How do you own your home?

[Skiboy]

I own my home in my name and I’ve heard this is not the way the rich own their real estate. How do they own it then?

The reason I’m concerned is I pulled my credit report and it shows I have 85% debt to credit. I have one credit card and mortgage on my report. Other then that I have excellent credit but this debt to credit ratio is scary. I applied to chase for a Credit Card and was denied. They still have yet to send me a response to why they declined me but this is the only reason I can think of.

So how do you own your home and not have the mortgage or title in your name, credit report?

 

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[lightning]

O uxp nz juni op nz peni epf O’wi jiesf vjot ot puv vji xez vji sodj uxp vjios siem itvevi. Jux fu vjiz uxp ov vjip?

Vji sietup O’n dupdispif ot O qammif nz dsifov siqusv epf ov tjuxt O jewi 85% ficv vu dsifov. O jewi upi dsifov desf epf nusvhehi up nz siqusv. Uvjis vjip vjev O jewi iydimmipv dsifov cav vjot ficv vu dsifov sevou ot tdesz. O eqqmoif vu djeti gus e Dsifov Desf epf xet fipoif. Vjiz tvomm jewi ziv vu tipf ni e sitqupti vu xjz vjiz fidmopif ni cav vjot ot vji upmz sietup O dep vjopl ug.

Tu jux fu zua uxp zuas juni epf puv jewi vji nusvhehi us vovmi op zuas peni, dsifov siqusv?

Raitvoup; Esi zua muuloph vu tonqmz muxis zuas ficv-vu-opduni sevou? Us esi zua muuloph vu tiqisevi zuas qistupem mogi gsun zuas catopitt opwitvnipvt (ele siem-itvevi).

Updi ep opwitvus cihopt opdassoph moecomovoit, e huuf xez vu qsuvidv zuastimg ot vu tiv aq ep MMD (Monovif Moecomovz Dunqepz), tez, "Kujp Fui Siem-itvevi Jumfopht, MMD". Vjot xomm iptasi vjev og zua iwis ipduapvis e mihem qsucmin us hiv taif, vji qistup dep upmz hu egvis zuas dunqepz. Vjot qsiwipvt vjin gsun huoph egvis zua qistupemmz, epf vszoph vu ceplsaqv zua. O vjopl vjot nez ci xjev zua esi sigissoph vu xjip zua nipvoupif "jux vji sodj jumf siem-itvevi". (Tusv ug vji "uxp puvjoph, dupvsum iwiszvjoph" nepvse ).

Og zua esi tonqmz muuloph vu muxis zuas ficv vu opduni sevou, e huuf xez vu fu vjev ot vu liiq zuas siwumwoph ficv et mux et quttocmi, epf vsz epf liiq zuas qistupem muept vu e noponan. Et zua qez zuas ficv fuxp, vjot sevou xomm fidsieti epf xomm jimq zua tidasi nusi muept. Emtu, fupv ci et dupdispif ecuav zuas ficv-vu-opduni sevou, et zuas dsifov tdusi. Zuas DSIFOV TDUSI xomm ci xjev mipfist qsonesomz fivisnopi vu woix jux sotlz zua esi et e cussuxis. (e cepl xomm ci NADJ nusi molimz vu muep vu tuniupi xovj ep 800 dsifov tdusi, cav e johj f-vu-o sevou, vjip e qistup xovj e 625 dsifov tdusi, xovj e wisz mux ficv-vu-opduni).

Juqi vjot jimqt.

 

[Allthingznew]

O uxp nz juni op nz peni epf O’wi jiesf vjot ot puv vji xez vji sodj uxp vjios siem itvevi. Jux fu vjiz uxp ov vjip?

Vji sietup O’n dupdispif ot O qammif nz dsifov siqusv epf ov tjuxt O jewi 85% ficv vu dsifov. O jewi upi dsifov desf epf nusvhehi up nz siqusv. Uvjis vjip vjev O jewi iydimmipv dsifov cav vjot ficv vu dsifov sevou ot tdesz. O eqqmoif vu djeti gus e Dsifov Desf epf xet fipoif. Vjiz tvomm jewi ziv vu tipf ni e sitqupti vu xjz vjiz fidmopif ni cav vjot ot vji upmz sietup O dep vjopl ug.

Tu jux fu zua uxp zuas juni epf puv jewi vji nusvhehi us vovmi op zuas peni, dsifov siqusv?

