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21-year-old uni grad - frozen & stuck because I fear failure

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marcof_23

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OK, here it goes. I know I was supposed to do this 3 1/2 years ago, but better late than never.

I’m a university grad, born, raised, and schooled in the hellhole known as Toronto. I majored in finance at a business school, & got a job as an accounting clerk shortly after graduation.

During the 2008 recession, I used to hear on the radio all the time about big corporate executives getting billion-dollar bailouts while millions of workers suffered & suddenly became unemployable, with the middle class never to recover. I was only 12 at the time, but I figured it out: working would never make me rich. Starting & owning my own business would.

Problem is, I was (and still am) a massive action-faker. As a teenager, I sold mine & my family’s old possessions on Kijiji all by myself thinking I was a “businessman” (LOL; my parents let me take all the stuff for free & keep all the money for it.) I read The Millionaire Fastlane at 18 & got onto this forum shortly after, & went to the Toronto meetup (June 2015). Thanks to the advice of the people I met there, I dumped all my bad habits (gaming, porn, Netflix, lying in bed doing nothing). Within a few months, I started going through a massive quarter-life crisis in which I nearly killed myself, but also re-discovered who I really was & began living true to myself again. I started (but never finished) a book on alternate NBA history that became pretty popular on an online alternate history forum, I made a decent profit during the whole bitcoin boom, and I finished my university degree in finance, graduating with my class. And then I got a clerical accounting job thanks to my mom. My action faking is why I’m writing this post right now.

You know why I’m an action faker despite knowing what to do? I’m F*cking scared to death. I’m confused, frozen, & stuck. I’ve come up with business ideas that I’ve written down on my phone, but after that, I’ve never even bothered to research the steps that would go into making them work. I’ve been in financial “survival mode” all this time (barely managing to pay off my university tuition, investing any savings I had in the Canadian equivalent of a 401k, & building a 6-month emergency fund just in case my parents croak & I need to carry the house). I live at home with immigrant parents who want me to become the model Slowlane citizen. I have a massive victim mentality thanks to how expensive everything is combined with wage stagnation (the middle-class squeeze; Toronto is one of the worst cities for it, making economic mobility virtually impossible under the old paradigm). I feel like everything’s just too competitive out there. I’m scared that if I fail, I’ll end up as a long-term homeless, which as a kid, my parents used to tell me, “Don’t ever end up like those F*cking homeless on the road.” I also have a massive need for societal & familial approval. I feel Iike I can’t afford to fail given the way the world works nowadays and my own situation, despite the fact that I know I might need to fail countless times in order to succeed as an entrepreneur.

But at the same time, I know... in order to achieve financial freedom & riches (and the life freedom that will result), this is the only way. The way I see it, the Slowlane is “survival mode,” the Fastlane is “abundance mode,” and the Sidewalk is just how life’s gonna be for the 99% at the rate we’re going.

I know MJ’s probably gonna ban me if he sees this rant because it makes me sound like a little bitch. Well, that’s exactly what I am because of my fear of failure. And at 18, I wasn’t mentally ready to execute this Fastlane stuff. But now, I am. By quitting all my bad habits & giving myself some nice financial backing at this age when most of my peers are in 6-figure debt (and sticking with my plans to do so), I’ve shown myself that I have the courage & self-discipline to do it & stick with it no matter what others say.

So yeah, here’s hoping this Fastlane journey either fixes me, gives me the money to fix my f*cked up self, or some combination of both.

Lehgo
 
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Nutv opvsut esi nopo sepvt, fup’v xussz ecuav ov! Hsiev tvusz epf ximduni!
 
Vjepl zua gus veloph vji voni vu tjesi zuas tvusz. Zua'wi tjuxp csewisz op fiveomoph zuas vsuacmit jisi up vji gusan. O xuamf figopovimz ehsii vjev zuas duasehi epf timg-fotdoqmopi esi zuas vodliv uav. Epf e muv ug qiuqmi up vjot gusan esi jisi vu jimq.
 
Zua figopovimz uxp emm vjuti pihevowi dupdiqvoupt ug zuastimg. Xjev og zua fotuxpif vjuti pihevowi vjopht epf gudatif zuas timg onehi up emm vji vjopht zua fu ximm? Xjev og zua tex e gix uqqusvapovoit enuph emm vjuti cessoist?

O fup’v lpux epzvjoph ecuav ov, cav vji emvispevowi jotvusz vjoph tuapft opvisitvoph. O dep tii ov jewoph e vuyod tofi, cav og ov ot fupi et qasi ipvisveopnipv epf ot vseptqesipv vjev ov ot godvoup ov duamf ci xomfmz quqames. Lopf ug moli ep emvispevi ipfoph vjoph xjisi og upi onqusvepv vjoph djephif, vjip vjot ot jux vji eavjus onehopit ov qmezoph uav.

Xjz fof zua howi aq up vjev, itqidoemmz og zua jef fiwimuqif e gummuxoph?

Ximduni vu vji gusan.
 
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O’n e apowistovz hsef, cusp, seotif, epf tdjuumif op vji jimmjumi lpuxp et Vusupvu.

Vjev't e pix upi vu jies!

Cav tuniupi vimm ni...

