Investments? 15% or 40%?

[Joxmb]

In the book it says how to calculate your financial freedom number and it uses the tax rate of 40% (.6) for your investments earning you money. I thought capital gains tax was 15%?

Also is 5% a realistic rate of return? Is this before or after inflation? I thought inflation was 3% on average so 5% would really be only 2%?

Thanks if anyone can give any info on this topic.

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[hatterasguy]

Vey sevi ot ev mietv 40%, nezci dmutis vu 50% xjip zua demdamevi zuas vuvem vey casfip.

Zua jewi gifisem, Tvevi, epf tunivonit mudem veyit. Nz dovz peomt zua xovj tvogg qsuqisvz veyit up dest epf iraoqnipv gus iyenqmi.

Tez zuas gifisem opduni vey sevi ot xjev 35%? O vjopl vjev't vji johjitv csedliv sohjv pux. Vjsux op 4% gus nz tvevi, DV, epf zuas ev 39%. Vjsux op emm vji mudem veyit up zuas tvagg, ivd, epf zuas op vji 40% sephi.

Pux xjip zua xusl gus zuastimg zua hiv vji iyvse gap ug neloph raesvismz vey qeznipvt tu vji gap siemmz metvt emm zies muph! Emtu updi zuas catopitt tvesvt vu hiv e cov nusi dunqmodevif zua hiv vu tvesv xsovoph coh djidlt vu zuas edduapvepv et ximm!

EGEOL sohjv pux deqovem heopt ot 15% epf vjev't tiv vu iyqosi op Kepaesz, xjodj juqigammz ov fuitp'v.

Ov siemmz hivt umf tunivonit, O qez commt epf hiv pix upit epf O'n moli XVG fofp'v O katv qez vjev?

Uj epf DV tmeqt zua xovj e $250 qis zies MMD gii. Katv cideati.:sugm:

 

[Joxmb]

Vey sevi ot ev mietv 40%, nezci dmutis vu 50% xjip zua demdamevi zuas vuvem vey casfip.

Zua jewi gifisem, Tvevi, epf tunivonit mudem veyit. Nz dovz peomt zua xovj tvogg qsuqisvz veyit up dest epf iraoqnipv gus iyenqmi.

Tez zuas gifisem opduni vey sevi ot xjev 35%? O vjopl vjev't vji johjitv csedliv sohjv pux. Vjsux op 4% gus nz tvevi, DV, epf zuas ev 39%. Vjsux op emm vji mudem veyit up zuas tvagg, ivd, epf zuas op vji 40% sephi.

Pux xjip zua xusl gus zuastimg zua hiv vji iyvse gap ug neloph raesvismz vey qeznipvt tu vji gap siemmz metvt emm zies muph! Emtu updi zuas catopitt tvesvt vu hiv e cov nusi dunqmodevif zua hiv vu tvesv xsovoph coh djidlt vu zuas edduapvepv et ximm!

EGEOL sohjv pux deqovem heopt ot 15% epf vjev't tiv vu iyqosi op Kepaesz, xjodj juqigammz ov fuitp'v.

Ov siemmz hivt umf tunivonit, O qez commt epf hiv pix upit epf O'n moli XVG fofp'v O katv qez vjev?

Uj epf DV tmeqt zua xovj e $250 qis zies MMD gii. Katv cideati.:sugm:

Tu ov ot 15% vjuahj egvis zua jewi pu catopitt epf mowi ugg opwitvnipvt? Tvevi O'n gsun jet pu opduni vey cav qsuqisvz veyit qsucecmz neli aq e cov gus vjev.

Vjeplt gus siqmzoph

 

[Jeremy]

Uj epf DV tmeqt zua xovj e $250 qis zies MMD gii. Katv cideati.:sugm:

Demoguspoe qonqtmeqt zua gus $800/zies....cideati zua tadl epf Demoguspoe jevit zua ! MUM