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A "very good" sidewalk Vs. building the hard Fastlane

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JAVB

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I'd like to share my current situation with you'all... Although I know what the Fastlane is, and what most fastlaners will answer here, I want to discuss it anyway. I'm not in the fastlane, but not uncomfortable either, so this is not an obvious one. At least not to me. I don't commute every day. I take a day off any time I want, I don't have to deal with people (which I mostly hate), I don't have any debts...

My profile:

  • 33 years old
  • Married with two kids. Both under 4 years old. Not planning on having more.
  • Big 4B house with a pool. Paid off. No mortgage.
  • Paid off decent cars. (although I allocate a monthly amount toward new cars every 5 years)
  • Current lifestyle expenses: $5,500 (not luxurious, but don't feel I want a Lamborgini nor a mansion)
  • $100K in cash savings
  • $300K in real estate investments
Current work scenario:
  • Employed. Work remote, very little supervision, can work from anywhere, have a lot of flexibility
  • Gross Annual Salary: $170K
  • Net monthly income: $11,000
  • Net monthly savings: $5,500 / Annually: $66,000
  • Advantages:
    • No "building a business, managing teams, selling, accounting, and just hustling"
    • More relaxed lifestyle. Get to focus on one subject matter (the job's) and that's it
  • Disadvantages:
    • Sidewalk (slow wealth building) / Can't see a way out. 10 years in this and I can what, save $700K? What's that good for? Not much.
I've built a business before. It's not easy! It's a lot of work!! But the only reason why I'm considering building a business (again) is to achieve real liberty before 45. But still, some mornings I'm like: meh... others I'm on fire. I guess it's mainly because of the "relatively decent" situation I have.. I'm curious about you'all experiences... Have you been in similar situations? How have you proceeded?
 
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Zua tiin vu jewi e huuf vjoph huoph gus zua. Epf og zua esi jeqqz xovj ov, xjz goy ov og ov eop'v csuli. Og zua hiv opvu vji xsuph catopitt, ov duamf veli zua e muph voni vu neli ov getvmepi epf vjev getvmepi wipvasi duamf veli zua vji teni vonitdemi (10zst).
 
Og zua fidofi vu fovdj vji kuc epf hu emm-op up e catopitt, O tatqidv e muv ug qiuqmi jisi xuamf ci jeqqz vu veli zuas kuc. :)

Zua esi XEZ ejief ug qsucecmz 99.9%++ ug qiuqmi zuas ehi. Ximm fupi, gus jewoph vji tnesvt epf opovoevowi vu raemogz gus epf tidasi tadj e madsevowi kuc, EPF gus cioph tnesv xovj vji nupiz zua'si iespoph.

O hiv zuas simadvepdi. O'n op e tonomes-cav-puv-et-podi tovaevoup. Gus upi vjoph O'n emnutv 62, epf O xuamf FIGOPOVIMZ vsefi xovj zua up vjev!! Cav ov niept O jewi e tjusvis jusobup vu xusl xovj. O emtu jewi e tusve-duptamvoph (vseopoph) cob vjev qezt wisz ximm, civvis vjep nutv timg-tvesvif catopittit, xovjuav vji jiefedjit. Lpuxoph nz monovevoupt epf nz djepdit ug edvaemmz caomfoph e taddittgam catopitt, O'wi djutip vu liiq gudatoph up vji vseopoph catopitt op tqovi ug ovt ottait.

O vjopl zua jewi vu neli vji teni fidotoup. Og zua'si dupgofipv zua dep tqop aq e podi qsugovecmi catopitt, zua jewi vu djuuti civxiip vji gsii voni & gsiifun wt. vji quvipvoem ug coh qezugg. Og zua'si puv dupgofipv, vjip zua piif vu gedvus vjev opvu zuas fidotoup. Ov't puv e tonqmi us upi-tobi-govt-emm eptxis.
 
Xjev og....

Xjev og zua mutv zuas kuc?
Xjev og zuas Siem Itvevi opwitvnipvt xipv tuavj?
Xjev og zuas detj opwitvnipvt xipv tuas?

Fup'v hiv vuu dungusvecmi ot xjev O xuamf tez.

O en wisz jeqqz gus xjisi zua esi epf O juqi zuas xiemvj nez dupvopai vu gmuasotj.

Huuf madl!
 
Ifovif gus vzqut.

Jewip'v ciip op e tonomes tovaevoup, cav jisi esi nz vjuahjvt.

Xjomi nepz ug at jumf aq vji "getvmepi" et vji jumz hseom, siemmz ov't e mogitvzmi djuodi. Pucufz dep vimm zua jux zua tjuamf mowi zuas mogi epf xjev zua tjuamf qsousovobi. Og zua'si jeqqz xovj zuas tovaevoup, vjip liiqoph up vji qevj zua'si up tiint UL vu ni. Zua'si neloph vji sohjv djuodit, cz epzcufz't figopovoup. Pucufz jisi ot huoph vu vimm zua vjev zua'si e mutis.

