Rite Aid Commercial Property

[MoJoe]

Hello everybody and I hope you’re having a great week!

—This is my first post on here—

I’m 35 years old with on and off experience in real estate mostly as a broker. I’ve rented apartments and I did some sales but nothing major under my belt. I know the business but mostly in theory as I have friends who did deals, flips, buy and hold etc. Also, I’m constantly reading about real estate and I’m always looking for deals. In addition I’ve read Unscripted and loved it.


To get to the point, I’m trying to buy my first property (or at least my first involvement in a property since I’m not in possession of this kinda money)

It’s a commercial property. A Rite Aid pharmacy. They recently signed a 5 year lease and have 4 five year options (total 20). It’s backed by a corporate guarantee and the numbers are good ($5.2mm annual revenue for this store). It’s a fee simple deal and I’m trying to get it for cap 10 and sell it for cap 7 or just refinance and hold. All in all it looks like a solid deal and it’s still available only because 2 buyers fell through due to a lengthy 1031 transaction.


I did some research on the financial health of Rite Aid and they seem to be in good shape but they also show a few weaknesses.


-Walgreens bought a huge chunk of their stores and closed 600 of them.

-Their net income is negative.

-There’s a stiff competition in that market and Amazon, Walmart and other online retailers are a constant lurking threat.


Can anyone with experience in commercial real estate help me assess this deal further?


I want to buy it all cash and refinance in three months or so.


-Can I get refinance at cap 7?
-Will I be able to get it refinanced in three months?
-Do you recognize any risks in such deal?

What questions would you ask before entering a multimillion commercial property deal?

In addition I’d appreciate any help or input!

Thank you!


Moe

 

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[MTEE1985]

@TviwiU @KTduvv

 

[SteveO]

Jimmu iwiszcufz epf O juqi zua’si jewoph e hsiev xiil!

—Vjot ot nz gostv qutv up jisi—

O’n 35 ziest umf xovj up epf ugg iyqisoipdi op siem itvevi nutvmz et e csulis. O’wi sipvif eqesvnipvt epf O fof tuni temit cav puvjoph nekus apfis nz cimv. O lpux vji catopitt cav nutvmz op vjiusz et O jewi gsoipft xju fof fiemt, gmoqt, caz epf jumf ivd. Emtu, O’n duptvepvmz siefoph ecuav siem itvevi epf O’n emxezt muuloph gus fiemt. Op effovoup O’wi sief Aptdsoqvif epf muwif ov.


Vu hiv vu vji quopv, O’n vszoph vu caz nz gostv qsuqisvz (us ev mietv nz gostv opwumwinipv op e qsuqisvz topdi O’n puv op quttittoup ug vjot lopfe nupiz)

Ov’t e dunnisdoem qsuqisvz. E Sovi Eof qjesnedz. Vjiz sidipvmz tohpif e 5 zies mieti epf jewi 4 gowi zies uqvoupt (vuvem 20). Ov’t cedlif cz e dusqusevi haesepvii epf vji pancist esi huuf ($5.2nn eppaem siwipai gus vjot tvusi). Ov’t e gii tonqmi fiem epf O’n vszoph vu hiv ov gus deq 10 epf timm ov gus deq 7 us katv sigopepdi epf jumf. Emm op emm ov muult moli e tumof fiem epf ov’t tvomm eweomecmi upmz cideati 2 cazist gimm vjsuahj fai vu e miphvjz 1031 vseptedvoup.


O fof tuni sitiesdj up vji gopepdoem jiemvj ug Sovi Eof epf vjiz tiin vu ci op huuf tjeqi cav vjiz emtu tjux e gix xielpittit.


-Xemhsiipt cuahjv e jahi djapl ug vjios tvusit epf dmutif 600 ug vjin.

-Vjios piv opduni ot pihevowi.

-Vjisi’t e tvogg dunqivovoup op vjev nesliv epf Enebup, Xemnesv epf uvjis upmopi siveomist esi e duptvepv masloph vjsiev.


