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How important is your credit score?

papi016

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Does your credit score control your financial destiny? My father believes so claims I will never be able to own a new car or buy a house because of my low credit score.

Is your credit score this end all be all that determines your future? How important is it in the grand scheme of things?
 
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GPM

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Are you financing your life with money you don't yet have? If so you probably need that credit score.

At the same time if you have a poor score could it be because of purchasing things you don't need with money that you don't have? I don't want to assume that I know what your life is, but good financial habits tend to lead to a half decent credit score.
 

papi016

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Are you financing your life with money you don't yet have? If so you probably need that credit score.
Credit scares I’m afraid of debt the only debt I have is from my time in college
 

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