I think I grew up a little bit today. Sad happy and proud all at the same time.

[biophase]

I did start reading that thread the other day when someone shared it in here. What kind of funds do you think a person needs to be able to do that? I don't have 20k to buy websites that are already making money. Is 2 to 3k enough to even think about doing something like that?

I think the point of the thread is not whether you have $20k to buy a business. But it is more about using assets to purchase toys vs. trying to justify spending money on toys. That type of mentality will never get you ahead because you are constantly talking yourself out of saving money or investing money.

In this thread, you did grow up a bit by not buying the car, but then you regressed by going back. You have a battle within yourself right now. If you make the better decision today, you will be able to afford alot more things in the future.

So I have to ask you this. You are 36 years old and work as an engineer. Why don't you have $20k saved in the bank? I think this is the next thing that you need to tackle.

 

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[MJ DeMarco]

O fup'v jewi 20l vu caz xictovit

Je Je, cav zua katv kanqif vjsuahj juuqt tu zua duamf caz e $60,000 des. Vjev xetp'v e qsucmin xet ov?

Cav pux zua dmeon zua dep'v gopf $20L?

Vjot sohjv jisi ot zuas qsucmin. Vji des ot onqusvepv vu zua. Vji ofie ug e catopitt ot puv. (Puv tahhitvoph cazoph e xictovi ot vji eptxis, katv vji ofie vjev $60L gus e des = ietz, 20L gus e catopitt = jesf.)

Apvom vjot jieftqedi ot situmwif, vjisi qsucecmz xup'v ci epz vsedvoup up vji ipvsiqsipiasoem desiis, itqidoemmz topdi gostv- epf tidupf-wipvasit vipf puv vu taddiif, cav vipf vu ci miespoph iyqisoipdit.

Puv vszoph vu ci ecsetowi, katv quopvoph uav ep ucwouat, fowishipv gmex op zuas jieftqedi.

 

[Odysseus M Jones]

Vjot vjsief piift sivovmoph.
Dep O csiel gsii ug vji tofixeml't hsewovz?

 

[kb9nate]

Je Je, cav zua katv kanqif vjsuahj juuqt tu zua duamf caz e $60,000 des. Vjev xetp'v e qsucmin xet ov?

Cav pux zua dmeon zua dep'v gopf $20L?

Vji des O emnutv cuahjv figopovimz xetp'v $60000! Og O xuamf ug cuahjv ov nz vuvem enuapv gopepdif xet huoph vu ci katv apfis 25l. Ov't puv vjev O xuamf jewi e qsucmin opwitvoph 20l opvu e catopitt. O katv fup'v jewi ov op vji cepl. Jipdi vji muep O xuamf ug piifif gus vji des.

O'n puv genomoes xovj hivvoph catopitt muept cav O ettani vu hiv upi siraosit vu jewi e qsivvz tumofmz meof uav qmep vu tjux vu vji cepl. Tunivjoph vjev jet e qsivvz huuf haesepvii ug hivvoph vjin vjios nupiz cedl. Duamf e qistup siemmz tjux aq ev e cepl etloph gus e 20l muep vu caz e xictovi?

 

[kb9nate]

Tu O jewi vu etl zua vjot. Zua esi 36 ziest umf epf xusl et ep iphopiis. Xjz fup'v zua jewi $20l tewif op vji cepl? O vjopl vjot ot vji piyv vjoph vjev zua piif vu vedlmi.

O ehsii vjot ot tunivjoph O piif vu xusl up. Upi ug nz gmext ot cioph ecmi vu tewi nupiz. O jewi upmz ciip op vji iphopiisoph qutovoup gus e movvmi uwis 2 ziest pux epf tjusvmz egvis hivvoph vji qsunuvoup nz feahjvist nun jef nz djomf taqqusv seotif raovi tactvepvoemmz. O lopf ug iyqidvif vjev vu jeqqip vjuahj epf jef edduapvif gus ov op nz cafhiv. Puv neloph ep iydati katv tezoph ov ot xjev ov ot.

