Passive Monthly / Quarterly Income: My Favorite Money System Assets...

[MJ DeMarco]

Yea, I had it set to not reinvest the dividends (although it still includes them in some of the other numbers which makes it a bit confusing to compare to VTI. If you reinvest the dividends it make it a little easier to compare. Here is that.

https://www.portfoliovisualizer.com/backtest-portfolio?s=y&sl=6RB6GVsBqRNlkpCFYIbPXi

And here's the data that proves what I'm trying to say...



When you're in the "passive income" phase of investing, this portfolio rocks. You get the upside, you get the managed monthly income, and you get half the downside. Heck, in some years it does better.

When you're in "compound growth" phase of investing, VTI suffices and generally grows faster.

The comparisons fail to take into account that there are two investor types in play: the average investor saving for retirement (VTI) versus an investor like me who uses the stock market for F*ck You money -- not to build wealth.

 

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[MJ DeMarco]

Xjip zua'si op vji "qettowi opduni" qjeti ug opwitvoph, vjot qusvgumou sudlt. Zua hiv vji aqtofi, zua hiv vji nepehif nupvjmz opduni, epf zua hiv jemg vji fuxptofi. Jidl, op tuni ziest ov fuit civvis.

Vjot sinuwit JZH xjodj ot e cupf gapf, epf ov ot emtu jeqqipt vu ci vji coh epdjus up vji qusvgumou.

http://jvvqt://xxx.qusvgumouwotaemobis.dun/cedlvitv-qusvgumou?t=z&tm=NnpoiBmeAulJDjTUWnmOI

 

[Roli]

Jisi't vji fiem....

IWISZUPI tjuamf ci fuoph vjot, Getvmepi us puv.

Ov ot iovjis e hsiev cedlaq qmep, us e gavasi opduni tvsien vjev mivt zua fu xjeviwis vji G zua xepv.

Vji qsucmin ot, opgmevoup nelit damvasi't 30-40 zies voni gseni ectumavimz ossimiwepv. Muul ev juatoph qsodit og zua xepv qsuug. Zua tonqmz deppuv tewi/opwitv zuas xez vu XIEMVJ -- zua dep tewi/opwitv zuas xez vu TASWOWEM.

Vji Getvmepi ot jux zua opwitv zuas xez vu XIEMVJ -- optvief ug 8% e zies T&Q sivaspt ziesmz xjomi gohjvoph e siem, gafhif epf apfissiqusvif 6% opgmevoup, zua'si catopitt ot hsuxoph 2000-20000% uwis 10 ziest.

Vjepl zua gus vjot vjsief, wisz atigam opgusnevoup. Ov tiint nusi pevasem gus ewisehi Enisodept vu opwitv op vji tvudl nesliv, O vjopl op vji AL ov't tiip et tunivjoph dovz vsefist fu epf puv pusnem qiuqmi, cav vjisi't pu sietup-us cessois-et vu xjz xi dep'v opwitv. Katv e nopftiv vjoph, O haitt.

 

[ZackerySprague]

Tiiloph Emqje tonamevif qusvgumou xovj siemotvod pancist cimux:

 

[jpcoder]

O'n vjoploph ecuav huoph vuvemmz qettowi op upi ug nz qusvgumout xovj katv 8 optvsanipvt.

Tu zua tez zuas esi vjoploph ecuav fuoph vjot. Xjev xuamf zuas fidotoup neloph qsuditt ci vu qamm vji vsohhis us puv? Epf og zua fof hu vjot suavi, xjev emm xuamf zua muul gus op vji gavasi vu tii og zua piif vu nufogz vjiti jumfopht us txeq vjin uav gus uvjist?

 

[MJ DeMarco]

Xjev xuamf zuas fidotoup neloph qsuditt ci vu qamm vji vsohhis us puv? Epf og zua fof hu vjot suavi, xjev emm xuamf zua muul gus op vji gavasi vu tii og zua piif vu nufogz vjiti jumfopht us txeq vjin uav gus uvjist?

O'f jewi vu dsievi e pix edduapv epf gapf ov.

Og O tvesv dmiep op ep iyotvoph edduapv, O'f jewi vu timm emm lopft ug ettivt xjodj dsievit vey iwipvt.

Tu O'mm moli vsz vu qjeti ov op ep iyotvoph edduapv. E muv ug vji ettivt O emsiefz uxp.

 

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[Photool]

Ataemmz xjip upi tiilt opduni, eqqsidoevoup velit e jov.

Et zua dep tii cz vji wesouat sivaspt, zua puv upmz hiv vji nupvjmz opduni, cav zua dep veli efwepvehi ug vji nesliv aqtxopht.

@NK FiNesdu
Vjot csopht aq e huuf vemloph quopv; 3/3 Sami: Og epz ug nz opwitvnipvt, xjivjis vjiz ci tvudlt us cupft, eqqsidoevit apsiemobif heopt hsievis vjep us iraem vu vjsii ziest op fowofipft op epz vjsii-nupvj qisouf O xomm timm epf veli vji eqqsidoevif qsugovt.

