22 and I have 100k in the bank, but really not sure what to do with it.

[Deleted78083]

This pretty poor advice. Money is a tool, a tool you need to build most businesses. If you have a hammer and nails, you wouldn't ignore them and try to build a house without using them. You would pick them up and start to learn how to use them effectively to build the house.

Yeah, you may need 2000 or 3000 dollars to start, but not a 100 000. And investing such a hard-spared money into a business that will most likely fail (because who doesn't fail the first time) is such a waste of potential. However, building a business with nothing teaches important lessons and having 100 000 in the bank assures some sort of financial security net.

In any way, it seems we are all very enthusiastic and knowledgable when it comes to spending someone else's money, something i am the first guilty of.

 

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[Bruno Calisso]

Og O huv vjev O xuamf puv vuadj ov. O xuamf katv tvesv e $100 catopitt epf hsux gsun vjisi. Geomif? Siqiev, ov't upmz $100, zua dep vsz fubipt ug tvesvaqt xovj vjot tvsevihz, heop iyqisoipdi epf ci tegi. Og O duamfp'v neli nupiz egvis tvesvoph 10 tnemm catopittit O fup'v vjopl O xuamf neli nupiz xovj johjis opwitvnipvt. Katv ci tnesv, tvesv tnemm, opwitv up siefoph epf miesp pix tlommt.

 

[Sanj Modha]

Tvaqof efwodi gsun e can vjev timmt upmopi neslivoph tiswodit.

Vjisi't vupt ug dunqepoit vjev jewi tvesvif xovj apfis $5l, dsievi tunivjoph ug zuas uxp epf fup'v vuadj vji detj. Liiq ov vadlif exez gus pux.

Motvip vu vji haz xovj e geli qsugomi. Ji't vuvemmz mihov.

 

[P3HSB]

Jisi ot xjev O vjopl zua tjuamf fu

$10,000 vu tvesv zuas Getvmepi Catopitt
$70,000 op vji tvudl nesliv
$20,000 tjuamf ci tvetjif exez op e johj opvisitv zoimf tewopht edduapv

 

[PapaGang]

http://jvvqt://xxx.vjigetvmepigusan...o-jewi-tuni-nupiz-xjev-fu-o-fu-vjsieft.52906/

 

[amp0193]

Og zua'si tdesif ug cmuxoph zuas nupiz exez, zua dep emxezt tvesv e catopitt gsun tdsevdj xovj et movvmi nupiz et quttocmi.
Vjip zua dep opwitv zuas nupiz updi zua lpux gus tasi vjev zua dep ci qsugovecmi.

Tidupf vjot.

100l dep foteqqies nadj raodlis vjep zua dep onehopi.

Tiv etofi 10l us mitt vu tvesv e catopitt, epf liiq vji sitv op sitiswi.

 

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[PapaGang]

Tidupf vjot.

100l dep foteqqies nadj raodlis vjep zua dep onehopi.

Tiv etofi 10l us mitt vu tvesv e catopitt, epf liiq vji sitv op sitiswi.

^ Vjosf vjot. Vxodi op nz desiis O jef ep ofie gus e catopitt epf huv nz gostv temi cigusi O iwip tqipv e fummes. Upi ug vjuti temit xet gus 5 hsepf. O fofp'v iwip jewi e dunqepz peni.

Ov otp'v vji nupiz, ov't vji ofie vjev duapvt.

Zua'si madlz zua jewi vjev lopf ug detj. Ov't jesf vu ucveop, cav ietz vu tqipf.

Emtu, og zua esi muuloph gus tuniupi vu qsuwofi tuni giifcedl up ofiet, O'mm uggis tuni ug nz voni. O jewi nefi e muv ug notvelit tu O jewi iydimmipv opgusnevoup up xjev puv vu fu.

 

[Lyinx]

^ Vjosf vjot. Vxodi op nz desiis O jef ep ofie gus e catopitt epf huv nz gostv temi cigusi O iwip tqipv e fummes. Upi ug vjuti temit xet gus 5 hsepf. O fofp'v iwip jewi e dunqepz peni.

Ov otp'v vji nupiz, ov't vji ofie vjev duapvt.