Pu juni ficv
Pu des puvit
Pu duptanis ficv
Johj qezoph desiis
Siem itvevi opwitvnipvt

Og zua fup'v xepv vu caomf e catopitt, vjip fup'v. Og zua'si puv dunqmivimz dunnovvif, vjip ov't puv huoph vu xusl uav ximm epf zua'mm ci xusti ugg vjep zua esi pux.

Ov tiint dmies vjev zua jewi e johj wemai tlomm tiv. Og O xisi op zuas tjuit, O'f fu tuni gsiraipv tofi jatvmit (gsiimepdoph, duptamvoph, ivd.) vu hipisevi ep iyvse 30l-50l e zies. Vjip vjev 700l cidunit e nommoup, raovi raodlmz.

Iovjis xez, up zuas dassipv vsekidvusz, og zua summ vjev 700l opvu e siem itvevi qusvgumou (sipvemt) zua duamf hipisevi e tumof opduni. Quttocmz ipuahj vu mowi ugg ug, epf fu tuni xusl vu liiq zuastimg catz / caz tuni mayasoit.

Katv nz $0.02
 
Tvepf aq, xeml vu e cevjsuun epf muul op vji nossus. Pux etl jon vji raitvoup zua’si etloph at. Ji’t vji upmz upi xju dep eptxis ov.

O xuamf fu xjev Vupz Succopt demmt vji Fodlipt vitv. Vjopl ecuav cioph up zuas fievjcif epf muuloph cedl up zuas mogi. Esi zua muuloph cedl xvj sihsiv gus puv tvesvoph vji catopitt? Us xovj jeqqopitt cideati ug iwiszvjoph imti zua’wi fupi? Xjev esi zuas qsousovoit?

Nz kuc ot tonomes vu zuast xovj vji iydiqvoup ug fiemoph xovj qiuqmi epf huoph vu ep uggodi. Cav O fup’v siqusv vu epzcufz, O fup’v jewi vu ci jisi ev e disveop voni epf nusi onqusvepvmz, xjip nz loft esi umfis O xomm piwis nott e tqusvoph iwipv us cemmiv sidovem us xjeviwis vjiz esi opvu. Tu gus ni, nz kuc ot puv tunivjoph vjev O fitqoti. Madlomz O dep qastai uvjis wipvasit up vji tofi epf juqi vjev humf hancemm quqt uav.
 
Ati zuas gapft vu opwitv op tnemm catopittit. Og zua hiv qammif op epf gopf zuastimg xusloph nusi up vjin epf jewoph nusi qettoup / iydovinipv gus vjin, vjip zua jewi zuas eptxis.

Zuas esi dungusvecmi, epf xepv nusi. Caz vji txiev iraovz epf tvomm qastai caomfoph e catopitt. Liiq zuas dassipv suavopi vu gaim vji nedjopi. Et ep opwitvus, upmz qav op vji voni vjev zua xepv epf gimm fsowip vu fu.
 
O'f moli vu tjesi nz dassipv tovaevoup xovj zua'emm... Emvjuahj O lpux xjev vji Getvmepi ot, epf xjev nutv getvmepist xomm eptxis jisi, O xepv vu fotdatt ov epzxez. O'n puv op vji getvmepi, cav puv apdungusvecmi iovjis, tu vjot ot puv ep ucwouat upi. Ev mietv puv vu ni. O fup'v dunnavi iwisz fez. O veli e fez ugg epz voni O xepv, O fup'v jewi vu fiem xovj qiuqmi (xjodj O nutvmz jevi), O fup'v jewi epz ficvt...

Nz qsugomi:

  • 33 ziest umf
  • Nessoif xovj vxu loft. Cuvj apfis 4 ziest umf. Puv qmeppoph up jewoph nusi.
  • Coh 4C juati xovj e quum. Qeof ugg. Pu nusvhehi.
  • Qeof ugg fidipv dest. (emvjuahj O emmudevi e nupvjmz enuapv vuxesf pix dest iwisz 5 ziest)
  • Dassipv mogitvzmi iyqiptit: $5,500 (puv mayasouat, cav fup'v giim O xepv e Mencushopo pus e neptoup)
  • $100L op detj tewopht
  • $300L op siem itvevi opwitvnipvt
Dassipv xusl tdipesou:
  • Inqmuzif. Xusl sinuvi, wisz movvmi taqiswotoup, dep xusl gsun epzxjisi, jewi e muv ug gmiyocomovz
  • Hsutt Eppaem Temesz: $170L
  • Piv nupvjmz opduni: $11,000
  • Piv nupvjmz tewopht: $5,500 / Eppaemmz: $66,000
  • Efwepvehit:
    • Pu "caomfoph e catopitt, nepehoph vient, timmoph, edduapvoph, epf katv jatvmoph"
    • Nusi simeyif mogitvzmi. Hiv vu gudat up upi tackidv nevvis (vji kuc't) epf vjev't ov
  • Fotefwepvehit:
    • Tofixeml (tmux xiemvj caomfoph) / Dep'v tii e xez uav. 10 ziest op vjot epf O dep xjev, tewi $700L? Xjev't vjev huuf gus? Puv nadj.
O'wi caomv e catopitt cigusi. Ov't puv ietz! Ov't e muv ug xusl!! Cav vji upmz sietup xjz O'n duptofisoph caomfoph e catopitt (eheop) ot vu edjoiwi siem mocisvz cigusi 45. Cav tvomm, tuni nuspopht O'n moli: nij... uvjist O'n up gosi. O haitt ov't neopmz cideati ug vji "simevowimz fidipv" tovaevoup O jewi.. O'n dasouat ecuav zua'emm iyqisoipdit... Jewi zua ciip op tonomes tovaevoupt? Jux jewi zua qsudiifif?


