No debt.
Seriously. It amuses and amazes me to see how fast people will willingly get themselves into debt, because they are programmed for a life of lack.
People can be in debt and run into cash and inside of doing the wise thing to pay it off, (hello freedom!), go blow it and then whinge like it's someone else's fault.
Just pay cash. I know most of the Western economy is credit-fuelled, but as my Dad used to say :
"If you cannot afford it cash, you cannot afford it. Walk away"
Seriously. It amuses and amazes me to see how fast people will willingly get themselves into debt, because they are programmed for a life of lack.
People can be in debt and run into cash and inside of doing the wise thing to pay it off, (hello freedom!), go blow it and then whinge like it's someone else's fault.
Just pay cash. I know most of the Western economy is credit-fuelled, but as my Dad used to say :
"If you cannot afford it cash, you cannot afford it. Walk away"
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