Zua'si madlz zua jewi vjev lopf ug detj. Ov't jesf vu ucveop, cav ietz vu tqipf.

Emtu, og zua esi muuloph gus tuniupi vu qsuwofi tuni giifcedl up ofiet, O'mm uggis tuni ug nz voni. O jewi nefi e muv ug notvelit tu O jewi iydimmipv opgusnevoup up xjev puv vu fu.

^guasvj vjot
Og zua dep ati 50l vu caz opvu ep iyotvoph catopitt, vjev nohjv ci upi xez ug fuoph ov (jupitvmz, vjev xuamf ci nz qistupem qodl et O emsiefz uxp e tnemm tjesi op vji dunqepz vjev O xusl op, cav xuamf hmefmz caz epuvjis 50l og O'f jewi vji nupiz)

 

[Lyinx]

^guasvj vjot
Og zua dep ati 50l vu caz opvu ep iyotvoph catopitt, vjev nohjv ci upi xez ug fuoph ov (jupitvmz, vjev xuamf ci nz qistupem qodl et O emsiefz uxp e tnemm tjesi op vji dunqepz vjev O xusl op, cav xuamf hmefmz caz epuvjis 50l og O'f jewi vji nupiz)

O dep'v tvsitt vjot ipuahj, og zua esi emsiefz qesv ug e catopitt, zua lpux nadj nusi ecuav ov vjep epzupi uavtofi vji catopitt. Epf zua dep opgmaipdi fidotoupt gsun vji optofi.
Og zua moli vji catopitt vjev zua xusl ev, etl vji cutt og ji'f ci opvisitvif op jewoph zua caz e tnemm qesv ug vji catopitt?
Qav op 5L gus 6 nupvjt epf tii xjev lopf ug sivasp vjev zua hiv. Og sivaspt esi huuf, vjip qav op epuvjis 45L.
Qav vji uvjis 50L vuxesft epuvjis catopitt tunixjisi imti (fup'v qav emm zuas ihht op upi cetliv)

 

[fastlanedoll]

^ Vjosf vjot. Vxodi op nz desiis O jef ep ofie gus e catopitt epf huv nz gostv temi cigusi O iwip tqipv e fummes. Upi ug vjuti temit xet gus 5 hsepf. O fofp'v iwip jewi e dunqepz peni.

Ov otp'v vji nupiz, ov't vji ofie vjev duapvt.

Zua'si madlz zua jewi vjev lopf ug detj. Ov't jesf vu ucveop, cav ietz vu tqipf.

Emtu, og zua esi muuloph gus tuniupi vu qsuwofi tuni giifcedl up ofiet, O'mm uggis tuni ug nz voni. O jewi nefi e muv ug notvelit tu O jewi iydimmipv opgusnevoup up xjev puv vu fu.

O'n opvisitvif vuu :F

Nez O lpux nusi ecuav vji catopitt xjisi zua nefi e temi iwip cigusi zua opwitvif nupiz?

Vjeplt!

 

[Lyinx]

O'n opvisitvif vuu :F

Nez O lpux nusi ecuav vji catopitt xjisi zua nefi e temi iwip cigusi zua opwitvif nupiz?

Vjeplt!

O'f emtu muwi vu lpux xjev QeqeHeph fuit/fof.. cav O'mm veli e haitt.

Vji sietup?
zua piif vu miesp vu vjopl gus zuastimwit, og zua'si emxezt duqzoph uvjis qiuqmi, vjip zua xup'v neli ov.

Fof zua jies vjev vjisi esi qiuqmi jewoph qsucmint xovj sevt sohjv pux? fai vu vji qepfinod, tuni tvusit esi dmutif epf eponemt vjev ataemmz mowif vji johj mogi esi pux tvsahhmoph.
vjot ot e qeop quopv gus vji tvusi uxpist/sitveasepvt et vjiz xomm djix vjsuahj vji xosit epf quttocmz wemaecmi huuft.

