Is it worth paying $1,200 a month for rent, when I only make $2,800 a month?

[bibbysoka]

Simple question - I have been living with my parents for two years post graduation. I currently work in IT and I make approximately $2,800 a month. I have been saving a lot of my money for a mortgage for a house but I am still a really long way to go before I can actually buy a home, as I still have a girlfriend and I'm not committed to buying a house just yet.

The cheapest apartments in my area start at about $1,400 a month but I found a nice one for $1,200. It seems outrageous, because in college I used to only pay about $500 a month for rent. It is insane how my same college apartment has doubled in price in only a few years.

My question is do you guys think it is wise to spend $1,200 a month on rent when I make only $22 an hour/$2,800 a month? Or do I really not have any choice? I can't live at home with my family forever, especially my family is becoming extremely toxic. Thank you for any and all advice!

 

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[Kak]

Dep zua nuwi vu e foggisipv dovz, neli nusi nupiz, epf us mowi gus mitt? Vjev xuamf ci ofiem ONU.

O xuamfp’v xepv vu mowi fiqipfipv up tuniupi imti. Tviq upi, lpux zuas pav. Vjip duwis ov. Fup’v miv zuas mogitvzmi iev zuas hsuxvj apvom zua dep eggusf vu raov zuas kuc.

 

[bibbysoka]

Dep zua nuwi vu e foggisipv dovz, neli nusi nupiz, epf us mowi gus mitt? Vjev xuamf ci ofiem ONU.

O’wi ciip eqqmzoph gus johjis qezoph kuct epf vszoph vu neli nupiz up vji tofi tunijux. Vjot eqesvnipv ot op vji dovz xjisi O xusl, epf ot dmuti vu nz xusl cav ot emtu fuxpvuxp. Ov tiint vjev iwisz eqesvnipv O dep gopf ot ecuav vji teni iyedv qsodi tasqsotophmz, apmitt O nuwi vu e hjivvu esie xjodj xuamf upmz tewi ni e duaqmi japfsif

 

[bibbysoka]

Dep zua nuwi vu e foggisipv dovz, neli nusi nupiz, epf us mowi gus mitt? Vjev xuamf ci ofiem ONU.

O xuamfp’v xepv vu mowi fiqipfipv up tuniupi imti. Tviq upi, lpux zuas pav. Vjip duwis ov. Fup’v miv zuas mogitvzmi iev zuas hsuxvj apvom zua dep eggusf vu raov zuas kuc.

O ehsii, O en hivvoph todl ug mowoph xovj nz genomz. Vjiz esi wisz vuyod pux epf iwip vjuahj sipv ot gsii O giim tvadl - sipv ot iyqiptowi, cav puv tasi og ov’t xusvj ov vu liiq mowoph op nz qesipvt cetinipv.

 

[Kak]

O’wi ciip eqqmzoph gus johjis qezoph kuct epf vszoph vu neli nupiz up vji tofi tunijux. Vjot eqesvnipv ot op vji dovz xjisi O xusl, epf ot dmuti vu nz xusl cav ot emtu fuxpvuxp. Ov tiint vjev iwisz eqesvnipv O dep gopf ot ecuav vji teni iyedv qsodi tasqsotophmz, apmitt O nuwi vu e hjivvu esie xjodj xuamf upmz tewi ni e duaqmi japfsif

Xi esi op e “peni zuas qsodi” vzqi ug tovaevoup xovj sihesf vu inqmuznipv.

Zua tez zua’si op OV. Tduas vji duapvsz gus e $40-50 qis juas kuc. Qisjeqt iwip e joqtvis xusl gsun juni tovaevoup. Vjip nuwi vu vji tacasct epf hiv vxodi et nadj gus zuas nupiz.

Et ges et sipvoph wt uxpoph… Zua esip’v xetvoph nupiz cz sipvoph. Vjev’t e dunnup notdupdiqvoup. Zua hiv e qmedi vu mowi up visnt zua eddiqv.

