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Saved up 3 thousand dollars and I don't want to make a mistake. Looking for advice.

TheProcess

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I'm 19. Been working during the summer. I have saved up about 3 thousand dollars. However, I've very tempted to spend half of that on a shitty car, another 5 hundred dollars on some clothing (since I have absolutely no wardrobe), and the other thousand on other things I want (such as getting a photoshoot done for my social media, a video camera so that I can start documenting my journey...).
Basically my confidence is down. I don't have decent clothing, I don't have a car, I look like shit, I have a shitty romantic and social life.

At the same time, I'm looking at things in the long run. Perhaps it's best to just keep saving and to spend this money on business ideas to eventually make even more money. Maybe I should just say F*UCK YOU to my confidence for a few more years until I have solid passive income coming my way.

What do y'all think?
 
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Elsa

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I'm 19. Been working during the summer. I have saved up about 3 thousand dollars. However, I've very tempted to spend half of that on a shitty car, another 5 hundred dollars on some clothing (since I have absolutely no wardrobe), and the other thousand on other things I want (such as getting a photoshoot done for my social media, a video camera so that I can start documenting my journey...).
Basically my confidence is down. I don't have decent clothing, I don't have a car, I look like shit, I have a shitty romantic and social life.

At the same time, I'm looking at things in the long run. Perhaps it's best to just keep saving and to spend this money on business ideas to eventually make even more money. Maybe I should just say F*UCK YOU to my confidence for a few more years until I have solid passive income coming my way.

What do y'all think?
Hi,

congratulations on saving about 3K. In my opinion, you do not need the "shitty" car and the stuff to document your journey, and especially not a photoshoot done for your social media. In my humble opinion, these things are not very useful at the moment. However, I do have another opinion when it comes to your clothes. I will not tell you to buy a Gucci belt, but being decently dressed when one is your age, gives you confidence. I also believe that you could upgrade your wardrobe and treat it as if you're celebrating your "saving skills".

Best of luck to you
 

Johnny boy

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Go to the gym and make it a heavy focus in your life. Get some nice clothes and look sharp. Spend time getting better with women and become the guy people know as a player. Your confidence will be through the roof.

Then go kill it in business.

Confidence should come first. You’ll be an unhappy person without a kickass life if you think it will come to you after you’ve made money. A kickass life + money is awesome though if you’re a badass person without the money.
 

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However, let's break down your budget a little bit.

Car: I'm guessing you need this. Instead of going for some POS $500 beater that will be in and out of the shop every other month, look for historically reliable vehicles (Toyotas, Hondas) that are easy to maintain but have cosmetic issues like hail damage.

Clothes: Don't drop $500 all at once on clothing, especially when you don't already have an established wardrobe. If you're trying to upgrade your clothing, go slow with it. Start with the basics: a pair of jeans or chinos and a shirt or two. Go on /r/malefashionadvice for more information on looking better.

Again, don't drop $500 on a new wardrobe. Nice doesn't have to be expensive. If you hit the gym you can pull off jeans and a v-neck.

Photoshoot: No. If you feel like this will boost your confidence, find an amateur or a friend and slide them a $20 for their time.

I'm not telling you to not spend your money, but if you're strapped for cash do it logically and not emotionally.

And universal advice: delete Facebook, hit the gym, lawyer up.
 
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TheProcess

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Hi,

congratulations on saving about 3K. In my opinion, you do not need the "shitty" car and the stuff to document your journey, and especially not a photoshoot done for your social media. In my humble opinion, these things are not very useful at the moment. However, I do have another opinion when it comes to your clothes. I will not tell you to buy a Gucci belt, but being decently dressed when one is your age, gives you confidence. I also believe that you could upgrade your wardrobe and treat it as if you're celebrating your "saving skills".