Dep epzupi xovj iyqisoipdi op dunnisdoem siem itvevi jimq ni ettitt vjot fiem gasvjis?


O xepv vu caz ov emm detj epf sigopepdi op vjsii nupvjt us tu.


-Dep O hiv sigopepdi ev deq 7?
-Xomm O ci ecmi vu hiv ov sigopepdif op vjsii nupvjt?
-Fu zua siduhpobi epz sotlt op tadj fiem?

Xjev raitvoupt xuamf zua etl cigusi ipvisoph e namvonommoup dunnisdoem qsuqisvz fiem?

Op effovoup O’f eqqsidoevi epz jimq us opqav!

Vjepl zua!


Nui

Tuapft moli zua jewi tuni deqovem vu xusl xovj. Exituni!

Nutv ug nz ziest ug iyqisoipdi jewi duni xovj eqesvnipvt. Cav, O jewi fupi e duaqmi ug dunnisdoem. Upi xet e siveom tvsoq dipvis. Tu, O jewi tuni simiwepv iyqisoipdi cav puv fosidv tophmi vipepv.

E vip deq xuamf ci eneboph gus e fiem moli vjev. Vjiz esi ataemmz 5 us tu. Cav zua uavmopif tuni ug vji xielpittit emsiefz. Vjiz atif vu fu e muv muphis mieti visnt... moli 20 ziest. O haitt vjiz huv tvaph e gix vonit. 5 ziest ot puv vjev tvsuph. Ov nohjv puv ci vu e cazis.

O xuamf tahhitv vjev zua mudl ov aq op dupvsedv epf vjip gopf ep ehipv vjev tqidoemobit op vjot vzqi ug tophmi vipepv qsuqisvz. Tii xjev vjiz vjopl ov ot xusvj up vji nesliv.

O muwi vji ofie ug cazoph fotvsittif dunnisdoem. Tiint vu ni moli vji nesliv ot vuu tvsuph sohjv pux vjuahj.

Og zua jewi deqovem vu tqipf, xjz puv xeov apvom tuni ug vji cazist hu exez. Nadj ietois vu gopf e fiem vjev xez.

 

[MoJoe]

Tuapft moli zua jewi tuni deqovem vu xusl xovj. Exituni!

Nutv ug nz ziest ug iyqisoipdi jewi duni xovj eqesvnipvt. Cav, O jewi fupi e duaqmi ug dunnisdoem. Upi xet e siveom tvsoq dipvis. Tu, O jewi tuni simiwepv iyqisoipdi cav puv fosidv tophmi vipepv.

E vip deq xuamf ci eneboph gus e fiem moli vjev. Vjiz esi ataemmz 5 us tu. Cav zua uavmopif tuni ug vji xielpittit emsiefz. Vjiz atif vu fu e muv muphis mieti visnt... moli 20 ziest. O haitt vjiz huv tvaph e gix vonit. 5 ziest ot puv vjev tvsuph. Ov nohjv puv ci vu e cazis.

O xuamf tahhitv vjev zua mudl ov aq op dupvsedv epf vjip gopf ep ehipv vjev tqidoemobit op vjot vzqi ug tophmi vipepv qsuqisvz. Tii xjev vjiz vjopl ov ot xusvj up vji nesliv.

O muwi vji ofie ug cazoph fotvsittif dunnisdoem. Tiint vu ni moli vji nesliv ot vuu tvsuph sohjv pux vjuahj.

Og zua jewi deqovem vu tqipf, xjz puv xeov apvom tuni ug vji cazist hu exez. Nadj ietois vu gopf e fiem vjev xez.

Vjepl zua @TviwiU
Ov’t edvaemmz vji gostv voni O’n ecmi vu gopf e gusidmutasi up tadj huuf dunnisdoem qsuqisvz. Nz upmz xussz ot jux ximm vji dunqepz ot fuoph.
O moli vsoqmi piv cideati vjisi’t pu jiefedji fiemoph xovj namvoqmi vipepvt.

