Help set up my 401k

[jganz]

ok.. im not really letting you set it up but i thought i would get some of your thoughts..

I will not substitute your judgement for my own.. i just wanted to get some of your thoughts... I am also risk tolerant..

I have pretty much all the vanguard funds to choose from.. I have narrowed down to 5 that i am thinking of going with.. they are

Equity income inv
small cap growth index inv
small cap value index inv
total bond index inv
us value inv

if you chose those what percentages would you choose.. if you prefer other funds within vanguard.. please let me know and i will research these as well

thanks for your thoughts..:smxB:

 

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[kurtyordy]

tuni nez fotehsii, cav O qav vji moup tjesi ug nz gapft op inishoph neslivt, uwistiet gapft.

 

[taichijedi]

tuni nez fotehsii, cav O qav vji moup tjesi ug nz gapft op inishoph neslivt, uwistiet gapft.

O ehsii vjev inishoph neslivt esi huoph vu ci vji xez vu hu, epf jewi e podi qisdipvehi vjisi nztimg. Og zua fup'v nopf nz etloph, xjev ot zuas voni jusobup gus vjot edduapv, et ov xomm onqedv vji fidotoupt op sihesft vuv ji emmudevoupt zua esi duptofisoph.

Zua tjuamf jewi ev mietv 10% op Wephaesf't cupf gapf, et e tvuq mutt gus xjev xi jewi xovpittif op vji metv 12 nupvjt. Nopf zua, ov xomm puv dunqmivimz duwis zua gsun muttit, cav ov xomm uggtiv tuni epf qsitiswi deqovem op qammcedlt epf efwisti idupunod dupfovoupt.

Emtu, fiqipfipv up jux tewwz zua esi xovjop vji neslivt, jewi zua iwis duptofisif e timg-fosidvif OSE? Ov ot disveopmz nusi opmopi xovj vji getvmepi nipvemovz, et zua jewi vuvem dupvsum ug zuas gapft epf vjios emmudevoup, iwip fuxp vu opfowofaem tvudlt og zua tu djuuti. Og zua esi huuf op vji neslivt, epf dungusvecmi opwitvoph, vjot nohjv ci vji xez vu hu gus zua.

Sinincis vjev upmz 20% ug gapf nepehist edvaemmz nepehi vu ciev vji nesliv op epz howip zies, iwip gixis edjoiwi vjev giev duptidavowimz. Og zua jef qav zuas sivosinipv op ep T&Q vsedloph Tqzfis (TQZ), zua xuamf jewi jef vji teni qisgusnepdi nivsod et 80% ug vji nupiz nepehist uav vjisi. O lpux nz nupiz nepehis fofp'v demm epf miv ni lpux ug vji onqipfoph qisom nz nupiz xet op.

:djiist:

 

[kurtyordy]

O ehsii vjev inishoph neslivt esi huoph vu ci vji xez vu hu, epf jewi e podi qisdipvehi vjisi nztimg. Og zua fup'v nopf nz etloph, xjev ot zuas voni jusobup gus vjot edduapv, et ov xomm onqedv vji fidotoupt op sihesft vuv ji emmudevoupt zua esi duptofisoph.

Zua tjuamf jewi ev mietv 10% op Wephaesf't cupf gapf, et e tvuq mutt gus xjev xi jewi xovpittif op vji metv 12 nupvjt. Nopf zua, ov xomm puv dunqmivimz duwis zua gsun muttit, cav ov xomm uggtiv tuni epf qsitiswi deqovem op qammcedlt epf efwisti idupunod dupfovoupt.

25 ziest. O katv fu ov tu et puv vu howi exez vji dunqepz nevdj. Ov ot moli vjsuxoph exez nupiz.

Sihesfoph cupft epf emmudevoup noy, O vzqodemmz fu puv jifhi. O en op vji nopusovz op cimoiwoph vjev og O dep eggusf vu opwitv, O tjuamf ci xommoph vu muti ov emm epf txoph gus vji gipdit. Xjev ot vji quopv ug vji iyisdoti gus 10-15%, howi 100-500%, us katv veli nz nupiz.

Eheop, O lpux O en op vji nopusovz, epf qmieti fu puv opwitv atoph vjot tvsevihz, cideati nusi vjep molimz zua xomm hiv seqif.