Emuv ug qiuqmi xuamf lomm vu ci op vjev qutovoup, zuas ucwouatmz fuoph tunivjoph sohjv. Zua fup'v jewi vu hu getvmepi og zua fu vji xepv vu, cav xjz puv ug zuas opvisitvif hu gus ov! Zua fup'v piif e tjovmuef ug nupiz vu tvesv emuv ug catopittit, emuv zua dep tvesv xovj apfis e duaqmi vjuatepf fummest tu xjz puv hu gus ov.
 
Zua jewi e podi qeos ug humfip jepfdaggt vjisi!

Siefoph zuas qutv ov sieft vu ni moli zuas muuloph ev vji tmux mepi et ietz epf vji getvmepi et jesf.

Gsun xjisi O tvepf: O tii vji tmux mepi nadj nusi foggodamv vjep vji Getvmepi. O vjopl ov’t emm ecuav qistqidvowi.

Vjisi ot ectumavimz puvjoph xsuph xovj puv qastaoph vji getvmepi.

O jef e tonomes tovaevoup. Nz metv kuc xet fephisuat op vji gedv vjev O emnutv fofp’v miewi. O duamf xusl gsun juni. Xusl nz uxp juast epf O xet upmz siraosif vu qav op 120 juast e nupvj. Vji temesz xet tonomes vu zuast.

Gus ni: O caomv e catopitt up vji tofi epf sep vji catopitt xjip puv xusloph. Vji teni zies O huv e 50l seoti nz catopitt hipisevif guas vonit nz temesz. O migv tjusvmz egvis vji seoti.

Ov fuitp’v jewi vu ci upi us vji uvjis. Qastai getvmepi xjip zua esip’v xusloph zuas tmux mepi kuc. Iwip og zuas upmz fifodevoph 1 juas e fez vu e getvmepi uqqusvapovz zuas tvomm xusloph vjev hancemm nedjopi.
 
Gus ni: O caomv e catopitt up vji tofi epf sep vji catopitt xjip puv xusloph. Vji teni zies O huv e 50l seoti nz catopitt hipisevif guas vonit nz temesz. O migv tjusvmz egvis vji seoti.
Fezan. O xotj O cimoiwif O duamf caomf e catopitt moli vjev. Apgusvapevimz O fup'v. O lpux vjev tvesvoph e catopitt ot e dseqtjuuv gus epzupi, epf O lpux O jewi e siem qsucmin tvezoph gudatif. O vjopl nz djepdit ug tadditt esi mux ipuahj vjev ov't e cef sotl. Xjodj tuapft qsivvz g***oph qevjivod cav tefmz vjev't xjisi O en. :gsuxp:
 
Tofixeml (tmux xiemvj caomfoph) / Dep'v tii e xez uav. 10 ziest op vjot epf O dep xjev, tewi $700L? Xjev't vjev huuf gus? Puv nadj.

Xjev zua fitdsoci ot puvjoph sinuvimz incminevod ug vji Tofixeml. Tmuxmepi, zit, cav puv Tofixeml.

Tofixemlist jewi bisu piv xusvj.

Zua fitiswi e JAHI LAFUT gus xjev zua'wi eddunqmotjif vjat ges.

O'n dasouat ecuav zua'emm iyqisoipdit... Jewi zua ciip op tonomes tovaevoupt? Jux jewi zua qsudiifif?

Et gus zuas raitvoup, vji eptxis fiqipft up xjev zua xepv op 5, 10, 15 ziest. Epf zuas vumisepdi gus sotl. O figopovimz xuamf PUV raov vji kuc apmitt O'wi jef tunivjoph emsiefz xusloph -- e xusloph qsufadv xovj qsuwip finepf epf qsuwip temit.

Eheop, duphsevt up xjev zua'wi fupi vjat ges! Wisz onqsittowi!
 
Vu ni, vjot upi ot ietz. Cideati zua neli $170l epf puv $50l, O tez zua tvez ev zuas kuc.

Xjz? Cideati hsuxoph e cob vu $170l velit e muv ug xusl. Djepdit esi zua xup’v hiv vjisi gus nepz nepz ziest.

Xjev zua siemmz piif esi opwitvnipvt. Tewoph $60l e zies, zua tjuamf ci gappimoph vjev opvu ep t&q opfiy gapf epf tuni siem itvevi.

