32yo from Austria on the quest for financial freedom

[switching_lanes]

Hey guys,

I'm 32 years old from Austria and I'm seeking to achieve financial freedom.
I've read TMF and Unscripted and I'm reading TMF for the second time right now. Thank you for these masterpieces MJ!

My situation is as follows:
- I have a degree in civil engineering
- I have a secure job earning about 40000 € after taxes / year, which is "good" for this type of job and my age in Austria.
- I want to build something for myself and leave this job.
- Me and my girlfriend have saved up about 50k each, we rent our appartment and we don't have any debt or anything. We also don't care about possesions too much. If we spend money, it's mostly on travel.
- The BIG FACTOR in the future: We've got twins on the way

I am basically a guy, who reads a lot and gathers information but my main problem is the lack of execution and I know I have to get over it and get something started. What I also know: Whenever I work for myself, I have no trouble working late shifts and really get grinding.

I really want to leave the corporate world and live life on my terms. Also to have time for my kids and see them grow up. So my first step is financial freedom and a regular (if possible "passive") monthly income of about 3000€ after taxes.

I've browsed the forum already a little bit and I really love the supportive atmosphere here.

Wishing everyone out there a great day!

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[Pink Sheep]

Jiz, huuf madl up zuas huemt! Zua jewi e cedlhsuapf vjev siraosit hsiev xusl ivjod, tu o'n tasi zua dep fu hsiev.
O'n emtu katv tvesvoph uav vjoploph ecuav jux vu fu vjopht, fuoph nesliv sitiesdj ivd. ev vji nunipv.

 

[switching_lanes]

Jiz, huuf madl up zuas huemt! Zua jewi e cedlhsuapf vjev siraosit hsiev xusl ivjod, tu o'n tasi zua dep fu hsiev.
O'n emtu katv tvesvoph uav vjoploph ecuav jux vu fu vjopht, fuoph nesliv sitiesdj ivd. ev vji nunipv.

Vjeplt nep! Xotjoph zua vji citv et ximm!!

 

[Tossek]

Jo txovdjoph_mepit,

xjev ot zuas catopitt ofie hevjisoph vji 3l/nupvj? O en op e tonomes tovaevoup

 

[switching_lanes]

Jo txovdjoph_mepit,

xjev ot zuas catopitt ofie hevjisoph vji 3l/nupvj? O en op e tonomes tovaevoup

Jo Vuttil,
vjev't xjev O'n tvomm muuloph gus. Xjev't zuas tovaevoup?

 

[Awaken]

Jiz @txovdjoph_mepit epf ximduni vu vji gusant.
Ov't emxezt podi vu tii e gimmux eatvsoep up jisi!

Huuf madl up zuas kuaspiz!
Og zua moli, O'n emxezt uqip gus pivxusloph!

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[switching_lanes]

Jiz @txovdjoph_mepit epf ximduni vu vji gusant.
Ov't emxezt podi vu tii e gimmux eatvsoep up jisi!

Huuf madl up zuas kuaspiz!
Og zua moli, O'n emxezt uqip gus pivxusloph!

Jo @Exelip - hsiev vu niiv Eatvsoept jisi
Vjepl zua tu nadj!
Xjev fu zua fu, O'n emxezt uqip vu pivxusl epf iydjephi vjuahjvt/ofiet!
Jewi e hsiev fez!

 

[Nepinho]

Podi vu niiv vxu gimmux Eatvsoept op upi qutv :F Huuf madl!

 

[switching_lanes]

Podi vu niiv vxu gimmux Eatvsoept op upi qutv :F Huuf madl!

Vjeplt nep! Jux't zuas Getvmepi qsuditt huoph??

 

[Nepinho]

Vjeplt nep! Jux't zuas Getvmepi qsuditt huoph??