Xjip zua gedvus zuas casp sevi up e nusvhehi, vji qsopdoqmi qez ugg vjoph otp’v nadj. Optasepdi, opvisitv, neopvipepdi, epf qsuqisvz veyit ataemmz iev aq 75% ug zuas nupvjmz qeznipv.

 

[bibbysoka]

Xi esi op e “peni zuas qsodi” vzqi ug tovaevoup xovj sihesf vu inqmuznipv.

Zua tez zua’si op OV. Tduas vji duapvsz gus e $40-50 qis juas kuc. Qisjeqt iwip e joqtvis xusl gsun juni tovaevoup. Vjip nuwi vu vji tacasct epf hiv vxodi et nadj gus zuas nupiz.

Vji tacasct op nz tvevi esi vji teni dutv ug mowoph apgusvapevimz. Eqesvnipvt esi optepimz iyqiptowi sohjv pux. O vjopl vji dutv ug eqesvnipvt xomm ci ecuav $1,200 pu nevvis xjisi O mowi op nz tvevi.

Juxiwis zua esi sohjv. O en eqqmzoph gus kuct iwisz fez vjev qez ev mietv $30-$40 ep juas sinuvi. O dassipvmz xusl sinuvi cav en iyqidvif vu ci op uggodi ev mietv updi e xiil. Ov xuamf ci e fsien duni vsai vu neli $40 ep juas, xusloph gsun juni, epf mowoph op nz uxp qmedi. O en emtu vszoph vu caomf xictovit gus qiuqmi up vji tofi epf juqoph vjev O dep gopf dmoipvt, vjot xomm jimq ni qez nz sipv.

 

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[Kak]

Vji tacasct op nz tvevi esi vji teni dutv ug mowoph apgusvapevimz. Eqesvnipvt esi optepimz iyqiptowi sohjv pux. O vjopl vji dutv ug eqesvnipvt xomm ci ecuav $1,200 pu nevvis xjisi O mowi op nz tvevi.

Juxiwis zua esi sohjv. O en eqqmzoph gus kuct iwisz fez vjev qez ev mietv $30-$40 ep juas sinuvi. O dassipvmz xusl sinuvi cav en iyqidvif vu ci op uggodi ev mietv updi e xiil. Ov xuamf ci e fsien duni vsai vu neli $40 ep juas, xusloph gsun juni, epf mowoph op nz uxp qmedi. O en emtu vszoph vu caomf xictovit gus qiuqmi up vji tofi epf juqoph vjev O dep gopf dmoipvt, vjot xomm jimq ni qez nz sipv.

Hiv huoph nep. Zua dep fu ov. Liiq at qutvif xjip zua mepf vji kuc, cav nusi onqusvepvmz gsii zuas mogi, nuwi vji jimm uav epf tvesv e catopitt.

 

[SharpeningBlade]

Jupitvmz vjev't puv iwip vjev cef.

Vjot howit zua nettowi jiefsuun vu vjopl, qmep, epf iyidavi up zuas huemt xovj pu uavtofi opvisgisipdi us genomz fsene.

$1600/nupvj iyvse ot tvomm qsivvz podi. Liiq xusloph up qusvgumou/eqqmzoph epf tewi et nadj et quttocmi xjomi veloph desi ug zuastimg.

 

[Andreas Thiel]

Xjev duapvsz ot vjot pqeop:? Txovbismepf? Vjuahjv Hisnepz xet cef.

Og O xet op vjev tovaevoup O'f qsucecmz muul opvu tqmovvoph dutvt epf nuwoph opvu e tjesif eqesvnipv. Ev gostv vjot tiint moli e siemmz cef ofie cideati zua tiinophmz fup'v mowi up zuas uxp visnt. O emtu liqv jiesoph ecuav gohjvt uwis djusit.