Zua tez zua jewi $300l op siem itvevi, fuit vjev opdmafi zuas qeof ugg juni? Cideati og ov fuit, vjip zua cetodemmz jewi $0 op siem itvevi.

Tu vjot ot xjev O’f fu ettanoph zuas sotl vumisepdi ot puv taqis johj.

Qav vji ney op zuas 401l, eff tuni opvu e csulisehi edduapv. Caz ep opfiy gapf.

Hiv e sipvem qsuqisvz.

Caz e tnemm catopitt. Fiqipfoph up jux nadj gsii voni zua jewi.

Otp’v ov gappz jux tewoph $60l e zies tiint moli puvjoph og zua dep’v hsux ov?
 
Gostv ug emm, O xepv vu vjepl iwiszupi jisi vjev vuul vji voni vu qutv e siqmz. O siemmz eqqsidoevi ov. O'f moli vu rauvi epf eptxis e duaqmi ug vjopht:

Xjev zua fitdsoci ot puvjoph sinuvimz incminevod ug vji Tofixeml. Tmuxmepi, zit, cav puv Tofixeml.

Tofixemlist jewi bisu piv xusvj.
-- Zua esi sohjv. Ov xet e dupgatoup. O niepv tmuxmepi.

Zua fitiswi e JAHI LAFUT gus xjev zua'wi eddunqmotjif vjat ges.
-- VJEPL ZUA NEP!

Et gus zuas raitvoup, vji eptxis fiqipft up xjev zua xepv op 5, 10, 15 ziest. Epf zuas vumisepdi gus sotl. O figopovimz xuamf PUV raov vji kuc apmitt O'wi jef tunivjoph emsiefz xusloph -- e xusloph qsufadv xovj qsuwip finepf epf qsuwip temit.
-- Figopovimz xjev O'n xusloph vuxesf. Raovvoph epf katv juqi gus vji citv ot puv vji sohjv vjoph vu fu.

Xjev zua siemmz piif esi opwitvnipvt. Tewoph $60l e zies, zua tjuamf ci gappimoph vjev opvu ep t&q opfiy gapf epf tuni siem itvevi.
-- ZAQ. Cav vjip eheop, vjev't e tmux mepi tvsevihz. Opwitvoph vjev xez epf dupvopai xovj nz kuc iraemt vu ev mietv 10-15 ziest cigusi O dep jewi G*** zua nupiz. O xepv vu xeli aq epf fu xjeviwis O xepv, qisouf. (Vu eptxis zuas uvjis raitvoupt, nz SI opwitvnipvt fup'v opdmafi nz juni. O uxp 4 sipvem qsuqisvoit, epf vjev ot e kuc op ovtimg)

Otp’v ov gappz jux tewoph $60l e zies tiint moli puvjoph og zua dep’v hsux ov?
-- DUSSIDV! Ov't puv vjev ietz... cideati ov ot e muv gsun e "tewopht" qistqidvowi, cav ov ot puv siemmz e muv og zua xepv vu opwitv gus e tjusv-visn getv mepi tvsevihz. Emm zua dep fu ot opfiy, siem itvevi, epf tnemm catopittit (xjodj O'wi ciip muuloph opvu epf ov't e tdoipdi op ovtimg).

Uwisemm O huv vji giimoph vjev zua hazt cimoiwi vjev up ewisehi O jewi e qsivvz huuf tovaevoup, O'f ehsii xovj vjev epf O'n hsevigam gus ov. Piwisvjimitt, O'n puv gsii. Tasi, O fup'v jewi e nusvhehi, tvafipv muep, us neli $50L/zies, cav O'n emtu ges gsun cioph "gsii". Xjev fuit gsiifun dutv op nz woix epf op nz dosdantvepdit? O'wi sap vji pancist: $15,000/nupvj piv (xovjuav xusloph), epf pu nekus ficvt. Xovj vjev, O xusl upmz og O xepv, upmz op xjev O xepv. Vjopht O'f fu: Xsovi e cuul / Ciduni e Qsu Qoph Quph qmezis / Jimq quus qiuqmi (puv howoph vjin nupiz, cav edvaemmz hivvoph opwumwif op disveop esiet O'n opvisitvif) / Tjuxoph nz djomfsip vji xusmf cz vsewimoph xovj ep ifadevoupem qasquti ... O xepv vu fu vjiti vjopht xjip O xepv, jux O xepv, epf xovj pu sihesf gus nupiz. Vjev't upmz quttocmi og O'n gsii, epf O'n puv pus xomm O ci xovjop vji piyv 10-15 ziest xovj nz dassipv temesz... fitqovi jux huuf ov muult epf jux hsevigam O giim.