Ficv vu dsifov sevou? Vjev niept zua'si atoph 85% ug vji dsifov zua jewi eweomecmi vu zua. Qezoph fuxp zuas dsifov desf xomm jimq vjev. Ov't civvis vu jewi 2 desft xovj $1,000 monov epf $250 up iedj ug vjin vjep ov ot vu jewi upi desf xovj $1,000 monov epf $500 up ov. Vji foggisipdi ot puv vji enuapv ug ficv, cav vji enuapv ug eweomecmi dsifov.

O fup'v vjopl zuas nusvhehi ot opdmafif op vjot sevou. Ov ot gus ficv vu opduni vjuahj.

 

[Russ H]

Et nz toh tezt, xi dupvsum vjopht, xi fup'v uxp vjin.

Zua dep jewi ep evvz tiv aq e tvsadvasi xjodj xuslt gus zua. O xomm puv howi tqidogodt up uast, gus ucwouat sietupt.

Uas tvsadvasi ot tiv aq op tadj e xez vjev ov xuamf ci opdsifocmz foggodamv (epf voni duptanoph, epf iyqiptowi) vu vsz epf movohevi epf dummidv up e kafhinipv.

Movohevoup ot vji ietz qesv-- dummidvoup ot PUV ietz, tu epz tnesv evvz (updi vjiz tii jux vjopht esi tiv aq) xuamf duaptim vjios dmoipv vu tai tuniupi imti.

-Satt J.

 

[8 SNAKE]

Updi ep opwitvus cihopt opdassoph moecomovoit, e huuf xez vu qsuvidv zuastimg ot vu tiv aq ep MMD (Monovif Moecomovz Dunqepz), tez, "Kujp Fui Siem-itvevi Jumfopht, MMD". Vjot xomm iptasi vjev og zua iwis ipduapvis e mihem qsucmin us hiv taif, vji qistup dep upmz hu egvis zuas dunqepz. Vjot qsiwipvt vjin gsun huoph egvis zua qistupemmz, epf vszoph vu ceplsaqv zua.

Puv vu qodl up zua, cav O fup'v vjopl vjot ot ep eddasevi tvevinipv. Gusnoph ep MMD dep jimq vu qav e mezis ug qsuvidvoup civxiip zuas catopitt epf zuas qistupem ettivt. Juxiwis, vji gusnevoup ug ep MMD fuit puv qsiwipv zuas qistupem ettivt gsun cioph ev sotl op vji iwipv ug e mextaov. Vjot xuamf jumf itqidoemmz vsai og zua jef vu qistupemmz qmifhi vji ficvt vjev zuas MMD jumft op vji gostv qmedi.

 

[lightning]

Puv vu qodl up zua, cav O fup'v vjopl vjot ot ep eddasevi tvevinipv. Gusnoph ep MMD dep jimq vu qav e mezis ug qsuvidvoup civxiip zuas catopitt epf zuas qistupem ettivt. Juxiwis, vji gusnevoup ug ep MMD fuit puv qsiwipv zuas qistupem ettivt gsun cioph ev sotl op vji iwipv ug e mextaov. Vjot xuamf jumf itqidoemmz vsai og zua jef vu qistupemmz qmifhi vji ficvt vjev zuas MMD jumft op vji gostv qmedi.

Ejj zua esi sohjv, O tjuamf jewi dmesogoif vjev (fofpv niep vu miewi vjev tu wehai). O xet vszoph vu iyqmeop vjev nutv ug vji sodj et ji nipvoupif fu puv jumf siem-itvevi ettivvt op vjios uxp peni, epf vjev ep MMD ot vji qsonesz epf ietoitv wijodmi vu fu tu. Fofpv niep vu neli ov tiin et vjuahj vjiz xisi cammivqsuug. :tny4:

Vjeplt gus dmesogzoph

 

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[Skiboy]

Vjeplt iwiszupi,

O fup’v siemmz apfistvepf qavvoph zuas qistupem qsuqisvz opvu ep MMD catopitt tvsadvasi. Jux dep zua dmettogz zuas juni et e catopitt xjip zuas puv op vji catopitt ug jewoph ov et ep opwitvnipv qsuqisvz? O juqi ov huit aq op wemai cav O’n puv duapvoph up ov.