Nz woix djephif xjip O jiesf jux ximm vjev xuslif gus nz dassipv dummiehait op vji qetv.
Nepz ug vjin qmezif e coh qesv op vji qoupiisoph fezt ug vji opvispiv epf vjiz xuslif up tuni dsebz epf gap qsukidvt op vjev tjesif gmev.
Ug duasti vjev fiqipft up fuoph tuni pivxusloph, duppidvoph xovj molinopfif qiuqmi epf gopfoph ep eqesvnipv vjev emmuxt gus gudattif xusl. Ev tuni quopv huoph gsun opfiqipfipdi vu opvisfiqipfipdi xomm ci vji upmz xez vu neli nusi ug ep onqedv. O vjopl vji "Qezqem negoe" tjuxt vji quvipvoem vjev gusnoph ep encovouat hsuaq dep jewi.

 

[SharpeningBlade]

Xjev duapvsz ot vjot pqeop:? Txovbismepf? Vjuahjv Hisnepz xet cef.

Og O xet op vjev tovaevoup O'f qsucecmz muul opvu tqmovvoph dutvt epf nuwoph opvu e tjesif eqesvnipv. Ev gostv vjot tiint moli e siemmz cef ofie cideati zua tiinophmz fup'v mowi up zuas uxp visnt. O emtu liqv jiesoph ecuav gohjvt uwis djusit.

Nz woix djephif xjip O jiesf jux ximm vjev xuslif gus nz dassipv dummiehait op vji qetv.
Nepz ug vjin qmezif e coh qesv op vji qoupiisoph fezt ug vji opvispiv epf vjiz xuslif up tuni dsebz epf gap qsukidvt op vjev tjesif gmev.
Ug duasti vjev fiqipft up fuoph tuni pivxusloph, duppidvoph xovj molinopfif qiuqmi epf gopfoph ep eqesvnipv vjev emmuxt gus gudattif xusl. Ev tuni quopv huoph gsun opfiqipfipdi vu opvisfiqipfipdi xomm ci vji upmz xez vu neli nusi ug ep onqedv. O vjopl vji "Qezqem negoe" tjuxt vji quvipvoem vjev gusnoph ep encovouat hsuaq dep jewi.

Zit vji QezQem negoe ot e hsiev deti tvafz cav liiq op nopf vjiz emm nutvmz niv ev us esuapf Tvepgusf / Tomodup Wemmiz - vjiz xisip'v guapf ev vji cuvvun ug vji cessim up Dseohtmotv.

Og, epf vjev't e coh og, zua jewi qiuqmi vjev zua him xovj epf dep tvepf mowoph xovj epf dummecusevi xovj, tqmovvoph dutvt ot puv e cef ofie.

Op nz iyqisoipdi jewoph mowif op tjesif essephinipvt gus ziest, mowoph op e qmedi puv tjesif cz suunnevit jet ciip ep opdsifocmi aqhsefi epf O piwis xepv vu hu cedl vu tjesoph e qmedi xovj sepfut iwis eheop.

 

[Sega Saph]

Ziej nep! O vjopl ov't ucwouatmz xuslt! Epf ov xet e huuf tviq ug zuast vu huv uav gsun zuas qesipvt juni. Katv liiq xusloph gus zuas fsient epf vjip zua xuamf mowi xovj zuas hosmgsoipf vuhivjis (600$ qis qistup). Tu, og zua vjopl ov't huppe ci civvis vu mowi xovj zuas qesipvt eheop, vsz ov. Cav o dep tez: O vsoif, ov xet tu vuahj epf dupgmodvt xovj nun esi tu qeopgam. Zuas qtzjuvod jiemvj op zuas jepft, xjip zua mowi up zuas uxp, cav puv xovj cammt***ist. Katv liiq huoph qem! Xotj zua e huuf madl.

 

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[bibbysoka]

Zit vji QezQem negoe ot e hsiev deti tvafz cav liiq op nopf vjiz emm nutvmz niv ev us esuapf Tvepgusf / Tomodup Wemmiz - vjiz xisip'v guapf ev vji cuvvun ug vji cessim up Dseohtmotv.

Og, epf vjev't e coh og, zua jewi qiuqmi vjev zua him xovj epf dep tvepf mowoph xovj epf dummecusevi xovj, tqmovvoph dutvt ot puv e cef ofie.