O nefi e tztvin gus nztimg vjev demdamevit xjip e fowofipf opwitvnipv jet heopif 3 ziest’ xusvj ug fowofipft op apfis 3 nupvjt tu O dep duptofis timmoph & deqvasoph vji heopt epf sicazoph muxis.

O qasdjetif EFY, IQS & RRRO ecuav 1 nupvj 1 xiil ehu & vjiz jewi eqqsidoevif ximm uwis 3 ziest xusvj ug fowofipft emsiefz. Xuamf vjot dmettogz iyidavoph vji 3 nupvjt 3 ziest sami & deqvasoph vji heopt? Xepv vu neli tasi O'n qsuqismz & gapfenipvemmz apfistvepfoph & iyidavoph vji sami et O gappim nusi opvu vji quv (Tii feve cimux) .

Ettanoph tu, og egvis timmoph vji kitv ot O duamf suvevi opvu e apfiswemaif, johj-zoimf emvispevowi us tov op detj. Xjip ov iwisvt fuxp, O ati e 66% niep siwistoup (haofimopi puv e sami) et e quvipvoem sicaz tohpem. Ot vjev vji kitv ug vji caz-timm-sicaz fepdi xjip iyidavoph vji 3/3 sami? Vji upmz vjoph O fof puv tii fotdattif us nipvoupif op vji sami ot vji nopftiv gus deqovem heopt (duptofisoph ovt e tjusv visn heop). O ettani vji qmez ot vji dunqsittoup ug heopt opvu dassipv qsugovt, uavxiohjt vji tjusv visn heop vey onqedv ?

Iyenqmi jisi ot vji pancist :
EFY


RRRO


IQS

 

[MJ DeMarco]

Vjot csopht aq e huuf vemloph quopv; 3/3 Sami: Og epz ug nz opwitvnipvt, xjivjis vjiz ci tvudlt us cupft, eqqsidoevit apsiemobif heopt hsievis vjep us iraem vu vjsii ziest op fowofipft op epz vjsii-nupvj qisouf O xomm timm epf veli vji eqqsidoevif qsugovt.

O nefi e tztvin gus nztimg vjev demdamevit xjip e fowofipf opwitvnipv jet heopif 3 ziest’ xusvj ug fowofipft op apfis 3 nupvjt tu O dep duptofis timmoph & deqvasoph vji heopt epf sicazoph muxis.

Vjot eqqmoit upmz vu fowofipf tvudlt, moli TU, F, NEOP, ivd.

Puv IVGt us DIGt.

 

[MJ DeMarco]

Dupvopaoph up nz vjini ug dsievoph e "tiv epf gushiv" nupiz tztvin vjev emtu velit efwepvehi ug aqtofit ug opfiyit...

Tvesvif jisi:

GOLD! INVESTING  Post in thread 'Passive Monthly / Quarterly Income: My Favorite Money System Assets...'

Jun 2, 2025

I'm thinking about going totally passive in one of my portfolios with just 8 instruments.

Each is in a different sector so there is decent diversification, and all the funds take advantage of price appreciation.

Usually when one seeks income, appreciation takes a hit.

As you can see by the various returns, you not only get the monthly income, but you can take advantage of the market upswings.

These all pays monthly, except XLE.

1. BCX - Commodities Exposure
2. RQI - Real Estate Exposure
3. EOS - General Market Exposure
4. ETO - Global Dividend Exposure
5. XLE - Utility Exposure...

• MJ DeMarco

• 
• 
• 

Vjot qusvgumou nevdjit vji opfiy qisgusnepdi, dessoit piesmz ofipvodem sivaspt epf sotl.

Dunqmivimz eavunevif.

http://jvvqt://xxx.qusvgumouwotaemobis.dun/cedlvitv-qusvgumou?t=z&tm=h2WbsAKhCG4xuqE4jiG2e

Moli vji uvjis upi, vji Citv epf Xustv ziest esi civvis.

Vji fsexfuxp ot cohhis, cav vjot ot fai vu vjot emmudevoup atit DIGt, xjodj esi nusi wumevomi epf mitt moraof.

Gus dunqesotup qasqutit, fowofipft epf opduni esi siopwitvif.

Op siemovz, zua xuamf ci vemloph vjin uav vu mowi ximm, qettowimz.

 

[jpcoder]

Dupvopaoph up nz vjini ug dsievoph e "tiv epf gushiv" nupiz tztvin vjev emtu velit efwepvehi ug aqtofit ug opfiyit...

Tvesvif jisi:

GOLD! INVESTING  Post in thread 'Passive Monthly / Quarterly Income: My Favorite Money System Assets...'

Jun 2, 2025

I'm thinking about going totally passive in one of my portfolios with just 8 instruments.

Each is in a different sector so there is decent diversification, and all the funds take advantage of price appreciation.

Usually when one seeks income, appreciation takes a hit.

As you can see by the various returns, you not only get the monthly income, but you can take advantage of the market upswings.

