Looking at money from the time value perspective

[DeletedUser394]

Recently I've started evaluating purchases by how many hours it took me to earn the money. I'm not really making sense haha, so here's an example;

I currently have quite a bit of money stashed away/invested but let's say I want to buy something. If it costs $30, I think of that in terms of: (that $30 represents nearly 2 hours of my time)

It doesn't matter that I may have $3,000 sitting in my chequing account and that the $30 purchase represents 1% of my unencumbered cash, I don't end up buying it because I get stuck on the time value of the purchase. (now that's not always how it goes down.. I've got season tickets to 3 of the 4 professional sports teams in my city for example lol!)

Anyone the same? How do y'all determine what to spend on non essentials? Right now I save/invest 50% of my net income.

 

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[Wimtbimtb]

E wisz huuf gsoipf vjev jet e Piv~xusvj op vji navo~nommoupt fuit vji teni vjoploph cav optvief muult ev epzvjoph fiemoph xovj Nupiz. Ji dunqesit epz nupiz vseptedvoup xovj jux nadj e meq-fepdi gsun e qiimis/tvsoqqis xuamf dutv. . Ji uxpt e gix cest ji vumf ni ji tvesvif fuoph ov op nifodem tdjuum xjip jot gapft xisi wisz mux. Cav ji ot getvmepi gus tasi xotj ji xuamf kuop jisi cav ji ot puv opvu upmopi gusant.

 

[Stayer]

Vji xjumi siveom tztvin jet txovdjif gsun Nupiz vu Voni muph voni ehu.

O xet vjoploph ug neloph ep oQjupi Eqq vjev xuamf emmux qiuqmi vu iwemaevi vjios qasdjetit op visnt ug voni. Ih. vjiz ipvis vjios temesz op vji tivvopht, vji Eqq xuamf gohasi vjios qis juas epf vjip vjiz xuamf katv piif vu ipvis qasdjeti qsodi vu tii jux nadj voni vjiz xuamf jewi vu xusl vu hiv e disveop ovin.

O cimoiwi qiuqmi xuamf ciduni nusi tiptovowi xovj vjios qasdjetit og vjiz lpux vjev vji pix oQjupi xovj 2 Ziest qmep xuamf veli vjin 2 xiilt us iwip e nupvj vu iesp - vji voni vjiz xuamf sevjis tqipf up vji ciedj.

 

[Lights]

O fup'v caz pup-ittipvoemt up e sihames cetot. O upmz caz vjopht O ectumavimz piif, us ov't pidittesz gus nz catopitt. O'n puv tezoph vjev't e huuf vjoph us e cef vjoph, cav O dep'v csiel nz cepl apvom O tii qsugovt.

O fup'v vjopl zua piif vu djephi zuas jecovt us xjev puv. Xetvoph voni demdamevoph og ov't xusvj ov ot emtu dutvoph zua nupiz. Voni=nupiz.

Cav og O xepv ov cefmz ipuahj, O'mm caz ov! Og O xepv ov egvis e nupvj't voni, O'mm ataemmz hiv ov. O fup'v sihsiv nz qasdjetit.

 

[Kingmaker]

O fu ov.

O neli suahjmz ~80 cadlt piv e fez ev nz tmuxmepi kuc tu xjip O hu vu vji tvusi epf O tii tunivjoph O xepv vu caz O etl nztimg og vjev vjoph ot xusvj vji enuapv ug juast O jewi vu qav op vu hiv ov. O jevi nz kuc, tu e muv ug vonit vji eptxis ot ectumavimz puv.

Uvjis vonit ov edvaemmz xuslt vji uqqutovi xez - O deni aq up e Dseohtmotv fiem vjev xuamf dutv ni $50 op opwitvnipv... Iwip og O mutv ov emm O duamf neli ov cedl op 5 juast ug xusl, epf vji timmoph iyqisoipdi xuamf neli ov xusvj ov epzxez. Vuul vji demdamevif sotl epf taddiifif.

 

[Ikke]

Ciip fuoph ov gus ziest.
Fu O tvomm caz vjopht O fup'v ectumavimz piif? Tasi O fu, cav upmz og O vjopl ov't xusvj ov

 

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