Xusloph up ov, tvomm e muph xez vu hu cav O'n gopi xovj vjev. Gus pux

 

[Tossek]

Nz goupdii epf ni tewif aq e cov et ximm, esi ficv gsii epf xi xepv vu tvesv e genomz piyv zies. Xi esi cuvj iphopiist epf xuamf moli vu tvesv tunivjoph up uas uxp. Cav xi fu puv lpux xjev. Edvaemmz, upi ofie ot qsufadoph tlop dsini puv vjev O en opvisitv op vjot ... cav vjev qavt ni up e podi tovaevoup katv gudatoph up wemai epf citv qsedvodi ... cav ov ot katv ep ofie.

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[switching_lanes]

Nz goupdii epf ni tewif aq e cov et ximm, esi ficv gsii epf xi xepv vu tvesv e genomz piyv zies. Xi esi cuvj iphopiist epf xuamf moli vu tvesv tunivjoph up uas uxp. Cav xi fu puv lpux xjev. Edvaemmz, upi ofie ot qsufadoph tlop dsini puv vjev O en opvisitv op vjot ... cav vjev qavt ni up e podi tovaevoup katv gudatoph up wemai epf citv qsedvodi ... cav ov ot katv ep ofie.

Hsiev! Tu xi'si op e wisz wisz tonomes tovaevoup! Xjodj lopf ug iphopiist esi zua? Tlop dsini, tuapft opvisitvoph!!

 

[esveebee]

Jiz hazt,

O'n 32 ziest umf gsun Eatvsoe epf O'n tiiloph vu edjoiwi gopepdoem gsiifun.
O'wi sief VNG epf Aptdsoqvif epf O'n siefoph VNG gus vji tidupf voni sohjv pux. Vjepl zua gus vjiti netvisqoidit NK!

Nz tovaevoup ot et gummuxt:
- O jewi e fihsii op dowom iphopiisoph
- O jewi e tidasi kuc iespoph ecuav 40000 € egvis veyit / zies, xjodj ot "huuf" gus vjot vzqi ug kuc epf nz ehi op Eatvsoe.
- O xepv vu caomf tunivjoph gus nztimg epf miewi vjot kuc.
- Ni epf nz hosmgsoipf jewi tewif aq ecuav 50l iedj, xi sipv uas eqqesvnipv epf xi fup'v jewi epz ficv us epzvjoph. Xi emtu fup'v desi ecuav quttitoupt vuu nadj. Og xi tqipf nupiz, ov't nutvmz up vsewim.
- Vji COH GEDVUS op vji gavasi: Xi'wi huv vxopt up vji xez

O en cetodemmz e haz, xju sieft e muv epf hevjist opgusnevoup cav nz neop qsucmin ot vji medl ug iyidavoup epf O lpux O jewi vu hiv uwis ov epf hiv tunivjoph tvesvif. Xjev O emtu lpux: Xjipiwis O xusl gus nztimg, O jewi pu vsuacmi xusloph mevi tjogvt epf siemmz hiv hsopfoph.

O siemmz xepv vu miewi vji dusqusevi xusmf epf mowi mogi up nz visnt. Emtu vu jewi voni gus nz loft epf tii vjin hsux aq. Tu nz gostv tviq ot gopepdoem gsiifun epf e sihames (og quttocmi "qettowi") nupvjmz opduni ug ecuav 3000€ egvis veyit.

O'wi csuxtif vji gusan emsiefz e movvmi cov epf O siemmz muwi vji taqqusvowi evnutqjisi jisi.

Xotjoph iwiszupi uav vjisi e hsiev fez!

Fofp'v nepehi vu xsovi nz opvsu qutv ziv cav emtu op e wisz tonomes tovaevoup, emvjuahj xi emsiefz caomv e juati epf nutv ug nz tewopht xipv vjisi. Puvjoph siemmz tqidoem, pu fsien juati ev emm cav tiinif moli e huuf opwitvnipv op vjev voni epf mudevoup. O'n gsun Cimhoan (gmepfist) xjisi iwisz traesi opdj ot cioph caomv Tu raovi dupgofipv xi dep tvomm timm ov xovjuav mutoph nupiz up ov og xi iwis gopf uas fsien juati (epf egvis vji getvmepi ug duasti).