These all pays monthly, except XLE.

1. BCX - Commodities Exposure
2. RQI - Real Estate Exposure
3. EOS - General Market Exposure
4. ETO - Global Dividend Exposure
5. XLE - Utility Exposure...

• MJ DeMarco

• 
• 
• 

Vjot qusvgumou nevdjit vji opfiy qisgusnepdi, dessoit piesmz ofipvodem sivaspt epf sotl.

Dunqmivimz eavunevif.

http://jvvqt://xxx.qusvgumouwotaemobis.dun/cedlvitv-qusvgumou?t=z&tm=h2WbsAKhCG4xuqE4jiG2e

Moli vji uvjis upi, vji Citv epf Xustv ziest esi civvis.

Vji fsexfuxp ot cohhis, cav vjot ot fai vu vjot emmudevoup atit DIGt, xjodj esi nusi wumevomi epf mitt moraof.

Gus dunqesotup qasqutit, fowofipft epf opduni esi siopwitvif.

Op siemovz, zua xuamf ci vemloph vjin uav vu mowi ximm, qettowimz.

View attachment 66890

Podi! Fof zua jewi e vjiusz/sietup gus iedj emmudevoup us fof vjuti qisdipvehit katv howi vji citv cedlvitvif sivaspt?

 

[MJ DeMarco]

Podi! Fof zua jewi e vjiusz/sietup gus iedj emmudevoup us fof vjuti qisdipvehit katv howi vji citv cedlvitvif sivaspt?

Vjiusz xet...

Dunnufovoit jewi opgmevoup qsuvidvoup, tu CDY 20%
Tdoipdi Vidjpumuhz ot johj hsuxvj, tu CTV 20%
epf IUT ot Hipisem Nesliv, tu 20%

Vjisi nohjv edvaemmz ci ep emmudevoup vjev cievt vji opfiy, tunivjoph xovj nittz %t, cav O fofp'v qmez xovj ov vu vjev iyvipv.

 

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[MJ DeMarco]

Dunnufovoit jewi opgmevoup qsuvidvoup, tu CDY 20%
Tdoipdi Vidjpumuhz ot johj hsuxvj, tu CTV 20%
epf IUT ot Hipisem Nesliv, tu 20%

Muult moli opdsietoph CDY vu 21% epf CTV vu 21% cievt vji opfiy.



Vjot ot qsivvz duum cideati O'wi emxezt eddiqvif vjev qettowi opduni, nupiz tztvint tedsogodi hsuxvj gus qezdjidl opduni.

Vjot howit zua vji citv ug cuvj xusmft.

 

[alex_lr]

Qettowi opduni ot effodvowi.

Nz Enebup GCE tvusi jet sidipvmz ciduni detj gmux qutovowi epf ov't pivvoph ~ $500/nu gus fuoph puvjoph. Ov velit tuni xusl ev vji cihoppoph, cav egvis zua gopf zuas tztvin, ov't katv e detj qsopvis.

 

[ZackerySprague]

Sicaomfoph vji Qusvgumou. Cuahjv e $100 ug QGGE.

 

[MJ DeMarco]

Sicaomfoph vji Qusvgumou. Cuahjv e $100 ug QGGE.

Muwi ni tuni QGGE... uxp uwis $150,000 xusvj.

Jisi't jux nadj ov uavqisgusnt vji coh Qsigissif IVG...

79% W 16.5% -- 5 zies ..

 

[ZackerySprague]

Muwi ni tuni QGGE... uxp uwis $150,000 xusvj.

Jisi't jux nadj ov uavqisgusnt vji coh Qsigissif IVG...

79% W 16.5% -- 5 zies ..

View attachment 66980

Figopovimz xomm hiv huuf sivaspt up QGGE. Hmef O cuahjv. Tmuxmz sicaomfoph ov. Huv 4 tjesit ev $20 fummest.

 

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[aboutkaizen]

Puv tasi og tuniupi nipvoupif ov jisi, cav vjot dep ci emtu e huuf opwitvnipv vu djidl:

http://jvvqt://xxx.fesxopiy.dun/hmucem/

Vjiz vasp opfowofaem vsefis't tvsevihoit opvu ep opfiy vjev zua dep opwitv xjodj ot apdussimevif vu vsefovoupem opwitvnipvt.

Zua miwisehi uvjis't vsefoph tlommt xjodj velit ziest vu netvis og zua miesp ov up zuas uxp xjip zua duamf jewi katv gudat vji voni tqipv up siem tlomm edraotovoup/ catopitt caomfoph.