Best of luck to you
Yea, I feel my best and most confident when I look good. Lately I've been getting two haircuts a month and I feel great. However, each haircut costs about 30 bucks. It's a hard line for me to understand. How much should I focus on long-term versus short-term.
I want a shitty car for the freedom. Taking the bus is so difficult because I carry lots of stuff with me and I waste a lot of time.
The photoshoot is honestly valuable because nobody communicates in person anymore. Best way to connect with girls at my age is through tinder.
The video camera is also important because I want to start a youtube channel. One of my most natural skills is talking. I think making videos will help me.

I'm having a hard time knowing if these arguments are bad arguments. I see the downside and the upside. I guess that's why I'm asking for advice here.
 

TheProcess

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Go to the gym and make it a heavy focus in your life. Get some nice clothes and look sharp. Spend time getting better with women and become the guy people know as a player. Your confidence will be through the roof.

Then go kill it in business.

Confidence should come first. You’ll be an unhappy person without a kickass life if you think it will come to you after you’ve made money. A kickass life + money is awesome though if you’re a badass person without the money.
Thanks man, this is exactly what I was thinking. I'm my most productive when I look and feel sharp. Lifting has already been a big focus in my life. I'm gonna keep at it with that.
 

Elsa

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Yea, I feel my best and most confident when I look good. Lately I've been getting two haircuts a month and I feel great. However, each haircut costs about 30 bucks. It's a hard line for me to understand. How much should I focus on long-term versus short-term.
I want a shitty car for the freedom. Taking the bus is so difficult because I carry lots of stuff with me and I waste a lot of time.
The photoshoot is honestly valuable because nobody communicates in person anymore. Best way to connect with girls at my age is through tinder.
The video camera is also important because I want to start a youtube channel. One of my most natural skills is talking. I think making videos will help me.

I'm having a hard time knowing if these arguments are bad arguments. I see the downside and the upside. I guess that's why I'm asking for advice here.
Honey,

I truly believe looking good on tinder for "girls" is a bad investment. First you make money, then you don't even need to look for girls, because they will come to you. Also something else that I have learnt from the movie Scarface when I was a kid: "if you love women more than money, you will not succeed". I don't remember what Tony said exactly, but it was something like that.
H**s can wait. you focus on you
 
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TheProcess

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However, let's break down your budget a little bit.

Car: I'm guessing you need this. Instead of going for some POS $500 beater that will be in and out of the shop every other month, look for historically reliable vehicles (Toyotas, Hondas) that are easy to maintain but have cosmetic issues like hail damage.

Clothes: Don't drop $500 all at once on clothing, especially when you don't already have an established wardrobe. If you're trying to upgrade your clothing, go slow with it. Start with the basics: a pair of jeans or chinos and a shirt or two. Go on /r/malefashionadvice for more information on looking better.

Again, don't drop $500 on a new wardrobe. Nice doesn't have to be expensive. If you hit the gym you can pull off jeans and a v-neck.

Photoshoot: No. If you feel like this will boost your confidence, find an amateur or a friend and slide them a $20 for their time.

I'm not telling you to not spend your money, but if you're strapped for cash do it logically and not emotionally.

And universal advice: delete Facebook, hit the gym, lawyer up.
Thanks man. I fully agree with your advice. The photoshoot is 150 bucks so probably too much.
 

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Honey,

I truly believe looking good on tinder for "girls" is a bad investment. First you make money, then you don't even need to look for girls, because they will come to you. Also something else that I have learnt from the movie Scarface when I was a kid: "if you love women more than money, you will not succeed". I don't remember what Tony said exactly, but it was something like that.
H**s can wait. you focus on you
"In this country, you gotta make the money first. Then when you get the money, you get the power. Then when you get the power, then you get the woman."
 

TheProcess

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Honey,

I truly believe looking good on tinder for "girls" is a bad investment. First you make money, then you don't even need to look for girls, because they will come to you. Also something else that I have learnt from the movie Scarface when I was a kid: "if you love women more than money, you will not succeed". I don't remember what Tony said exactly, but it was something like that.
H**s can wait. you focus on you
yea I fully agree. Just looking for some experience that's it. It's hard to focus on other things when that's on your mind a lot. I agree on the whole focus on you first, though.
 

