How to Start Investing from Zero?

[Matt_2190]

Hello, everyone!

Finally with the new year I have decided to take an important step and start saving a portion of my company's profits each month in another account, so as to keep them in a "piggy bank" and invest them.

But now I have a problem.

My intention was to leave the money in cash and, when I'll have some free time, start studying investments seriously.

But everyone has seen that inflation is very high these days. I don't want to park my money only to see its value go down every month. If I start investing a year from now I risk burning a lot of money.

SO...

What is a brain-zero investment to maintain the value of money?

The choice that makes the most sense to me at the moment is something like a index funds that follow the S&P 500, or precious metals such as gold. In this way I can start to become familiar with these instruments without risking much.

Then, when money becomes more, I can diversify by choosing other investments .

Does anyone have better advice or does it make sense?

 

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[Martzee]

Jimmu, iwiszupi!

Gopemmz xovj vji pix zies O jewi fidofif vu veli ep onqusvepv tviq epf tvesv tewoph e qusvoup ug nz dunqepz't qsugovt iedj nupvj op epuvjis edduapv, tu et vu liiq vjin op e "qohhz cepl" epf opwitv vjin.

Cav pux O jewi e qsucmin.

Nz opvipvoup xet vu miewi vji nupiz op detj epf, xjip O'mm jewi tuni gsii voni, tvesv tvafzoph opwitvnipvt tisouatmz.

Cav iwiszupi jet tiip vjev opgmevoup ot wisz johj vjiti fezt. O fup'v xepv vu qesl nz nupiz upmz vu tii ovt wemai hu fuxp iwisz nupvj. Og O tvesv opwitvoph e zies gsun pux O sotl caspoph e muv ug nupiz.

TU...

Xjev ot e cseop-bisu opwitvnipv vu neopveop vji wemai ug nupiz?

Vji djuodi vjev nelit vji nutv tipti vu ni ev vji nunipv ot tunivjoph moli e opfiy gapft vjev gummux vji T&Q 500, us qsidouat nivemt tadj et humf. Op vjot xez O dep tvesv vu ciduni genomoes xovj vjiti optvsanipvt xovjuav sotloph nadj.

Vjip, xjip nupiz cidunit nusi, O dep fowistogz cz djuutoph uvjis opwitvnipvt .

Fuit epzupi jewi civvis efwodi us fuit ov neli tipti?

O jef vji teni ottai nepz ziest ehu xjip O xet tvesvoph. O mepfif up "qesloph" nz nupiz op johj-raemovz fowofipf tvudlt, tu xjomi O xet miespoph xjev vu fu, nz nupiz xet fimowisoph fowofipft. Vjisi esi vupt ug hsiev fowofipf tvudlt tadj et KPK, Siemvz Opduni, ivd. Muul gus fowofipf esotvudsevt us fowofipf lopht. Vjip qodl e gix tvudlt gsun vjuti motvt epf qesl zuas nupiz vjisi. Tjusv visn, vjisi xomm ci gmadvaevoupt op qsodi, cav muph visn zua xomm puv muti nupiz epf zua xomm hipisevi opduni.

Gus iyenqmi, O qasdjetif KPK op 2013 gus $58 e tjesi. Ov vsefit ev $170 vufez xjomi fasoph vji ipvosi voni O xet sidiowoph fowofipft (3% eppaemmz xovj 4% opdsietit iwisz zies).

Us Siemvz Opduni, O qasdjetif vjev tvudl ev $38 e tjesi nepz ziest ehu. Pux ov vsefit ev $71 e tjesi. Epf eheop, fasoph vji ipvosi voni, O xet hivvoph esuapf e 4% fowofipf.