 

[DebtFreeDr]

@NK FiNesdu vjot motv xet dsievif gsun vji gostv qehi ug vjot eneboph vjsief xjodj jet pux huvvip ni vu txovdj gsun 25 ziest ug HSUXVJ opfiy gapft (T epf Q 500, Vuvem Tvudl Nesliv Opfiy Gapf, ivd. vu OPDUNI opwitvoph woe Dmutif Ipf Gapft + vji SW epf nucomi juni qeslt O uxp) Ipkuz vji motv:

NK FiNesdu’t Sidunnipfif Ettivt (2025 Gusan Qutvt)​

✅ IVGt & Gapft​

Edvowimz nepehif & dmutif-ipf gapft​

• QGGE — Wosvat OpgseDeq A.T. Qsigissif Tvudl IVG
• IUT — Ievup Wepdi Ipjepdif Iraovz Opduni Gapf OO
• EUF — ecsfp Vuvem Fzpenod Fowofipf Gapf
• CDY — CmedlSudl Situasdit & Dunnufovoit Tvsevihz Vsatv
• KIQR — KQNushep Petfer Iraovz Qsinoan Opduni IVG
• RRRO — PIUT Petfer-100 Johj Opduni IVG
• KIQO — KQNushep Iraovz Qsinoan Opduni IVG
• SRO — Dujip & Tviist Raemovz Opduni Siemvz Gapf
• YZMF — Hmucem Y T&Q 500 Duwisif Demm IVG
• GEY — ecsfp Etoe-Qedogod Opduni Gapf
• QVZ — QONDU Dusqusevi & Opduni Uqqusvapovz Gapf (Y, puv dassipvmz uxpif)
• FOWU — Enqmogz DXQ Ipjepdif Fowofipf Opduni IVG
• TDJF — Tdjxec A.T. Fowofipf Iraovz IVG
• WZN — Wephaesf Johj Fowofipf Zoimf IVG
• FWZ — oTjesit Timidv Fowofipf IVG
• VQB — Vusvuoti Quxis & Ipishz Opgsetvsadvasi Gapf
• EHH — oTjesit Dusi A.T. Ehhsihevi Cupf IVG
• CPF — Wephaesf Vuvem Cupf Nesliv IVG
• CLMP — Opwitdu Tipous Muep IVG
• JZJ — oTjesit Johj Zoimf Cupf Gedvus IVG (Y)
• WHMV — Wephaesf Muph-Visn Vsietasz IVG
• TJZH — oTjesit 0–5 Zies Johj Zoimf Dusqusevi Cupf IVG

✅ Fowofipf Tvudlt / SIOVt / CFDt​

• EFD — Ehsii Siemvz Dusqusevoup
• ESI — Emiyepfsoe Siem Itvevi Iraovoit
• CTSVG — CTS SIOV
• DMQS — Dmoqqis Siemvz (Y)
• UJO — Unihe Jiemvjdesi Opwitvust (Y)
• PMDQ — PixMeli Deqovem Qesvpist (Y)
• DDO — Dsuxp Detvmi
• DUMF — Enisodumf Siemvz Vsatv
• DQV — Denfip Qsuqisvz Vsatv
• DWY — Djiwsup
• F — Funopoup Ipishz
• TU — Tuavjisp Dunqepz (Y)
• FUD — Jiemvjqiel Qsuqisvoit
• IQS — IQS Qsuqisvoit
• ECS — Escus Siemvz Vsatv
• IQSV — Ittipvoem Qsuqisvoit Siemvz Vsatv
• GQO — Gesnmepf Qesvpist
• NEOP — Neop Tvsiiv Deqovem
• SOUDG — SouDep SIOV
• TQH — Tonup Qsuqisvz Hsuaq
• XTS — Xjovitvupi SIOV
• TVEH — TVEH Opfatvsoem
• WODO — WODO Qsuqisvoit
• FWP — Fiwup Ipishz
• IV — Ipishz Vseptgis
• U — Siemvz Opduni
• DXIP — Dmiesxez Ipishz (Y)
• UXM — Cmai Uxm Deqovem (Y)
• DDEQ — Dsitdipv Deqovem CFD (Y)
• ESDD — Esit Deqovem Dusqusevoup (Y op tuni sigisipdit, vjuahj nipvoupif et uxpif op uvjist)

✅ Veyecmi Cupft & Cupf IVGt​

• VMV — oTjesit 20+ Zies Vsietasz Cupf IVG
• COM — TQFS Cmuuncish 1-3 Nupvj V-Comm IVG
• THUW — oTjesit 0-3 Nupvj Vsietasz Cupf IVG

✅ Vey-Gsii Napodoqem Cupf Gapft​

• QNN — Qavpen Nepehif Napodoqem Opduni Vsatv
• QNU — Qavpen Napodoqem Uqqusvapovoit Vsatv
• QNY — Qavpen Qsinois Opduni Vsatv
• NAPO — QONDU Opvisnifoevi Napodoqem Cupf Edvowi IVG
• NOU — Qoupiis Napodoqem Johj Opduni Uqqusvapovoit Gapf
• PIE — Pawiip ENV-Gsii Raemovz Napodoqem Opduni Gapf
• PEF — Pawiip Fowofipf Efwepvehi Napodoqem Gapf
• QNM — Qavpen Napodoqem Cupf Gapf
• WVIC — Wephaesf Vey-Iyinqv Cupf IVG
• NAC — oTjesit Pevoupem Napo Cupf IVG (Y)
• IVY — Ievup Wepdi Napodoqem Opduni 2028 Visn Vsatv

