xetp'v sohjv. Vjip O sief NK't cuult. Pux vjev O apfistvepf xjev't xsuph, O tii ov iwiszxjisi.