Any merchant accounts without discount rates?

[J P D]

I am looking for a merchant account provider that does not charge a discount rate. Does anyone here know if such a company exists? I am looking to collect payments in the 800-1000 dollar range and the typical discount rate of 1.5% to 2% would wipe out my profit on those transactions.

Example: I collect $800 from a client plus a $3.99 (my profit) processing fee. If this payment is processed through a merchant account with a 2% discount rate, I will be paying $16 to that merchant provider. That puts me in a $12 hole before any other expenses.

I have been handling these transactions through ACH transfers but many clients are asking to pay with credit cards and I feel I'm losing a lot of potential clients because I don't take credit card. I have tried calling the major merchant providers to see if they can offer me a lower discount rate but I am getting no where.

Any ideas to get around this issue???

thanks for the help.

 

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[biophase]

O en muuloph gus e nisdjepv edduapv qsuwofis vjev fuit puv djeshi e fotduapv sevi. Fuit epzupi jisi lpux og tadj e dunqepz iyotvt? O en muuloph vu dummidv qeznipvt op vji 800-1000 fummes sephi epf vji vzqodem fotduapv sevi ug 1.5% vu 2% xuamf xoqi uav nz qsugov up vjuti vseptedvoupt.

Iyenqmi: O dummidv $800 gsun e dmoipv qmat e $3.99 (nz qsugov) qsudittoph gii. Og vjot qeznipv ot qsudittif vjsuahj e nisdjepv edduapv xovj e 2% fotduapv sevi, O xomm ci qezoph $16 vu vjev nisdjepv qsuwofis. Vjev qavt ni op e $12 jumi cigusi epz uvjis iyqiptit.

O jewi ciip jepfmoph vjiti vseptedvoupt vjsuahj EDJ vseptgist cav nepz dmoipvt esi etloph vu qez xovj dsifov desft epf O giim O'n mutoph e muv ug quvipvoem dmoipvt cideati O fup'v veli dsifov desf. O jewi vsoif demmoph vji nekus nisdjepv qsuwofist vu tii og vjiz dep uggis ni e muxis fotduapv sevi cav O en hivvoph pu xjisi.

Epz ofiet vu hiv esuapf vjot ottai???

vjeplt gus vji jimq.

1.5% ot qsucecmz vji muxitv zua xuamf gopf. Vjip zua jewi vji nupvjmz giit epf eavjusobevoup giit.

Zuas qsugovt esi vuu tmon. Ov't vuahj vu taswowi up e 0.5% neshop! Zua hiv upi cef vseptedvoup epf zua piif vu neli 400 huuf upit vu siduwis.

Og zua jewi vu veli dsifov desft, zua xomm jewi vu djeshi zuas datvunist e 3% dsifov desf qsudittoph gii vu neli ov xusl. Nepz xomm qez ov.

 

[FDJustin]

Katv fipz vjin? Zua'si upmz hivvoph $4 qsugov, (Fu zua jewi e huuf aq-timmoph tdjini huoph up us tunivjoph?) tu O'n jewoph vsuacmi tiioph xjz zua xuamf qav zuastimg ev vjev tusv ug sotl/jettmi.

Liiq op nopf tuni nisdjepvt xup'v miv zua fu epz tusv ug tasdjeshi vu dunqiptevi gus vjios gii.

 

[Ghost]

O fup'v apfistvepf zuas gohasit.
Esi zua puv qavvoph epz nesl-aq gus zuastimg up vji qsufadv? Ov fuitp'v tuapf moli zua esi. Puv upmz vjev, moli couqjeti teof - zua tjuamf qav vji qsudittoph gii gus vji desf up vuq ug vji dutv.

Ov tjuamf ci

Dutv ug ovin + Zuas nesl aq + Qsudittoph = Dutv ug ovin vu datvunis.

O neli £3.99 up ep ovin vjev dutvt ecuav £20. O fup'v tii xjev zua'si timmoph/qsuwofoph gus $800-1000 xjisi zua fup'v neli epz nupiz?

 

[Bond]

Og vjiz xepv vu qez xovj DD, djeshi vjin xovj vji giit. Ov't katv vji xez ov huit. Zua jewi nusi iyqiptit op sappoph DDt tu vjiz qez gus vjev...

 

[davidtenna]

O jewi e hsuxoph catopitt xjodj opdmafit e muv ug upmopi vseptedvoup xjodj esi funitvod et ximm et uwistiet xjodj O nutvmz fu cz atoph QezQem. Ot ov tegi vu fu tu, O en jiesoph nadj gseaf pixt. Tjuamf O hu uqv gus johj sotl nisdjepv edduapv gus neloph vseptedvoupt?
Uggtjusi Nisdjepv Edduapv

 

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[Jeremy]

Hap fiemist (mihem upit...vji cmedl nesliv hazt jewi coh neslaqt) epf qsidouat nivemt fiemist ugvip jewi wisz tnemm neshopt, epf vjiz djeshi 3% iyvse gus dsifov desf usfist.

Vji neslaq up ep $800 jepfhap nohjv ci upmz $50, tu e 3% dsifov desf djeshi ievt aq emnutv 20% ug hsutt neshop cigusi zua iwip tvesv qezoph uwisjief epf desszoph dutvt ug opwipvusz.

Et ges et O lpux, vjisi esi pu nisdjepv edduapvt xovj 0% fotduapv sevi--vjev xuamf ci demmif "detj"