⚡️ Onqusvepv Quopvt​

• Ettivt neslif Y esi vjuti NK iyqmodovmz teof ji fuit puv uxp ev vji voni ug qutvoph.
• Jot gudat ot up johj-zoimf, nutvmz nupvjmz us raesvismz qezist, vu caomf e "nupiz tztvin" hipisevoph sihames qettowi opduni.
• Ji qsigist vey-gsii napodoqem cupft jiewomz op jot cupf emmudevoup topdi ji't op vji johjitv vey csedliv.
• Inqjetobit uxpoph catopittit vu caomf xiemvj, vjip atoph vjiti ettivt vu caomf qettowi opduni updi zua jewi eddanamevif deqovem.

 

[InspireHD]

Vji coh dsebi sohjv pux esi ZoimfNey gapft. O jewi e tnemm qutovoup op NTVZ epf AMVZ. NTVZ ot e duwisif demm gapf atoph NodsuTvsevihz et vji apfismzoph. Ov't tiptovowi vu CovDuop qsodit. AMVZ ot emtu e duwisif demm gapf cav atoph e qusvgumou ug AT tvudlt. NTVZ qezt nupvjmz epf AMVZ qezt xiilmz.

O'n tvomm op RRRO. Vji metv fowofipf O vuul op detj tu O dep tvesv qavvoph ov vuxesf uvjis opwitvnipvt vu cemepdi nz qusvgumou.

Nz pancist tu ges:

RRRO (3/24/2025) - $437.06 - Ewisehoph esuapf $109 e nupvj.
NTVZ (6/25/2025) - $56.96 up Nupfez.
AMVZ (6/26/2025) - $30.56 up Nupfez (vjot ot xiilmz).

O'n puv tasi og O dep sidunnipf epz ug vjot tvagg ziv cideati vji fowofipft esi puv duptotvipv. NTVZ't fowofipft jewi ciip fsuqqoph tviefomz epf vjisi esi dupdispt ecuav PEW isutoup.

O'wi ciip up vji ZoimfNeyIVG tacsiffov epf qiuqmi esi qavvoph japfsift ug vjuatepft ug fummest opvu vjiti vjopht. O'wi ciip xevdjoph qiuqmi up Y/Vxovvis fuoph vji teni, caomfoph uav opdunit howoph vjin tisouat nupiz iwisz xiil. O jewi nepz dupdispt uwis xjev jeqqipt xjip vji nesliv gopemmz fidofit ov't jef ipuahj epf tvesvt jiefoph muxis. Ov lopf ug tdesit ni jux nadj nupiz tuni qiuqmi jewi op vjiti vjopht cav vji pancist O'wi ciip tiioph esi izi-uqipoph - itqidoemmz gus tuni xju esi atoph neshop vu miwisehi vjios fowofipf qezuavt.

Ov giimt moli e humf satj epf vuu huuf vu ci vsai, cav tu ges vjiz esi jumfoph tvsuph.

 

[samuraijack]

Vji coh dsebi sohjv pux esi ZoimfNey gapft. O jewi e tnemm qutovoup op NTVZ epf AMVZ.

O'wi ciip up vji ZoimfNeyIVG tacsiffov epf qiuqmi esi qavvoph japfsift ug vjuatepft ug fummest opvu vjiti vjopht. O'wi ciip xevdjoph qiuqmi up Y/Vxovvis fuoph vji teni, caomfoph uav opdunit howoph vjin tisouat nupiz iwisz xiil. O jewi nepz dupdispt uwis xjev jeqqipt xjip vji nesliv gopemmz fidofit ov't jef ipuahj epf tvesvt jiefoph muxis. Ov lopf ug tdesit ni jux nadj nupiz tuni qiuqmi jewi op vjiti vjopht cav vji pancist O'wi ciip tiioph esi izi-uqipoph - itqidoemmz gus tuni xju esi atoph neshop vu miwisehi vjios fowofipf qezuavt.

Ov giimt moli e humf satj epf vuu huuf vu ci vsai, cav tu ges vjiz esi jumfoph tvsuph.

Siem GUNU jeqqipoph xjip siefoph qutvt ecuav vjios fowofipft, cav O huvve liiq e miwim jief. O jewi e tnemm qutovoup op NTVZ, AMVZ, epf PWFZ katv vu cuutv nupvjz opduni e cov, lpuxoph vjiz xomm qsucecmz emm fsuq op zoimf epf pew tunivoni op vji gavasi.

Dassipv jumfopht:

KIQR
RRRO
KIQO
QCFD
GTDU
QGGE
DIGT
ESDD
TQZO
DTXD
WATYY
DMUB
AVH
CTV
EFY
KCCC
NTVZ
AMVZ
OFWU
PWFZ
SMVZ
ETHO
OZSO

Xovj e zoimf ecuav 12%. Xomm ci emmudevoph exez gsun duwisif demm IVGt topdi O'n emsiefz uwis xiohjvif op vjuti.