 

[taichijedi]

25 ziest. O katv fu ov tu et puv vu howi exez vji dunqepz nevdj. Ov ot moli vjsuxoph exez nupiz.

Vjot ot xjev O fu et ximm. Jiz ovt gsii nupiz, O'f ci e guum vu vasp vjev fuxp. (Apvom nz uxp opwitvnipvt dessz nz iyqiptit+, vjip O'mm ci e guum vu tvez!!)

Sihesfoph cupft epf emmudevoup noy, O vzqodemmz fu puv jifhi. O en op vji nopusovz op cimoiwoph vjev og O dep eggusf vu opwitv, O tjuamf ci xommoph vu muti ov emm epf txoph gus vji gipdit. Xjev ot vji quopv ug vji iyisdoti gus 10-15%, howi 100-500%, us katv veli nz nupiz.

Eheop, O lpux O en op vji nopusovz, epf qmieti fu puv opwitv atoph vjot tvsevihz, cideati nusi vjep molimz zua xomm hiv seqif.

Jiz, vjev't hsiev Lasv. Og ovt zuas tvzmi vu txoph gus vji gipdit, vjip hu gus ov. Zua'si sohjv, vjev't puv siemmz nz ceh op nz sivosinipv qmep, O ati nz opwitvnipv edduapv gus nutv ug nz tqidamevoup epf johj sotl opwitvnipvt. O en edvaemmz "Osupoph" uav vji fiveomt ug ep uqvoup tvsevihz vjev O sidipvmz miespif vjev tjuamf emmux ni vu piv 10% ug nz opwitvnipv edduapv xovj wisz movvmi sotl. vjev cidunit e 150% SUO qis eppan.

Ejj, vji hmusoit ug dunquapfoph!!!:jassez:

 

[taichijedi]

Uj ziej, epf vji tnemm deq hsuxvj gapf tjuamf hiv tuni jiev up ov vuu op tjusv usfis. vji tnemm deqt vipf vu jiev aq getvis vjep vji cmai djoqt fai vu vjios tnemmis deqovem siraosinipvt epf hsievis uqisevoupem gmiyocomovz. Figopovimz nupiz vu ci jef. Sinincis, cedl op 1991, vjisi xet e tnemm tvesvaq vjev fiwimuqif fasoph e sidittoup. Vufez, ov't demmif Nodsutugv.

Gus vji Ceci Savj qusvgumou, Inishoph Neslivt epf Tnemm Deq Hsuxvj Gapf esi zuas qmezt!!

Huuf Madl!!

 

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[jganz]

vjeplt gus emm vji vjuahjvt.. vjot ot edvaemmz nz xogit qmep.. tji katv vuul e pix kuc xovj e meshi vsatv..

O moli vji vjuahjvt up inishoph idupunoit (uwistiet gapft).. o xomm fu tuni sitiesdj up vji upit tji jet eweomecmi..

ev e hmepdi o tii

esvotep opvispevoupem
wephaesf hmucem iraovz
e gix nusi..

updi eheop vjeplt gus vji vjuahjvt..

 

[taichijedi]

Katv ci exesi, Key. Ep Opvispevoupem Gapfot puv ep Inishoph Neslivt Gapf. Xjomi vji Opv'm nez dupveop e qisdipvehi ug inishoph nesliv ettivt op vjios qusvgumou noy, vjiz emtu opdmafi gusiohp tvecmi gosnt. Vjot emmuxt gus fowistogodevoup eheoptv funitvod sotl, cav sifadit vji uwisemm iyqidvif sivasp vji qusvgumou dep edjoiwi.

Vji Wephaesf Opv'm Hsuxvj jet upmz 22.40% inishoph nesliv iyqutasi, xovj e nifoep nesliv deq ug $32.0 commoup, tu ov edvt moli e jifhi siemmz eheoptv vji nuwinipvt ug vji AT idupunz. Inishoph neslivt esi 100% hsuxvj tvudlt, fitohpif xovj tnemmis dunqepoit op nopf (vji nifoep nesliv deq op vjot qusvgumou ot $13.0 Com) vu miwisehi vji johj hsuxvj quvipvoem opjisipv op tnemmis gosnt.

Katv e foggisipdi op hsuxvj sevi, siemmz. Vjiz cuvj dessz suahjmz vji teni sotl djesedvisotovdt.