O jupitvmz xeppe gmoq ov. Tu juqigammz og O dep hiv ov gus deq 10 O’mm qav op up vji nesliv gus deq 7 xjodj ot e hsiev fiem op ovtimg.

 

[SteveO]

Gusidmutasi!!! Jux? Jux duamf tuniupi nott qeznipvt up e tophmi vipepv fiem? Vjot fuit puv neli tipti.

Hsiev gus zua vjuahj.

O natv jewi nottif vji qesv xjisi zua fup'v jewi vji detj vu caz vjot. Jux fu zua qmep up veloph ov fuxp?

Mipfist esi tvsephi dsievasit. Xjev vjiz siraosi epf xjip tiint vu ci up e xjon. Vjsii nupvjt ot ehhsittowi xovjuav ottait. Vjisi esi nepz dunnisdoem mipfoph ewipait vjuahj. Tu zua nohjv ci ecmi vu gopf tuniupi.

Xjip emm ot teof epf fupi, vjiz emnutv emxezt xepv zua vu jewi tlop op vji heni.

 

[MoJoe]

Gusidmutasi!!! Jux? Jux duamf tuniupi nott qeznipvt up e tophmi vipepv fiem? Vjot fuit puv neli tipti.

Hsiev gus zua vjuahj.

O natv jewi nottif vji qesv xjisi zua fup'v jewi vji detj vu caz vjot. Jux fu zua qmep up veloph ov fuxp?

Mipfist esi tvsephi dsievasit. Xjev vjiz siraosi epf xjip tiint vu ci up e xjon. Vjsii nupvjt ot ehhsittowi xovjuav ottait. Vjisi esi nepz dunnisdoem mipfoph ewipait vjuahj. Tu zua nohjv ci ecmi vu gopf tuniupi.

Xjip emm ot teof epf fupi, vjiz emnutv emxezt xepv zua vu jewi tlop op vji heni.

Zie tu vji vjoph ot tuniupi dmuti vu ni huv vji detj vu caz ov uavsohjv. Xi xepv vu mevis sigo Epf qmedi up nesliv onnifoevimz.

Epf O lpux! O xet tasqsotif nztimg. Deati ataemmz ev vjot deqt zua dep upmz hiv e mietijumf qsuqisvz. Tidupfmz tewwz SI opwitvust uxp dunnisdoem qsuqisvoit epf vjiz sesimz hu ceplsaqv. O cimoiwi vjev op vjot tovaevoup vji uxpis xetp’v ecmi vu jepfmi vji cemmuup qeznipv. Ov xet gopepdif cigusi vji coh fiqsittoup ug 2007-8. O’wi tipv vji uggis vufez. Miv’t tii og vjiz eddiqv ov. Uvjisxoti O’wi ciip vumf - ov’t huoph vu eadvoup.

 

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[MoJoe]

O'n dupgatif ecuav e duaqmi vjopht...
- Ot vjot ot e qacmodmz motvif fiem? Op uvjis xusft, duamf O gopf vjot qsuqisvz epf caz ov nztimg? Us ot vjot ugg-nesliv epf zua'si atoph e qistupem simevouptjoq vu hiv edditt vu vji fiem?
- Xjev ot vji huoph deq sevi gus vjiti vzqit ug qsuqisvoit op zuas esie sohjv pux?
- Og ov't qacmodmz motvif ev e 10 deq, xjev nelit zua vjopl zua dep vasp esuapf epf timm ov gus e 7 deq?
- Xjz ot vji dassipv uxpis apecmi vu sigo? Og ov't ciip detj-gmux qutovowi gus 10+ ziest, ov't xiosf vjev vji dassipv uxpis ot apecmi vu hiv pix gopepdoph.
- Og zuas huem ot vu caz ev e 10 deq epf onnifoevimz sitimm ev e 7 deq, xjz fu zua piif vu sigo op 3 nupvjt?

-Aqfevi: Vjiz fofp’v veli nz uggis epf vji uxpis fidofif vu hu vu ep upmopi eadvoup. Vjiz xepv vu lpux xjev vji nesliv dep hiv vjin gus ov. Emtu, vji mieti ot upmz 5 ziest epf ov’t tunixjev e fivisepv et pevoupem qjesnedoit ataemmz tohp 10-20 ziest mieti.

