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BREAKING NEWS: The Mexican Fisherman has filed for bankruptcy.

wyattnorton

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Beware of romanticized parables that convince you to adopt a dangerous financial strategy devoid of any reality in today's world.

One such story is the "Mexican Fisherman" parable I scrutinized in Unscripted over 5 years ago. Today, this parable is being enthusiastically circulated around the web as some modern "lifestyle doctrine" you should adopt without question or critique.

However, for most people, this parable has become a risky and convenient excuse for sloth and poor financial planning.

If you haven't heard the "Mexican Fisherman" parable, it goes like this:

A businessman stood at the pier of a small coastal Mexican village when a small boat with just one fisherman docked. Inside the small boat were several large yellow-fin tuna. The American complimented the Mexican on the quality of his fish.

"How long did it take to catch them?" the businessman asked.

"Only a bit," the Mexican replied.

"Why don't you stay out longer and catch more fish?" the businessman then asked.

"I have enough to support my family's immediate needs," the Mexican said.

"But," the businessman asked, "what do you do with the rest of your time?"

The "Mexican Fisherman" said, "I sleep late, play with my children, take a siesta with my wife, take evening strolls to the village, where I sip wine and play guitar with my amigos. I have a full and busy life, señor."

The businessman scoffed, "I have a Harvard MBA, and I could help you. You should spend more time fishing, and with the proceeds, you buy a bigger boat, and with the proceeds from the bigger boat, you could buy several boats. Eventually, you would have a fleet of fishing boats. Instead of selling your catch to a middleman, you could sell directly to the consumers, eventually opening your own cannery. You would need to work a bit longer and harder in the big city, but you would control everything."

The "Mexican Fisherman" asked, "But señor, how long will this all take?"

To which the businessman replied, "Five to ten years."

"But what then, señor?"

The businessman laughed and said, "Well, that's the best part. When the time is right, you would sell your company and become very rich; you would make millions."

"Millions, señor? Then what?"

The businessman said slowly, "Then you would retire, move to a small coastal fishing village, where you would sleep late, play with your kids, take a siesta with your wife, take evenings strolls to the village, where you could sip wine and play guitar with your amigos…"


Sounds pretty cool, eh? This story emphasizes noble things such as friends, family, and free time. It is no surprise why it is such a viral trope.

The problem is, this story lacks any connection to real life.

It is entirely idealistic to the point of being dangerous. Such idealism might work in when you're 23 years old, but as you get older, this type of strategy is the same as thinking your first winning hour at the casino will continue for the next 8 hours.

Here's the rest of the story you didn't hear:

Soon after the businessman left, things changed. The government, desperate for tax dollars, levied a series of boating, gaming, and license fees: To continue fishing, the Mexican must pay $400 for a fishing license, a $200 environmental fee, a $350 game endorsement, and $1,800 in mooring fees. If he doesn't pay ASAP, the Mexican will be barred from fishing.

Unfortunately, after paying all the fees, the Mexican has little money left to insure and license his boat. Unable to legally operate in his favorite coastal town, the "Mexican Fisherman" drives three hours south to another town, where the quality of the fish is poor. The long drive takes its toll on the Mexican's car, where it ultimately breaks down. To fix his car, he needs $300 for a water pump and $600 for a radiator. This is after he pays $400 to get his car towed back to his village.

But this story is about to get worse.

Instead of making the money to fix things that needed fixing, the fisherman's home is in a constant state of disrepair, from the eroding concrete pilings to the rotting roof, the Mexican is in town fiddling away at his guitar. A hurricane strikes his tiny village and demolishes his home, leaving him and his family homeless.

For the next month, his family is stuck living in squalid government tents, and as a result, the Mexican fails to pay the mooring fees for his boat. The "Mexican Fisherman" who spent most of his days in unpreparedness and merriment—strumming around with his friends, sipping wine—now has no money or options to escape his plight. Tired of his sloth and inability to provide the basics to his family, his wife divorces him.

The fisherman now sings a much different tune with his amigos, one of anger, bitterness, and regret.



Which one of these stories sounds more realistic? In both stories, the fisherman has the same goal: freedom with his friends and family. That's honorable.

Unfortunately, when money is removed from a real-world existence, idealism becomes a nightmare—a repeated reality in every civilized country worldwide: bills, fees, taxes, divorces, unexpected tragedy, life overhead, and money problems.

