What specialized skill do you have? Maybe someone can think of something that will benefit from that skill in some other way than what you currently use it for. Or maybe someone knows of something that is close to that skill so you could easily learn it.
Good point about Hollywood. We have a close family member who works for Pixar and his wife is an actress, I bet they are maxed out as far as debt goes thinking they had it made. We should get ahold of them and see if they can be talked down. I gave his sister Dave Ramsey's book a few years ago and he scoffed at it..... maybe he will come around soon. Atleast she listened, for the most part.
On a side note, you stated that you moved out of the house you own. And then you stated that you owe a mortgage..... just to clear that up for your future so you see things in a different light..... when you owe $0 on your home is when you own it or atleast as much as the government will let you own it. Right now, you are renting from the lender that owns the home. That goes for anything that you owe money on so.... since you want to basically start over, you might as well go all the way and see things for what they really are. If you borrow money to buy a shovel, it's not your shovel until you pay off the loan.
Good point about Hollywood. We have a close family member who works for Pixar and his wife is an actress, I bet they are maxed out as far as debt goes thinking they had it made. We should get ahold of them and see if they can be talked down. I gave his sister Dave Ramsey's book a few years ago and he scoffed at it..... maybe he will come around soon. Atleast she listened, for the most part.
On a side note, you stated that you moved out of the house you own. And then you stated that you owe a mortgage..... just to clear that up for your future so you see things in a different light..... when you owe $0 on your home is when you own it or atleast as much as the government will let you own it. Right now, you are renting from the lender that owns the home. That goes for anything that you owe money on so.... since you want to basically start over, you might as well go all the way and see things for what they really are. If you borrow money to buy a shovel, it's not your shovel until you pay off the loan.