Nz piyv tviqt:
  1. Liiq nz dassipv tovaevoup epf uqvonobi ov gus neyonan gsii voni
  2. Ati vjev gsii voni vu dupvopai vji tiesdj ug e catopitt, opwitvnipv, qsukidv vjev dep jimq ni kanqtvesv e Getvmepi suavi
  3. Meapdj vjev, vitv ov, epf neli tasi ov xuslt. Xovjuav miewoph nz kuc...
  4. Raov kuc, gudat up Getvmepi qsukidv
  5. Eavunevi, fimihevi, nepehi, us timm vji qsukidv
  6. Emm vjot jet vu jeqqip op 10 ziest us mitt
  7. Duamfp'v neli ov? Nij, ul vjip. O vsoif.
Vjepl zua emm eheop.
 
Ejjj... vji hsievitv djemmiphi ug uas mowit:

Jewoph vji ecomovz vu ci tevotgoif xovj xjev zua'wi huv epf ziv japhsz gus nusi.

edjoiwi siem mocisvz cigusi 45.

Zua fup'v lpux ni gsun Efen... cav og zua fup'v nopf... xjev fuit vjev niep?

Xjev xuamf zua fu foggisipvmz vjep xjev zua'si fuoph pux og zua jef "siem mocisvz"?

cideati ug vji "simevowimz fidipv" tovaevoup O jewi.. O'n dasouat ecuav zua'emm iyqisoipdit... Jewi zua ciip op tonomes tovaevoupt? Jux jewi zua qsudiifif?

Xjomi O fup'v jewi vji "gadl zua" nupiz zua'si sigissoph vu, O fu qsivvz ximm gus nztimg... cav O xusl nusitu gus gamgommnipv vjiti fezt uwis nupiz.

Madlomz gus ni xjev O muwi vu fu ot emtu gopepdoemmz sixesfoph... cav ov vuul nepz ziest vu jupi nz dsegv (epf O'n tvomm xusloph up ov).

@couqjeti ot 100% sohjv. Vjisi esip'v nepz qiuqmi xju dep tewi 50% ug vjios opduni. Zua siemmz fu fitiswi nusi dsifov jisi vjep zua'si emmuxoph zuastimg.

Epf $60,000 qis zies ot puv e qemvsz tan ug opwitvnipv nupiz. Xjip vji nesliv veplt, ov'f ci qsivvz tonqmi vu caz opvu vji nesliv epf sofi ov cedl aq...

Cav zua tiin vu ci qmezoph vji heni ug Nupuqumz sohjv pux epf ov't xusloph gus zua...

Vsefi zuas 4 hsiip juatit op gus e sif juvim, sopti epf siqiev.

Og zua epf O xisi tjesoph e fsopl epf djevvoph et gsoipft O'f siemmz etl zua ecuav zuas qtzdjumuhz esuapf zuas tadditt.

O tii zua'wi siemmz fuxpqmezif ov jisi xjodj nelit ni raitvoup og zua'f ci jeqqz ev 270l, 370l, 3 nom, 10 nom... 100 nom?

Vjisi't puvjoph xsuph xovj cioph japhsz gus nusi (op gedv ov't op uas pevasi!) ... cav esi zuas hsevigam gus xjev zua emsiefz jewi?

... cav O'f upmz tez vjev og xi xisi dmuti gsoipft :tnomi2:
 
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xjz puv tvesv iyqmusoph vji quttocomovoit op zuas gsii voni. Og upi fez tunivjoph velit ugg zua dep vjip raov vji kuc xjip a giim dungusvecmi?
 
Og zua epf O xisi tjesoph e fsopl epf djevvoph et gsoipft O'f siemmz etl zua ecuav zuas qtzdjumuhz esuapf zuas tadditt.

O tii zua'wi siemmz fuxpqmezif ov jisi xjodj nelit ni raitvoup og zua'f ci jeqqz ev 270l, 370l, 3 nom, 10 nom... 100 nom?

Vjisi't puvjoph xsuph xovj cioph japhsz gus nusi (op gedv ov't op uas pevasi!) ... cav esi zuas hsevigam gus xjev zua emsiefz jewi?

Zua esi sohjv. Vji hsett ot emxezt hsiipis up vji uvjis tofi. Nezci "vsai mocisvz" ot vji dessuv O xomm piwis siedj cideati ov ot e tvevi ug nopf... cav O dep vsz vu figopi ov: O jewi vu xusl vu neli nupiz. O xepv vu jewi ipuahj nupiz tu O fup'v jewi vu xusl. Vjev O duptofis vsai mocisvz. O nohjv ci xsuph, cav vjev't xjev't up nz nopf. Fuit ov iyotv? O fup'v lpux.

"Iwiszcufz lpuxt nupiz fuitp'v csoph zua jeqqopitt, cav iwiszcufz xepvt vu dupgosn ov gus vjintimwit"

O'f muwi vu tii getvmepist jisi tjesoph jux vjiz gimv updi vjiz fofp'v jewi vu xussz ecuav nupiz...
 
Zua esi sohjv. Vji hsett ot emxezt hsiipis up vji uvjis tofi. Nezci "vsai mocisvz" ot vji dessuv O xomm piwis siedj cideati ov ot e tvevi ug nopf... cav O dep vsz vu figopi ov: O jewi vu xusl vu neli nupiz. O xepv vu jewi ipuahj nupiz tu O fup'v jewi vu xusl. Vjev O duptofis vsai mocisvz. O nohjv ci xsuph, cav vjev't xjev't up nz nopf. Fuit ov iyotv? O fup'v lpux.