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"In this country, you gotta make the money first. Then when you get the money, you get the power. Then when you get the power, then you get the woman."
and there is another scene, in Tony's office, where he tells Manolo:" you know what your problem is? you like women more than money"
 

Vitaly the Winne

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Yea, I feel my best and most confident when I look good. Lately I've been getting two haircuts a month and I feel great. However, each haircut costs about 30 bucks. It's a hard line for me to understand. How much should I focus on long-term versus short-term.
I want a shitty car for the freedom. Taking the bus is so difficult because I carry lots of stuff with me and I waste a lot of time.
The photoshoot is honestly valuable because nobody communicates in person anymore. Best way to connect with girls at my age is through tinder.
The video camera is also important because I want to start a youtube channel. One of my most natural skills is talking. I think making videos will help me.

I'm having a hard time knowing if these arguments are bad arguments. I see the downside and the upside. I guess that's why I'm asking for advice here.
Look at it this way my friend, will these things be assets, or liabilities. Say you get these things, how will they pay you or pay off, or will you just spend the money and it's gone?
 
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TheProcess

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Look at it this way my friend, will these things be assets, or liabilities. Say you get these things, how will they pay you or pay off, or will you just spend the money and it's gone?
I think they will pay off in an indirect way. They will improve my confidence which will then improve my productivity and happiness..... Which will make more money in the long run. I'm not sure if this is erroneous thinking though.
 

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I think you're asking the wrong question. Instead of trying to figure out how much to spend, figure out a 1-year goal you can achieve and go for that. (since you're on a business forum, pick a business you'd like to get up and running and do that). IF your goal REQUIRES that you spend some money to help you achieve it, then spend the money. If not, don't.
 

Process

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I'm 19. Been working during the summer. I have saved up about 3 thousand dollars. However, I've very tempted to spend half of that on a shitty car, another 5 hundred dollars on some clothing (since I have absolutely no wardrobe), and the other thousand on other things I want (such as getting a photoshoot done for my social media, a video camera so that I can start documenting my journey...).
Basically my confidence is down. I don't have decent clothing, I don't have a car, I look like shit, I have a shitty romantic and social life.

At the same time, I'm looking at things in the long run. Perhaps it's best to just keep saving and to spend this money on business ideas to eventually make even more money. Maybe I should just say F*UCK YOU to my confidence for a few more years until I have solid passive income coming my way.

What do y'all think?



Your sure sound familiar to me at 19.


A few points:

1. What does the new car accomplish? Do you need it for better job opportunities? I can afford a very fancy car, yet I still drive the one from when I was dead broke. No one judges me for it other than saying "Wow you're good at finding deals. Those motors never die."


2. Some jeans and black/dark t-shirts will look fine.

Just focus on having clean well fitting clothes and good hygiene. Be the assertive guy that takes action towards his desires. Take care of yourself instead of pandering to others. That is more valuable to women than trying to impress them.

3. Don't do things to impress women. It is the same as value cheating. Any decent women will smell it a mile off. They are more advanced socially than most young men.

4. You could even get a used camera with a stand. Get good at taking well-lit and positioned photos and you can be the one with a lucrative side hustle. You can also use it to flip things on Craigslist.


Solution:
Get a second job/hustle where you sell things to the public. Use a car to spread your job options out further. Go to the gym and keep good hygiene. Don't worry about rejection and failure. Focus on moving forward and testing each new thesis and its opposite.

The levels go kind of like this:
  • 1. Shit Job - (dish washer, landscaping, roofing, retail etc.) Builds character and humility. Will drive you for bettering yourself.
  • 2. Sales Job - You keep the other job while having no risk in this commission based job. You get lots of business experience in making deals and helping customers relieve their frustration.
  • 3. Side Hustle - Market your skills on your own. You know how to close, now you need to learn how to bring in the business.
  • 4. Business related to a gap in job or side hustle industries. - You've learned the industry from an INSIDERS POV. Now you are using your skills and insights to build a system that attracts and dispenses value.