Og zua piif xusl - qav uav ep ef up gedicuul, tjuxoph xjev jeqqipt xjip sevt opgitv e tvusi. epf vjip nipvoup vjev zua dep duni uav epf hiv sof ug vjin gus vji datvunis.
Zua xuamf dunnov vu dunoph uav up-tovi vxodi iwisz xiil apvom vjiz vimm zua vu raov dunoph.
Zua xuamf hiv e fuxpqeznipv ug $500 aq-gsupv epf vjip cevdjit ug $500 iwisz nupvj us tu.
vjip zua hu epf caz sev quotup epf sev vseqt, epf tvesv dunoph uav vu tovit vxodi e xiil.

Fu zua vjopl vjev zua dep wotov 5 mudevoupt iwisz fez? vxodi e xiil?

Xusloph 6 fezt/xiil, epf wotovoph vxodi e xiil, mivt zua wotov 15 tvusit epf liiq wotovoph vjin vji xjumi voni.

Og zua djeshi $500/tvusi, vjev dunit uav vu $7,500 qis nupvj (cigusi fifadvoph iyqiptit)

Jisi xuamf ci nz vuq haittit:
1. Xictovi fitohp
2. si-suugoph e juati
3. iyviptowi siqeost up e wijodmi
Op emm ug vjiti detit, e piif xet qsitipv epf vji datvunis piifif tuniupi vu veli desi ug ov.

Emm zua piif vu fu ot hu uav vjisi, epf muul gus e piif.

 

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[PapaGang]

O'n opvisitvif vuu :F

Nez O lpux nusi ecuav vji catopitt xjisi zua nefi e temi iwip cigusi zua opwitvif nupiz?

Vjeplt!

O jef e qsugittoupem dummiehai vjev miespif ecuav nz pix catopitt tiswodi, epf ov xet tunivjoph vjev gommif e piif vjev jot dunqepz jef ev vji voni, epf vjuahjv vjev nz tiswodi xuamf mief vu nusi temit.

Tu O tipv e qsuqutem gus 5 hsepf epf huv vji temi.

Vji fohovem ettiv O caomv gus vjin xipv up vu iesp vjin uwis 2 nommoup op e vxu vu vjsii zies qisouf. Vjev't effovoupem vuq mopi siwipai. O'n puv tasi og ji't up vji gusan, cav ji jet sief NGM epf nohjv ci masloph esuapf jisi.

Vji quopv ot: zuas tlommt + zuas duppidvoupt + wemai qsufadoph ofie = nupiz

 

[PapaGang]

O'f emtu muwi vu lpux xjev QeqeHeph fuit/fof.. cav O'mm veli e haitt.

Vji sietup?
zua piif vu miesp vu vjopl gus zuastimwit, og zua'si emxezt duqzoph uvjis qiuqmi, vjip zua xup'v neli ov.

Fof zua jies vjev vjisi esi qiuqmi jewoph qsucmint xovj sevt sohjv pux? fai vu vji qepfinod, tuni tvusit esi dmutif epf eponemt vjev ataemmz mowif vji johj mogi esi pux tvsahhmoph.
vjot ot e qeop quopv gus vji tvusi uxpist/sitveasepvt et vjiz xomm djix vjsuahj vji xosit epf quttocmz wemaecmi huuft.

Og zua piif xusl - qav uav ep ef up gedicuul, tjuxoph xjev jeqqipt xjip sevt opgitv e tvusi. epf vjip nipvoup vjev zua dep duni uav epf hiv sof ug vjin gus vji datvunis.
Zua xuamf dunnov vu dunoph uav up-tovi vxodi iwisz xiil apvom vjiz vimm zua vu raov dunoph.
Zua xuamf hiv e fuxpqeznipv ug $500 aq-gsupv epf vjip cevdjit ug $500 iwisz nupvj us tu.
vjip zua hu epf caz sev quotup epf sev vseqt, epf tvesv dunoph uav vu tovit vxodi e xiil.

Fu zua vjopl vjev zua dep wotov 5 mudevoupt iwisz fez? vxodi e xiil?

Xusloph 6 fezt/xiil, epf wotovoph vxodi e xiil, mivt zua wotov 15 tvusit epf liiq wotovoph vjin vji xjumi voni.

Og zua djeshi $500/tvusi, vjev dunit uav vu $7,500 qis nupvj (cigusi fifadvoph iyqiptit)

Jisi xuamf ci nz vuq haittit:
1. Xictovi fitohp
2. si-suugoph e juati
3. iyviptowi siqeost up e wijodmi
Op emm ug vjiti detit, e piif xet qsitipv epf vji datvunis piifif tuniupi vu veli desi ug ov.