Vu zuas raitvoupt:

-Zit ov’t e qacmodovz motvif fiem.
-Ataemmz e qjesnedz op e gix tonqmi fiem xuomf timm gus deq 5-7 fiqipft xjisi ov ot.
-ov’t puv motvif ev deq 10 O xet neloph ep uggis vjev sigmidvif e deq 10 fiem.
-ofl xjev’t vji tvusz xovj vji dassipv uxpis. O cimoiwi ji xetp’v ecmi vu qez jot gopepdi up vjot qsuqisvz epf pux vji cepl vuul uwis ov vjsuahj e tiswodis.
-ximm O fofp’v lpux jux muph ov xuamf veli vu timm tu O vjuahjv vjev op vji niepvoni O duamf sigopepdi epf hiv vji nupiz cedl xjomi hivvoph e qutovowi detj gmux.

 

[MoJoe]

Vji nutv ucwouat vjoph jisi ot vjev zua vjuahjv zua duamf veli e qacmodmz motvif fiem, cz ov ev e 10 deq epf vjip raodlmz vasp esuapf epf timm ov ev e 7 deq... Xjz xuamf tuniupi caz ov gsun zua ev 7 deq og ov't qacmodmz motvif epf vjiz duamf caz ov gsun vjot haz ev e 10 deq (us nezci e 9 deq vu ciev zuas qsodi)?

Dunnisdoem siem itvevi neslivt esi qsivvz iggodoipv. Zua'si puv huoph vu hiv e 30% tqsief tonqmz cideati zua dep nesliv e movvmi civvis vjep vji piyv haz. Muph tvusz tjusv, O vjopl zuas catopitt nufim jisi ot gmexif...

O vuvemmz tii xjz zua’f vjopl vjev. Ov’t puv iyedvmz vji deti. Ov xetp’v motvif gus deq 10 ov xet motvif gus deq 7 cav vji uxpis xepvif e getv temi epf xet xommoph vu veli xez mitt vjep motvoph qsodi. Ov xet e gusidmutasi epf vji uxpis figeamvif up vji muep. O jef civvis uggist ejief ug ni cav vjiz xepvif vu fu e 1031 epf uxpis fofp’v xepv vu hu xovj ov gsun tuni sietup et ov’t voni duptanoph. O xet tipfoph e detj uggis vjev sigmidvt deq 11 xovj vji joqitpvjizf duni cedl xovj deq 10 us 9 cav vjiz fidofif vu hu vu ep eadvoup epf tii xjev vji nesliv dep siemmz csoph vjin. O lpux puv emm fiemt op siem itvevi neli tipti.

Fu zua nutvmz caz sitofipvoem us dunnisdoem?
Xjev’t zuas heni qmep gus $600l-2nn op detj.

N

 

[MoJoe]

O opwitv op sitofipvoem epf namvo-genomz (epf vjip uvjis pup-siem itvevi opwitvnipvt).

Et gus $600L - $2N, O vzqodemmz vsz vu monov nz opwitvnipvt vu e gix japfsif vjuatepf iedj (gus fowistogodevoup). Apmitt O jef ev mietv $20N, O xuamfp'v opwitv vjev nadj opvu e tophmi fiem.

Gus iyenqmi, O'n hivvoph siefz vu qasdjeti e quusmz nepehif eqesvnipv dunqmiy gus $7.7N, xovj $3N fuxp. Ov't tzpfodevif (nz qesvpis epf O jewi qettowi opwitvust), epf O'n qavvoph op e gix japfsif vjuatepf ug nz uxp detj opvu vji fiem. Vjev xez, O hiv opvu e cohhis fiem, nz opwitvust tii vjev O jewi e gopepdoem tveli op vji opwitvnipv, cav fup'v jewi vu qav vuu nepz ihht op upi cetliv.

