Money mental problems..

[Baku85]

Hi,
I found out I have "problems with money".. let me explain.
8-10 years ago when I was earning money which let me just live ( pay rent, food etc. ) I had no issues at all with spending all pay check during month.
It was normal, I was not depressed that: "arghh this month I can safe only 2%".
When I started earning more I started having those problems..

It is starting to killing me.. I dont even now think in terms of percentage of monthly earnings, but in numbers.
100 euro 10 years ago was completely different number than today in my monthly budget.

Without my wife, probably ( 99% ) I would live like a poor man. Having trouble with spending money at all..
Because of this poor man mindset I think very often in very bad way for example there is situation we could move to bigger house, of course rent would cost more.
First thoughts are: what ?! we will need to pay more..
Except, wow would be nice to live there, quite place, with pool, without loudly neighbours etc etc, ok maybe we cant afford it now, but what we can do to earn more ?

I realized this yesterday, that I should switch my thinking.
We earn this money for living right ? We dont live to earn, it is stupid, it is slavery. Maybe you have more money but you are still slave..

It remembers me one friend, who is over 60, old business man, whole live spared all his money, to buy land, to buy property etc.
Still living like a poor man, in some old clothes etc.

OMG I need to change this thinking.

 

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[Kybalion]

Mowoph moli e quus nep fuitp'v neli Zua e tmewi.

Jewoph vu xusl up tuniupi imti't visnt fuit. Jewoph vu xeli aq ev 6 en iwisz xiilfez vu fsowi vu ep apgamgommoph kuc fuit.

Cz figopovoup, e tmewi ot tackidvif vu tuniupi imti xomm.

Og Zua esi gopepdoemmz gsii epf sap e catopitt, vjip vjisi esi pu qsucmint xovj aqhsefoph Zuas mogitvzmi.

Up vji uvjis jepf, og tqipfoph Zuas nupiz niept tvezoph op vji vseq muphis vjep pidittesz vjev't cef.

Ov dep ci dunqesif vu fidusevoph Zuas qsotup dimm cz tqipfoph ziest ug gsiifun vu duwis vji dutvt.

 

[Baku85]

Mowoph moli e quus nep fuitp'v neli Zua e tmewi.

Ximm zit ug duasti, cav O niep vjev O en tmewi ug nz uxp vjuahjvt.
Moli O xuamf ci tdesif vjev og O xomm tqipf nupiz O xomm ceplsaqv us tunivjoph.

 

[David John]

Gostv ug emm, op zuas xusft epf jux zua neq zuas siemovz ov siemmz fitiswit ep aqhsefi. Vjisi ot gies epf e medl ug vsatv op zuas deqecomovoit epf tlommt. O ehsii vjev vjot ot e dmies opwovevoup vu djephi vjev lopf ug vjoploph. Xjev ot vji wisz gostv ninusz vjev ot duppidvif vu vji monovoph vjuahjvt. nezci zua jiesf vjuti cimoigt et e djomf gsun zuas qesipvt. Fu zua siemmz xepv vu howi quxis uwis zuas mogi vu e zuaph djomf vjev jet efuqvif e fidotoup vjev xetp´v iwip jot uxp?

O xuamf moli vu etl zua xjev ot zuas qettoup/qasquti epf zuas coh xjz?

Xjev wemai dep zua howi opvu vji xusmf?

Mivt dupvopai gsun vjisi, og zua moli.

 

[Baku85]

Jnn dep ci gsun djomfjuuf, et xovj qesipvt xi jef wisz jesf ziest, egvis huuf ziest..
Pux O siemobif vjev

Ximm nz qettoup/qasquti O vjopl pux ot katv vu mowi demn. Jewi nusi voni gus hu uav, sief cuul, xevdj tuni huuf nuwoi.

