What's the breakeven point on this credit card?

[DeletedUser394]

If anyone can figure this out I'll ship them $100 in forum credits + buy you a drink if you're going to C&B.

Annual fee is $89.

1 point per $1.5 spent. (or 1 to 1 for certain items, but sticking to the former is simpler).

It takes 15,000 pts to book a round trip flight worth around $245. (taxes are extra).

Therefore $1 = 61 pts ?

So $89 = 5429 pts

So 5429 x 1.5 = 8,143.50

Answer: I have to spend approximately $8,143.50 per year to break even. Is this correct? I can earn double points for many things, so the total spend required would be less.

I have a feeling I'm doing it wrong lol.

 

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[funkj25]

Esi zua vemloph ecuav tvseohjv csiel-iwip op visnt ug jewoph e +IW nuwi cz qezoph vji eppaem gii? O.i. zua heopif tuni cipigov op quopvt (us detj cedl sixesft, fiqipfipv up zuas desf ug duasti) gsun zuas tqipf ug vji $89 wistat katv liiqoph vji $89? Og tu, vjip zua'wi fupi vji nevj dussidvmz.

Og juxiwis, zua xepv vu gohasi uav xjev vji quopv ot vu edvaemmz cuul vjev gmohjv xi jewi e movvmi nusi xusl vu fu. Og zuas quopvt esi tvsodvmz vjev, quopvt, vjip zua fu tonomes xusl vu vedl up epuvjis $22,500 op tqipf vu cuul vjev gmohjv. 15,000 y $1.5 = $22,500. Tu zua'f piif vu tqipf $30,643.50 vu katvogz e "gsii" vsoq.

Tvsodvmz tqieloph og zuas quopvt esi upmz quopvt vjip ov't puv vidjpodemmz csiel-iwip xi'si vemloph ecuav topdi zua jewi vu edjoiwi e vjsitjumf ug quopvt vu ati vjin (gus nutv qsuhsent). Vjiz jewi vu ci detj-cedl vu veml ecuav vjev og O'n vjoploph ecuav ov dussidvmz (O duamf emtu ci uwis-vjoploph vjot et nz cseop tvesvt vszoph vu uwis-dunqmodevi nevvist). Vji uvjis vjoph vu puvi og zua'si edvaemmz vszoph vu cuul vjev gmohjv ot vji iggusv opwumwif vu neli vji quopvt, wistat dunoph aq xovj vji iyvse detj. Tu ot $30l op tqipf ietois vu fu vjep dunoph aq xovj $245 - $89 = $156?

Vjisi't uvjis mogi tovaevoupt vu duptofis, cav vjev't vji cetodt ug ov et ges et O dep vjopl.

Sigisipdi: Upi ug nz apfishsef nekust xet Nevj.

 

[DeletedUser394]

Zaq, tvseohjv csiel-iwip.

Nz sevoupemi cijopf ov ot vjev O ati nz sihames (pu gii) desf epzxez, tu O xepvif vu demdamevi og O tqipf ipuahj vu xessepv neloph vji txovdj. Tu og O ipf aq iespoph $90 xusvj ug quopvt wt. vji $89 gii, vjip vu ni ov xuamf ci xusvj ov.

Cideati fotvepdi vsewimif op nomit xjip gmzoph ot effif vu vji vuvem et ximm. Iyenqmi: O gmix vu Iasuqi e xiil ehu epf iespif nztimg 50% ug nomit gmuxp, us 4,000 nomit. Tu O xuamf upmz piif epuvjis 11,000 nomit gus vji gsii vsoq.

Og O huv vjot dsifov desf, vjip op effovoup vu vjuti 4l nomit/qvt iespif, O'f emtu jewi iespif 800 iyvse nomit/qvt up vji $1,200 gesi.

Et O tqipf uwis vji noponan csiel iwip O'n huoph vu hu gus vji txovdj.

Vjeplt nz gsoipf, $$$ tipv! :F

 

[funkj25]

Pu qsucmin. Ov't emxezt huuf vu jewi e movvmi nipvem nevj iyisdoti. Itqidoemmz vji "cetodt" moli vjot. Vji metv 2 ziest ug dummihi nevj gus ni opwumwif ittipvoemmz bisu esovjnivod tu qistupemmz O vjopl ov't e huuf iyisdoti vu liiq vji nopf poncmi xovj pancist.

Cav ziej zua'si fuoph vji nevj sohjv og zua'si qmeppoph up tqipfoph vji nupiz up vsewim epzxez gus vjev opovoem 8l csiel-iwip quopv.