The problem wasn't the fisherman's goal—freedom; the problem was he was lazy and disrespected money's role. He didn't save, prepare, or produce in excess of consumption.

Don't let anyone convince you that money isn't important.

Money can buy security, options, and freedom—all of which will likely make you happy.

Luckily for him and his "moved" to America and were given free shit on the US citizen's tax dollar.

Great right?!
 
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Isaac Odongo

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Again, part of the lore in this "it's cool to be broke and live paycheck to paycheck!" is this binary logic that you can't be spiritual if you have a lot of money. Rich people are not spiritual, or cannot be. The two cannot co-exist. This is full-blown baloney, a mental gymnastic to persuade people to lower expectations and standards. All of which lower carbon footprints, increase state dependence, and remove threats to the system.

I'm vegan largely because of my spirituality and love for other living creatures. I can't walk through the damn meat department at a grocery story without feeling overwhelming angst and anxiety, followed by empathy for those fearful creatures who had to die so they could sit on the clearance rack at Safeway. But according to the mediocrity gang, you can't be both spiritual and wealthy. The Bible even promotes such nonsense.

You're either a rich a**hole going to hell, or a spiritual monk who owns nothing.

Don't fall for the lies.
This is serious.

I am an avid student of the bible. It doesn’t promote the lie that money takes people to hell(the grave by the way).

There are rich men and women in the bible who are shown to be spiritual. Noah, Abraham, Job, Isaac, Joseph, Lydia, Joseph of Arimathea, Nicodemus etc. The bible even says money is a protection.

It is similar to lots of pretenders claiming the bible condemns alcohol when it is actually not the case. Jesus turns water to wine. He consumes wine with his friends. Paul advises Timothy to drink wine for his stomach problems. Somewhere it says wine makes a man’s heart glad. But it does condemn alcoholism, and we largely agree alcoholism is dangerous.

With regard to money, many preachers have misunderstood the message of the bible or deliberately decided to twist for their own objectives. Printing and distribution of copies of the bible needs a lot of money.

The bible does not fault money, it faults people who interact with money poorly.
 

Isaac Odongo

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This is serious.

I am an avid student of the bible. It doesn’t promote the lie that money takes people to hell(the grave by the way).

There are rich men and women in the bible who are shown to be spiritual. Noah, Abraham, Job, Isaac, Joseph, Lydia, Joseph of Arimathea, Nicodemus etc. The bible even says money is a protection.

It is similar to lots of pretenders claiming the bible condemns alcohol when it is actually not the case. Jesus turns water to wine. He consumes wine with his friends. Paul advises Timothy to drink wine for his stomach problems. Somewhere it says wine makes a man’s heart glad. But it does condemn alcoholism, and we largely agree alcoholism is dangerous.

With regard to money, many preachers have misunderstood the message of the bible or deliberately decided to twist for their own objectives. Printing and distribution of copies of the bible needs a lot of money.

The bible does not fault money, it faults people who interact with money poorly.
This highly circulated dogma that poverty is prerequisite for spirituality is a misunderstanding of the bible. I have spiritual friends who have dignified lives with money. And the are poor people who are horrible.

This belief is even seen in the way its proponents bring it in bible texts during translation. They make certain alterations to make look as though the bible were saying wealth is sin.

The Bible encourages hardwork and skillfulness. The Bible states that those with wealth make a good contribution to service of God. The temple of Solomon needed many millions of dollars to build. The apostles got support of wealthy people in their ministry and they never condemned those wealthy people.
 

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Who is to say that other spiritual people, who choose a life of meditation, has no purpose?
No, that was not my point.

Meditation is great. If you know how to do it, it will supercharge your brain and make you feel awesome.
I personally haven't started yet, but it's on my todo list.

What I am saying is that there are a lot of people that start following certain spiritual practices or ideologies in order to justify their personal failures in life. They do that and then they call themselves "spiritual" and "enlightened". And they suddenly start believing that they are standing on the moral high ground.

For example, people that fail at their financial goals and then call themselves "spiritual", because "money is useless" and they need no ego and no material possessions. Those people are a bunch of delusional liars.

Like in the story I posted earlier:


An actual example of someone that is genuinely non-materialistic, would be someone that has managed to make a lot of money, and yet he shows up to work in his pajamas. Because he simply doesn't care.