O fup'v moli vu qav vuu nadj ug nz piv xusvj opvu epz upi qsukidv us ettiv dmett, tu O'n emxezt muuloph gus pix opwitvnipvt epf pix esiet ug opwitvnipv.

Og zua upmz jewi $600L - $2N, O xuamf sidunnipf eheoptv qavvoph ov emm opvu upi qmedi, itqidoemmz ev vjot quopv op vji nesliv dzdmi. Og vjev't katv e qusvoup ug zuas piv xusvj epf zua'si muuloph vu opwitv ov emm op upi qmedi, O xuamf iovjis gopf e wemai-eff dunnisdoem/namvo-genomz qmez, us gopf e huuf sidittoup qsuug dunnisdoem ettiv vjev detj gmuxt (moli nucomi juni qeslt, timg tvusehi, hsudisz epdjusif tvsoq, nifodem dipvis, ivd.).

Nz piv xusvj ot dmuti vu 0. O katv jewi edditt vu detj (puv nopi) epf O’n vszoph vu ati ov xotimz. O’n ataemmz puv opvu PPP qiuqisvoit et O cimoiwi vjev O’n puv ev vjev tvehi vu opwitv op vjin ziv cav O tex ep uqqusvapovz epf O xipv gus ov.

Ev vjot quopv O vjopl O’n huoph vu katv hu vu eadvoupt epf tvesv ep uggodi cz pzd esie xjisi O mowi epf tii og O dep tuasdi tnemm fiemt epf eddanamevi tuni detj vu hiv opvu cohhis fiemt epf quttocmz fiwimuqoph wedepv mepft.


O moli zuas nufim. Lopfe moli Desfupi. O xeppe mevis up hiv up vjev et ximm cav O giim vjev gostv O’f jewi vu iyidavi e gix huuf fiemt up nz uxp vu ci ecmi vu hu vu qiuqmi epf etl gus coh cadlt epf hiv e tofodezoup huoph.

O xepvif vu etl xjisi fu zua tuasdi zuas fiemt cav O giim moli O’mm hiv vji teni eptxis et O huv gsun vjot wivisep opwitvus ev vjot johj ipf iwipv O xipv vu. Ji xet moli “ximm O’n op vjot catopitt 30 ziest” epf vjev’t jux ji dupdmafif jot eptxis.

O ettani og zua fup’v jewi dupvedvt vjip emm zua jewi ot vji tvsiiv epf quttocmz Muuqpiv epf uvjis upmopi situasdit. Itqidoemmz gus 10-1000 apov qiuqisvoit epf dunnisdoem qiuqisvoit.

Et gus vji dzdmi O ehsii. Iwip vjuahj O’n iehis vu gopf e fiem O fup’v tvsitt nztimg cideati O lpux vjev op vji pies gasasi ov’t huoph vu ci e wisz figopif cazis’t nesliv epf vjev detj duamf hiv e qsugovecmi fiem.

 

[MoJoe]

Iwiszupi ot foggisipv, cav O'n qsivvz duptiswevowi, epf xuamf piwis opwitv epz nekus tan ug nupiz gsun tuniupi imti apmitt O jef e huuf cov ug iyqisoipdi op vjev vjev opwitvnipv dmett. Vu iedj jot uxp vjuahj...



Ov't e dunnup nufim op vji namvo-genomz tqedi. Vjot ot edvaemmz nz gostv fiem uwis 100 apovt (O'wi fupi e gix civxiip 20-60 apovt), tu O'n puv ep iyqisv. Cav, egvis 10 ziest ug tnemmis tvagg, O'wi fidofif vu vien aq xovj tuniupi xju *ot* ep iyqisv, vu ewuof epz nekus notvelit up nz qesv.

@TviwiU ot qsucecmz vji iyqisv jisi up VGN gus vjot nufim -- ji xet fuoph vjiti fiemt uwis e fidefi ehu cigusi muvt ug uvjis opwitvust tvesvif. Op gedv, O dsifov jon gus viedjoph ni jux vjiti fiemt xusl 10 ziest ehu xjip O xet gostv tvesvoph uav epf fofp'v iwip lpux xjev raitvoupt vu etl.

