online credit card processing

[MillionBillion]

Whats up everybody. My bro and I have owned a smoke shop for a few years now and we just created a website (greenbacksmokeshop.com) after learning how to build websites. For now we can only sell through paypal and google checkout, but we want to install a credit card processing tool so our costumers can pay with their credit cards without having to sing up for paypal and what not. My question is what are some of the good online credit card processing tool that's out there. Does anybody use a tool like that for their business?

 

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[MJ DeMarco]

We use PayLeap.com
Authorize.Net also is pretty big.

 

[MillionBillion]

Thanks MJ. I also found couple of other ones.

Anybody use charge.com?

 

[sk24iam]

Take a look at stripe.com

They don't charge a monthly fee, and you don't needc a payment gateway or merchant account, or as much PCI compliance. Their goal is to make it easy to embed their API's into your site to take payments.

 

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[piotrkrzyzek]

I like authorize.net ... One of the biggest processors. Though I'd recommend talking to your local bank rep about merchant account setup.

Before I talked to my bank I was paying up the wazoo for useless fees and what not. And now I pay zero bank fees, only the merchant fees and 99.99% of my online transactions are in my bank account within 12 hours (used to post to my account 2-3 days).

I heard a lot of good things about stripe, can't say much about them since I never used them.

 

[lookingahead]

piotrkrzyzek: so you were using authorize.net but now all the transactions are though your merchant account?

 

[piotrkrzyzek]

Sorry for the delayed reply:

Authorize.net is the merchant processor/account. I have it setup that I'm connected through a global processor, who then routes to Auth.net which deposits the money within a few hours (actually, to be honest in the past month it's been down to near instant).

In other words: Auth.net IS the merchant account.

 

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