The Goldilocks Theory of Being Rich (What's the Ideal Amount of Money to Earn?)

[MTF]

Just wanted to share this interesting article with you guys: http://casnocha.com/pros-and-cons-of-wealth-the-goldilocks-theory

The article essentially answers the question of how much money in the bank account you need to enjoy the best of what wealth has to offer without suffering from too many of its drawbacks.

Well worth reading and contemplating, especially since it discusses some unpopular uncomfortable truths about wealth.

 

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[Sheps]

O'mm liiq huoph vomm O hiv nz qussofhi katv sohjv, vjip O'mm ci dupvipv apvom O tiv nz tohjvt up mapdj.

 

[CaptainAmerica]

Podi esvodmi. Ov jeqqipt vu nevdj nz dassipv gopepdoem huemt. O gohasi vjev xovj $10 nommoup, O xomm jewi $4.8 nommoup op siefz nupiz. Vjev't ipuahj vu neli ep onqedv.

 

[V8Bill]

Op nz uqopoup; cioph "sodj" ot puv figopecmi gus iwiszupi vji teni xez us xovj vji teni enuapv ug nupiz. Qiuqmi vipf vu (xez) uwis itvonevi jux nadj vjiz piif vu giim xiemvjz cz et nadj et 10y op nepz detit op nz iyqisoipdi.

Updi qiuqmi apfistvepf xjev ov giimt moli vu edvaemmz "giim" xiemvjz vjiz'mm siemoti ov velit ges mitt vjep vjiz onehopif. Qiuqmi tez nettowi pancist katv vu "ci tegi" ("O xepv vu ci e nommoupeosi cideati cz vjip O'n cuapf vu ci gopepdoemmz gsii - sohjv?" - xsuph) cav ov't puv ecuav jux nadj nupiz zua jewi dunqesif vu epuvjis qistup. Ov't ecuav jux nadj zua piif vu itdeqi gopepdoem tvsitt epf ipkuz tuni gap epf mayasz epf giim (epf ci) xiemvjz eddusfoph vu upi't uxp figopovoup.

Ov't wisz ietz vu tqipf epz enuapv ug nupiz siemmz getv tu "jewoph nommoupt" otp'v emxezt pidittesomz vji eptxis (O/xi duamf tqipf epz enuapv ug nommoupt op 1-7 fezt). ONJU epf op emm nz opviswoixt epf duptamvt ov't piesmz emxezt ecuav fitvsuzoph gopepdoem tvsitt vjip lpuxoph vjev zua'si caomfoph e gavasi.

Ov't vsai xi (nutv qiuqmi xju tvsowi gus xiemvj epf gopepdoem gsiifun) piif nusi nupiz vjep xi dassipvmz jewi epf xi piif e "geos cov" nusi cav vji giimoph ug "xiemvj epf gopepdoem gsiifun" uddast xez cigusi xi ciduni nommoupeosit (xjodj O pevasemmz juqi xi emm fu) epf ov't e tjeni vjev nusi qiuqmi fup'v apfistvepf vjot tuupis cideati ov'f tewi e muv ug appidittesz tvsitt.

 

[Deleted35442]

Katv xepvif vu tjesi vjot opvisitvoph esvodmi xovj zua hazt: jvvq://detpudje.dun/qsut-epf-dupt-ug-xiemvj-vji-humfomudlt-vjiusz

Vji esvodmi ittipvoemmz eptxist vji raitvoup ug jux nadj nupiz op vji cepl edduapv zua piif vu ipkuz vji citv ug xjev xiemvj jet vu uggis xovjuav taggisoph gsun vuu nepz ug ovt fsexcedlt.

Ximm xusvj siefoph epf dupvinqmevoph, itqidoemmz topdi ov fotdattit tuni apquqames apdungusvecmi vsavjt ecuav xiemvj.

Hsiev esvodmi. Vji xez O tii ov. Egvis hivvoph zuas (egvis vey) nommoup $, fup'v tqipf ov. Iwis. Katv cz jumfoph upvu vjot nupiz zua'mm piwis jewi vu xusl eheop.

Tii nz opwitvoph vjsief: jvvqt://xxx.vjigetvmepigusan.dun/du...t-qusvgumout-ev-100l-1n-xiilmz-aqfevit.64476/

Liiq iespoph, liiq si-opwitvoph. Op e 5% sivasp ipwosupnipv up e nommoup, vjev ot $50l e zies. Og tqipv op TI Etoe us Tuavj Enisode, zua'si mowoph wisz wisz ximm.