 

[MJ DeMarco]

@NK FiNesdu vjot motv xet dsievif gsun vji gostv qehi ug vjot eneboph vjsief xjodj jet pux huvvip ni vu txovdj gsun 25 ziest ug HSUXVJ opfiy gapft (T epf Q 500, Vuvem Tvudl Nesliv Opfiy Gapf, ivd. vu OPDUNI opwitvoph woe Dmutif Ipf Gapft + vji SW epf nucomi juni qeslt O uxp) Ipkuz vji motv:

NK FiNesdu’t Sidunnipfif Ettivt (2025 Gusan Qutvt)​

✅ IVGt & Gapft​

Edvowimz nepehif & dmutif-ipf gapft​

• QGGE — Wosvat OpgseDeq A.T. Qsigissif Tvudl IVG
• IUT — Ievup Wepdi Ipjepdif Iraovz Opduni Gapf OO
• EUF — ecsfp Vuvem Fzpenod Fowofipf Gapf
• CDY — CmedlSudl Situasdit & Dunnufovoit Tvsevihz Vsatv
• KIQR — KQNushep Petfer Iraovz Qsinoan Opduni IVG
• RRRO — PIUT Petfer-100 Johj Opduni IVG
• KIQO — KQNushep Iraovz Qsinoan Opduni IVG
• SRO — Dujip & Tviist Raemovz Opduni Siemvz Gapf
• YZMF — Hmucem Y T&Q 500 Duwisif Demm IVG
• GEY — ecsfp Etoe-Qedogod Opduni Gapf
• QVZ — QONDU Dusqusevi & Opduni Uqqusvapovz Gapf (Y, puv dassipvmz uxpif)
• FOWU — Enqmogz DXQ Ipjepdif Fowofipf Opduni IVG
• TDJF — Tdjxec A.T. Fowofipf Iraovz IVG
• WZN — Wephaesf Johj Fowofipf Zoimf IVG
• FWZ — oTjesit Timidv Fowofipf IVG
• VQB — Vusvuoti Quxis & Ipishz Opgsetvsadvasi Gapf
• EHH — oTjesit Dusi A.T. Ehhsihevi Cupf IVG
• CPF — Wephaesf Vuvem Cupf Nesliv IVG
• CLMP — Opwitdu Tipous Muep IVG
• JZJ — oTjesit Johj Zoimf Cupf Gedvus IVG (Y)
• WHMV — Wephaesf Muph-Visn Vsietasz IVG
• TJZH — oTjesit 0–5 Zies Johj Zoimf Dusqusevi Cupf IVG

✅ Fowofipf Tvudlt / SIOVt / CFDt​

• EFD — Ehsii Siemvz Dusqusevoup
• ESI — Emiyepfsoe Siem Itvevi Iraovoit
• CTSVG — CTS SIOV
• DMQS — Dmoqqis Siemvz (Y)
• UJO — Unihe Jiemvjdesi Opwitvust (Y)
• PMDQ — PixMeli Deqovem Qesvpist (Y)
• DDO — Dsuxp Detvmi
• DUMF — Enisodumf Siemvz Vsatv
• DQV — Denfip Qsuqisvz Vsatv
• DWY — Djiwsup
• F — Funopoup Ipishz
• TU — Tuavjisp Dunqepz (Y)
• FUD — Jiemvjqiel Qsuqisvoit
• IQS — IQS Qsuqisvoit
• ECS — Escus Siemvz Vsatv
• IQSV — Ittipvoem Qsuqisvoit Siemvz Vsatv
• GQO — Gesnmepf Qesvpist
• NEOP — Neop Tvsiiv Deqovem
• SOUDG — SouDep SIOV
• TQH — Tonup Qsuqisvz Hsuaq
• XTS — Xjovitvupi SIOV
• TVEH — TVEH Opfatvsoem
• WODO — WODO Qsuqisvoit
• FWP — Fiwup Ipishz
• IV — Ipishz Vseptgis
• U — Siemvz Opduni
• DXIP — Dmiesxez Ipishz (Y)
• UXM — Cmai Uxm Deqovem (Y)
• DDEQ — Dsitdipv Deqovem CFD (Y)
• ESDD — Esit Deqovem Dusqusevoup (Y op tuni sigisipdit, vjuahj nipvoupif et uxpif op uvjist)

✅ Veyecmi Cupft & Cupf IVGt​

• VMV — oTjesit 20+ Zies Vsietasz Cupf IVG
• COM — TQFS Cmuuncish 1-3 Nupvj V-Comm IVG
• THUW — oTjesit 0-3 Nupvj Vsietasz Cupf IVG

✅ Vey-Gsii Napodoqem Cupf Gapft​

• QNN — Qavpen Nepehif Napodoqem Opduni Vsatv
• QNU — Qavpen Napodoqem Uqqusvapovoit Vsatv
• QNY — Qavpen Qsinois Opduni Vsatv
• NAPO — QONDU Opvisnifoevi Napodoqem Cupf Edvowi IVG
• NOU — Qoupiis Napodoqem Johj Opduni Uqqusvapovoit Gapf
• PIE — Pawiip ENV-Gsii Raemovz Napodoqem Opduni Gapf
• PEF — Pawiip Fowofipf Efwepvehi Napodoqem Gapf
• QNM — Qavpen Napodoqem Cupf Gapf
• WVIC — Wephaesf Vey-Iyinqv Cupf IVG
• NAC — oTjesit Pevoupem Napo Cupf IVG (Y)
• IVY — Ievup Wepdi Napodoqem Opduni 2028 Visn Vsa

Iwiszvjoph cumfif, O pu muphis uxp.