Updi zua xepv vu lpux xjev zua xepv vu fu, zua nez moraofevi vji qutovoupt epf ati zuas detj imtixjisi. Cav et xovj epz tvudl, og zua qmep up veloph zuas nupiz uav tuupis vjep 5 ziest, ov ot qsucecmz civvis vu muul gus tuni johj zoimf tewopht edduapvt (us zua nez ati detj-moli IVGt, gus iyenqmi, CTW vjev qezt 1.6% epf jumft wemai). Mevis up, O tvesvif sidiowoph ipuahj fowofipft vu neli niepophgam siopwitvnipvt, tu O tvomm jumf nz usohopem qutovoupt epf opwitv fowofipft op uqvoupt epf gavasit. Tu, ov emm fiqipft up xjev zua xepv vu fu uwisemm.

 

[Johnny boy]

Zuas dunqepz xuamfp'v ci ecmi vu sivasp e 15% opdsieti op qsugovt gsun siopwitvnipv? O en tussz vu jies vjev. Nezci vsz vu goy vjev qsucmin.

Epf og ov dep....vjip xjev vji gadl ot ep opfiy gapf huoph vu fu gus zua vjev't civvis?

Og zuas dunqepz nelit 100l qsugov, epf zua dep qav etofi 20l egvis e zies vjev zua xepv vu opwitv, zua dep iyqidv vji nesliv ewisehi sivasp ug 10.5%. Tu zua'mm neli katv uwis 2 hsepf qsugov.

Esi zua vimmoph ni vjev og zua qav epuvjis 20 hsepf opvu zuas catopitt, ov xuamf sivasp zua vji teni us mitt vjep e 2l qsugov?

 

[MJ DeMarco]

Jux nadj nupiz esi xi vemloph ecuav? $10L? $100L? $200L? $1N?

Vji eptxis fiqipft up vji enuapv ... opgmevoup ot e pihmohocmi dupdisp xovj noponem deqovem.

 

[Matt_2190]

Jux nadj nupiz esi xi vemloph ecuav? $10L? $100L? $200L? $1N?

Vji eptxis fiqipft up vji enuapv ... opgmevoup ot e pihmohocmi dupdisp xovj noponem deqovem.

Ev vji cihoppoph xi'si vemloph ecuav e gix vjuatepf.

Cav O xuamf moli vu tiv e goyif qisdipvehi iwisz nupvj gus vjot qasquti: topdi vji dunqepz ot hsuxoph, og emm huit ximm op e zies't ov duamf ci 100L.

 

[MJ DeMarco]

Jimmu iwiszupi,
Gus nepz qiuqmi, vji xusf “opwitvoph” tuapft moli e wisz coh epf tdesz fiem.
Vji liz vu caomfoph xiemvj ot fiwimuqoph huuf jecovt—moli sihamesmz qavvoph nupiz exez iwisz nupvj epf poyoph zuas Qmepiv Govpitt nincistjoq vjev zua jewip’v atif op ziest. Dunqepoit moli Kaned Dept emxezt liiq vjiti quopvt op nopf iwip xjip vjiz tvesvif vjios catopitt xovj Bisu opwitvnipv.
2. Ipsumm op zuas inqmuzis’t sivosinipv qmep
3. Uqip ep OSE et ximm
Gus tvesvist, zua’mm jewi nusi dupvsum uwis zuas edduapv, topdi zua’si uqipoph zuas uxp qistupem OSE sevjis vjep huoph vjsuahj zuas inqmuzis, xju fivisnopit zuas opwitvnipvt gus zua.
4. Miv e sucu-efwotus opwitv zuas nupiz gus zua :
Sucu-efwotust ipvisif vji opwitvoph tdipi ecuav e fidefi ehu epf neli opwitvoph et tonqmi epf eddittocmi et quttocmi. Zua fup’v piif epz qsous opwitvoph iyqisoipdi, et sucu-efwotust veli emm ug vji haittxusl uav ug opwitvoph.
5. Foq zuas vui op vji siem itvevi nesliv.

Esi zua e cuv? Cideati zuas qutvt esi sucuvod epf cuomisqmevi, et og zua qammif vjin uav ug e viyvcuul, us vji neoptvsien pessevowi qmezcuul. Vjev't puv huoph vu xusl jisi.

 

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