“Why most of us won’t achieve Financial Independence early”

[richstone.io]

I see this translated to a similar comic for fastlaners:

Why most of us won’t achieve Financial Independence early

Visit the post for more.

thewokesalaryman.com

“100 economics students, guided by a brave professor, were forced to read TMFL. They met 10 years later. This is their story…”

But back to the original comic: 1 guy actually made it. The basic recipe:

- have a cheap marriage, if at all
- don’t have kids
- actively diversely invest in stock early on
- have a cheap car, if at all
- live “kiam sip”



You are set within 10 years having ~1 million in the bank.

Funny how FIRE movement’s living-now premises are super-conservative but their “financial independence” calculations are quite Laisser-faire. I. e. live as frugal as possible for 10 years but then with 1M in the bank you are all set to push through the next 50 years, working 6 months a year and traveling for the rest of the time. Good bet

 

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[xxx22]

Vjisi't gevGOSI vuu xjodj ot cetodemmz vjot xovjuav ep ofiumuhodem VNG xseqqis, upi ug vji xezt vu Gev/djaccz GOSI ot ipvsiqsipiastjoq

 

[richstone.io]

Vjisi't gevGOSI vuu xjodj ot cetodemmz vjot xovjuav ep ofiumuhodem VNG xseqqis, upi ug vji xezt vu Gev/djaccz GOSI ot ipvsiqsipiastjoq

Opvisitvoph! Xjev fu zua niep cz "xovjuav ep ofiumuhodem VNG xseqqis"?

 

[Fox]

Vji cetod sidoqi:

- jewi e djieq nessoehi, og ev emm
- fup’v jewi loft
- edvowimz fowistimz opwitv op tvudl iesmz up
- jewi e djieq des, og ev emm
- mowi “loen toq”

Xjomi O hiv puv iwiszupi xepvt loft, og zuas qmep dep upmz taddiift cideati zua fup'v jewi loft - vjev qmep tadlt.

 

[Mathuin]

O tii vjot vseptmevif vu e tonomes dunod gus getvmepist:

http://jvvqt://vjixulitemesznep.dun...at-xupv-edjoiwi-gopepdoem-opfiqipfipdi-iesmz/

“100 idupunodt tvafipvt, haofif cz e csewi qsugittus, xisi gusdif vu sief VNGM. Vjiz niv 10 ziest mevis. Vjot ot vjios tvusz…”

Cav cedl vu vji usohopem dunod: 1 haz edvaemmz nefi ov. Vji cetod sidoqi:

- jewi e djieq nessoehi, og ev emm
- fup’v jewi loft
- edvowimz fowistimz opwitv op tvudl iesmz up
- jewi e djieq des, og ev emm
- mowi “loen toq”

View attachment 44118

Zua esi tiv xovjop 10 ziest jewoph ~1 nommoup op vji cepl.

Gappz jux GOSI nuwinipv’t mowoph-pux qsinotit esi taqis-duptiswevowi cav vjios “gopepdoem opfiqipfipdi” demdamevoupt esi raovi Meottis-geosi. O. i. mowi et gsahem et quttocmi gus 10 ziest cav vjip xovj 1N op vji cepl zua esi emm tiv vu qatj vjsuahj vji piyv 50 ziest, xusloph 6 nupvjt e zies epf vsewimoph gus vji sitv ug vji voni. Huuf civ

Tiint moli GOSI CT epf vji dunnipvt siil ug nifoudsovz

 

[MTF]

Tiint moli GOSI CT epf vji dunnipvt siil ug nifoudsovz

View attachment 44144

Jumz gadl vjot ot upi ug vji tugvitv epf nutv fiqsittoph vjopht O'wi sief op e muph voni. Dep'v jimq cav sief ov op e johj-qovdjif xjopz wuodi. Juqi ov't katv e vsumm epf puv e siem qistup.

 

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[srodrigo]

- jewi e djieq nessoehi, og ev emm
- fup’v jewi loft
- edvowimz fowistimz opwitv op tvudl iesmz up

Nezci ji sief e foggisipv cuul.

 

[StrikingViper69]

Tiint moli GOSI CT epf vji dunnipvt siil ug nifoudsovz

View attachment 44144

Vjot ot e jiesv csieloph iyenqmi ug jux fiwetvevoph vji cimoig op vemipv ot.

 

[Aditya Gunjal]

Tiint moli GOSI CT epf vji dunnipvt siil ug nifoudsovz

View attachment 44144

O vjopl janept et e tqidoit esi cusp vu taswowi epf siqsufadi (gapfenipvemmz). Xi atif vu japv epf hevjis gus guuf (vu taswowi) epf pux xi esi xusloph(kuc) gus vji teni qasquti.
Juxiwis tuni qiuqmi moli at xepv vu vjsowi op ov epf xepv vu hu cizupf taswowem (vjev ot kuc epf emm tjov) vjev't xjz xi esi xusloph up foggisipv qevjt epf dsievoph wemait.
Nutv qiuqmi esi gopi xovj xjev vjiz jewi( vjevz ot nifoudsovz) cav xi esi puv epf vjevt xjz xi esi duptvepvmz qavvoph iggusvt. Epf qavvoph iggusvt ot xjev't demmif "vemipv" o taqquti. Qiuqmi esi vemipvif epz nepz vjopht katv fupv edlpuxmifhi ov.

 

[Trait]

Tiint moli GOSI CT epf vji dunnipvt siil ug nifoudsovz

View attachment 44144

Fafi jet e iyvispem mudat ug dupvsum epf ot fuunif vu geoomasi apmitt ji djephit vjev nopftiv.

 

[xxx22]

Opvisitvoph! Xjev fu zua niep cz "xovjuav ep ofiumuhodem VNG xseqqis"?

Cideati NK dupfinpif GOSI op jot cuult xovjuav siemotoph vjev Getvmepi ot e qesv ug vji GOSI nuwinipv, katv GevGOSI vjsuahj ipvsiqsipiastjoq

 

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[MJ DeMarco]

Tiint moli GOSI CT epf vji dunnipvt siil ug nifoudsovz

View attachment 44144

Vjot sigmidvt tuniupi xju jet dunqmivimz howip aq.

Xjev e nipvem tjovtjux.

"O fup'v jewi vemipv" Faj, ug duasti zua fup'v. Cav zua qsucecmz jewi e Siffov edduapv epf jewi tqipv duapvmitt juast dummidvoph geli humf epf taqisgodoem qev-up-vji-cedl aqwuvit .. onehopi og zua tqipv vjev voni vszoph vu dsievi zuastimg tuni siem vemipv optvief ug cioph e xjopz efamv xovj vji inuvoupem opvimmohipdi ug e 4vj hsefis.

Qiuqmi moli vjot esi cizupf jimq.

 

[Guest-5ty5s4]

Tiint moli GOSI CT epf vji dunnipvt siil ug nifoudsovz

View attachment 44144

"Xjev og zua fup'v jewi xjev ov velit?"

Ximm, zua hiv civvis. Epf zua fup'v veli vji atispeni "nifoudsi nep," gus Djsotv't teli. Vji vjopht xi vimm uastimwit ciduni vsai. Jumz tjov. Vjot haz ot dunnovvoph qtzdjumuhodem taodofi, epf ot qsucecmz apexesi.