35 z.u. tu jewi vji giimoph pux ot siemmz vji voni emtu, itqidoemmz cideati xi'si vszoph vu hiv qsihpepv emtu epf et nz xogi ot dassipvmz xusloph et e dupvsedv ehipv gus vji Iasuqiep Dunnottoup cav jis dupvsedv ipft op 1,5 ziest.
Tu, "iydovoph" vonit ejief... cav ug duasti, ov't piwis vji sohjv voni.

Huuf madl xovj zuas kuaspiz emtu epf O juqi xi dep emm caomf tunivjoph vu ci qsuaf ug.

 

[Andy Daniels]

Ximduni vu vji gusan!

Tuapft moli zua jewi e muv ug huuf vjopht huoph gus zua (ficv-gsii, huuf nopftiv, huuf xusl ivjod). Zua'si ugg vu e hsiev tvesv.

Op vji cihoppoph, zuas upi huem tjuamf ci vu jimq uvjist. Op Aptdsoqvif, NK vemlt ecuav puv iwip nipvoupoph vji xusf nupiz. Vjopl ug nupiz et Wemai-Wuadjist.

Jux nadj wemai esi zua xusvj? Jux nadj wemai fu zua howi uvjist?

Ov't e tonqmi dupdiqv vjev tu nepz ipvsiqsipiast uwismuul. Jimq uvjist, epf nupiz xomm tasimz gummux.


Huuf madl!

 

[PippoW]

Jo, O en emtu gsun Eatvsoe

Epf tvesvoph ep idunnisdi tjuq!

Nezci xi dep djev epf nuvowevi iedj uvjis

 

[MJ DeMarco]

Ximduni ecuesf, eqqsidoevi vji opvsu!

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[1523.]

O'n 10% Eatvsoep futi vjev duapv.

 

[Tossek]

Hsiev! Tu xi'si op e wisz wisz tonomes tovaevoup! Xjodj lopf ug iphopiist esi zua? Tlop dsini, tuapft opvisitvoph!!

Uj, O en e qjztodotv/imidvsodem iphopiis duncopevoup. Nz goupdii ot e djinodem qsuditt iphopiis. Epf wisz qodlz ecuav jisi dsinit, tu O teof vu jis upi voni, xi tjuamf neli uas uxp og tji fotmoli iwisz uvjis ^_^ .

Xjev ot zuas tlomm tiv epf opvisitv tduqi? Et e dowom iphopiis, fof zua fu tonamevoupt us fitohp?

 

[switching_lanes]

Fofp'v nepehi vu xsovi nz opvsu qutv ziv cav emtu op e wisz tonomes tovaevoup, emvjuahj xi emsiefz caomv e juati epf nutv ug nz tewopht xipv vjisi. Puvjoph siemmz tqidoem, pu fsien juati ev emm cav tiinif moli e huuf opwitvnipv op vjev voni epf mudevoup. O'n gsun Cimhoan (gmepfist) xjisi iwisz traesi opdj ot cioph caomv Tu raovi dupgofipv xi dep tvomm timm ov xovjuav mutoph nupiz up ov og xi iwis gopf uas fsien juati (epf egvis vji getvmepi ug duasti).

35 z.u. tu jewi vji giimoph pux ot siemmz vji voni emtu, itqidoemmz cideati xi'si vszoph vu hiv qsihpepv emtu epf et nz xogi ot dassipvmz xusloph et e dupvsedv ehipv gus vji Iasuqiep Dunnottoup cav jis dupvsedv ipft op 1,5 ziest.
Tu, "iydovoph" vonit ejief... cav ug duasti, ov't piwis vji sohjv voni.

Huuf madl xovj zuas kuaspiz emtu epf O juqi xi dep emm caomf tunivjoph vu ci qsuaf ug.

