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Future Fastlaner from Europe

Mr. Tusk

Bronze Contributor
Speedway Pass
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236%
Dec 15, 2019
47
111
Europe
I am not buying anything of what's written in this thread.

Feels weirdly off and fake.
Cool @monnffffiiiiiii you don't need to buy anything as I am not selling anything.

But your comment is highly interesting as I have written as an honest record of my journey as I can without telling the actual names of the companies or the country of my domicile. I return myself from time to time to the thread to check how things have evolved over the years.

May I ask what parts of my journey feels "weirdly off and fake"?
 

Necromant

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Read Fastlane!
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Jan 13, 2023
10
3
Germany
Great! Nice to have you on board @Necromant . How much does 65k leave you after tax per month?

For the ones who want to build your basic conditioning by running (and we all should), please check out the other thread HERE
Hey thanks for the welcome.

After Tax I’m at 41k€. Welcome to Germany …
 

Mr. Tusk

Bronze Contributor
Speedway Pass
User Power
Value/Post Ratio
236%
Dec 15, 2019
47
111
Europe
Hey thanks for the welcome.

After Tax I’m at 41k€. Welcome to Germany …
It's not a bad start at all @Necromant - you get 3,4k per month of monopoly money. Then you pay rent, buy food, and utilities, and you are left with 2k. You have food and a warm bed, 2k to use, and your phone and laptop. That's a great starting point!
 
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Necromant

New Contributor
Read Fastlane!
User Power
Value/Post Ratio
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Jan 13, 2023
10
3
Germany
It's not a bad start at all @Necromant - you get 3,4k per month of monopoly money. Then you pay rent, buy food, and utilities, and you are left with 2k. You have food and a warm bed, 2k to use, and your phone and laptop. That's a great starting point!
Unfortunately I have a car leasing (tend to drive beautiful cars …) and the rest, yes I save a bit. Currently working on an SAAS with a friend of mine besides my normal work. Maybe someday I can be free and decide every day what I want to do. But a SAAS could be a good starting-point for it with enough customers. And it fullfill 4/5 of the CENTS. Just the Controll, isn’t mine. I’m just the co-driver …

EDIT: Thanks for the light wake-up. I buy to much trash, could save more. I mean, 2k a month = 24k a year. That’s more than others earn. Like wtf.
 
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Mr. Tusk

Bronze Contributor
Speedway Pass
User Power
Value/Post Ratio
236%
Dec 15, 2019
47
111
Europe
Unfortunately I have a car leasing (tend to drive beautiful cars …) and the rest, yes I save a bit. Currently working on an SAAS with a friend of mine besides my normal work. Maybe someday I can be free and decide every day what I want to do. But a SAAS could be a good starting-point for it with enough customers. And it fullfill 4/5 of the CENTS. Just the Controll, isn’t mine. I’m just the co-driver …

EDIT: Thanks for the light wake-up. I buy to much trash, could save more. I mean, 2k a month = 24k a year. That’s more than others earn. Like wtf.
Germans and their cars :) About buying trash: I am just writing a piece of advice for the other thread on how not to let stuff, trash, or junk hijack your life, how to keep your shit in order, and how to buy only the good quality stuff you need to buy.

I have been on a journey of getting rid of stuff and organizing for few years. My clothes are in impeccable order, but there is still around 30% too much stuff around the house. Just stupid when you realize, e.g., that you have top-notch skiing goggles with five lenses (which cost 500eur), but at the same time, you have ten cheap ones bought in the past 15 years that have cost the same. When you get this in order, the cumulative savings are huge, your life is in control, and you only enjoy good quality items in your daily activities.

And the car problem: I solved it myself to have an eighteen-year-old LandRover with all the bells and whistles. It consumes a lot of gas, but it is in great shape, and I have had it for over ten years. My approach is to buy a car that has already decreased in value but has low mileage, all the luxury equipment and is a classic. Perhaps I will change my car to a ten-year-old model when the current one turns twenty. But there are many ways to approach this one.
 
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Necromant

New Contributor
Read Fastlane!
User Power
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Jan 13, 2023
10
3
Germany
Germans and their cars :) About buying trash: I am just writing a piece of advice for the other thread on how not to let stuff, trash, or junk hijack your life, how to keep your shit in order, and how to buy only the good quality stuff you need to buy.

I have been on a journey of getting rid of stuff and organizing for few years. My clothes are in impeccable order, but there is still around 30% too much stuff around the house. Just stupid when you realize, e.g., that you have top-notch skiing goggles with five lenses (which cost 500eur), but at the same time, you have ten cheap ones bought in the past 15 years that have cost the same. When you get this in order, the cumulative savings are huge, your life is in control, and you only enjoy good quality items in your daily activities.

And the car problem: I solved it myself to have an eighteen-year-old LandRover with all the bells and whistles. It consumes a lot of gas, but it is in great shape, and I have had it for over ten years. My approach is to buy a car that has already decreased in value but has low mileage, all the luxury equipment and is a classic. Perhaps I will change my car to a ten-year-old model when the current one turns twenty. But there are many ways to approach this one.
Yes ... But it is always fun to drive and we have an good connection to an unlimited Autobahn.
hmm like ... I bought yesterday the Steam Deck, because I love to play Games and it annoys me to have different Savings/Have too Buy the Same Game twice If i want to play it on the TV ... Dumb, I guess but yeah ... thats some things u do sometimes ...

Currently trying to sell some old shit, I barely use or Books I read once.

Today, I'll have a meeting with an Tax/ETF-Expert and try to save some Taxes & improve my ETFs, lets see what I get. Doont get me wrong, its all "Slowlane" and Stuff but I just want to have a "Save-Lane" besides my Business Growing. This will just be a part on my journey, this alone wont be my journey.

Know the feeling :D I drove before I got my new one, an old Opel Corsa C, 1.2 Cubic capacity, 60PS, @1999. Bought it for 1k with 30k km down, sold it 2021 for 600€ with still 90k km down. Was the time, where I get new Jobs with more Salery and I want to drive an Audi, so I bought on of Credit. A3, 2021, 150 PS, 5K km down for 35k€ (completly new one was 45k€). Its a small car with a lot of Power, does all I want & is a good daily & low Gas Need. (has a little electro-motor, so I need 4,5 - 5,5l per 100km / 0,522699 - 0,427663 miles per Galon)
 
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