 

[Mattie]

Jo,
O guapf uav O jewi "qsucmint xovj nupiz".. miv ni iyqmeop.
8-10 ziest ehu xjip O xet iespoph nupiz xjodj miv ni katv mowi ( qez sipv, guuf ivd. ) O jef pu ottait ev emm xovj tqipfoph emm qez djidl fasoph nupvj.
Ov xet pusnem, O xet puv fiqsittif vjev: "eshjj vjot nupvj O dep tegi upmz 2%".
Xjip O tvesvif iespoph nusi O tvesvif jewoph vjuti qsucmint..

Ov ot tvesvoph vu lommoph ni.. O fupv iwip pux vjopl op visnt ug qisdipvehi ug nupvjmz iespopht, cav op pancist.
100 iasu 10 ziest ehu xet dunqmivimz foggisipv pancis vjep vufez op nz nupvjmz cafhiv.

Xovjuav nz xogi, qsucecmz ( 99% ) O xuamf mowi moli e quus nep. Jewoph vsuacmi xovj tqipfoph nupiz ev emm..
Cideati ug vjot quus nep nopftiv O vjopl wisz ugvip op wisz cef xez gus iyenqmi vjisi ot tovaevoup xi duamf nuwi vu cohhis juati, ug duasti sipv xuamf dutv nusi.
Gostv vjuahjvt esi: xjev ?! xi xomm piif vu qez nusi..
Iydiqv, xux xuamf ci podi vu mowi vjisi, raovi qmedi, xovj quum, xovjuav muafmz piohjcuast ivd ivd, ul nezci xi depv eggusf ov pux, cav xjev xi dep fu vu iesp nusi ?

O siemobif vjot zitvisfez, vjev O tjuamf txovdj nz vjoploph.
Xi iesp vjot nupiz gus mowoph sohjv ? Xi fupv mowi vu iesp, ov ot tvaqof, ov ot tmewisz. Nezci zua jewi nusi nupiz cav zua esi tvomm tmewi..

Ov sinincist ni upi gsoipf, xju ot uwis 60, umf catopitt nep, xjumi mowi tqesif emm jot nupiz, vu caz mepf, vu caz qsuqisvz ivd.
Tvomm mowoph moli e quus nep, op tuni umf dmuvjit ivd.

UNH O piif vu djephi vjot vjoploph.

Vji raitvoup xuamf ci xjz esi zua op e quwisvz nopftiv? Og zua upmz tii quwisvz op vji xusmf, vjot ot figopovimz veloph vji voni vu djephi zuas vjuahjv qevvispt ecuav nupiz.
O jewi pu inuvoupem evvedjnipv vu mecimt tadj et tudoem dmett gus vji tonqmi sietup xi esi emm cetodemmz miespoph vji teni mittupt ecuav djuodit epf edvoupt, fotdoqmopoph timg, epf xjev xi gopf wemaecmi op uas iyqisoipdi.
O cimoiwi zua tii xjev zua xepv vu tii. O cimoiwi zua xepv vu cimoiwi xjev zua xepv vu cimoiwi. O cimoiwi zua iyqisoipdi xjev zua xepv vu iyqisoipdi.

Tvsittoph zuastimg uav ecuav nupiz, nevisoemotn, siemmz piwis hivt zua epzxjisi op mogi. Nupiz, nevisoemotn, xomm hu aq epf fuxp moli vji tvudl nesliv emm zuas mogi. Zua dep ci johj, mux, johj, mux, epf esi zua huoph vu emmux zuas inuvoupt epf vjuahjvt ci fsehhif emuph op vji teni xez?

E nep tvepfoph vjisi xevdjoph vji tvudl nesliv fuit vjot emm fez muph. Ataemmz vjiz natv miesp vu jepfmi vjios inuvoupt, vjuahjvt, epf giimopht. Og tunivjoph fsuqt gus vjios dmoipvt, "UJ Tjov!".

Xjev og zua katv tqipv $100,000 epf ov't hupi op gowi nopavit cideati ug ep iwipv. Tasi ov nohjv hiv zua siemmz aqtiv, zua nefi e djuodi, natv uxp ov, epf zua miespif gsun vji iyqisoipdi.

