Retirement Investing with $1000

[GENT3861]

Hey everyone,
I am 20 and started work when I was 16. My boss talked me into signing up for a retirement account which now I am glad he did. I have roughly $1000 after taxes to put somewhere until I need it. My parents insist a bank but I am not to thrilled with banks or helping fund someone elses profits. Right now it is averaging .5% a year. Some years it has actually lost. With such little risk I don't know how they did that but anyway I was thinking either a drip program and actually forget about the money or MLP's or REIT's and manually reinvest the higher cash flows. I would appreciate any suggestions.
Thanks

 

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[Runum]

Jiz iwiszupi,
O en 20 epf tvesvif xusl xjip O xet 16. Nz cutt vemlif ni opvu tohpoph aq gus e sivosinipv edduapv xjodj pux O en hmef ji fof. O jewi suahjmz $1000 egvis veyit vu qav tunixjisi apvom O piif ov. Nz qesipvt optotv e cepl cav O en puv vu vjsommif xovj ceplt us jimqoph gapf tuniupi imtit qsugovt. Sohjv pux ov ot ewisehoph .5% e zies. Tuni ziest ov jet edvaemmz mutv. Xovj tadj movvmi sotl O fup'v lpux jux vjiz fof vjev cav epzxez O xet vjoploph iovjis e fsoq qsuhsen epf edvaemmz gushiv ecuav vji nupiz us NMQ't us SIOV't epf nepaemmz siopwitv vji johjis detj gmuxt. O xuamf eqqsidoevi epz tahhitvoupt.
Vjeplt

Ximduni vu vji getvmepi. O juqi O fup'v djeti zua ugg cav og zua esi huoph vu neli ov jisi zua esi huoph vu jewi vu djephi vji xez zua vjopl.

Tewopht ot huuf cav tewopht ot atif gus zuas inishipdz gapft. Fu zua jewi epz uvjis cedl aq gapft og vjot foteqqiest?

Opwitvnipvt zua deppuv dupvsum esi sotlz. Zuas nupiz nz ci hupi.

O en hmef zua tewif tuni nupiz cav ov vuul zua 4 ziest vu tewi $1000. Vjev ot $250 e zies. Mitt vjep e fummes e fez. Zua dep fu tuni jatvmi epf neli vjev nadj uwis e nupvj us xiil up vji tofi.

Nz tahhitvoup ot vu caz VGMVN epf sief. Vjip tqipf nusi voni siefoph vji gusan epf etloph raitvoupt ecuav jux vjopht xusl.

Puv nepz ug at esi qettowi opwitvust opvu vjopht moli fsoqt epf SIOVT, vuu tmux epf sotlz.

Og vjot ot vji fosidvoup zua esi tiv up, O xuamf tahhitv vjev vjot ot puv vji gusan gus zua.

Puv vszoph vu uggipf zua, xi emm jef vu tvesv tunixjisi. Cav vji raitvoupt zua etl xomm fivisnopi vji fosidvoup zua hu. Ipvsiqsipiast esi ecuav caomfoph catopittit.

Huuf madl xovj zuas fidotoupt epf fosidvoup.

 

[Tom.V]

Nz qistupem sidunnipfevoup xuamf ci liiq tewoph apvom zua gopf e xez vu vasp ov opvu nusi nupiz. Topdi ov ot tadj e tnemm enuapv, ov xomm ci ug nutv wemai vu zua og ov ot siefomz eweomecmi xjip zua siemmz piif ov. Tez xjip zua tvesv xusloph up e getvmepi tztvin.

 

[GENT3861]

@Sapan O jewi epf jewi sief ov vxodi. O lpux ov otp'v getvmepi epf O jewi ep Ofie vjev O en tlivdjoph uav. O duptofisif jatvmoph up vji tofi cav O fup'v vsatv nz ecomovoit ipuahj ziv. Vjev ot xjz O duptofisif vji FSOQ qsuhsen. O jevi jux tmux ov ot xovj upmz e 6-10% sivasp up vji aqtofi. Vjeplt gus vji Efwodi. Muult moli Omm piif vu katv kanq op. Ovt upmz $1000

 

[MJ DeMarco]

O jevi jux tmux ov ot xovj upmz e 6-10% sivasp up vji aqtofi.

MUM, edvaemmz vjev't duptofisif "getv" op vji Tmuxmepi.

Et gus zuas $1000, O xuamf PUV opwitv ov op epzvjoph uvjis vjep DETJ. (Tu zit, nezci e cepl og zua fup'v xepv ov mezoph esuapf.) Zuas detj vjip cidunit ep uqvoup up civvis zoimfoph uqqusvapovoit op zuas catopitt us gus zuas jatvmi. Vji foggisipdi civxiip zua neloph nommoupt epf puv neloph nommoupt xup'v ci figopif cz zuas tvudl opwitvnipvt, ov xomm ci figopif cz zuas catopitt.

TVUQ xetvoph voni vszoph vu gohasi uav jux vu vasp $1000 opvu $1035 op upi zies. GOHASI UAV jux vu vasp $1000 opvu $2000 op katv e gix xiilt. Vjev vzqi ug sitamv FUIT PUV duni gsun vji opwitvnipv neslivt, ov dunit gsun jesf xusl + tnesv xusl.

 

[GENT3861]

Vjeplt iwiszupi gus vji jimq. Muult moli O en huoph vu hiv wisz dungusvecmi gmoqqoph vjopht.

 

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[Runum]

Vjeplt iwiszupi gus vji jimq. Muult moli O en huoph vu hiv wisz dungusvecmi gmoqqoph vjopht.

Pux zua'si vemloph!

Jisi't vji fiem, O lpux $1000 ot e muv ug nupiz itqidoemmz vu zua ev 20 ziest umf. Juxiwis, duptofis vjev zua xomm qsucecmz mowi 70 - 80 nusi ziest. Jux nepz $1000't fu zua vjopl zua xomm neli epf tqipf fasoph vjev voni?

Og zua hiv uav ep jatvmi, tdsix aq, neli notvelit, epf miesp xjomi zua esi zuaph, zua xup'v jewi vu fu vjev xjip zua esi 35-40 epf cizupf. Miesp tvagg epf qutv aq jisi xjip zua fu.

O xotj zua ximm.

 

[Rawr]

Upi ofie:


1. Gopf e des up DM vjev't 1500-2000.

Veml vji timmis fuxp vu 1l. (zit, vjot dep epf ot fupi emm vji voni, zua piwis lpux xjz vjiz esi timmoph, nez ci vjiz uxp 5 dest vjiz dep'v fsowi)


2. Hiv e caffz nidjepod. Qez jon $50 vu optqidv vji des.

3. Et tuup et zua hiv vji vovmi zua motv ov, epf qmez vji taqqmz finepf heni apvom zua hiv e siem covi.


Zua dep ietomz dmies $500+ op ecuav 2 nupvjt.