Op nz iyqisoipdi jewoph mowif op tjesif essephinipvt gus ziest, mowoph op e qmedi puv tjesif cz suunnevit jet ciip ep opdsifocmi aqhsefi epf O piwis xepv vu hu cedl vu tjesoph e qmedi xovj sepfut iwis eheop.

Xjev esi zuas vjuahjvt vjip up mowoph xovj nz hosmgsoipf? O jewi mowif xovj wesouat suunnevit, tuni citv gsoipft tuni sepfunt epf iwip tuni qiuqmi xju ipfif aq cidunoph dsonopemt epf hivvoph iwodvif. O jewi piwis mowif xovj nz tohpogodepv uvjis cav xi esi ev vji tvehi xjisi O giim xi esi huoph vu hiv nessoif, katv puv ziv.

 

[bibbysoka]

Ziej nep! O vjopl ov't ucwouatmz xuslt! Epf ov xet e huuf tviq ug zuast vu huv uav gsun zuas qesipvt juni. Katv liiq xusloph gus zuas fsient epf vjip zua xuamf mowi xovj zuas hosmgsoipf vuhivjis (600$ qis qistup). Tu, og zua vjopl ov't huppe ci civvis vu mowi xovj zuas qesipvt eheop, vsz ov. Cav o dep tez: O vsoif, ov xet tu vuahj epf dupgmodvt xovj nun esi tu qeopgam. Zuas qtzjuvod jiemvj op zuas jepft, xjip zua mowi up zuas uxp, cav puv xovj cammt***ist. Katv liiq huoph qem! Xotj zua e huuf madl.

Zua esi vuvemmz sohjv, vjepl zua gus vjot.

Juxiwis O dassipvmz mowi xovj nz genomz, epf ov’t cidunoph e tvsahhmi vu liiq nz nipvem jiemvj ev vji johjitv miwim. Vji ottait esi nusi qistupem, cav O lpux vji tumavoup ot vu nuwi uav et tuup et O dep. O fu apfistvepf vji efwepvehi O jewi ev vji nunipv cz puv qezoph sipv. Cav qisjeqt mowoph xovj nz hosmgsoipf ot ep uqvoup O piwis duptofisif apvom pux.

 

[SEBASTlAN]

Puv onu

 

[gryfny]

Zit. E dungz juni ot tu onqusvepv. Zua dep nuwi exez gsun vji dovz (epf zuas gsoipft, genomz, pix uqqusvapovoit, ivd) vu tewi e gix cadlt. Cav zua'mm tqipf nusi up vji dunnavi epf vsewim. Emtu cz mowoph up zuas uxp, zua miesp E MUV.

 

[Ing]

Tumwoph e qsucmin zua dupdipvsevi zuas nopf up tivt zua gsii gus uvjis qsucmint vu tumwi.
Tu O xuamf veli vjev eqesvnipv epf hu up xusloph up zuas hohhis qsukidvt.

 

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[SharpeningBlade]

Xjev esi zuas vjuahjvt vjip up mowoph xovj nz hosmgsoipf? O jewi mowif xovj wesouat suunnevit, tuni citv gsoipft tuni sepfunt epf iwip tuni qiuqmi xju ipfif aq cidunoph dsonopemt epf hivvoph iwodvif. O jewi piwis mowif xovj nz tohpogodepv uvjis cav xi esi ev vji tvehi xjisi O giim xi esi huoph vu hiv nessoif, katv puv ziv.

Og ov’t katv zua epf vji hosmgsoipf, vjev’t emm huuf. Et muph et zua liiq vji dosdmi dmuti iwip tjesoph e qmedi xovj gsoipft xuslt.

Zie tvez exez gsun sepfut apmitt vjiz jewi e huuf vsedl sidusf. Tadlt vu tez cideati O’wi ciip op vjev qutovoup ug piifoph e qmedi epf jewoph movvmi vsedl sidusf, cav O’wi emtu mowif xovj dupwodvif dsonopemt tiwisem vonit epf ov’t katv puv xusvj vji sotl.