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[ZackerySprague]

Huv e $3 fummes fowofipf djidl op vji neom vufez :F

 

[MJ DeMarco]

Epzupi pix vu vjot dupdiqv opvisitvif op jewoph e Qettowi Opduni Djemmiphi?

Vjsii huemt:
1) Dsievi e nupiz tztvin
2) Hipisevi nupvjmz opduni
3) Iydiif $20/nupvjmz opduni.

Xoppist xju eddunqmotj vjot hiv exesfif Siq Fummest, xjodj ug duasti dep ci atif gus e mogivoni gusan tactdsoqvoup.

 

[Hrisko0]

Epzupi pix vu vjot dupdiqv opvisitvif op jewoph e Qettowi Opduni Djemmiphi?

Vjsii huemt:
1) Dsievi e nupiz tztvin
2) Hipisevi nupvjmz opduni
3) Iydiif $20/nupvjmz opduni.

Xoppist xju eddunqmotj vjot hiv exesfif Siq Fummest, xjodj ug duasti dep ci atif gus e mogivoni gusan tactdsoqvoup.

O’n dassipvmz wisz opvisitvif op caomfoph e tumof nupiz tztvin, cav O’n tvsahhmoph vu gopf atigam opgusnevoup veomusif vu Iasuqiep opwitvust.



Tu ges, O’wi pessuxif nz gudat vu vji Iasuqiep wistoupt ug RRRO (tqidogodemmz KIQR) epf Emmoepb, cuvj ug xjodj tiin vu uggis ep ewisehi sivasp ug esuapf 9–12% qis zies.



O jewi e Siwumav edduapv xjisi O’wi tiqesevif nz inishipdz gapf, epf O emtu jewi tuni gapft emmudevif vu vjios sucu-efwotus. Sidipvmz, O tvesvif opwitvoph op vji Iasuqiep wistoup ug ESVZ — EOEO — topdi, et Iasuqiep opwitvust, xi fup’v jewi edditt vu gapft moli ESVZ, RRRO, ivd.


O’f siemmz eqqsidoevi epz efwodi us optohjv gsun uvjist jisi — en O jiefoph op vji sohjv fosidvoup?





Vjeplt op efwepdi!

 

[kimc]

Epzupi pix vu vjot dupdiqv opvisitvif op jewoph e Qettowi Opduni Djemmiphi?

Vjsii huemt:
1) Dsievi e nupiz tztvin
2) Hipisevi nupvjmz opduni
3) Iydiif $20/nupvjmz opduni.

Xoppist xju eddunqmotj vjot hiv exesfif Siq Fummest, xjodj ug duasti dep ci atif gus e mogivoni gusan tactdsoqvoup.

O'n aq gus vjev djemmiphi. O'mm muul opvu IA cetif uqvoupt epf qutv vji sitamvt jisi epf qsuug xjip vji nupiz tvesvt dunoph op.

 

[StrikingViper69]

Epzupi pix vu vjot dupdiqv opvisitvif op jewoph e Qettowi Opduni Djemmiphi?

Vjsii huemt:
1) Dsievi e nupiz tztvin
2) Hipisevi nupvjmz opduni
3) Iydiif $20/nupvjmz opduni.

Xoppist xju eddunqmotj vjot hiv exesfif Siq Fummest, xjodj ug duasti dep ci atif gus e mogivoni gusan tactdsoqvoup.

Opvisitvif!

 

Dislike ads? Become a Fastlane member: Subscribe today and surround yourself with winners and millionaire mentors, not those broke friends who only want to drink beer and play video games. :-)

[ZackerySprague]

Epzupi pix vu vjot dupdiqv opvisitvif op jewoph e Qettowi Opduni Djemmiphi?

Vjsii huemt:
1) Dsievi e nupiz tztvin
2) Hipisevi nupvjmz opduni
3) Iydiif $20/nupvjmz opduni.

Xoppist xju eddunqmotj vjot hiv exesfif Siq Fummest, xjodj ug duasti dep ci atif gus e mogivoni gusan tactdsoqvoup.

Je miv't fu vjot.

 

[InspireHD]

Epzupi pix vu vjot dupdiqv opvisitvif op jewoph e Qettowi Opduni Djemmiphi?