Or someone that chooses to work even if he doesn't need to, and does it just because he finds the work meaningful.

That's a genuine, meaningful life.
 
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Bohemi

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What I am saying is that there are a lot of people that start following certain spiritual practices or ideologies in order to justify their personal failures in life. They do that and then they call themselves "spiritual" and "enlightened". And they suddenly start believing that they are standing on the moral high ground.
Ahhh that makes mores sense to me - I call it spiritual egos and they are as bad as anyone else who has claimed they have found the holy grail. Talks down to anyone who doesn’t agree with their worldview; judging and pointing fingers. I find that a lot of those tend to join network marketing, but hey that might be me and my own biases talking ;)
 

Robdavis

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There's a point that keeps getting alluded to in this thread, but I can't find it explicitly stated.

It is that people earning high incomes, comes from them being very useful to other people. We usually talk in terms of the medium of exchange, because that is familiar to us, but I think in this case it is easier to focus on the helping.

So, if you help other people then the world will help you.

If you help other people a lot, the world will help you a lot and this should give you the opportunity to be happy or very happy.

Where modern spirituality goes wrong, IMO, is that it can encourage people to find happiness at their current stage of life, but they can mistake this for a sole focus on self.
This leads to them not helping other people and so the world not helping them. This can, as MJ has mentioned, appear as "financial problems" eg. being unable to find a landlord or bank unwilling to tolerate your non-payment of rent or mortgage.

I think that it is fine to be happy or grateful or calm or relaxed about your current circumstances but you don't want to become contented or comfortable. These latter states will encourage you to help other people less.

I believe that you should start in a good place and make yourself useful, this will, as MJ points out, reward you with freedom amongst other things.

TL;DR Andy Black was right all along....
 

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Depends on how exactly we define spirituality.

Throughout history there have been a lot of groups of very spiritual people that were fierce warriors (Vikings, Samurai etc.). I would argue that their spiritual believes made them even more violent, because they either did not fear death or they were actively trying to die in battle (again, due to their spiritual beliefs).

I think that the vast majority of (not all) modern people who choose the path of "spirituality" are just a bunch of people that have given up on life and their dreams, so they would rather meditate as the world around them collapses.

True spirituality means living a life of purpose.
You want to be the best scientist, or the best athlete, or the best entrepreneur, or you want to help people in need etc.

But it has to be a way of life that you choose for its own sake, because you actually believe in the cause. And not use it as a means of escapism to hide away from your problems.

Otherwise your "spiritual" way of life is on the same level of virtue as an alcoholic that drinks his life away to distract himself from the crushing reality.
I appreciate your take on this thanks for sharing brother!

I think you’re right, but in the modern world “spirituality” is so corrupt that for the most part it means laziness and a retreat from the world.

Nowadays I can’t bring myself to meditate or do “spiritual” things because I’m much more drawn to action and challenging tasks, whether physical or mental. I’d rather lift weights for 20min than meditate for a corresponding amount of time…
 
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Akita

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I agree with MJ. At first when I heard this parable, I thought it was insightful and clever. Which for a guy who hates his life trying to build a fishing empire just so that one day he can take his afternoon nap, it might be a useful parable. But if someone is using it as an excuse to not prepare for the worst, it's a horrible mis-use of a parable, and being prepared financially can lead to one feeling less stressed and more prepared. And most importantly, knowing one can take care of oneself. To go a bit deeper though, where some might disagree, I think happiness is ultimately a choice in the present, just like changing your lifestyle is a choice, but it will be hard, and take work. This is a philosophy of teleology as apposed to etiology. Happiness or sadness is a tool used to move towards a goal. Fore example, "I will be sad of my circumstances or myself so that I don't have to change." VS "I will be happy, so that I can change my circumstances." This is a view that believes people have 'agency' and 'free will.' If you're not convinced, think of an angry mother yelling at their child, the phone rings and they pick it up with a completely neutral or even sweet tone of voice. As soon as the phone hangs up, she goes back to yelling again and feeling angry. Emotions, along with many things in life, is a tool used to complete an objective.
 