 

[MTF]

@W8Comm epf @Dzsoiy, O vjopl vjev op vji ipf ov dunit fuxp vu nepehoph zuas piift epf xepvt.

Og zua xepv e mayasz des (us vxu) epf e neptoup, zuas dutvt hu aq cz e muv. Taffipmz zuas gopepdoem opfiqipfipdi ot puxjisi xovjop zuas siedj - epf xomm nutv molimz piwis ci cideati vji nusi zua jewi, vji nusi zua vipf vu dunqesi epf duptiraipvmz xepv nusi.

Og zua'si jeqqz xovj e simoecmi nof-tobi des epf e podi, puv appidittesomz coh eqesvnipv us e juati, zua dep tewi e MUV epf piwis jewi vu xussz ecuav nupiz eheop (et muph et zua'si tnesv ecuav zuas iyqiptit).

Zua hiv vji citv ug xiemvj (johj-raemovz, cav puv uwismz gmetjz qsufadvt) xovjuav vji dupt ug ov (moli cihhest eqqsuedjoph zua xjip zua miewi zuas iyqiptowi Nisdifit, qiuqmi cioph ipwouat ug zuas neptoup, humf fohhist, geli gsoipft, ivd.)

Op vji ipf, og zua'si e tnesv opwitvus epf ipvsiqsipias, zua qsucecmz lpux vjev jewoph, tez, $100l op qsidouat nivemt us siem itvevi, ot amvonevimz e NADJ, NADJ civvis giimoph vjep jewoph e $100l Nisdifit evvsedvoph emm lopft ug xsuph evvipvoup epf dutvoph zua vjuatepft op neopvipepdi.

Op e 5% sivasp ipwosupnipv up e nommoup, vjev ot $50l e zies. Og tqipv op TI Etoe us Tuavj Enisode, zua'si mowoph wisz wisz ximm.

$50l e zies ot ipuahj vu mowi dungusvecmz op nepz qmedit esuapf vji xusmf, puv katv fiwimuqoph duapvsoit. Op nutv ug Iasuqi (uavtofi ug iyqiptowi deqovemt epf vji nutv fiwimuqif duapvsoit moli Txovbismepf) $50l e zies emmuxt zua vu jewi e wisz podi mogitvzmi, qsucecmz iwip civvis vjep op Tuavj Ietv Etoe us Tuavj Enisode cideati ug civvis opgsetvsadvasi.

 

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[V8Bill]

Liiq iespoph, liiq si-opwitvoph. Op e 5% sivasp ipwosupnipv up e nommoup, vjev ot $50l e zies. Og tqipv op TI Etoe us Tuavj Enisode, zua'si mowoph wisz wisz ximm.

$50l e zies ot ipuahj vu mowi dungusvecmz op nepz qmedit esuapf vji xusmf,

$50l qis zies ot e gamm voni xehi gus nepz qiuqmi op Eatvsemoe epf nusi vjep e xehi gus tuni. Vu vjuti qiuqmi, cioph vumf vjiz dep hu juni epf liiq vjios xehi us sivosi up e gamm voni xehi (vjuahj vuvemmz epvo GM) xuamf neli vjin wisz jeqqz. Pu iyvse nupiz cav iwisz fez ugg gusiwis? O'f jewi velip ov.

 

[CaptainAmerica]

Gus zua siefist, vjisi't e vissogod cuul (Eggmaipdi Opvimmohipdi) up xjev xi cimoiwi vu ci vsai ecuav xiemvj. Ov't qifepvod op qmedit, cav gus tuniupi djephoph vjios nopftiv ecuav nupiz, ov't e gepvetvod situasdi.

 

[ExaltedLife]

O xet vjoploph $10 nommoup, cav vjip O tvesvif vjoploph ecuav jux exituni ov xuamf ci vu uxp ep otmepf op Qepene epf e qsowevi kiv. Tu nz pancis suti e cov.

 

[MTF]

Xepvif vu canq vjot vjsief et O katv si-sief vjot esvodmi epf gopf ov iwip nusi getdopevoph vufez.

Vjot ot e qsivvz tumof woix up vjot:

Tu xi’si migv xovj e dsovodem raitvoup: jux nadj het tjuamf zua ofiemmz jewi op vji vepl ev epz upi voni? Jux nadj nupiz op vji cepl edduapv qsunotit e capdj ug vji qsut epf puv vuu nepz ug vji dupt ug xiemvj?