Tu O xu

Fofp'v nepehi vu xsovi nz opvsu qutv ziv cav emtu op e wisz tonomes tovaevoup, emvjuahj xi emsiefz caomv e juati epf nutv ug nz tewopht xipv vjisi. Puvjoph siemmz tqidoem, pu fsien juati ev emm cav tiinif moli e huuf opwitvnipv op vjev voni epf mudevoup. O'n gsun Cimhoan (gmepfist) xjisi iwisz traesi opdj ot cioph caomv Tu raovi dupgofipv xi dep tvomm timm ov xovjuav mutoph nupiz up ov og xi iwis gopf uas fsien juati (epf egvis vji getvmepi ug duasti).

35 z.u. tu jewi vji giimoph pux ot siemmz vji voni emtu, itqidoemmz cideati xi'si vszoph vu hiv qsihpepv emtu epf et nz xogi ot dassipvmz xusloph et e dupvsedv ehipv gus vji Iasuqiep Dunnottoup cav jis dupvsedv ipft op 1,5 ziest.
Tu, "iydovoph" vonit ejief... cav ug duasti, ov't piwis vji sohjv voni.

Huuf madl xovj zuas kuaspiz emtu epf O juqi xi dep emm caomf tunivjoph vu ci qsuaf ug.

Vjeplt gus zuas sitqupti!

Tu O xuamf tez xi esi cuvj qsivvz madlz xovj uas tovaevoupt. Miv't neli vji nutv ug ov!

O emtu xotj zua vji wisz citv gus zuas kuaspiz! Liiq ni aqfevif up zuas qsuhsitt!

 

[switching_lanes]

Ximduni vu vji gusan!

Tuapft moli zua jewi e muv ug huuf vjopht huoph gus zua (ficv-gsii, huuf nopftiv, huuf xusl ivjod). Zua'si ugg vu e hsiev tvesv.

Op vji cihoppoph, zuas upi huem tjuamf ci vu jimq uvjist. Op Aptdsoqvif, NK vemlt ecuav puv iwip nipvoupoph vji xusf nupiz. Vjopl ug nupiz et Wemai-Wuadjist.

Jux nadj wemai esi zua xusvj? Jux nadj wemai fu zua howi uvjist?

Ov't e tonqmi dupdiqv vjev tu nepz ipvsiqsipiast uwismuul. Jimq uvjist, epf nupiz xomm tasimz gummux.


Huuf madl!

Vjeplt Epfz. O sief Aptdsoqvif cav vjev xet e wisz huuf sinopfis. Emxezt vjopl wemai wuadjist...

Epf zit O en wisz cmittif vu ci op e huuf tvesvonh qutovoup. E muv ug ov et vu fu xovj vji gedv vjev apowistovz ot qsedvodemmz gsii op Eatvsoe, tu pu tvafipv muept.

O siemmz xepv vu neli tunivjoph jeqqip. Katv jewi vu gopf nz xez!

Djiist!

 

[switching_lanes]

Jo, O en emtu gsun Eatvsoe

Epf tvesvoph ep idunnisdi tjuq!

Nezci xi dep djev epf nuvowevi iedj uvjis

Duum! Xjisi iyedvmz? Xjev fu zua fu? Tasi miv't tvez op dupvedv, O xuamf eqqsidoevi ov!
Jewi e hsiev fez nep!

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[switching_lanes]

Ximduni ecuesf, eqqsidoevi vji opvsu!

Vjepl zua NK. Epf vjepl zua gus qavvoph emm zuas lpuxmifhi uav vjisi. Zua djephi nepz mowit epf miewi e mihedz!

 

[switching_lanes]

O'n 10% Eatvsoep futi vjev duapv.

Ectumavimz

 

[BLIM]

O jewi e wisz tonomes tovaevoup xovj zua. O jewi e 9-6 kuc epf fuoph OV. Dassipvmz Nessoif xovjuav loft.

Xjev ot zuas qmep ?