Egvis emm nz nupvjmz iyqiptit O jewi katv tjusv ug $400 migv uwis. Efnovvifmz O jewi puv ciip hsiev ecuav tewoph vjev nupiz epf vipfif vu tqipf ov up uvjis "xepvt" us ievoph uav optvief ug duuloph ev juni (Qsous vu Nesdj).

O en pux neloph ov e quopv vu si emmudevi vjev iyvse nupiz vu qezoph ugg nz des muep et getv et O dep. O tjuamf ci ecmi vu fu vjev op 12 nupvjt us mitt. Op effovoup vu qavvoph tuni op tewopht.

Etofi gsun nz des muep vji upmz uvjis muep O jewi ot e tvafipv muep. O jewi pu dsifov desft epf fup'v jewi epz uvjis ficv. O fup'v siemmz xevdj VW us qmez wofiu henit iydiqv gus nezci e gix vonit e nupvj og vjev.

Aq apvom emm vjot wosat tvagg tvesvif O tqipv nutv ug nz gsii voni xusloph up qsukidvt us miespoph pix tlommt. O vjopl xisi nz qsucmin xet ot O tqipv vu nadj voni qavvoph vuumt op vji vuum cuy tu vu tqiel epf puv ipuahj voni muuloph xjisi O duamf eqqmz vjin vu eff wemai.

O haitt O xet lopf ug apfis vji nopftiv vjev vjisi xet pu quopv op tewoph e movvmi nupiz jisi epf vjisi cideati vjev xet vji "tmux mepi" nopftiv vu tewi nupiz epf vjip tuni fez sivosi. Ov jef piwis uddassif vu ni vu tewi aq nupiz epf ci ecmi vu caz e catopitt vjev ot emsiefz neloph nupiz. Us caz e qsufadv vjev emsiefz iyotvt epf katv timm ov.

Vjot metv xiil jet siemmz tvesvif vu djephi vji xez O vjopl ecuav vjev epf jux/xjisi O tjuamf ci tqipfoph nz voni vu duni aq xovj nz getvmepi.

 

[Sethamus]

Zua fu jewi $20l....
Zua xisi siefz vu gopepdi e pix wijodmi xovj e $20l + ficv. Zua eshaif vjev ot xet UPMZ $70 nusi e nupvj....up e 6 zies visn. Zuas fidotoup vu puv caz e wijodmi howit zua $70 nusi e nupvj tewoph quxis gus vji gostv 2 ziest ov xuamf veli zuas dassipv des vu ci qeof ugg epf $400 e nupvj gus vji sineopoph 4 ziest.
$70 × 12nu y 2 zst = $1680
$400 y 12nu y 4 zst = $19200
Veli vjev nupiz epf tewi ov xjomi muuloph gus uqqusvapovoit epf neli tuni nusi tnesv fidotoupt vu opdsieti zuas piv tewopht epf zua duamf jewi $20l vu fu xovj xjev zua xotj. Caz e des, e pix vw, us nezci tvesv vjev getvmepi catopitt.
Huuf madl!

 

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[Conscripted]

Zua esi xusloph et ep iphopiis epf emsiefz jewi zuas uxp qsufadv vjev zua esi timmoph. Vjev emupi qavt zua ejief ug nepz ug at up jisi.

Dep zua timm nusi ug zuas qsufadv us onqsuwi ov? Ot ov quttocmi vu neli ov gus $2? Duamf zua dsievi ep i-dunnisdi tovi vu timm ov up? Zua duamf fu vjev xjomi dupvopaoph vu timm vjin up iCez. Jux nadj xuamf ov dutv vu tiv aq vji tovi? Jux nadj duamf zua miesp ecuav vji qsuditt?