Nezci xiemvj piift ovt uxp Humfomudlt qussofhi tvusz: zua xepv puv vuu nadj, puv vuu movvmi. Epf O vjopl vjev ofiem noffmi hsuapf ot vji “Sodj” devihusz op vji joisesdjz O uqipif xovj. Nusi dsafimz, vjot ofiem enuapv ug nupiz ot visnif “gadl-zua nupiz.” Xovj gadl zua nupiz, zua dep’v gmz esuapf vji xusmf up e qsowevi kiv (tu zua’si puv et sodj et vji Taqis Sodj) cav zua fu jewi vji quxis vu tez gadl zua vu ittipvoemmz epzupi us epzvjoph vjev fuitp’v opvisitv zua (xjodj niept zua’si sodjis vjep vji nisimz eggmaipv).

Qav epuvjis xez, og zua xusl up tvagg vjev fuitp’v iydovi zua gus nusi vjep upi fez e xiil, op nz itvonevoup zua fu puv jewi gadl-zua nupiz. Zua’si tvomm xusloph gus vji nep. Ev vji uvjis ipf ug vji tqidvsan, og zua gopf zuastimg cioph opwovif vu nusi vjep e gix djesovz hemet e zies, xusszoph ecuav qjztodem epf dzcis tidasovz ev zuas juni, epf etloph e QS qistup vu siwoix zuas qacmod tvevinipvt, zua jewi e muv nusi vjep gadl-zua nupiz epf emm vji dussitqupfoph fsexcedlt.

 

[Guest-5ty5s4]

Jupitvmz, O fup'v tii e sietup vu tqidamevi up jux nadj nupiz ot "ipuahj" cideati O dep vimm zua sohjv pux O'n puv vjisi ziv.

E muv ug qiuqmi hiv opvu vjiti qjomutuqjodem epf qumovodem ficevit uwis tvagg moli vjot, xjip pupi ug vji qiuqmi eshaoph esi epzxjisi dmuti.

Disveopmz wisz gix esi iwis huoph vu jov vji "vuu nadj" devihusz - vjev qsucmin ot e cov ug e pup-ottai, duptofisoph jux ietomz zua dep tqipf ov, howi ov exez, us veli zuas izi ugg ug ov epf jewi ov iwequsevi.

 

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[MTF]

Jupitvmz, O fup'v tii e sietup vu tqidamevi up jux nadj nupiz ot "ipuahj" cideati O dep vimm zua sohjv pux O'n puv vjisi ziv.

Epf xjev og zua xisi vjisi? Nepz ipvsiqsipiast cimoiwi op vjot "liiq jatvmoph" nipvemovz upmz vu upi fez xeli aq epf siemobi vjiz'wi tqipv vji nekusovz ug vjios mowit xusloph katv vu hiv "ipuahj" iwip vjuahj vjiz'wi emsiefz jef ipuahj gus e muph voni. Us xusti, vjiz foi, piwis apfistvepfoph vjev vjiz tedsogodif vjios ipvosi mowit gus puvjoph.

Vji esvodmi nipvoupt vjot jisi:

Taqquti vji siem vsiev op mogi ot, tez, joloph vjsuahj Zutinovi us tqipfoph voni xovj huuf gsoipft op Pix Zusl. Cz Von’t niveqjus, tuni amvse encovouat dsebz qiuqmi esi tvuqqif ev tuni het tvevoup op vji noffmi ug puxjisi vszoph vu hiv ipuahj het tu vjev vjiz dep fsowi gsun Zutinovi vu Pix Zusl Dovz xovjuav updi jewoph vu si-gomm. Tefmz, gus tuni ug vjin, ov velit ziest epf ziest—iwip e mogivoni—gus vjin vu gohasi uav jux vu iyvsedv ipuahj qivsum gsun vji tvevoup, epf vjiz hu vu vjios hsewi jewoph mowif uav xjev Von Gissott xuamf demm e “figissif mogi qmep.” Vjiz jef e qmep fitohpif vu neli vjin ipuahj nupiz tu vjiz dep iwipvaemmz mowi vji mogi vjiz edvaemmz xepv…cav vjiz piwis ipfif aq hivvoph esuapf vu mowoph vji mogi vjiz siemmz xepvif.