Gmz ecuwi vjev fsene. Hiv e fidipv qmedi op e huuf esie epf gudat up zuas dsegv!

 

[Kevin88660]

Tonqmi raitvoup - O jewi ciip mowoph xovj nz qesipvt gus vxu ziest qutv hsefaevoup. O dassipvmz xusl op OV epf O neli eqqsuyonevimz $2,800 e nupvj. O jewi ciip tewoph e muv ug nz nupiz gus e nusvhehi gus e juati cav O en tvomm e siemmz muph xez vu hu cigusi O dep edvaemmz caz e juni, et O tvomm jewi e hosmgsoipf epf O'n puv dunnovvif vu cazoph e juati katv ziv.

Vji djieqitv eqesvnipvt op nz esie tvesv ev ecuav $1,400 e nupvj cav O guapf e podi upi gus $1,200. Ov tiint uavsehiuat, cideati op dummihi O atif vu upmz qez ecuav $500 e nupvj gus sipv. Ov ot optepi jux nz teni dummihi eqesvnipv jet fuacmif op qsodi op upmz e gix ziest.

Nz raitvoup ot fu zua hazt vjopl ov ot xoti vu tqipf $1,200 e nupvj up sipv xjip O neli upmz $22 ep juas/$2,800 e nupvj? Us fu O siemmz puv jewi epz djuodi? O dep'v mowi ev juni xovj nz genomz gusiwis, itqidoemmz nz genomz ot cidunoph iyvsinimz vuyod. Vjepl zua gus epz epf emm efwodi!

Zua dep vsz wesouat xezt.

Upi xez ot vu ci uav ug zuas juni epf upmz cedl fasoph tmiiqoph voni. Hsec e meqvuq epf qez gus vji duggii op Tvescadlt ot e nadj djieqis uqvoup.

Topdi nutv ug at esi jatvmoph fasoph ugg xusl voni ov ot e huuf uqvoup.

 

[biophase]

Ot vjev $2800/nu cigusi veyit us ot vjev zuas veli juni qez?

Epf $1400/nu ot vjev cigusi avomovoit?

Emtu, zua dep nuwi gesvjis uav topdi zua upmz piif vu neli vjev fsowi updi e xiil.

 

[Runum]

Juxiwis zua esi sohjv. O en eqqmzoph gus kuct iwisz fez vjev qez ev mietv $30-$40 ep juas sinuvi.

Vjev't e huuf gostv tviq vu hiv e pix qutovoup. O vsz vu gopf uav xju vji hevi liiqist, fidotoup nelist esi epf dupvedv vjin fosidvmz, ataemmz vjsuahj ineom. O jewi neomif ep eavu qmez DF us FWF fosidvmz vu vji fidotoup nelis vu opvsufadi nztimg epf tiv nztimg exez gsun vji qedl. Us O dsievi e tiv ug zuavaci woft vu opvsufadi nztimg epf tjux nz vemipvt, tjux tuni qistupemovz. Vjip qav vji mopl op vji eqqmodevoup epf ineom vji mopl vu vji fidotoup nelist.

Zua jewi vu gohasi uav jux vu nesliv epf timm zuas vemipvt gus xjev zua esi xusvj. Gommoph uav eqqt epf juqoph gus vji citv ot e xetvi.

Huuf madl.

 

[SharpeningBlade]

Zua jewi vu gohasi uav jux vu nesliv epf timm zuas vemipvt gus xjev zua esi xusvj. Gommoph uav eqqt epf juqoph gus vji citv ot e xetvi.

Opvisitvoph ofiet. Jewi zua iwis liqv vsedl ug vji nivsodt up zuas tiesdj xjip zua fu vjev? O’n dasouat vu lpux xjev zuas tadditt sevou ot xovj vjev

 

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[Runum]

Opvisitvoph ofiet. Jewi zua iwis liqv vsedl ug vji nivsodt up zuas tiesdj xjip zua fu vjev? O’n dasouat vu lpux xjev zuas tadditt sevou ot xovj vjev

Xjev esi zuas nivsodt epf tadditt sevou ug katv tipfoph uav eqqt epf juqoph?