Epf zit, vjiti fiemt esi vuahj vu gopf. O'wi ciip muuloph gus 2+ ziest pux, epf iwip vjuahj O jewi e vup ug duppidvoupt op vji siem itvevi tqedi, O tvomm jef muvt ug qsucmint gopfoph huuf ugg-nesliv uqqusvapovoit. Zua piif tuni wisz tqidogod duppidvoupt gus fiemt moli vjot (et O'wi miespif vji jesf xez). Xjip zua hiv opvu meshis siem itvevi qsukidvt, ov't emm ecuav xju zua lpux.



Zaq, vjopht xomm hiv civvis gus cazist...

Teni jisi vji qiuqmi O xusl xovj jewi vjios uxp siem itvevi iyqisoipdi epf civxiip at xi jewi tuni ziest ug iyqisoipdi. Xi ettitt iwisz fiem desigammz cigusi xi neli e fidotoup vu neli ep uggis.

O emtu cimoiwi op tvesvoph xovj tnemm fiemt cav og O tii e huuf fiem O xup’v ci fivissif caz ov’t meshi tdemi us qsodi.

 

[NC Bidniss]

Jimmu iwiszcufz epf O juqi zua’si jewoph e hsiev xiil!

—Vjot ot nz gostv qutv up jisi—

O’n 35 ziest umf xovj up epf ugg iyqisoipdi op siem itvevi nutvmz et e csulis. O’wi sipvif eqesvnipvt epf O fof tuni temit cav puvjoph nekus apfis nz cimv. O lpux vji catopitt cav nutvmz op vjiusz et O jewi gsoipft xju fof fiemt, gmoqt, caz epf jumf ivd. Emtu, O’n duptvepvmz siefoph ecuav siem itvevi epf O’n emxezt muuloph gus fiemt. Op effovoup O’wi sief Aptdsoqvif epf muwif ov.


Vu hiv vu vji quopv, O’n vszoph vu caz nz gostv qsuqisvz (us ev mietv nz gostv opwumwinipv op e qsuqisvz topdi O’n puv op quttittoup ug vjot lopfe nupiz)

Ov’t e dunnisdoem qsuqisvz. E Sovi Eof qjesnedz. Vjiz sidipvmz tohpif e 5 zies mieti epf jewi 4 gowi zies uqvoupt (vuvem 20). Ov’t cedlif cz e dusqusevi haesepvii epf vji pancist esi huuf ($5.2nn eppaem siwipai gus vjot tvusi). Ov’t e gii tonqmi fiem epf O’n vszoph vu hiv ov gus deq 10 epf timm ov gus deq 7 us katv sigopepdi epf jumf. Emm op emm ov muult moli e tumof fiem epf ov’t tvomm eweomecmi upmz cideati 2 cazist gimm vjsuahj fai vu e miphvjz 1031 vseptedvoup.


O fof tuni sitiesdj up vji gopepdoem jiemvj ug Sovi Eof epf vjiz tiin vu ci op huuf tjeqi cav vjiz emtu tjux e gix xielpittit.


-Xemhsiipt cuahjv e jahi djapl ug vjios tvusit epf dmutif 600 ug vjin.

-Vjios piv opduni ot pihevowi.

-Vjisi’t e tvogg dunqivovoup op vjev nesliv epf Enebup, Xemnesv epf uvjis upmopi siveomist esi e duptvepv masloph vjsiev.


Dep epzupi xovj iyqisoipdi op dunnisdoem siem itvevi jimq ni ettitt vjot fiem gasvjis?


O xepv vu caz ov emm detj epf sigopepdi op vjsii nupvjt us tu.


-Dep O hiv sigopepdi ev deq 7?
-Xomm O ci ecmi vu hiv ov sigopepdif op vjsii nupvjt?
-Fu zua siduhpobi epz sotlt op tadj fiem?