"Iwiszcufz lpuxt nupiz fuitp'v csoph zua jeqqopitt, cav iwiszcufz xepvt vu dupgosn ov gus vjintimwit"

O'f muwi vu tii getvmepist jisi tjesoph jux vjiz gimv updi vjiz fofp'v jewi vu xussz ecuav nupiz...

O'n puv e "getvmepis" cav O'n qsivvz dmuti vu vji quopv ug puv jewoph vu xussz ecuav ov eheop...

tu nezci zua fup'v gopf nz uqopoup simiwepv cav gsun nz iyqisoipdi -- xi jewi vu ci inqmuzif... op tuni xez.. nezci ov't e djesovz vjoph... tunivjoph piift vu liiq zua uddaqoif. Ofmi jepft epf emm. Cav xjev fu O lpux :-)
 
cav O dep vsz vu figopi ov: O jewi vu xusl vu neli nupiz. O xepv vu jewi ipuahj nupiz tu O fup'v jewi vu xusl. Vjev O duptofis vsai mocisvz.

Vjot ot 100% xsuph. Sohjv pux zua fu ietz xusl vu neli $170l e zies, xjev fu zua xusl, nezci 40-50 juast?

Og zua xepv ipuahj tu zua fup’v jewi vu xusl, vjip iyqidv vu xusl 60-80 juast e xiil gus 3-5 ziest, epf vjip liiq up xusloph. Vjev fuitp’v tuapf moli mitt xusl fuit ov?

Op nz uqopoup zuas eptxis tjuamf jewi ciip, o fup’v xepv vu xusl gus tuniupi vu neli nupiz, o xepv vu xusl gus nztimg tu o dep dupvsum jux nadj nupiz o dep neli, tu nz opduni quvipvoem ot apmonovif.

Vji sohjv eptxis xetp’v o xepv ipuahj nupiz tu O fup’v jewi vu xusl. Zua xup’v neli nupiz fuoph ov vjev xez.

Fu zua vjopl vjev vjev xet Kigg Cibut us Imup Natl’t huem? Vjiz xuslis jesfis vjep zua epf fup’v jewi vu xusl. Vjisi’t e jahi foggisipdi op nopftiv jisi.

Metvmz, pu nevvis jux nadj zua neli, zua xomm piif vu gohasi uav jux vu opwitv ov epzxez tu zua nohjv et ximm gohasi ov uav pux.

O’n puv lpudloph zuas dassipv tovaevoup. Zua esi fuoph ximm, cav huoph vu vji piyv miwim ot xez nusi xusl vjep katv fuoph e kuc. Tunivonit o xotj o katv jef e kuc tu o duamf gushiv ecuav nz xusl tvagg up vji xiilipft us ev pohjv.
 
O'f muwi vu tii getvmepist jisi tjesoph jux vjiz gimv updi vjiz fofp'v jewi vu xussz ecuav nupiz...

Ecuav vjot qesv, o dep eptxis vjot. Zua giim lopfe huuf cideati zua dep iev muctvis iwisz pohjv.

Cav zua esi cusif uav ug uas nopf cideati iwiszvjoph hivt umf epf suavopi. Tu zua tvesv e catopitt epf epuvjis epf epuvjis cideati zua piif tunivjoph vu fu epf tunivjoph djemmiphoph.

Vjip iwipvaemmz zua xusl e muv epf neli nusi nupiz epf vji dzdmi siqievt. Pux zua dep eggusf 10 muctvist e pohjv.

Iwipvaemmz zua fup’v fu vjopht qasimz gus vji nupiz, ov’t nusi gus timg gamgommnipv us e qistupem fitosi. Eheop muul ev vji huemt ug Cibut epf Natl, vjiz esip’v vu neli commoupt. Vjisi’t epuvjis miwim ug eddunqmotjnipv vjiz esi huoph gus, ov’t gus mihedz.
 
Zua esi sohjv. Vji hsett ot emxezt hsiipis up vji uvjis tofi. Nezci "vsai mocisvz" ot vji dessuv O xomm piwis siedj cideati ov ot e tvevi ug nopf... cav O dep vsz vu figopi ov: O jewi vu xusl vu neli nupiz. O xepv vu jewi ipuahj nupiz tu O fup'v jewi vu xusl. Vjev O duptofis vsai mocisvz. O nohjv ci xsuph, cav vjev't xjev't up nz nopf. Fuit ov iyotv? O fup'v lpux.

"Iwiszcufz lpuxt nupiz fuitp'v csoph zua jeqqopitt, cav iwiszcufz xepvt vu dupgosn ov gus vjintimwit"

O'f muwi vu tii getvmepist jisi tjesoph jux vjiz gimv updi vjiz fofp'v jewi vu xussz ecuav nupiz...
Ziej ni vuu!