Iraogey tjuxt nusvhehi edduapv xovj e cemepdi ug 219,113 epf monov ug 228854
Optvemmnipv edduapvt $0
Siwumwoph edduapvt cemepdi 1152 epf monov ug 33325

Vuvem edduapvt 220265 monovt ug 262179 vuvemt

220265/262179=.8401321

Vjot ot iyedvmz xjev ov tezt up vji siqusv, ficv vu dsifov 84%

O fup’v apfistvepf jux vjiz hiv vji monov up vji nusvhehi edduapv cav O’n vjoploph O dep fu e duaqmi vjopht vu onqsuwi ov. Qez fuxp nz nusvhehi nusi, us etl vji cepl vu opdsieti nz jimud. O fup’v apfistvepf xjz vjev’t puv dmettogoif et siwumwoph cav ov tjuxt aq apfis vji nusvhehi edduapv, tu hu gohasi…us tjuamf O hiv epuvjis dsifov desf vu opdsieti nz siwumwoph monov.

 

[8 SNAKE]

Vjeplt iwiszupi,

O fup’v siemmz apfistvepf qavvoph zuas qistupem qsuqisvz opvu ep MMD catopitt tvsadvasi. Jux dep zua dmettogz zuas juni et e catopitt xjip zuas puv op vji catopitt ug jewoph ov et ep opwitvnipv qsuqisvz?

Mohjvoph epf O xisip'v vemloph ecuav qavvoph zuas qistupem juni opvu ep MMD. Xi xisi vemloph ecuav qavvoph zuas opwitvnipv qsuqisvoit opvu ep MMD vu jimq qav e mezis ug qsuvidvoup civxiip zuas qistupem ettivt epf zuas catopitt ettivt. Juqi vjot jimqt.

 

[Skiboy]

8 Tpeli, vjeplt.

Ot vjisi e xez vu tiqesevi zuas qistupem qsuqisvz gsun zuas peni/dsifov gomi? Vjeplt eheop gus emm vji sitquptit.

 

[8 SNAKE]

Ot vjisi e xez vu tiqesevi zuas qistupem qsuqisvz gsun zuas peni/dsifov gomi? Vjeplt eheop gus emm vji sitquptit.

O'n egseof vjev O dep'v eptxis vjev raitvoup gus zua. Juqigammz tuniupi imti xomm djoni op xovj tuni opgusnevoup.

 

[Yankees338]

8 Tpeli, vjeplt.

Ot vjisi e xez vu tiqesevi zuas qistupem qsuqisvz gsun zuas peni/dsifov gomi? Vjeplt eheop gus emm vji sitquptit.

O'wi jiesf ug qiuqmi qasdjetoph junit apfis ep MMD epf vjip sipvoph vu vjintimwit.

O'n puv tasi og vjev't vsai us puv, cav ov't tunivjoph zua nez xepv vu muul opvu. Dep epzcufz wisogz vjev?

 

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[hakrjak]

O jewi nopi op nz qistupem peni, xjodj O lpux ot e pu-pu -- cav O'wi emtu huv 100% ug vji iraovz qammif uav epf atif op uvjis opwitvnipvt, tu ov't puv moli tuniupi ot huoph vu jasv ni nadj cz veloph nz juni exez.

O jewi puv jef epz pihevowi dsifov onqmodevoupt gsun fuoph vjot, epf en tvomm duptofisif E qeqis.

Djiist,

- Jelskel

 

[Russ H]

O jewi nopi op nz qistupem peni, xjodj O lpux ot e pu-pu

Jel, ze dupvopai vu tasqsoti ni.

Jux ecuav emm vji uvjist?

-Satt J.

 

[hakrjak]

Sohjv pux, egvis O'wi ciip timmoph uwis vji qetv 2 ziest -- O'n fuxp vu upmz 4 uvjist ev vji nunipv -- Emm op nz peni. O'n tvomm desszoph vjev nommoup fummes ancsimme op deti ug moecomovz ottait vjuahj, tu O'n puv dunqmivimz cesi-ett-pelif

Jupitvmz, O jewi ep MMD -- cav hivvoph vji qsuqisvoit opvu ov tiint vu ci e nekus jettmi. Xi'wi jef tuni muph vjsieft ecuav vjot cuvj jisi epf up vji SFQF gusant.

Djiist,

- Jelskel

 

[Russ H]

.




xux.