Don't be the guy who blows money and pea cocks trying to impress women. Put yourself in a position where you can keep taking smart risks while incrementally moving forward. Each step will compound the rest and you'll look back at how you used to be.

PS: Read the sections about hyper reality in Unscripted . You will become much more confident since you are one of the few who aren't playing in a rigged consumerist game.
 
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TheProcess

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Your sure sound familiar to me at 19.


A few points:

1. What does the new car accomplish? Do you need it for better job opportunities? I can afford a very fancy car, yet I still drive the one from when I was dead broke. I don't care and no one judges me for it other than saying "Wow you're good at finding deals. Those motors never die."


2. Some jeans and black/dark t-shirts will look fine.

Just focus on having clean well fitting clothes and good hygiene. Be the assertive guy that takes action towards his desires. Take care of yourself instead of pandering to others. That is more valuable to women than trying to impress them.

3. Don't do things to impress women. It is the same as value cheating. Any decent women will smell it a mile off. They are more advanced socially than most young men.

4. You could even get a used camera with a stand. Get good at taking well-lit and positioned photos and you can be the one with a lucrative side hustle. You can also use it to flip things on Craigslist.


Solution:
Get a second job where you sell things to the public. Use a car to spread your job options out further. Go to the gym and keep good hygiene. Don't worry about rejection and failure. Focus on moving forward and testing each new thesis and its opposite.


Don't be the guy who blows money and pea cocks trying to impress women. Put yourself in a position where you can keep taking smart risks while incrementally moving forward. Each step will compound the rest and you'll look back at how you used to be.

PS: Read the sections about hyper reality in Unscripted . You will become much more confident since you are one of the few who aren't playing in a rigged consumerist game.
For my current job, I work from home so no need for a car. Also, school starts in two months so after that I live in residence and parking is too expensive. The reason I'd need a car is for the weekends I come back home, and this two month period during the summer. Perhaps its best to just forget about it.

Agree on your points about women. I'm not trying to impress them. Just trying to better myself.

Thanks for the advice man. Appreciate it. Also, I've already read that section.
 

TheProcess

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I think you're asking the wrong question. Instead of trying to figure out how much to spend, figure out a 1-year goal you can achieve and go for that. (since you're on a business forum, pick a business you'd like to get up and running and do that). IF your goal REQUIRES that you spend some money to help you achieve it, then spend the money. If not, don't.
Interesting. This gives me something to think about.
 

Process

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For my current job, I work from home so no need for a car. Also, school starts in two months so after that I live in residence and parking is too expensive. The reason I'd need a car is for the weekends I come back home, and this two month period during the summer. Perhaps its best to just forget about it.

Agree on your points about women. I'm not trying to impress them. Just trying to better myself.

Thanks for the advice man. Appreciate it. Also, I've already read that section.

Haha you're welcome.

Don't dismiss getting a car too easily. A car can be very useful. You can use it to add leverage to you since you have a farther radius of potential.

Just don't be fancy when you're a young buck. People want fancy cars simply because they are positioned as something they can't have.

Working from home is nice. The only problem is it keeps you in your comfort zone. You'll never be aware of gaps to fill without going into the field. That's why you should get a sales job where you deal with the public.

It exponentially improved my confidence since it gave me an apprenticeship for applying things. The thousands of people I've met with... and hundreds I've closed... have opened so many doors.

Working there has also given the free opportunity to train the junior sales staff informally under me. This means I know how to scale any business. (and I can code web apps from my side hustle days)

The junior people have thanked me for simply showing them what thing to focus on each week. (instead of the company's cram it all down their throat and let them sink or swim and wonder why everyone quits approach.)

Most people there just get sufficiently good at their jobs. There is nothing stopping anyone from picking everyone from sales to logistic's brains. This will save you from having to reinvent the entire wheel.

This place also revealed a massive gap companies are half-assedly filling for their customers. Customers always leave disappointed and beg for it.