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Just my tuppence worth, as we say in Yorkshire.
personally struggling financially after suffering a stroke, and losing my driving licence and job as a result.
Then my investments crashed after the WhuFlu & Putin's war.
I've gained a new clarity and focus, am committed to getting that house I've always dreamed of, with land to care for animals, & enrich other lives by sharing the painful lessons I learned about the 40-40-40 scam then help people avoid the rut I was in for so long.
worked on my dreams for long enough but family and friends don't understand we want (deserve) something better & look at us as 'Weirdoes' for daring to dream.
rise up fellow FastLaners, follow your vision, and inspire others
 

eliquid

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But according to the mediocrity gang, you can't be both spiritual and wealthy. The Bible even promotes such nonsense.

You're either a rich a**hole going to hell, or a spiritual monk who owns nothing.

Don't fall for the lies.

I think it would only be fair for some clarification on this part.

It's not the act of being wealthy that would exclude someone from being able to enter into heaven, as in the example of the camel entering into the eye of the needle in the gospels. If someone is on their deathbed and hours before they died, they inherited millions of dollars... that in itself would not prevent them from entering heaven alone.

Besides the "camel through the eye of the needle" story in the gospels, we have a similar example in Acts with Ananias and his wife, Sapphira who were struck down.

One might think in both documentations, having money was the reason.

However, the Bible goes into depth about lying and having idols other than God himself.

It's not the fact you died and had more than $1 in your savings account when you died ( or whatever rich is defined as ), it's about having an idol before God, or another sin in its place, such as lying ( in the case of Ananias and Sapphira which could be rooted in having an idol before God, so they lied ).

There is also some that say this reference to the camel/needle, is to the gate in Jerulsuem where camels had to unload their baggage to actually get into Jerulsuem because the gate was so small. In this case, as well as the above other cases, a correction has to be made before one is allowed to pass.

Don't focus on the dollar, focus on what's behind it.. if it is sin or not.

I only add to this for clarity, so others aren't confused or stumble.

Being poor is not a requirement of entering heaven. The amount of dollars in your checking account is not what allows you to enter heaven.

"you will know them by their fruit" - Is found all throughout the Bible, mostly in Matthew. But lots more of this saying is sprinkled throughout and reworded in the Bible. I am not going to expand on this saying here in this thread, but it has almost everything you need to know about this money topic in those 7 words.
 
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Beware of romanticized parables that convince you to adopt a dangerous financial strategy devoid of any reality in today's world.

One such story is the "Mexican Fisherman" parable I scrutinized in Unscripted over 5 years ago. Today, this parable is being enthusiastically circulated around the web as some modern "lifestyle doctrine" you should adopt without question or critique.

However, for most people, this parable has become a risky and convenient excuse for sloth and poor financial planning.

If you haven't heard the "Mexican Fisherman" parable, it goes like this:

A businessman stood at the pier of a small coastal Mexican village when a small boat with just one fisherman docked. Inside the small boat were several large yellow-fin tuna. The American complimented the Mexican on the quality of his fish.

"How long did it take to catch them?" the businessman asked.

"Only a bit," the Mexican replied.

"Why don't you stay out longer and catch more fish?" the businessman then asked.

"I have enough to support my family's immediate needs," the Mexican said.

"But," the businessman asked, "what do you do with the rest of your time?"

The "Mexican Fisherman" said, "I sleep late, play with my children, take a siesta with my wife, take evening strolls to the village, where I sip wine and play guitar with my amigos. I have a full and busy life, señor."

The businessman scoffed, "I have a Harvard MBA, and I could help you. You should spend more time fishing, and with the proceeds, you buy a bigger boat, and with the proceeds from the bigger boat, you could buy several boats. Eventually, you would have a fleet of fishing boats. Instead of selling your catch to a middleman, you could sell directly to the consumers, eventually opening your own cannery. You would need to work a bit longer and harder in the big city, but you would control everything."

The "Mexican Fisherman" asked, "But señor, how long will this all take?"

To which the businessman replied, "Five to ten years."

"But what then, señor?"

The businessman laughed and said, "Well, that's the best part. When the time is right, you would sell your company and become very rich; you would make millions."

"Millions, señor? Then what?"

The businessman said slowly, "Then you would retire, move to a small coastal fishing village, where you would sleep late, play with your kids, take a siesta with your wife, take evenings strolls to the village, where you could sip wine and play guitar with your amigos…"


Sounds pretty cool, eh? This story emphasizes noble things such as friends, family, and free time. It is no surprise why it is such a viral trope.

The problem is, this story lacks any connection to real life.

It is entirely idealistic to the point of being dangerous. Such idealism might work in when you're 23 years old, but as you get older, this type of strategy is the same as thinking your first winning hour at the casino will continue for the next 8 hours.