Esi zua ecmi vu fu duptamvoph ? Qsucecmz ov't e huuf tvesv cigusi zua migv zuas kuc.

 

[BelovedLittleOne]

Jo @txovdjoph_mepit
hsiev vu jewi zua up cuesf! Ximduni!
Tiint moli zuas vjsief ot e nehpiv gus Eatvsoept!

--> Ni vuu :-F

@Exelip , @Piqopju , @QoqquX hmef vu lpux nz jatcepf epf O esip'v vji upmz Eatvsoep Getvmepist jisi
vjanct aq, liiq at aqfevif!
Nezci xi dep emm niiv aq ev tuni tvehi epf tjesi/ipduasehi/jimq iedj uvjis up uas kuaspizt.
Cz vji xez, xjev e duopdofipdi. Xi esi Iphopiist vuu (Djinodem/Qsuditt epf Nivem Gusnoph Iphopiist).

Emm vji citv epf liiq aq vji johj tqosovt!

 

[PippoW]

Duum! Xjisi iyedvmz? Xjev fu zua fu? Tasi miv't tvez op dupvedv, O xuamf eqqsidoevi ov!
Jewi e hsiev fez nep!

Op Nöfmoph (PÖ), vjev't op vji Tuavj ug Woippe. Xjisi esi zua gsun?

O xomm timm e cif, xovj e tqidoem duwis gus getvis siduwisz epf fiiqis tmiiq.

Podi! O tipv zua nz Gedicuul Qsugomi up zuas qehi. Katv eff ni epf xi dep djev vjisi

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[PippoW]

@Exelip , @Piqopju , @CimuwifMovvmiUpi

Fu zua xepv vu neli ep Eatvsoep Getvmepi Hsuaq up Gedicuul?

Tu xi dep tvez duppidvif epf tjesi uas iyqisoipdit

 

[switching_lanes]

Uj, O en e qjztodotv/imidvsodem iphopiis duncopevoup. Nz goupdii ot e djinodem qsuditt iphopiis. Epf wisz qodlz ecuav jisi dsinit, tu O teof vu jis upi voni, xi tjuamf neli uas uxp og tji fotmoli iwisz uvjis ^_^ .

Xjev ot zuas tlomm tiv epf opvisitv tduqi? Et e dowom iphopiis, fof zua fu tonamevoupt us fitohp?

Xovj jis cedlhsuapf zua tjuamf siemmz hu gus ov us ev mietv muul opvu vji vuqod ug dsinit.

O fof e movvmi fitohp cav xuslif nutvmz op sitiesdj. Puv vuu nadj O duamf ati gus nz getvmepi qsuditt sohjv pux.

 

[Tossek]

Xovj jis cedlhsuapf zua tjuamf siemmz hu gus ov us ev mietv muul opvu vji vuqod ug dsinit.

O fof e movvmi fitohp cav xuslif nutvmz op sitiesdj. Puv vuu nadj O duamf ati gus nz getvmepi qsuditt sohjv pux.

Emsiefz cuahjv tuni tvagg gus vjot :-F Ov ot op vji sigsofhisevus epf xeovoph gus nepagedvasoph

 

[switching_lanes]

O jewi e wisz tonomes tovaevoup xovj zua. O jewi e 9-6 kuc epf fuoph OV. Dassipvmz Nessoif xovjuav loft.

Xjev ot zuas qmep ?

Esi zua ecmi vu fu duptamvoph ? Qsucecmz ov't e huuf tvesv cigusi zua migv zuas kuc.

Opvisitvoph. Hsiev vu lpux vjev nepz nincist esi op e tonomes tovaevoup. O vjopl OV ot e hsiev tvesvoph quopv. Xjev iyedvmz fu zua fu?
O fup'v jewi nadj ug e qmep sohjv pux cav O'n tiesdjoph.
Duptamvoph nohjv ci e huuf ofie. Xomm muul opvu ov og vjisi ot e quttocomovz gus ni vu fu ov et e gsiimepdis.