Filling it will undercut corporate's fat margins so they don't want to address it. Some day the giants in this industry will be another sad case study like Blockbuster.

For one's social life, just like in entrepreneurship, value attracts value. Focus on being strong, fit and source of pleasure instead of misery. (Unscripted )

Let other guys go chasing everyone around like a horny wiener dog. (BRO-marketer) Others never put themselves out there and wonder why they find no one. (slowlaner) And don't forget the decadent "YOLO" crowd. (sidewalkers)

BTW, what are you studying in school? How's it move you further in tangible terms? What market gap does having the degree help fill? Hope this isn't offensive, but if it is, it's a sign of cognitive dissonance.
 
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TheProcess

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Haha you're welcome.

Don't dismiss getting a car too easily. A car can be very useful. You can use it to add leverage to you since you have a farther radius of potential.

Just don't be fancy when you're a young buck. People want fancy cars simply because they are positioned as something they can't have.

Working from home is nice. The only problem is it keeps you in your comfort zone. You'll never be aware of gaps to fill without going into the field. That's why you should get a sales job where you deal with the public.

It exponentially improved my confidence since it gave me an apprenticeship for applying things. The thousands of people I've met with... and hundreds I've closed... have opened so many doors.

Working there has also given the free opportunity to train the junior sales staff informally under me. This means I know how to scale any business. (and I can code web apps from my side hustle days)

The junior people have thanked me for simply showing them what thing to focus on each week. (instead of the company's cram it all down their throat and let them sink or swim and wonder why everyone quits approach.)

Most people there just get sufficiently good at their jobs. There is nothing stopping anyone from picking everyone from sales to logistic's brains. This will save you from having to reinvent the entire wheel.

This place also revealed a massive gap companies are half-assedly filling for their customers. Customers always leave disappointed and beg for it.

Filling it will undercut corporate's fat margins so they don't want to address it. Some day the giants in this industry will be another sad case study like Blockbuster.

For one's social life, just like in entrepreneurship, value attracts value. Focus on being strong, fit and source of pleasure instead of misery. (Unscripted )

Let other guys go chasing everyone around like a horny wiener dog. (BRO-marketer) Others never put themselves out there and wonder why they find no one. (slowlaner) And don't forget the decadent "YOLO" crowd. (sidewalkers)

BTW, what are you studying in school? How's it move you further in tangible terms? What market gap does having the degree help fill? Hope this isn't offensive, but if it is, it's a sign of cognitive dissonance.
I agree with sales. Last summer I did sales door to door for 4 months. I went to a lot of different cities too. Really fun job. met a lot of cool people. But the pay was horrible and the company never paid on time. Good experience though.

Congrats on the stuff you're doing bro!

I'm studying business at school. One of the top schools in my country. It opens doors in terms of networking and there a lot of opportunities around. Honestly, I was considering quitting school (just finished my first year). I decided against it for now. Not offensive at all.
 

A_Random_Guy

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Spend all of that money on getting e-certificates and attend workshops to develop high paying skills.
3 months later, you might be making 3k per week.
 

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(1) don't rush to spend the money. It's faking action. Lock it in for a month (or three) and write in big letters on a fridge that you won't touch it before that. Don't tell yourself that saving is the Slowlane, because spending it all asap is the Sidewalk :)

(2) in my opinion, pick ONE thing first. E.g. either a car, or clothing, or whatever, first. Research it thoroughly. Yep, act like a Slowlaner; it's okay in this situation. You don't have to follow TMF like a Gospel. Figure the car, the clothing, whatever will help you. (People buy treadmills thinking they will exercise, and then they don't.)
In my view. it's okay to buy clothing to improve your social life, but are you going out? If you aren't going out anyway, it doesn't matter. If that is your focus, go out, say, 10 times first, observe how people dress, then think what to buy. Then ideally find a friend who understands, what to buy, what fits your style. Otherwise you'll waste a lot of money while you figure out the fashion thing.
 