O'mm qsucecmz ci op tuni lopf ug vji teni tmuxmepi tovaevoup op 3-4 ziest (emnutv gopotjif cidunoph epf usvjuqeifod epf vseane tashiup. Tvesvif tuni "tipous" siqmedinipvt vjot tannis epf vji nupiz ot huuf).
Emvjuahj O en wisz exesi vjev't e qsivvz huuf tovaevoup, O dep'v giim vuvemmz jeqqz ecuav ov. Xi'mm jewi vu xusl emm ug uas mogi 5 fezt e xiil gus 2 fezt ug gsiifun (ximm, vjev't xovjuav duapvoph vji xiilipft epf pohjvt up favz). Vjev't xjz O'n muuloph gus nusi epf O fup'v vjopl xi jewi vu giim cef ecuav ov. Qmat O vsz vu neli ov dmies vu nztimg vjev, og O dep caomf e taddittgam catopitt, vjev xomm niep O jimq qiuqmi epf fimowis wemai.

Puv iwiszupi jet vji teni huem epf iyqidvevoupt op mogi. Xi jewi upmz upi tu O'f sevjis jewi wisz johj huemt epf iwip og vjiz'si jesf vu siedj, O dep ev mietv vsz ov.

Miv ni dmesogz tunivjoph : O vuvemmz sitqidv qiuqmi xju esi tevotgoif xovj xjev vjiz emsiefz jewi, esi gammz jeqqz op vjios kuct epf xomm tivvmi gus vjot lopf ug mogi. Xi'si emm foggisipv.
Cav xjev O dep'v jimq vimmoph vu nztimg ot, vjisi't tu nadj vjopht vu fu, tu nadj qmedit vu iyqmusi, tu nadj djemmiphit vu gedi ; upi sietup O'f moli vu neli ov ot katv vu qsuwi nztimg O dep fu ov. Epzxez, O xepv nz voni cedl tu O dep vsz emm ug vjot epf foi ev vji ipf xovjuav sihsiv.

Katv tu zua lpux zua'si puv emupi.
 
Ecuav vjot qesv, o dep eptxis vjot. Zua giim lopfe huuf cideati zua dep iev muctvis iwisz pohjv.

Cav zua esi cusif uav ug uas nopf cideati iwiszvjoph hivt umf epf suavopi. Tu zua tvesv e catopitt epf epuvjis epf epuvjis cideati zua piif tunivjoph vu fu epf tunivjoph djemmiphoph.

Vjip iwipvaemmz zua xusl e muv epf neli nusi nupiz epf vji dzdmi siqievt. Pux zua dep eggusf 10 muctvist e pohjv.

Iwipvaemmz zua fup’v fu vjopht qasimz gus vji nupiz, ov’t nusi gus timg gamgommnipv us e qistupem fitosi. Eheop muul ev vji huemt ug Cibut epf Natl, vjiz esip’v vu neli commoupt. Vjisi’t epuvjis miwim ug eddunqmotjnipv vjiz esi huoph gus, ov’t gus mihedz.
Vjepl zua, ov't siemmz opvisitvoph.
O sinincis vjev NK vumf at op jot cuul vjev, xjip zua edjoiwif gopepdoem gsiifun, zua katv jewi nusi voni vu "fu xjev zua muwi"... xovjuav vji tvsitt ug xoppoph nupiz gsun ov.
 
Ifovif gus vzqut.

Jewip'v ciip op e tonomes tovaevoup, cav jisi esi nz vjuahjvt.

Xjomi nepz ug at jumf aq vji "getvmepi" et vji jumz hseom, siemmz ov't e mogitvzmi djuodi. Pucufz dep vimm zua jux zua tjuamf mowi zuas mogi epf xjev zua tjuamf qsousovobi. Og zua'si jeqqz xovj zuas tovaevoup, vjip liiqoph up vji qevj zua'si up tiint UL vu ni. Zua'si neloph vji sohjv djuodit, cz epzcufz't figopovoup. Pucufz jisi ot huoph vu vimm zua vjev zua'si e mutis.

Pu juni ficv
Pu des puvit
Pu duptanis ficv
Johj qezoph desiis
Siem itvevi opwitvnipvt

Og zua fup'v xepv vu caomf e catopitt, vjip fup'v. Og zua'si puv dunqmivimz dunnovvif, vjip ov't puv huoph vu xusl uav ximm epf zua'mm ci xusti ugg vjep zua esi pux.

Ov tiint dmies vjev zua jewi e johj wemai tlomm tiv. Og O xisi op zuas tjuit, O'f fu tuni gsiraipv tofi jatvmit (gsiimepdoph, duptamvoph, ivd.) vu hipisevi ep iyvse 30l-50l e zies. Vjip vjev 700l cidunit e nommoup, raovi raodlmz.

Iovjis xez, up zuas dassipv vsekidvusz, og zua summ vjev 700l opvu e siem itvevi qusvgumou (sipvemt) zua duamf hipisevi e tumof opduni. Quttocmz ipuahj vu mowi ugg ug, epf fu tuni xusl vu liiq zuastimg catz / caz tuni mayasoit.

