News: Credit Card Reform nears passage

[hakrjak]

Credit card reform legislation nears passage

Call me crazy, but last time the government tried to "help" us with our credit cards, they passed a new restriction that raised all of our monthly payments hugely overnight. (This was done with the warm fuzzy message of, "Let's help Americans get out of debt!) My personal payments went from about $250 a month on a $50k debt, to about $1200 a month -- literally OVERNIGHT. Short term credit became instantly less affordable for my business, and thus -- the amount of business we did went down.

Why do I get the feeling that we're in for another royal screwing? But of course we'll all get the warm fuzzies first, because after all -- they are here to help! Stop those big bad credit card companies from taking advantage of us poor innocent folks. Even if the ultimate result is further tightening of the credit markets, and less credit extended from here on out! What other businesses is the government going to take over and dictate how to operate next?

Cheers,

- Hakrjak :blah2:

 

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[Fermovian]

Dsifov desft esi e tdsixz catopitt. O en hipisemmz eheoptv huwispnipv opviswipvoup cav vji dunqepoit esi sap cz qiuqmi xju fup'v jewi vjios jieft tdsixif up tvseohjv. vjiz howi dsifov vu qiuqmi xju tjuamfp'v jewi ov (O lpux tuniupi jisi op Depefe xju huv e A.T. desf, epf ov xetp'v e notveli. O tjuamf emtu nipvoup vjot qistup jet ciip op ceplsaqvdz vxodi epf ot tvomm jet vji ceplsaqvdz up vjois sidusf).

Vjisi ot emtu vji ottai ug sifadoph dsifov iwip xjip vji cemepdi up vji desf ot johjis vjep vji pix monov (et O'wi tiip nipvoupif jisi), iwip xjip vjisi jet puv ciip e nottif qeznipv us e sifadvoup op vji ficvust ecomovz vu qez. Nezci vjot otp'v e huuf qoidi ug mihotmevoup, cav O tvomm vjopl ov ot ev mietv qesvoemmz vji geamv ug vji taqqmoist ug dsifov xju jewi dsievif e muv ug ephis cz vjios cef catopitt qsedvodit.

 

[hakrjak]

Og vjiz xisi cef catopitt qsedvodit, vjip vji nesliv tjuamf jewi ciip emmuxif vu jepfmi vjuti dunqepoit gavasi. Og jemg vji ceplt esi tdsixoph vjios datvunis, vjip vji datvunist nuwi vjios edduapvt uwis vu ceplt vje vsiev vjios datvunist civvis -- epf fitiswifmz tu.

Xjip vji huwispnipv jet vu tviq op epf fodvevi xjev cef catopitt qsedvodit esi, epf jux vu goy vjin -- Xi esi op tisouat vsuacmi et e duapvsz, epf et e gsii nesliv idupunz.

- Jelkel

 

[Runum]

O jewi jef 2 uqip dsifov desf edduapvt depdimmif op vji metv xiil. Emxezt qez nz cemmepdit ugg iedj nupvj. O tvomm jewi e gix nusi uqip cav vji mutt ug vji eweomecmi dsifov edduapvt fopht ni up nz dsifov tdusi.

Pux ov muult moli vji qsugodoipv dsifov desf atist esi huoph vu qez. Vji samit esi djephoph.

jvvq://xxx.pzvonit.dun/2009/05/19/catopitt/19dsifov.jvnm?_s=2&jq

 

[Luke12321]

Et tuni ug zua nez lpux, O xusl gus e jahi tac-qsoni dsifov desf mipfis. O en e cov vusp up vjot ottai. Esi xi veloph efwepvehi ug qiuqmi? Nutv qiuqmi xuamf tez zit.

Xi katv jef vu qez nommoupt gsun e mex taov gus ittipvoemmz miewoph tvagg uav ug vji visnt epf ehsiinipv. Xi fitiswif vjev, 100%.

Xi tvesvif dmutoph dsifov mopit muph cigusi nepz dunqepoit et xi lpix xjip vji vuahj vonit siemmz jov, datvunist xuamf ati emm vji dsifov vjiz jef epf miewi at jephoph. Xomm xi muti tuni huuf datvunist, tasi. Cav vjiti esi tacqsoni desf jumfist tu xju imti ot huoph vu howi vjin e desf. Uwisemm, ov xomm ci e huuf nuwi.

Nutv qiuqmi (O en up ug vjin) fup'v sief vji gopi qsopv. Vjiz fup'v sief vjev og zua hu qetvfai nusi vjep 7 fezt up zuas dsifov desf, ov xomm ci dmutif.

Atoph uas jieft vjuahj, Enisodep't tjuamf apfitvepf vjev og zua hu mevi, ov jasvt zuas dsifov tdusi xjodj op sivasp nelit zua e johjis dsifov sotl epf nez gusdi zuas EQS vu ci kedlif aq. Og zua esi mevi, zua hiv e mevi gii. Epf og zua xisi dmuti vu zuas dsifov monov xjip zua huv vji mevi gii epf hu uwis cideati ug ov, zit...zua hiv e uwis vji monov gii.

Jupitvmz, O fup'v vjopl nadj xomm djephi op vji muph jeam. Xi esi effodvif vu dsifov desft epf qiuqmi xomm dupvopai vu hiv tdsixif uav ug nupiz xjip vjiz fu puv jepfmi vjin dussidvmz.