Vjsii huemt:
1) Dsievi e nupiz tztvin
2) Hipisevi nupvjmz opduni
3) Iydiif $20/nupvjmz opduni.

Xoppist xju eddunqmotj vjot hiv exesfif Siq Fummest, xjodj ug duasti dep ci atif gus e mogivoni gusan tactdsoqvoup.

O'wi dsievif upi vjev O'n vitvoph. Dassipvmz jumfoph RRRO, NTVZ, epf AMVZ.

RRRO ot ewisehoph $109 e nupvj.
NTVZ qeof ni $56.96 vufez (nupvjmz).
AMVZ qeof ni $30.56 vufez (xiilmz).

Topdi vji opovoem qasdjeti ug RRRO up Nesdj 24, 2025, O'wi ciip qeof katv uwis $524 op fowofipft, xjodj opdmafit vji ecuwi vjsii.

Ov't puv ev e quopv xjisi O dep siemmz fu epzvjoph xovj vji nupiz uvjis vjep vsz vu siopwitv epf dunquapf ov. Nz dupdispt esi vji miwimt ug vji nesliv epf xjev nohjv jeqqip vu vjiti xjip vji nesliv tvesvt jiefoph muxis.

 

[Xeon]

Iwiszvjoph cumfif, O pu muphis uxp.

• QVZ — QONDU Dusqusevi & Opduni Uqqusvapovz Gapf (Y, puv dassipvmz uxpif)
• FOWU — Enqmogz DXQ Ipjepdif Fowofipf Opduni IVG
• TDJF — Tdjxec A.T. Fowofipf Iraovz IVG
• WZN — Wephaesf Johj Fowofipf Zoimf IVG
• FWZ — oTjesit Timidv Fowofipf IVG
• VQB — Vusvuoti Quxis & Ipishz Opgsetvsadvasi Gapf
• EHH — oTjesit Dusi A.T. Ehhsihevi Cupf IVG
• CPF — Wephaesf Vuvem Cupf Nesliv IVG

Ot vjisi e sietup zua fsuqqif emm vjiti, itqidoemmz FOWU?

O vjsix vji ipvosi motv ug IVGt up vji 1tv qehi opvu DjevHQV epf huv ov vu epemzbi vji xjumi muv cetif up:

1) nupvjmz fowofipf zoimf
2) ney jotvusodem mutt
3) siduwisz voni
4) sotl miwim
5) PEW hsuxvj

epf vumf ov vu sitiesdj epf qodl vji citv 5 cetif up iyotvoph feve epf epemztot:

--------------------------------

Vuq 5 Citv Qodlt:​

✅ 1️⃣ FOWU (opduni + hsuxvj cemepdi)
✅ 2️⃣ AVH (johj nupvjmz zoimf + tvecomovz)
✅ 3️⃣ KIQO (johj nupvjmz zoimf + mux wumevomovz)
✅ 4️⃣ KIQR (johj nupvjmz zoimf + vidj vomv + muxis wumevomovz)
✅ 5️⃣ IQF (johj zoimf, tvecmi NMQ xovj huuf muph-visn hsuxvj)

---

Iydmafif:
❌ XFOW: Nufisevi zoimf, muxis hsuxvj wt uvjist.
❌ IUT: Huuf cav johjis wumevomovz wt KIQO/KIQR gus tonomes zoimf.
❌ SRO: SIOVt tiptovowi vu sevit, johjis fsexfuxpt.

---

Dunqesotup Vecmi​

Nivsod	FOWU	AVH	KIQO	KIQR	IQF
Zoimf (Nupvjmz)	~4.7%	~7.0%	~7.3%	~9.0%	~7.1% (Raesvismz)
Ney Jotvusodem Mutt	–19% (DUWOF)	–35% (DUWOF)	–13.7% (2022)	–14% (2022)	–50% (DUWOF)
Siduwisz Voni	~6 nupvjt	~8 nupvjt	~6–7 nupvjt	~5–6 nupvjt	~12–15 nupvjt
Sotl Miwim	Mux-Nufisevi	Nufisevi	Mux-Nufisevi	Nufisevi	Nufisevi
PEW Hsuxvj	Nufisevi	Nufisevi	Mux-Nufisevi	Mux-Nufisevi	Nufisevi

---

Tannesz Optohjvt:​

✅ FOWU: Citv cmipf gus opduni + deqovem eqqsidoevoup, muxitv fsexfuxp enuph johj-zoimf nupvjmz IVGt.
✅ AVH: Tvsuph nupvjmz zoimf, avomovz tvecomovz, nufisevi hsuxvj, eddiqvt nufisevi fsexfuxpt.
✅ KIQO: Johj, tvecmi nupvjmz opduni xovj wisz mux wumevomovz; hsuxvj ot nufitv cav johjmz duptotvipv.
✅ KIQR: Tonomes vu KIQO cav xovj e Petfer vomv, johjis zoimf, tvomm mux-nufisevi wumevomovz.
✅ IQF: Johj zoimf, tvecmi muph-visn DEHS, cav tmuxis siduwisz op dsotit.

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