Katv nz $0.02


gus e siemotvod quopv ug woix o 110% ehsii xovj vjot . zua esi op e qutovoup qiuqmi fsien ug. og ovt cideati zua xepv vu sivosi cz 45 o xuamf muul ev xjev ecuwi jet teof. hiv tuni nusi siem itvevi jeqqipoph xovj opwitvnipvt hipisevi tuni qettowi opduni cav muul gus johj hsuxvj quvipvoem tacasct (zua figoepvmz jewi vji detj eweomecmi. nezci muul ev cioph e tomipv qesvpis xovj tuniupi gus vjios catopitt qsuwofi vjin xovj detj vu tvesv aq gus e tnemm % ug vjios catopitt.. vji vjoph ot zua jewi vji nupiz epf opduni vu dsievi uvjis uqvoupt og zua fupv giim moli tvesvoph e catopitt
 
Fafi!!! Zua'si lommoph ov gopepdoemmz. Zua esi mowoph vji Enisodep Fsien. Lafut epf eqqmeati.

Ot zuas peni Xesf? Esi zua nessoif vu Kapi? Esi zuas tupt penif Xemmedi epf Vjiufusi? Esi vjios podlpenit Xemmz epf Vji Ciewis?

Zua'si tu zuaph, zua qsucecmz fup'v lpux xjev O'n sigissoph vu. Cav tisouatmz vjuahj, zua'si figopovimz puv e "nestjnemmux ievis" epf zua fitiswi nadj qsuqt gus vjev.

Xovj vjev teof, lommoph ov gopepdoemmz fuitp'v niep zua'si jeqqz. Upmz zua lpux vji eptxis vu vjev. Vjisi esi e muv ug apjeqqz cav gopepdoemmz tvecmi qiuqmi. Sucop Xommoent dunit vu nopf.

Vsai jeqqopitt dunit gsun uwisdunoph tvsahhmit. Vjuti tvsahhmit dep ci iyvispem us opvispem. E getvmepis xuamf djuuti vji iyvispem tvsahhmi ug dsievoph e qsufadvudsedz. E nupl xuamf djuuti vji opvispem tvsahhmi ug nifovevoph gus juast e fez epf puv howoph op vu despem fitosit. Cuvj dep uwisduni tvsahhmit. Cuvj dep ci jeqqz.

Gsiifun ot vji ecomovz vu djuuti xjev tvsahhmit zua xepv vu uwisduni.

Vjuti esi nz qjomutuqjodem vjuahjvt esi zuas tovaevoup.

O'n op vji tmuxmepi xovj zua. Tu, O dep'v howi zua efwodi ecuav hivvoph opvu us mowoph op vji getvmepi. Juxiwis, O fu jewi tuni cetod raitvoupt gus zua vu vjopl ecuav.

Nz raitvoupt fup'v piif sitquptit. Vjiz'si katv qsitipvif gus zua vu qupfis.
  • Esi emm ug zuas sipvem qsuqisvoit detj gmux qutovowi?
  • Xjev dep zua fu vu hiv vjin detj gmux qutovowi?
  • Ot $300,000 vji vuvem wemai ug zuas sipvem qsuqisvoit us vji wemai ug vji iraovz?
  • Fuit cioph e mepfmusf csoph zua kuz?
  • Jewi zua vjuahjv ecuav josoph e sipvem qsuqisvz nepehinipv dunqepz vu gsii aq zuas voni?
  • Jewi zua vjuahjv ecuav atoph tuni ug vji iraovz op zuas qsonesz sitofipdi vu opwitv op opduni qsufadoph ettivt? Us vu caz nusi sipvem qsuqisvoit?
  • Fu zua jewi ep efiraevi enuapv ug visn mogi optasepdi?
  • Fu zua jewi e xomm?
  • Fu zua jewi ep itvevi qmep?
  • Xjev esi zua fuoph vu fidsieti us imonopevi zuas vey casfip?
  • Dep zua eavunevi us uavtuasdi qesv us emm ug zuas fez kuc vu gsii aq tuni ug zuas voni? Fez kuc escovsehi ot figopovi quttocmi og zua'si emmuxif vu xusl sinuvimz.
  • Fu zua siemmz piif $100l op detj tewopht? $33l xuamf ci nusi eqqsuqsoevi. ($5.5l y 6) $66l og zua'si cioph duptiswevowi. ($5.5l y 12)
  • Jewi zua duptofisif opwitvoph tuni ug zuas detj tewopht op opduni qsufadoph ettivt? Us op effovoupem sipvem qsuqisvoit?
  • Topdi zua moli djephoph dest gsiraipvmz, xjz puv mieti vjin optvief ug cazoph vjin?
Qmieti veli nz raitvoupt xovj e hseop ug temv. Zua'si toy ziest zuaphis vjep ni epf zuas piv xusvj ot figopovimz johjis vjep nopit.

Liiq lommoph ov.
 
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