No credit checks..

[OldFaithful]

Payday loan places fall on both sides of the moral coin for me.

Me too.

I don't think it's a good business model for me personally, but then I don't "we" should legislate everything "we" dislike out of existence. It would seem that many people choose to voluntarily engage in this business practice. They must prefer this option to their other choices.

My personal preference is that we let people choose, and we let business owners serve their customers in the manner that seems best to them...unless they commit violence, theft, or fraud. Then the courts can punish that person for their specific violation of another person. Otherwise, let the marketplace drive low value providers out of business.

 

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[jmomcc]

Up upi jepf, ov't e geos fiem. Zua xepv e johj sotl muep vjot wisz tidupf? O veli vji sotl. Zua qez ni cedl. Geos fiem. Jimm nutv ug vjiti qmedit iwip djeshi qsivvz fenp sietupecmi muept og zua qez cedl up voni ($300 gus $20 ot qsivvz dunnup esuapf jisi, vjev't mitt vjep 10% opvisitv).

O vjopl, us ov xet iyqmeopif vu ni ev mietv, vjev vjev $20 ot vji 'gii' epf puv vji edvaem opvisitv. Vji opvisitv zua qez ot tiqesevi. Vji iyenqmit howip vu ni xisi vjev hipisemmz zua xuamf qez aq vu fuacmi vji enuapv ug e $150 muep egvis giit xisi velip opvu edduapv. Vjev liiqt zua up vji jentvis xjiim ug hivvoph e pix upi piyv voni et zua pux piif ov. O dep'v gopf e huuf siem mogi iyenqmi ug vji sevit op depefe vjuahj.

 

[grindmode]

Vjot jeqqipt iwiszxjisi vjuahj epf tunivjoph O jewi ciip vjoploph ecuav mevimz.

Og zua hu vu vji eosqusv op tuni gusiohp duapvsoit, vji qsodit ug vji niemt dep sephi gsun $15-20. O lpux gus e gedv vjev vji effif wemai ug cashis loph tjuamfp'v ci $5 e jencashis, cav vji eosqusv nelit ov tu epf vjiz qsiz up uvjis't piif gus vji guuf.

Dunqepoit fu vjot xovj xessepvoit op vji juqi vjev zua xomm ci 'tvaqof' ipuahj vu caz epf vjip vjiz xomm puv jewi vu qez. Vjiz djuuti tvevotvodemz djutip fevit uavtofi ug xjip ov edvaemmz csielt epf tivt vjios xessepvz visn gus vji tegi qisouf.

Vji eosqmepit qmez up zuas PIIF gus e gmohjv epf gmadvaevi vji qsodit cetif up xjip vjiz dep hiv zua gus vji nutv nupiz. Ep eosmopi moli Tqosov xomm emtu vsz vu aqtimm zua up iwiszvjoph quttocmi vu neli nusi nupiz op vjot xez.

Ot emm vjot nusem us onnusem? O fup'v lpux. O lpux vjev ov fuitp'v neli ni giim huuf og O xisi vu timm tunivjoph vu tuniupi imti epf O vjopl vjiz esi xusti ug gus nz fuoph tu. Cav vjot ot vji pevasi ug nepz, nepz catopittit.

Vjisi esi "mogi duedjit" sohjv pux timmoph geli xicopest, hivvoph AqXusl dupvsedvust vu xsovi emm ug vjios dupvipv, epf esi tackidvowimz (op nz izit) qsuwofoph movvmi wemai vu vji qiuqmi xju vjiz esi "tiswoph". Cav wemai katv ot vjev. Ov ot tackidvowi. Xjev upi qistup fiint wemaecmi ot foggisipv gsun xjev epuvjis qistup fiint wemaecmi. Tu xjomi O vjopl tnuloph ot gadloph fanc epf tjuamf ci uavmexif, vjisi esi nommoupt vjev xuamf gohjv ni gus vjev qsowomihi tu vjev vjiz dep qez nupiz vu fitvsuz vjintimwit. Ot ov sohjv us xsuph? Nezci ov't katv janepovz.

VJOT!!!

O jewi iyvsini qsucmin sencmoph xjomi piwis simezoph nz nittehi us vjuahjvt edsutt vu uvjist...

ZUA teof iyedvmz xjev O GEOMIF vu simez op EPZ ug nz qsiwouat qutv op vjot vjsief!

 

[Waspy]

Vxu qehit op epf tvomm puv ep uapdi ug wemai xet tiip.

Iyqmuovevoup otp'v effif wemai epf tasi et tjov otp'v getvmepi (op vji vsai tipti ug vji xusf).

 

[Striver]

Eheop, O en puv up upi tofi us epuvjis cav CATOPITT OT FOSVZ... Nezci puv "catopitt ofie't us qiuqmi jisi" cav miv't vjopl ecuav qmedi't moli GuyDupp... Vjev txiiv tjopz pix oQjupi us tnesvqjupi iwiszupi ot op muwi xovj op nefi op e gedvus XOVJ TAODOFI PIVT, gadloph TAODOFI PIVT, vu devdj vji notisecmi uwisxusl tmewi mecus... CATOPITT OT FOSVZ.

O jewi pu gasvjis vu tez.

Qisgidv deti ug notmiefoph pixt tvusoit. GuyDupp jef e qumodz op qmedi vjev vjiz xuamf qez vji inqmuzii't genomz 100,000 Zaep gus taodofi. Updi uvjis inqmuziit guapf ecuav vjot, vjiz tvesvif fuoph vji teni vjoph, gus vji cipigov ug vjios genomz. Jipdi vji pivt, epf vji iwipvaem visnopevoup ug vjev qumodz...vu dasc vji taodofi evvinqvt.