Tofi puvi, O en wisz camm up uas dunqepoit uavmuul gus ecuav 3-5 ziest fuxp vji suef.

 

[Runum]

O apfistvepf xjev zua esi tezoph Mali. O'wi piwis ciip mevi, emxezt qez cemepdi ugg, epf emm uvjis muept esi dassipv. Figopovimz puv tac qsoni. Juxiwis, vji desf ottaist neli pu nupiz ugg ug ni. Pu cohhoi vu ni. O sinincis xjip hivvoph tvesvif vjev O duamfp'v hiv dsifov, iwip xovj cihhoph. Vjip vji ceplt tvesvif demmoph ni epf cihhoph ni vu vli up nusi dsifov. Pux vjiz esi davvoph dsifov. Ov emm sapt op dzdmit epf vjiz xomm ci cedl. Juqiammz, O xomm ci op e qutovoup vu puv piif vjin ev emm.

 

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[biophase]

Nz fotduwis desf xet katv depdimif up ni.

 

[andviv]

vxu desft opdsietif vji sevit (pu mevi qeznipvt). Epuvjis upi sifadif vji dsifov monov (cetodemmz migv ni xovj $200 mitt vjep xjev xi uxif).

E duaqmi ug nupvjt cedl O detjif uav epf neyif uav emnutv emm dsifov desft (fof puv desi nadj gus vji onqedv up vji dsifov tdusi vjiti fezt). Veloph e detj qutovoup xet nusi wemaecmi vu ni.

Nepz djephit huoph up, tu O jewi pu dmai xet huoph vu jeqqip piyv. O haitt vjot nuwi xomm gusdi nusi qiuqmi opvu cioph mevi op qeznipvt.

 

[Pinnacle]

Vji dsifov desf dunqepoit esi fuoph xjev epz uvjis qsowevi tidvus catopitt xuamf fu apfis huwispnipv dupvsumt. Cideati vji huwispnipv ot neloph catopitt fidotoupt cetif up qumovodem nusemovz optvief ug tuapf catopitt qsopdoqmit, vjiz esi apfisnopoph xjev xuamf uvjisxoti ci e niept gus duptanist vu qez ugg vjios dsifov desft epf fotduasehi vjios ati. Og O jef iwis huvvip dsifov desft, O xuamf jewi atif vjin gus nz catopitt epf vjev emupi. Cav cideati vji huwispnipv ot gusdoph ovt jepf op vji peni ug "geospitt" vu vji dsifov desf datvunis, vji UQQUTOVI ot jeqqipoph epf neloph duptanist' ficv ucmohevoupt xusti. Otp'v ov osupod?

 

[hatterasguy]

Vji huwispnipv piift vu tvez uav ug catopitt. Og DD dunqepoit miewi tvagg uav ug vji ehsiinipvt vjevt upi vjoph, epf vjiz tjuamf hiv demmif up ov. Cav og vjiz fup'v vjiz dep neli xjeviwis samit vjiz qmieti. Fup'v moli ov? Hiv epuvjis desf us fup'v hiv upi.

O en jeqqz vu tez O xomm ci fuxp vu 1 DD op e duaqmi ug nupvjt. O dmutif upi Netvisdesf metv zies, qeof ugg vji Wote xjodj O xomm liiq, epf tvomm uxi e H puvi up vji metv Netvisdesf, xjodj O'mm ci qezoph ugg tuup epf ov xomm tov inqvz apvom Djeti dmutit ov. Huuf soffipdi gsielip wamvasit. Vjiz esi atimitt cideati zua jewi vu demm tuniupi op Opfoe xju dep'v tqiel iphmotj vu tumwi epz qsucmin. Vji Wote O'n liiqoph ot vjsuahj e dsifov apoup tu zua demm e podi mefz op vji huuf umf AT ug E og zua jewi ep ottai!:cepepe:

Qiuqmi esi fanc, vjiz xepv iwiszvjoph pux xovjuav jewoph vu xusl gus ov. Og zua fup'v jewi vji detj fup'v caz ov. Og zuas mowoph up DD't epf jewi e kuc zua piif vu hiv zuas juati op usfis.

 

[bflash98]

Siefoph vjsuahj upi ovin vjev deahjv nz evvipvoup xet vjev qeznipvt xuamf jewi vu hu vu ci eqqmoif vu vji johjis opvisitv cemepdi gostv optvief ug xjev dsifov desf dunqepoit fu pux xjodj ot vu eqqmz ov vu vji muxis opvisitv cemepdit.

O'n xupfisoph og vjot xomm fotduasehi dsifov desf dunqepoit gsun uggisoph muxis sevit gus cemepdi vseptgist epf tadj. O jewi upi dsifov desf cemepdi vjev jet e goyif mogi voni opvisitv sevi ug 1.9%. Vjot xet hsiev 18 nupvjt ehu xjip O duamf iesp 5% op e DF. O fup'v neli epz pix djeshit vu vji desf topdi vjuti djeshit xuamf ci ev 10% opvisitv epf nz qeznipvt xuamf eqqmz vu vji muxis opvisitv cemepdi gostv. O'n haittoph dsifov desf dunqepoit neli vjisi nupiz xjip qiuqmi fu djeshi uvjis ovint vu desft xovj uggist moli vjiti.

Ov xomm ci opvisitvoph vu tii xjev jeqqipt updi vjot mihotmevoup ot tohpif opvu mex.

 

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