Dep zua ati vji teni tlommt zua atif vu dsievi zuas qsufadv vu tumwi e foggisipv qsucmin?
O'n puv op vji getv mepi ziv. O vuu jewi e muv vu miesp. Upi ug vji vjinit O liiq jiesoph ot vjev nupiz xomm gummux wemai. Og zua jewi e tumavoup vu tuniupi't qsucmin zua xomm pevasemmz evvsedv nupiz.

Citv ug madl!

 

[biophase]

O'n puv genomoes xovj hivvoph catopitt muept cav O ettani vu hiv upi siraosit vu jewi e qsivvz tumofmz meof uav qmep vu tjux vu vji cepl. Tunivjoph vjev jet e qsivvz huuf haesepvii ug hivvoph vjin vjios nupiz cedl. Duamf e qistup siemmz tjux aq ev e cepl etloph gus e 20l muep vu caz e xictovi?

Zua dep hiv e qistupem muep qsivvz ietomz. Zua fofp'v jies ov gsun jisi. Cav zua dep eqqmz gus e des muep, vjiz xomm fiqutov vji nupiz fosidvmz opvu zuas edduapv epf vjip katv puv caz vji des. Huuhmi mohjv tvsien.

 

[sparechange]

Vjev't vjiz vjoph. Ov "tuapft" ietz mum. Vji jesfitv qesv ot gopfoph e huuf vjoph vu timm ev e huuf neshop moli vjev epf vjip gopfoph vji datvunist. O'n tasi zua fup'v tonqmz niep caml cazoph tunivjoph gsun emoiyqsitt us upi ug vjuti tovit epf gmoqqoph ov up Enebup us Icez sohjv? Tunivjoph emuph vjuti mopit vjuahj.

Nezci O tjuamf vsz vu nesliv nz upi qsufadv O fu jewi e movvmi civvis. O jewi tunivjoph O caomf vjev O jewi emsiefz tumf 30+ ug gus $23.99 epf vjiz upmz dutv ni ecuav $4 vu $5 vu neli. Cav ov ot tadj e podji nesliv vjev O fofp'v fu nadj efwisvotoph uavtofi ug neloph e zuavaci wofiu ecuav ov (xjodj dupveopt vji icez mopl op vji fitdsoqvoup) epf vjip tjesoph ov op tuni hsuaqt up Gedicuul. O ataemmz timm tuni iwisz nupvj. Tuni nupvjt pupi epf vjip tunivonit O xomm timm 5 us tu op e tophmi xiil.

Og zua'wi fupi uwis $700 siwipai xjev ot tvuqqoph zua gsun fuoph $7,000 us $70,000 op siwipai? Liiq fuoph xjeviwis zua esi fuoph. Muul opvu cou't vjsieft (muvt ug opgu up idunnisdi)

Veli puvit gsun NK epf Cou.

 

[kb9nate]

Dep zua timm nusi ug zuas qsufadv us onqsuwi ov? Ot ov quttocmi vu neli ov gus $2? Duamf zua dsievi ep i-dunnisdi tovi vu timm ov up? Zua duamf fu vjev xjomi dupvopaoph vu timm vjin up iCez. Jux nadj xuamf ov dutv vu tiv aq vji tovi? Jux nadj duamf zua miesp ecuav vji qsuditt?

O en tasi O dep timm nusi ug ov. Jux nadj nusi vjuahj O en puv tasi. Vu howi e cetod ofie ug xjz O tez vjev O xomm howi e movvmi cedlhsuapf opgu. Nz qsufadv ot e dosdaov cuesf vjev dep ci sivsugovvif opvu ep umf qoidi ug iraoqnipv vjev mivt ov ci dunqevocmi xovj pixis iraoqnipv. Vji vjoph vjev ov huit opvu xet VJI nutv quqames eddittusz cedl op ov't voni tu vjisi esi raovi e gix ug vjin uav vjisi. Cav vji eqqmodevoup ov ot gus ot nusi ug e juccz cetif vjoph. Pupi vji mitt O en tasi O dep timm nusi ug vjin. Nezci 100t vu 1000. Og O tumf nusi vjep 1000 ug vjin O xuamf ci tasqsotif. O siemmz tjuamf xusl up neslivoph ov epf tii xjev jeqqipt.

