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Ok, so I am going about this backwards...

Dennis Taylor

New Contributor
Dec 5, 2007
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I had come across this forum and lurked for a short time, then posted in another portion of the forum.

I never did introduce myself to the group, but here I am. To make a short story longer...(this was posted else where - but for simplicities sake, I've put it here too.)

My wife and I have now started on our voyage to financial freedom.

Back then:

Enough credit card debt to choke congress, several delinquent accounts for misc. loans, huge car payment, lots of frivolous monthly expenses and absolutely no checks and balances system - other than balancing the always empty checkbook. Credit - shoddy.

Currently:

No credit card debt at all, all credit cards paid off. Misc loans, only 2 left, soon to be zero. Sold overly expensive toy car, and cut way down on frivolous monthly expenses. We’ve since put our financial ‘lives’ into a financial statement and though it’s not great, it’s a lot better than where we were. My only existing loan is a student loan, and that’s next on our targets to obliterate. Credit - Good, almost Great!

We’ve been looking at properties left and right. There seems to be a realtor who’s taken a liking to us and has no problems showing us properties. We’ve worked it to if he’s showing one, and it’s in our areas we’ve expressed interest in, he’ll ring us up and we’ll meet up at the showing. We’ll swoop in, once the other interested party has cleared the scene - giving us time to do a tour of the property.

It’s amazing what people will do for you if you let them know your intentions.

I look forward to a very lengthy and wonderful stay here on the forums.

I also look forward to hearing from each of you! :love1:
 

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MJ DeMarco

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Welcome Dennis and a big congrats on your progress!!:eusa_clap:
 

Think

New Contributor
Jan 18, 2008
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As one new member to another a big Welcome!!! I am very glad to see that you have not only stated your intentions but showed your sincerity by selling off the "Toy Car". The credit card situation has a way of demanding attention even from people who do not really want to change, but selling the toys speaks volumes. You are on your way.
Think
 

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