Here's the rest of the story you didn't hear:

Soon after the businessman left, things changed. The government, desperate for tax dollars, levied a series of boating, gaming, and license fees: To continue fishing, the Mexican must pay $400 for a fishing license, a $200 environmental fee, a $350 game endorsement, and $1,800 in mooring fees. If he doesn't pay ASAP, the Mexican will be barred from fishing.

Unfortunately, after paying all the fees, the Mexican has little money left to insure and license his boat. Unable to legally operate in his favorite coastal town, the "Mexican Fisherman" drives three hours south to another town, where the quality of the fish is poor. The long drive takes its toll on the Mexican's car, where it ultimately breaks down. To fix his car, he needs $300 for a water pump and $600 for a radiator. This is after he pays $400 to get his car towed back to his village.

But this story is about to get worse.

Instead of making the money to fix things that needed fixing, the fisherman's home is in a constant state of disrepair, from the eroding concrete pilings to the rotting roof, the Mexican is in town fiddling away at his guitar. A hurricane strikes his tiny village and demolishes his home, leaving him and his family homeless.

For the next month, his family is stuck living in squalid government tents, and as a result, the Mexican fails to pay the mooring fees for his boat. The "Mexican Fisherman" who spent most of his days in unpreparedness and merriment—strumming around with his friends, sipping wine—now has no money or options to escape his plight. Tired of his sloth and inability to provide the basics to his family, his wife divorces him.

The fisherman now sings a much different tune with his amigos, one of anger, bitterness, and regret.



Which one of these stories sounds more realistic? In both stories, the fisherman has the same goal: freedom with his friends and family. That's honorable.

Unfortunately, when money is removed from a real-world existence, idealism becomes a nightmare—a repeated reality in every civilized country worldwide: bills, fees, taxes, divorces, unexpected tragedy, life overhead, and money problems.

The problem wasn't the fisherman's goal—freedom; the problem was he was lazy and disrespected money's role. He didn't save, prepare, or produce in excess of consumption.

Don't let anyone convince you that money isn't important.

Money can buy security, options, and freedom—all of which will likely make you happy.
Thank you so much for sharing this.
 

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The place where you draw the line, when you say enough work is enough, might depend on which protectors you trust. You may or may not trust your particular government to keep you safe, or you might expect them to be likely to make your life harder. I could also describe these protectors as gangs, landowners, monarchs, or something similar, someone who owns a large territory and decides what happens inside the territory. Sooner or later, you decide that you have a reasonable amount of protection against the possible things that you think are likely to go wrong, but because you don't have infinite time and energy, you still have to stop and rest sometime. Depending on how terrible and dangerous life is there, you may work longer or shorter times before you feel that you're prepared enough. There are infinite levels of preparedness that you theoretically could think about. Some intergalactic confederation watches over Planet Earth and keeps us protected, like a nature reserve, but if you don't trust them to protect you enough, then you might have to invest some portion of your energy into long-term protections against advanced alien races who have technology millions of years beyond ours. At some point in time, you have to go to sleep at night, knowing that you don't have the power to protect against everything.
 
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Beware of romanticized parables that convince you to adopt a dangerous financial strategy devoid of any reality in today's world.

One such story is the "Mexican Fisherman" parable I scrutinized in Unscripted over 5 years ago. Today, this parable is being enthusiastically circulated around the web as some modern "lifestyle doctrine" you should adopt without question or critique.

However, for most people, this parable has become a risky and convenient excuse for sloth and poor financial planning.

If you haven't heard the "Mexican Fisherman" parable, it goes like this:

A businessman stood at the pier of a small coastal Mexican village when a small boat with just one fisherman docked. Inside the small boat were several large yellow-fin tuna. The American complimented the Mexican on the quality of his fish.

"How long did it take to catch them?" the businessman asked.

"Only a bit," the Mexican replied.

"Why don't you stay out longer and catch more fish?" the businessman then asked.

"I have enough to support my family's immediate needs," the Mexican said.

"But," the businessman asked, "what do you do with the rest of your time?"

The "Mexican Fisherman" said, "I sleep late, play with my children, take a siesta with my wife, take evening strolls to the village, where I sip wine and play guitar with my amigos. I have a full and busy life, señor."