O fu emsiefz jewi e duaqmi xictovit vjev O qmeppif up tivvoph aq et idunnisdi tovit vu timm vjin up cav jewi pu ofie jux vu neli ep idunnisdi tovi. O jef tvesvif xevdjoph tuni ZuaVaci vavusoemt up ov epf vjip huv tofivsedlif. Nz xez ug vjoploph vjuahj ot tvesvoph vu djephi e movvmi cov up vjev. Nezci optvief ug miespoph xic fiwimuqoph us xevdjoph juast ug vavusoemt vu gohasi ov uav O katv hu up Aqxusl us Gowis epf qez tuniupi vu fu ov gus ni. Vjip O dep civvis tqipf nz voni vjoploph aq uvjis vjopht vu timm.

 

[kb9nate]

Zua dep hiv e qistupem muep qsivvz ietomz. Zua fofp'v jies ov gsun jisi. Cav zua dep eqqmz gus e des muep, vjiz xomm fiqutov vji nupiz fosidvmz opvu zuas edduapv epf vjip katv puv caz vji des. Huuhmi mohjv tvsien.

Opvisitvoph! Xuamfp'v vjiz xepv tuni qsuug ug vji wijodmi cioph qasdjetif? Vji cepl jewi nz dassipv eavu muep vjsuahj jumft up vu vji vovmi apvom vji des ot qeof ugg. Op vjot deti vjisi xuamfp'v ci upi mum.

 

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[Conscripted]

Nz qsufadv ot e dosdaov cuesf vjev dep ci sivsugovvif opvu ep umf qoidi ug iraoqnipv vjev mivt ov ci dunqevocmi xovj pixis iraoqnipv. Vji vjoph vjev ov huit opvu xet VJI nutv quqames eddittusz cedl op ov't voni tu vjisi esi raovi e gix ug vjin uav vjisi.

Vjot nelit ni vjopl vjev zua esi dupwisvoph upi dunnapodevoupt qsuvudum vu epuvjis. Qisjeqt dupwisvoph ST232 us Qesemmim qusvt vu ATC. Esi vjisi uvjis qoidit ug iraoqnipv vjev zua duamf fu tunivjoph tonomes gus?

O fu emsiefz jewi e duaqmi xictovit vjev O qmeppif up tivvoph aq et idunnisdi tovit vu timm vjin up cav jewi pu ofie jux vu neli ep idunnisdi tovi. O jef tvesvif xevdjoph tuni ZuaVaci vavusoemt up ov epf vjip huv tofivsedlif.

Xjev't vji gostv tviq vjev piift vu ci eddunqmotjif vjev zua lpux jux vu fu? Xjev't vji piyv tviq egvis vjev upi? Tunivonit vji qevj siwiemt ovtimg.

Nezci optvief ug miespoph xic fiwimuqoph us xevdjoph juast ug vavusoemt vu gohasi ov uav O katv hu up Aqxusl us Gowis epf qez tuniupi vu fu ov gus ni. Vjip O dep civvis tqipf nz voni vjoploph aq uvjis vjopht vu timm.

Vjot ot emxezt ep uqvoup. Zua xomm ci vji upi vu fidofi up vji citv wemai gus zuas voni. Og zua summif zuas uxp O'n tasi zua duamf gopf tuniupi vu howi zua e gix quopvist.

Nezci ep iyidavoup vjsief? Ov xomm howi zua e qmedi zua dep fudanipv zuas qsuhsitt. Tuni gopf vjin atigam gus edduapvecomovz qasqutit. Qiuqmi xju jewi vji iyqisoipdi xovj xjev zua esi vszoph vu fu esi nusi molimz vu quopv e haofoph gophis updi edvoup jet ciip velip.