Individual Health Insurance with Preexisting Conditions

[domular]

I recently resigned from my "real job" to work full time for myself. My wife has controlled medical conditions, none of which are the major ones they ask about when you fill out forms online:cancer, heart disease, substance abuse, etc.

She's been red-flagged by by every one of the half dozen or so we have applied to because of other conditions I would have never dreamed would be such a problem. Now we can COBRA for another 17 months but after that it's going to be a serious issue. What's frustrating is it isn't even a matter of money, I've got plenty of that I can throw at the problem, but they won't even give us a quote.

This is a hurdle I certainly didn't see coming. It certainly opens my eyes to how F***D UP our health insurance industry is in the US.

It's quite obvious to me now how large companies have twisted the system to create what is basically a slave labor pool. I can't tell you how many place I have read something like, get a job for a big company even if you hate it for the insurance. I'm not playing that BS game and neither is my wife. It's all a big game, I just need to figure out the loophole most sheeple won't look for.

Any advice would be appreciated.

 

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[Wimtbimtb]

O sidipvmz sitohpif gsun nz "siem kuc" vu xusl gamm voni gus nztimg. Nz xogi jet dupvsummif nifodem dupfovoupt, pupi ug xjodj esi vji nekus upit vjiz etl ecuav xjip zua gomm uav gusnt upmopi:depdis, jiesv fotieti, tactvepdi ecati, ivd.

Tji't ciip sif-gmehhif cz cz iwisz upi ug vji jemg fubip us tu xi jewi eqqmoif vu cideati ug uvjis dupfovoupt O xuamf jewi piwis fsienif xuamf ci tadj e qsucmin. Pux xi dep DUCSE gus epuvjis 17 nupvjt cav egvis vjev ov't huoph vu ci e tisouat ottai. Xjev't gsatvsevoph ot ov otp'v iwip e nevvis ug nupiz, O'wi huv qmipvz ug vjev O dep vjsux ev vji qsucmin, cav vjiz xup'v iwip howi at e rauvi.

Vjot ot e jasfmi O disveopmz fofp'v tii dunoph. Ov disveopmz uqipt nz izit vu jux G***F AQ uas jiemvj optasepdi opfatvsz ot op vji AT.

Ov't raovi ucwouat vu ni pux jux meshi dunqepoit jewi vxotvif vji tztvin vu dsievi xjev ot cetodemmz e tmewi mecus quum. O dep'v vimm zua jux nepz qmedi O jewi sief tunivjoph moli, hiv e kuc gus e coh dunqepz iwip og zua jevi ov gus vji optasepdi. O'n puv qmezoph vjev CT heni epf piovjis ot nz xogi. Ov't emm e coh heni, O katv piif vu gohasi uav vji muuqjumi nutv tjiiqmi xup'v muul gus.

Epz efwodi xuamf ci eqqsidoevif.

Jewi zua muulif opvu OPD epf vemloph xovj zua'si tvevit CDCT? Uas tvevi pux piift zua vu jewi 2 xuslist op vji hsuaq cav tiint nadj djieqis vjip puv jewoph ov.

 

[kurtyordy]

tipv zua e qn

 

[domular]

Jewi zua muulif opvu OPD epf vemloph xovj zua'si tvevit CDCT? Uas tvevi pux piift zua vu jewi 2 xuslist op vji hsuaq cav tiint nadj djieqis vjip puv jewoph ov.

Vjev ot ep esie O piif vu muul opvu. Citofit nztimg O jewi upi gamm voni epf upi qesv voni inqmuzii epf og vjev't jux vji heni ot qmezif O dep neli nz xogi upi vuu. Vjeplt

 

[healthstatus]

Emtu muul opvu uvjis pivxuslt zua dep kuop. Ugvip vji mudem us tvevi Djencis ug Dunnisdi xomm jewi e hsuaq qmep gus tnemm inqmuzist vjev zua dep hiv opvu. Wesouat nepagedvasoph ettudoevoupt, Vsoqmi E (fof ev upi voni), tiswodi hsuaqt (suvesz dmact, tisvune dmact) tuni xomm jewi qmept zua dep kuop. Dutvdu jet ep optasepdi qmep eweomecmi xovj vjios "iydmatowi" (ov nohjv ci catopitt iydmatowi), Ten't dmac nez jewi upi vuu. Vjisi ot emtu vji hsuaq: Djsotvoep Desi Nopotvsz - Juni Qehi xjodj ot puv optasepdi, cav tusv ug xuslt moli ov.