The businessman scoffed, "I have a Harvard MBA, and I could help you. You should spend more time fishing, and with the proceeds, you buy a bigger boat, and with the proceeds from the bigger boat, you could buy several boats. Eventually, you would have a fleet of fishing boats. Instead of selling your catch to a middleman, you could sell directly to the consumers, eventually opening your own cannery. You would need to work a bit longer and harder in the big city, but you would control everything."

The "Mexican Fisherman" asked, "But señor, how long will this all take?"

To which the businessman replied, "Five to ten years."

"But what then, señor?"

The businessman laughed and said, "Well, that's the best part. When the time is right, you would sell your company and become very rich; you would make millions."

"Millions, señor? Then what?"

The businessman said slowly, "Then you would retire, move to a small coastal fishing village, where you would sleep late, play with your kids, take a siesta with your wife, take evenings strolls to the village, where you could sip wine and play guitar with your amigos…"


Sounds pretty cool, eh? This story emphasizes noble things such as friends, family, and free time. It is no surprise why it is such a viral trope.

The problem is, this story lacks any connection to real life.

It is entirely idealistic to the point of being dangerous. Such idealism might work in when you're 23 years old, but as you get older, this type of strategy is the same as thinking your first winning hour at the casino will continue for the next 8 hours.

Here's the rest of the story you didn't hear:

Soon after the businessman left, things changed. The government, desperate for tax dollars, levied a series of boating, gaming, and license fees: To continue fishing, the Mexican must pay $400 for a fishing license, a $200 environmental fee, a $350 game endorsement, and $1,800 in mooring fees. If he doesn't pay ASAP, the Mexican will be barred from fishing.

Unfortunately, after paying all the fees, the Mexican has little money left to insure and license his boat. Unable to legally operate in his favorite coastal town, the "Mexican Fisherman" drives three hours south to another town, where the quality of the fish is poor. The long drive takes its toll on the Mexican's car, where it ultimately breaks down. To fix his car, he needs $300 for a water pump and $600 for a radiator. This is after he pays $400 to get his car towed back to his village.

But this story is about to get worse.

Instead of making the money to fix things that needed fixing, the fisherman's home is in a constant state of disrepair, from the eroding concrete pilings to the rotting roof, the Mexican is in town fiddling away at his guitar. A hurricane strikes his tiny village and demolishes his home, leaving him and his family homeless.

For the next month, his family is stuck living in squalid government tents, and as a result, the Mexican fails to pay the mooring fees for his boat. The "Mexican Fisherman" who spent most of his days in unpreparedness and merriment—strumming around with his friends, sipping wine—now has no money or options to escape his plight. Tired of his sloth and inability to provide the basics to his family, his wife divorces him.

The fisherman now sings a much different tune with his amigos, one of anger, bitterness, and regret.



Which one of these stories sounds more realistic? In both stories, the fisherman has the same goal: freedom with his friends and family. That's honorable.

Unfortunately, when money is removed from a real-world existence, idealism becomes a nightmare—a repeated reality in every civilized country worldwide: bills, fees, taxes, divorces, unexpected tragedy, life overhead, and money problems.

The problem wasn't the fisherman's goal—freedom; the problem was he was lazy and disrespected money's role. He didn't save, prepare, or produce in excess of consumption.

Don't let anyone convince you that money isn't important.

Money can buy security, options, and freedom—all of which will likely make you happy.
I very well remember reading this in Unscripted . Been saying this for years, the more I say it the more people think I'm weird, hurts the most when those closest to me say it.
Just another reason why I love this forum.
 

SSTrey

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I don't understand why some people love to believe in the false dichotomy of money vs happiness, as if they were somehow mutually exclusive.

If you know how to live a good life and be happy, money will make things even better.
MY philosophy --> If money doesn't buy happiness, you just aren't making enough:)
Also, people miss the critical word from "money doesn't buy you happiness" --> It should be "money CAN buy you happiness"
 

heavy_industry

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MY philosophy --> If money doesn't buy happiness, you just aren't making enough:)
If money doesn't make you happy, you don't know what to buy with it.

Money doesn't automatically solve all your problems. And in fact can actually cause you more problems, if you don't know how to use it properly.

Plenty of lottery winners end up homeless drug addicts, in just a few short years after receiving the check.

Wisdom and discipline of mental faculties are key to leading a happy life, and knowing how to use your resources in a productive manner.
 
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