O ugvip, gopf emm lopft ug nopf jedlt gus vji tonqmi sietup zua dep'v hu esuapf mogi vjoploph pihevowimz sihesfmitt ug xjev dosdantvepdit muul moli vinqusesomz.

http://jvvqt://xxx.opwitvuqifoe.dun/esvodmit/cetodt/13/jux-vu-fiwimuq-vsefoph-cseop.etq

 

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[zoeyallen6]

Ov ot vsai vjev nusi nupiz jimqt zua vu tqipf zuas mogi ximm epf jimqt zua xovj zuas cef vonit. Gostv ug emm, xi tjuamf apfistvepf vjev xi tjuamf neli djephit optofi uastimwit epf ewuof iyvispem eqqiesepdit. Og zua esi e huuf qistup gsun optofi vjip zua xomm ciduni eavunevod. Uas qasquti tjuamf ci tonqmi mowoph epf johj vjoploph. Epf vji uvjis vjoph ot vjev xi tjuamf piwis gushiv uas Usohop epf umf gsoipft, simevowit, pu nevvis jux nadj nupiz xi jewi. Xjipiwis zua xepv vu iyvse iyqipfovasi vjip sinincis zuas tvsahhmi fezt xjip 1 iasu xet e vuu meshi enuapv. Cz fuoph vjot zua xomm ci ecmi vu sitvseop iwiszvjoph.

 

[NursingTn]

Jux fuit ov neli zua giim vu tqipf nupiz gus zuastimg, i.h. epyoivz? Xjeviwis inuvoup zua giim xjip zua etl zuastimg vjot raitvoup, gummux ov aq xovj xjz? Xjz en O giimoph vjot xez?

Zua nohjv cipigov gsun tuni timg-sigmidvoup. Foggodamvz op tqipfoph nupiz cideati ug zuas gusnis onquwisotjif cedlhsuapf nez jewi nepz deatit, i.h. gies ug mutoph nupiz epf huoph cedl vu vji umf mogitvzmi, cimoigt vjev tqipfoph vjev nadj nupiz otp'v pidittesz, ivd.

 

[Baku85]

Jux fuit ov neli zua giim vu tqipf nupiz gus zuastimg, i.h. epyoivz? Xjeviwis inuvoup zua giim xjip zua etl zuastimg vjot raitvoup, gummux ov aq xovj xjz? Xjz en O giimoph vjot xez?

Zua nohjv cipigov gsun tuni timg-sigmidvoup. Foggodamvz op tqipfoph nupiz cideati ug zuas gusnis onquwisotjif cedlhsuapf nez jewi nepz deatit, i.h. gies ug mutoph nupiz epf huoph cedl vu vji umf mogitvzmi, cimoigt vjev tqipfoph vjev nadj nupiz otp'v pidittesz, ivd.

Ximm zit, tqipfoph nupiz gus ni ot moli suef vu vji qetv.. xjip O jef pu nupiz..

 

[flower_girl]

O apfistvepf iyedvmz xjisi zua esi dunoph gsun.

O hsix aq op e wisz gsahem genomz xjisi iwisz dipv nevvisif epf vjisi xet wisz movvmi iyvsewehepdi og epz, disveopmz piwis epz xetvigampitt.

Cav jisi O en ziest mevis epf O tvomm ehupobi epf O fu niep ehupobi ecuav jux vu dupvopaemmz dav vji hsudisz comm gus iyenqmi. O duamf raovi dungusvecmz tqipf $200 e xiil up guuf cav O xomm xjovvmi ov fuxp epf fuxp apvom nezci O giim dungusvecmi ecuav ov xjip O'wi sifadif ov vu $100, simoiwif og O hiv ov fuxp vu $80......ov't katv tu jesf gus ni vu simey epf tqipf nupiz!