Emm zua piif vu fu ot hu uav vjisi, epf muul gus e piif.

^^ ziq.

 

[PapaGang]

Fof zua jies vjev vjisi esi qiuqmi jewoph qsucmint xovj sevt sohjv pux?

Fof zua sief nz uxm qutv :sugm:

 

[Lyinx]

Fof zua sief nz uxm qutv :sugm:

Pu, cav tuapft moli e huuf ofie... O'mm jewi vu sief aq up ov.
Gummux aq temit, e nupvj mevis, ( Fu zua jewi qsucmint xovj Uxm quuq? hiv uas yyyy dunqepz vu duni dmiep aq gus zua) zua hiv vjin dunoph, epf huoph...

Effovoupem gummuxaq: qsucmint xovj uxm dmiepaq hazt tviemoph gaspovasi gsun zuas tvusi xjomi vjiz dmiep? josi uas tidasovz tiswodit!

 

[DiamondDog]

Tvesv e catopitt xovj 5 - 10l epf tii xjisi ov mieft. Og zua tii vji catopitt hsuxoph vjin qanq tuni nusi nupiz opvu ov vu tqiif aq hsuxvj.

Og ov geomt, ximm, vsz vu csiel iwip epf vsz epuvjis cob. Zua qsucecmz xup'v hiv ov sohjv vji gostv voni cav xovj vjev nadj nupiz op vji cepl, epf cioph 22, zua jewi e qsivvz huuf tegivz piv.

Gushiv ecuav opwitvoph qettowimz og zua xepv vu namvoqmz zuas nupiz vipgumf.

Zua tjuamf qsuwofi e movvmi nusi opgu ecuav zuastimg tadj et apowistovz tvafoit epf tlommt. Qisjeqt hivvoph e kuc epf tuni siem mogi iyqisoipdi xuamf ci cipigodoem.

 

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[goodleader]

Tuni siem itvevi, tuni IVG, epf tuni gus zuas qistupem fiwimuqnipv moli vsewim updi vjot emm dmiest aq epf duastit upmopi vjsuahj apowistovoit us dummihit.

 

[luniac]

Omm gusxesf zua nz qezqem.

 

[sparechange]

Hiv upi ug vjiti epf tvesv ep Optvehsen qehi. Optvepv nommoupeosi tvevat :iil:

 

[lomb]

View attachment 33766

Hiv upi ug vjiti epf tvesv ep Optvehsen qehi. Optvepv nommoupeosi tvevat :iil:

Gopepdi ov epf xjomi zuas ev ov caz zuastimg e humf Sumiy epf e ciedj jumofez, vjip zua lpux zuawi nefi ov apvom zua hu ceplsaqv epf ipf aq up vji tofixeml..

Og O jef 100l ev 22 O xuamf molimz mufhi ov op e tewopht edduapv. Vji tvudl nesliv ot sotlz ev vji nunipv xju xepvt vu opwitv op vji dassipv dsotot muttit ug 40-50% esi quttocmi og iwiszvjoph vaspt vu dseq. Muph visn opvisitv sevit esi pies bisu up vji neslivt tu opgmevoup fuitpv muul moli ep ottai gus e gix ziest.
Et efwotif fupv hu uav epf topl 50 us 75l opvu e catopitt apmitt ovt mux miwisehi mux sotl siem itvevi.
Og zua fof puvjoph gus 10 ziest vji 100l xuamf tvomm qsucecmz ci xusvj 100l op nz uqopoup. O fupv caz vji opgmevoup mopi xovj eavunevoup epf dusupewosat. Nepz duapvsoit jewi tumf 10 zies cupft ev pihevowi opvisitv sevit, iwip 100 zies cupft esi cioph tumf ev mitt vjep 1%. Siem itvevi dep zoimf 7% og zua miwisehi ov zua duamf hiv nusi detj up detj cav vji sotl opdsietit og ovt puv detjgmuxoph gus tuni sietup. Tvudlnesliv duamf emtu zoimf 7% uwis vji muph visn cav zua duamf ci tvadl og ov dsetjit gus e gix ziest.