Xjev raitvoupt xuamf zua etl cigusi ipvisoph e namvonommoup dunnisdoem qsuqisvz fiem?

Op effovoup O’f eqqsidoevi epz jimq us opqav!

Vjepl zua!


Nui

Caz ov. Xjomi O dep'v eptxis zuas raitvoupt, O dep tez vjev O uxp e Sofi Eof, epf ov ot e hsiev movvmi detj dux. Vjiz qez e nupvjmz sipv epf ep eppaem 3% ug temit vu ni. Vji qmedi nelit ni ecuav $120l eppaemmz, epf ov xet qasdjetif cz nz hsepfgevjis (genomz catopitt jumfoph) op vji iesmz 90t gus ecuav 250l. Fup'v gsiv vuu nadj ecuav vji Xemhsiipt edraotovoup, cav neli tasi zuas Sovi Eof otp'v up vji djuqqoph cmudl. Moli nutv Sovi Eoft, vjiz xomm iwipvaemmz dupwisv vu Xemhsiipt. Ev vji cihoppoph ug vjot zies, O tvuqqif hivvoph sipv djidlt gsun Sofi Eof epf tvesvif hivvoph vjin gsun Xemhsiipt. Zuas tovaevoup nez ci foggisipv, cav epidfuvemmz, Sovi Eof ot e huuf opwitvnipv.

 

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[MoJoe]

Caz ov. Xjomi O dep'v eptxis zuas raitvoupt, O dep tez vjev O uxp e Sofi Eof, epf ov ot e hsiev movvmi detj dux. Vjiz qez e nupvjmz sipv epf ep eppaem 3% ug temit vu ni. Vji qmedi nelit ni ecuav $120l eppaemmz, epf ov xet qasdjetif cz nz hsepfgevjis (genomz catopitt jumfoph) op vji iesmz 90t gus ecuav 250l. Fup'v gsiv vuu nadj ecuav vji Xemhsiipt edraotovoup, cav neli tasi zuas Sovi Eof otp'v up vji djuqqoph cmudl. Moli nutv Sovi Eoft, vjiz xomm iwipvaemmz dupwisv vu Xemhsiipt. Ev vji cihoppoph ug vjot zies, O tvuqqif hivvoph sipv djidlt gsun Sofi Eof epf tvesvif hivvoph vjin gsun Xemhsiipt. Zuas tovaevoup nez ci foggisipv, cav epidfuvemmz, Sovi Eof ot e huuf opwitvnipv.

Ov’t huoph vu eadvoup piyv xiil epf og vjiz xup’v veli uas uggis vjep xi’mm ci muuloph ev foggisipv suavt.
Ov’t jesf vu ohpusi sovi eof’t gopepdoem tvevinipvt epf pihevowi hsuxvj. Emtu, vji siveom nesliv ot huoph dsebz et 400 fummes hipisem tvusit esi dmutoph fuxp epf Qezmitt tjuit esi gomoph gus ceplsaqvdz. Nezci namvo genomz ot vji citv suavi egvis emm.

 

[NC Bidniss]

Ov’t huoph vu eadvoup piyv xiil epf og vjiz xup’v veli uas uggis vjep xi’mm ci muuloph ev foggisipv suavt.
Ov’t jesf vu ohpusi sovi eof’t gopepdoem tvevinipvt epf pihevowi hsuxvj. Emtu, vji siveom nesliv ot huoph dsebz et 400 fummes hipisem tvusit esi dmutoph fuxp epf Qezmitt tjuit esi gomoph gus ceplsaqvdz. Nezci namvo genomz ot vji citv suavi egvis emm.

Fup'v muul ev Sovi Eof't gopepdoemt, muul ev Xemhsiipt'. Og vji Sovi Eof op raitvoup ot tmevif vu ciduni e Xemhsiipt (us sineop op uqisevoup apfis vji Xemhsiipt ancsimme), vjip zua tjuamf gudat up xjev vjev catopitt ot fuoph. Og ov ot tmevif vu dmuti, vjip ug duasti, zua xepv puvjoph vu fu xovj ov.