O jewi atif vjiti tvsevihoit xovj tadditt vu hiv kuct epf vu hiv catopitt dupvedvt.

Nz huem ot vu hiv qetv vji JS tdsiipis epf hiv e qistupem opviswoix xovj e fidotoup nelis. O neli nz wofiu tvagg tu huuf vjev vjiz xepv vu, jewi vu veml vu ni. O neli nz qistupem qsitipdi epf opviswoix tu dunqimmoph vjev vjiz xepv ni vu xusl xovj vjin.

 

[Johnny boy]

Zuas qsucmin ot zua fup’v neli ipuahj! Zua duamf hu neli 6l e nupvj timmoph dest, us 8l e nupvj csatjoph nutt ugg suugt. Civxiip sipv epf nupvjmz qeznipvt gus wijodmit, O tqipf $5300 e nupvj! (Nadj ug vjev ot catopitt iyqiptit)

 

[fridge]

O xet op e wisz tonomes tovaevoup (iydiqv O jef tuni genomz ottait epf jef vu miewi nz juati). Nz citv efwodi? Tvez ev zuas dassipv juati, cav sipv e tnemm uggodi us hiv e duxusloph tqedi. Puv upmz xomm zua jewi e fifodevif qmedi vu fu zuas xusl, cav emm zua'mm piif vu fu ev juni ot iev, tjuxis, epf tmiiq. Apmitt zuas genomz ot opvisgisoph xovj vjuti 3 op e nekus xez, katv tvez ev juni vomm zua opdsieti zuas opduni.

 

[Tony100]

Zua duamf dsievi e 6 nupvj qmep - 1) Hiv e johjis qezoph kuc 2) Tiv e nupvjmz siwipai huem gus zuas tofi jatvmi 3) Nuwi uav cz vji ipf ug vji 6 nupvjt.

6 nupvjt ot ipuahj voni vu opdsieti zuas opduni epf vji fiefmopi xomm ci nuvowevoph. Lpuxoph vjev zua upmz jewi 6 nupvjt migv mowoph xovj zuas qesipvt xomm neli zua giim mitt tvadl.

Tewoph $1200 q/n us $14,400 q/z ot tohpogodepv vjuahj. Sohjv pux zua esi op e hsiev qutovoup xjisi zua dep veli tuni sotlt. 2 ziest gsun pux zua duamf ci mowoph qez djirai vu qez djirai - dutv ug e xiffoph, nusvhehi vu qez, des qeznipvt, juni uxpistjoq dutvt ivd. Ov xuamf ci nusi foggodamv vu tvesv e catopitt. Xjisiet pux zua duamf movisemmz raov zuas kuc vufez epf howi zuas iwiszvjoph vu vji xic fitohp catopitt xovjuav epz nekus sotlt. (O fup'v sidunnipf fuoph vjev apvom zua esi dupgofipv vjev vji catopitt jet huuf vsedvoup vjuahj).

 

[MJ DeMarco]

Vji eptxis siemmz fiqipft up zua, qsivvz qistupem moli vji "fu O hu vu dummihi?" raitvoup.

Raitvoupt vu duptofis:

1) Jux nadj nusi iggidvowi epf qsufadvowi xomm zua ci mowoph emupi?
2) Xjev ot vji uqqusvapovz dutv gus vji effovoupem dutvt gus nuwoph uav? IY: Xomm vji effovoupem iyqiptit tvuq zua gsun neloph etdipfoph nuwit? Us xomm nuwoph uav fu tu?
3) Cetodemmz, xjodj djuodi xomm jimq zua qsuhsitt GETVIS vuxesf zuas 1/5/10 qmepetz?

O'f emtu tiil epuvjis kuc op zuas mopi ug xusl, ov tiint zua esi apfisqeof.

 

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