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D

DeletedUser0287

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I'm 19. Been working during the summer. I have saved up about 3 thousand dollars. However, I've very tempted to spend half of that on a shitty car, another 5 hundred dollars on some clothing (since I have absolutely no wardrobe), and the other thousand on other things I want (such as getting a photoshoot done for my social media, a video camera so that I can start documenting my journey...).
Basically my confidence is down. I don't have decent clothing, I don't have a car, I look like shit, I have a shitty romantic and social life.

At the same time, I'm looking at things in the long run. Perhaps it's best to just keep saving and to spend this money on business ideas to eventually make even more money. Maybe I should just say F*UCK YOU to my confidence for a few more years until I have solid passive income coming my way.

What do y'all think?

Buy an asset.

Something you can use to produce cash. The Camera would be a good idea. All businesses need to be media companies now.

Clothes, just get a few pieces that can be used for any occasion.

Cars suck the money out of yah.

Sell old stuff if you got any to produce more cash.
 
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A_Random_Guy

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that's a stretch. What kind of skill can you learn so quickly to go from 12k to 150k a year? And so cheaply?
Learning to code in Python, C++, C or Java. By no means do I mean he can make 150k a year very easily but he can easily make 3k from freelancing. I've heard closing a deal gives you 10% of the revenue. Perhaps learning to close could help as well.

(1) don't rush to spend the money. It's faking action. Lock it in for a month (or three) and write in big letters on a fridge that you won't touch it before that. Don't tell yourself that saving is the Slowlane, because spending it all asap is the Sidewalk
Instead of locking up your money, try to invest it in stocks or Mutual Deposit in a bank. Cash flows, cash grows. Keeping it locked up would leave you with the same 3000$ after 3 months.

(2) in my opinion, pick ONE thing first. E.g. either a car, or clothing, or whatever, first. Research it thoroughly. Yep, act like a Slowlaner; it's okay in this situation. You don't have to follow TMF like a Gospel. Figure the car, the clothing, whatever will help you. (People buy treadmills thinking they will exercise, and then they don't.)
In my view. it's okay to buy clothing to improve your social life, but are you going out? If you aren't going out anyway, it doesn't matter. If that is your focus, go out, say, 10 times first, observe how people dress, then think what to buy. Then ideally find a friend who understands, what to buy, what fits your style. Otherwise you'll waste a lot of money while you figure out the fashion thing.
That is very good advice. I ask the OP to read it twice. If you want to be a businessman/entrepreneur, dress like one. Wearing Gucci because it's cool is okay, but you might regret spending your money later. It is your money and you can do whatever you want, but try to make money from it if possible :)
 

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Lots of good advice above so I'd just like to second the recommendations to spend some money on clothes. Looking and feeling well groomed is a great confidence boost so I think it's good bang for the buck - most countries you can get some excellent clothes quite cheaply so I'd go for it. Best wishes to you, well done in saving the $3000! :smile2:
 

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A cheap and reliable car sounds helpful and is a tool to make your life more efficient. Don't see the need to wax 500 bucks on clothes though. I don't buy the whole dress to feel good thing, sounds like retail therapy to me. Mindless consumerism shit. Better to try and become more comfortable with yourself.

The photoshoot and tinder thing is just .. dumb.
 
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ChrisV

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photoshoot for tinder? come the F*ck on guys
 

Johnny boy

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You guys think money helps with girls?

Have you made any money? Are you killing it with the ladies now?

I used to live with my parents, had braces, and had no more than $500 in a bank account, and I got tons of girls by being in shape and being smooth.

I focused on my business and stopped going after girls and made money, moved in to a lake house, and guess what happened?

It didn’t help at all. Girls are attracted to fun attractive guys not money. I don’t give a crap if you say otherwise.

Go to the gym, look sharp, have a cool life and be a fun guy, you’ll get girls. The business is separate. Trust me, I’ve done it myself. Girls will actually think less of you if you think you can flex with your money and status.

It’s a mainstream lie and I’ve found that the people who believe it most don’t have any idea themselves they just get it from popular culture.
 

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