ZCP
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show the math here.
keep / no penalties / earn expected return / pay debt service
vs
cash out / pay penalties / pay debt / stop debt service payments
make sure to factor in taxes and risk
math will show you this part of the answer to your question.
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there is a second part. the emotional part. once you have the math in front of you it will be easier to decide the emotional part.
is debt free worth losing $xxxx? THAT you can then decide on your own.
DO THE MATH
keep / no penalties / earn expected return / pay debt service
vs
cash out / pay penalties / pay debt / stop debt service payments
make sure to factor in taxes and risk
math will show you this part of the answer to your question.
----------------
there is a second part. the emotional part. once you have the math in front of you it will be easier to decide the emotional part.
is debt free worth losing $xxxx? THAT you can then decide on your own.
DO THE MATH