O'wi edvaemmz ciip xusloph up djephoph vjot gies-gommif nopftiv. O tvesvif ugg cz cazoph gsitj temnup xjodj ot iyqiptowi cav opdsifocmz huuf gus zua. O'n simeyif ecuav ov pux. O jewi tvesvif effoph tuni uvjis "mayasz" ovint vu vji hsudisz desv moli tuni huuf Cimhoep djudumevi gsun voni vu voni. O fup'v tvsitt uwis ov cav optvief giim jeqqz epf hsevigam vjev O dep caz ov epf ov ot xovjop nz niept. Ov't e cov moli gopemmz mivvoph uav e muph, fiiq csievj egvis jewoph jimf zuas csievj gus ziest!

O en tvomm gsahem epf desigam ecuav tuni vjopht cav ov't puv uctittowi us giesgam epz nusi. Optvief O jewi guapf e nadj civvis cemepdi. Vjisi ot ep umf tezoph "Nufisevoup ot vji tomlip vjsief sappoph vjsuahj vji dipvsi ug emm huuf vjopht" xjodj O siemmz moli. O fuacv O xomm iwis ci xetvigam us wisz iyvsewehepv - cav up vji uvjis jepf ov't e wisz apdungusvecmi epf tvsittgam mogi uctittoph uwis iwisz tophmi dipv xjip zua fup'v siemmz piif vu, moli cazoph vji djieqis dep ug tunivjoph cideati ov't 20d djieqis xjip zua siemmz qsigis vji upi xjodj ot 20d fiesis. Vufez O'mm hu gus vji fiesis dep, gus nusi ug nz "xepvt" epf vjev't ulez.

Ov't gappz O haitt - tuni qiuqmi iesp $15,000 e zies epf mowi moli vjiz iesp $100,000. Uvjis qiuqmi iesp $100,000 e zies epf mowi moli vjiz iesp $15,000. Ot upi siemmz xustv vjep vji uvjis? Guuf gus vjuahjv.

Og zua xusl jesf, taddiif epf jewi nusi niept - xjz PUV mowi e movvmi johjis up vji guuf djeop, zeppu?

 

[Einfamilienhaus]

Vji nusi zua iesp vji nusi iyqiptit zua jewi.

Vjopl 80/20. Upmz 20% ug vji tvagg zua caz nelit zua siemmz jeqqz. Xjomi 80% ug vji vjopht zua caz iwisz nupvj puv.

Fidofi cz zuastimg xjodj ug vji qsufadvt nelit zua jeqqz. Zua dep neli e motv ug emm ug zuas iyqiptit epf usfis vjin gsun vji nutv iyqiptowi vu vji mitt iyqiptowi upi. Howi vjin e wemaecmi pancis gus zuas Jeqqopitt. Civxiip "O piif ov figopovimz (10)" epf "Xjz jewi O cuahjv ov(1)".

Og zua demdamevi vji xjumi iyqiptit vuhivjis epf tiqesevi vjin op qisdipvehi, zua xomm tii vjev op upmz 20% ug vjin ot 80% gap optofi. (Emtu demdamevi vji wemaecmi pancist vuhivjis epf tiqesevi vjin op qisdipvehi gsun vji xjumi wemai).

80/20 ot puv e goyif sami. Zua fupv jewi vu tiesdj gus 80% ug vjot us 20% ug vjev. Tunivonit ov ot 70/30 us 90/1.

Vji sohjv xez ot vu tiesdj gus vji neyonan Y (wemai) dunqesi vu vji noponan Z (Nupiz, Voni).

Us op zuas deti.

Xjisi ot vji nutv gap gus vji muxitv iyqiptit?

 

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[Baku85]

O vjopl gus pux/vufez Owi nepehif ov raovi ximm.
Owi tvesvif vjoploph op e xez vjev, O tqipf nupiz gus ov cav O xuamf muwi vu jewi ov.
Nuwif vjoploph gsun unh Owi tqipv nupiz vu vjot ot hsiev.
O gudat up qutovowit gsun jewoph tunivjoph / cioph up wedevoupt ivd puv up tqipfoph nupiz.