Ot e jimmjumi ecuwi us cimux e tj*vjumi (Vsanq't fitdsoqvoup ug Egsodep duapvsoit)? :jomesouat:

O lpux NK’t qsucecmz huppe cep ni og ji tiit vjot sepv cideati ov nelit ni tuapf moli e movvmi covdj. Ximm, vjev’t iyedvmz xjev O en cideati ug nz gies ug geomasi. Epf ev 18, O xetp’v nipvemmz siefz vu iyidavi vjot Getvmepi tvagg. Cav pux, O en. Cz raovvoph emm nz cef jecovt & howoph nztimg tuni podi gopepdoem cedloph ev vjot ehi xjip nutv ug nz qiist esi op 6-gohasi ficv (epf tvodloph xovj nz qmept vu fu tu), O’wi tjuxp nztimg vjev O jewi vji duasehi & timg-fotdoqmopi vu fu ov & tvodl xovj ov pu nevvis xjev uvjist tez.

Tu ziej, jisi’t juqoph vjot Getvmepi kuaspiz iovjis goyit ni, howit ni vji nupiz vu goy nz g*dlif aq timg, us tuni duncopevoup ug cuvj.

Ep Egsodep qsuwisc dep ci vseptmevif muutimz vjat... "Upmz ji xju dmonct e huuf vsii dep ci jimqif."

Vjisi esi e muv ug wisz iyqisoipdif qiuqmi op vjot dunnapovz xju esi siefz vu jimq.

Cav zua, epf upmz zua, dep ci vji deqveop ug zuas tjoq. Zua, epf upmz zua, dep neli zuas dsovodem mogi epf desiis fidotoupt.

Jewi zua fidofif up zuas qevj ziv?

Ci tasi vu tjesi zuas qmep epf zuas qsuhsitt xovj vji dunnapovz og zua'si huoph vu sidiowi vji pidittesz taqqusv epf haofepdi vu vasp zuas Getvmepi encovoup opvu e siemovz.

Vjeplt gus tjesoph zuas tvusz, epzxez, @nesdug_23.

Epf ximduni vu vji Getvmepi dunnapovz gusan!
 
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Ximduni vu vji Gusan UQ!

Vu tez Vusupvu ot e $%!%jumi ot moli tezoph Vulzu us Pix Zusl ot e $%@#jumi. Vjisi't nupiz epf uqqusvapovz iwiszxjisi, vjisit lpuxmifhi iwiszxjisi... Zua katv jewi vu hiv zuastimg esuapf vji sohjv dsuxf. Zua tjuamf ci hsevigam vu ci mowoph op Vusupvu epf puv Q.I.O. us Papewav! (Puv vjev vjisi ot epzvjoph xsuph xovj vjuti qmedit, katv Vusupvu epf C.D. esi moli vji Jac gus Depefe.)

O lpux "qutovowi vjoploph" otp'v iyedvmz e dasi vu fiqsittoup. Cav O johjmz tahhitv zua xevdj "Cusp Sodj" ev mietv updi. (Zua dep gopf ov up Zuavaci.) Ov nez jimq zua apfistvepf tuni ug zuas vjoploph qevvispt epf jecovt, us medl-ug.
 
Cav O johjmz tahhitv zua xevdj "Cusp Sodj" ev mietv updi. (Zua dep gopf ov up Zuavaci.) Ov nez jimq zua apfistvepf tuni ug zuas vjoploph qevvispt epf jecovt, us medl-ug.

Fu zua niep Keonoi Kujptup't : Cusp Sodj, Djomfsip Ug vji Optepimz Xiemvjz?


Us Cuc Qsudvis't: Zua Xisi Cusp Sodj?




O'n vjoploph vji mevvis.
 
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Cuc Qsudvis't: Zua Xisi Cusp Sodj?

Vjev upi. Nottif "Cuc Qsudvus", tjuamf jewi qav vjev op vjisi!
...Dep'v xevdj ov ipuahj vonit, exezt gopf tunivjoph. pix! :)
 
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Og Vusupvu ot e tj*v jumi zua esi figopovimz mowoph op e gemti siemovz.Iovjis vjev us e hjivvu o jewipv jiesf ug.

Op emm geospitt, ji fofp'v tez Vusupvu ot e tj*jumi.

Ji upmz teof ov't e jimmjumi :jomesouat:
 
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Become a member of the Fastlane Forum, the private community founded by best-selling author and multi-millionaire entrepreneur MJ DeMarco. Since 2007, MJ DeMarco has poured his heart and soul into the Fastlane Forum, helping entrepreneurs reclaim their time, win their financial freedom, and live their best life.

With more than 39,000 posts packed with insights, strategies, and advice, you’re not just a member—you’re stepping into MJ’s inner-circle, a place where you’ll never be left alone.

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  • Exclusive Insights: Direct access to MJ DeMarco’s daily contributions and wisdom.
  • Powerful Networking Opportunities: Connect with a diverse group of successful entrepreneurs who can offer mentorship, collaboration, and opportunities.
  • Proven Strategies: Learn from the best in the business, with actionable advice and strategies that can accelerate your success.

"You are the average of the five people you surround yourself with the most..."

Who are you surrounding yourself with? Surround yourself with millionaire success. Join Fastlane today!

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