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Where The Rich Can Go When They Need A Loan (Canada)

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Rickson9

Bronze Contributor
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"Scotiabank has stolen the march on its rivals in the race to provide simplified lending to the 1.1 million Canadian families with net worths of $1-million. Scotia Private Client Group has formally announced a program that's been in the pilot stage since April: 200 affluent clients already use its Total Wealth Credit Solution."

Financial Post

Personally, I found the following parts interesting:

"Michael Nairne, whose Tacita Capital Inc. caters to ultra-wealthy clients...most of his own clients 'have no debt or if they do it's for interim purposes. It makes no sense for them to borrow: they're better off cashing in high interest savings accounts or short-term bonds. We normally suggest clients keep their debts in one place and their assets at another.'

"Tom McCullough, president of Toronto-based Northwood Family Office, says Total Wealth is a "positive thing" but not relevant for his clients, who have net worths ranging from $10-million to $250-million."

From investing primarily in family owned business trading on the U.S. Stock market I've noticed that all of them employ no debt.

Best regards.
 
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