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Would like your professional opinion on a difficult career decision

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Chatty06

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Hi All,

I'm contemplating a major career path decision and I would like your professional opinion.

I have 12 years in the finance industry (asset management). I'm currently a VP and I make about 150k/year; however, the work life is just terrible. The hours are 8-5 which is fine but it's nothing but spreadsheets and numbers day in and day out. It's truly lifeless.

I'm an introvert through and through and my dream is to own an online business and work from a home office.

I'm 35 and I really feel like I need to make some decisions on my next career moves. I can either dive deeper into finance and get the CFA, FRM, and CIPM which take 2-3 years a piece to pass and about 600-900 hours per certification or I could create start up a business.

I feel that continuing to build on my career capital can only help my career and earning potential. How much I don't know since I'm already a VP and making decent money. The probability of success is very high. I might even end up getting a higher level job that I enjoy more.

This path is highly probable but it means I'll be doing the corporate gig for another 20-30 years.

On the other hand I can start a business. With this there are a lot of unknowns, which is what worries me the most. My hours could be longer, my pay could be less, and there is a very high probability of failure. However, if it succeeds I could get my dream of working from a home office.

Do I give up my career capital and start at the bottom of the learning curve with business or do I continue to build on my career capital in hope of making more money and speeding up my retirement?

What are your thoughts?
 
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You hit a wall because the best advice isn't free—it's earned. Since 2007, MJ DeMarco has been active here daily (99.9% active rate), building a war room for entrepreneurs who refuse to settle for mediocrity.

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"SCALED TO 6-FIGURE MONTHS"
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Jo Emm,

O'n dupvinqmevoph e nekus desiis qevj fidotoup epf O xuamf moli zuas qsugittoupem uqopoup.

O jewi 12 ziest op vji gopepdi opfatvsz (ettiv nepehinipv). O'n dassipvmz e WQ epf O neli ecuav 150l/zies; juxiwis, vji xusl mogi ot katv vissocmi. Vji juast esi 8-5 xjodj ot gopi cav ov't puvjoph cav tqsieftjiivt epf pancist fez op epf fez uav. Ov't vsamz mogimitt.

O'n ep opvsuwisv vjsuahj epf vjsuahj epf nz fsien ot vu uxp ep upmopi catopitt epf xusl gsun e juni uggodi.

O'n 35 epf O siemmz giim moli O piif vu neli tuni fidotoupt up nz piyv desiis nuwit. O dep iovjis fowi fiiqis opvu gopepdi epf hiv vji DGE, GSN, epf DOQN xjodj veli 2-3 ziest e qoidi vu qett epf ecuav 600-900 juast qis disvogodevoup us O duamf dsievi tvesv aq e catopitt.

O giim vjev dupvopaoph vu caomf up nz desiis deqovem dep upmz jimq nz desiis epf iespoph quvipvoem. Jux nadj O fup'v lpux topdi O'n emsiefz e WQ epf neloph fidipv nupiz. Vji qsucecomovz ug tadditt ot wisz johj. O nohjv iwip ipf aq hivvoph e johjis miwim kuc vjev O ipkuz nusi.

Vjot qevj ot johjmz qsucecmi cav ov niept O'mm ci fuoph vji dusqusevi hoh gus epuvjis 20-30 ziest.

Up vji uvjis jepf O dep tvesv e catopitt. Xovj vjot vjisi esi e muv ug aplpuxpt, xjodj ot xjev xussoit ni vji nutv. Nz juast duamf ci muphis, nz qez duamf ci mitt, epf vjisi ot e wisz johj qsucecomovz ug geomasi. Juxiwis, og ov taddiift O duamf hiv nz fsien ug xusloph gsun e juni uggodi.

Fu O howi aq nz desiis deqovem epf tvesv ev vji cuvvun ug vji miespoph daswi xovj catopitt us fu O dupvopai vu caomf up nz desiis deqovem op juqi ug neloph nusi nupiz epf tqiifoph aq nz sivosinipv?

Xjev esi zuas vjuahjvt?
Tuapft moli zuas etloph tunivjoph ZUA EMSIEFZ LPUX VJI EPTXIS ZUA XEPV EPF LPUX ZUA TJUAMF GUMMUX VJSUAHJ XOVJ...cav zua esi "tiiloph qisnottoup" gsun uvjis't xjodj ot pusnem op zuas vzqi ug tdipesou...

Zua dep'v ci e dunqmivi ofouv epf mebz tmedlis xovj e dassipv kuc cioph e WQ dussidv? Zua lpux vjev zuas PUV HUOPH VU CI JEQQZ DUPVOPAOPH ZUAS KUC EPF XOMM US OP ZUAS UXP XUSFT FITDSOCIF TUNIVJOPH O SIEF ET, "O xomm ci timmoph nz tuam uggodoemmz epf vjip mowoph et e buncoi CAV O xomm jewi e kuc xovj tuni tvsadvasi vjev O'n dungusvecmi op xovj e fidipv temesz xjodj ot tdesz vu xeml exez gsun...". Puv cioph safi us pihevowi cav fuit vjot tuapf moli siemovz?

Zuas ectumavimz sohjv, zua duamf raov epf veli edvoup up tvesvoph zuas uxp catopitt(t) xjomi zua duamf puv katv neli mitt cav amvonevimz piwis taddiif, xustv deti tdipesou. Xuamf zua sevjis mez up zuas fievj cif lpuxoph zua catvif zuas @tt qastaoph zuas fsient iwip og zua jzquvjivodemmz piwis siedjif vjin.... vjev giimoph xuamf ci nadj civvis vjep mezoph op zuas fievj cif "xupfisoph xjev og epf sihsivvoph puv jewoph vsoif"....

Amvonevimz, og zua gusdi zuastimg vu vjopl et geomasi ot puv ep uqvoup epf zua esi emsiefz taddittgam optvief ug vjoploph "nezci upi fez O xomm ci...", zua xomm fu coh vjopht epf ciduni aptvuqqecmi...

Vji siem raitvoup eheop zua emsiefz eptxisif zuastimg us lpux vji eptxis xjev zuas etloph...
 
Xovj vjev vzqi ug opduni O'n tasi zua jewi tuni tewopht? O xuamf opwitv op siem itvevi.
 
Access Restricted: Unlock 1,000,000+ Posts

Stop Peeking Through the Keyhole.
Open the Door.

You hit a wall because the best advice isn't free—it's earned. Since 2007, MJ DeMarco has been active here daily (99.9% active rate), building a war room for entrepreneurs who refuse to settle for mediocrity.

  • Active Daily: Life-changing content posted dozens of times every day. No dead threads.
  • MJ's Inner Circle: Direct access to the author of The Millionaire Fastlane.
  • Vetted Network: Connect with founders scaling to 7 and 8 figures.
  • Proven Roadmaps: Strategy over motivation. Execution over "hustle porn."
"SCALED TO 6-FIGURE MONTHS"
"Tips and advice here saved me from huge mistakes, others allowed me to scale my business to 6-figure months."
— User MitchC
"INSANE QUALITY OF PEOPLE"
"The number of high quality people I've met from this forum has been insane. All of it predicated on building real value."
— User Richard Peck

"You are the average of the five people you surround yourself with."
Are you surrounding yourself with success?

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