Kak
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Yeah. For starters, get a better doctor. That's terrible.
Mine has an assistant to handle patient requests like this. You just leave her a message. Sometimes they don't get back to me until the next day, especially if I call after 2 and it isn't an emergency, but at least there's a mechanism.
Today, I started looking into the establishing my HELOC (home equity line of credit). I closed my last one after my divorce, and just hadn't gotten around to reopening it.
I expected a quick 20 minute phone call to start the process Nope. I am surprised how hard it is now. All the big banks here refuse to take an application.
The little credit union that gave me my last one won't lend in AZ now.
Another credit union I did a mortgage with now want $700 to establish one. PLUS the appraisal cost.
To put it in perspective, they didn't stop giving HELOCs when Lehman Bros and Wamu and Merrill Lynch went under.
Clearly the banks are expecting it big time. And Janet Yellen will be in treasury.
Brace. For. Impact.
Pay it back with the funny money!! Haha
I need more debt. What to buy... LOL
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