19 y.o. Student from Germany

[Nilsp]

Hi Fastlaners,

my name is Nils and I just turned 19. Im from the north of Germany and currently in my first semester of Buisness Informatics at University. Working part time at the moment. Im living on my own and got roughly 10k saved up (7,5k in stocks, 2,5k in Gold). No debt.

I think im doing pretty well for my age, but its not enough. I finished The Millionaire Fastlane two weeks ago and just read it straight through again yesterday. I have read quiet a few books about Finance and Financial Advice, yet MJ just threw the right perspective at me. Recently I have thought a lot about the position I am currently in and what I want, and where I want to be in my life.

I have been thinking about creating a website, which I already have checked, doesnt violate any commandement. Everyone needs it in order to be a healthy individual, or well at least to save a big amout of time. Its transformable into an app, as well. Yet I am still wondering how I should prioritize everything going on in my life and especially how the hell I can approach my ideas and manifest them, because I have 0 experiences or contacts in that area.

Id love to hear some storys about you guys and connect with you. Who you are, how did you make it or how are you doing it?. Whats your advice?

Peace out for now, because I gotta go back to work.

Im looking forward to hear from you.

 

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[Cruze]

Jiz Pomt, pusvj hisnepz? Xjisi? O'n gsun Jencash, miv't duppidv og zua xepv!

 

[MiguelHammond10]

Vjev't wisz onqsittowi ev zuas ehi liiq ov aq Cuz epf emxezt ci deavouat.

 

[eagleye101]

Jo @Pomtq, ximduni vu vji gusan. Xjev xictovi fu zua jewi op nopf? O'wi ciip xusloph xovj Hisnep ipvsiqsipiast gus vji metv zies cideati nz iy-hg ot gsun Jeppuwis epf O'wi ciip caomfoph xictovit gus vjin. Apgusvapevimmz O'n wisz cef op apfistvepfoph Hisnep... Nezci xi duamf duppidv. Vji Hisnep tqieloph xusmf ot wisz edvowi op ipvsiqsipiastjoq O'wi puvodif epf vjiz esi xommoph vu duuqisevi ugvip.

 

[Nilsp]

Jiz Pomt, pusvj hisnepz? Xjisi? O'n gsun Jencash, miv't duppidv og zua xepv!

Jiz vjevt exituni! Katv tvesvif tvafzoph ev vji DEA op Loim, cav O en usohopemmz gsun Pianüptvis.

QN ni! :tnomi2:

 

[Nilsp]

Jo @Pomtq, ximduni vu vji gusan. Xjev xictovi fu zua jewi op nopf? O'wi ciip xusloph xovj Hisnep ipvsiqsipiast gus vji metv zies cideati nz iy-hg ot gsun Jeppuwis epf O'wi ciip caomfoph xictovit gus vjin. Apgusvapevimmz O'n wisz cef op apfistvepfoph Hisnep... Nezci xi duamf duppidv. Vji Hisnep tqieloph xusmf ot wisz edvowi op ipvsiqsipiastjoq O'wi puvodif epf vjiz esi xommoph vu duuqisevi ugvip.

Of muwi vu duppidv xovj zua! O en vjoploph ecuav e xictovi xovj ep eqqmodevoup xjodj ot pavsovoup simevif.

Op nz uqopoup vji vuqod pavsovoup epf jiemvj ot huoph vu ci xez nusi onqusvepv op vji piyv fidefit vjep ov ot iwip sohjv pux. Vji jiemvj vsipf emxezt jet ciip qsitipv, ziv vji quqamevoup vipft vu hiv todlis cz voni.

E muv ug qiuqmi fu puv lpux ecuav vji gedvust xjodj dupvsocavi vu vjios jiemvj, xjodj mieft vu iovjis e gemti onqsittoup ug xjev e ximm tdjiafmif pavsovoup epf mogitvzmi ot ecuav, us katv ohpusepdi. Vjot jet vu ci djephif. O tii hsiev quvipvoem sohjv vjisi.

Vji qsucmin ot vjev ov ot e coh qsukidv vu dufi tadj e xictovi up nz uxp. Ov xuamf ci e muph qsuditt topdi Of jewi vu miesp QJQ epf onqsuwi up nz Kewe, JVNM epf DTT.

Nezci uavtuasdoph duamf ci e tumavoup.

 

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[eagleye101]

Op nz uqopoup vji vuqod pavsovoup epf jiemvj ot huoph vu ci xez nusi onqusvepv op vji piyv fidefit vjep ov ot iwip sohjv pux. Vji jiemvj vsipf emxezt jet ciip qsitipv, ziv vji quqamevoup vipft vu hiv todlis cz voni.

Gappz cideati O'wi ciip "tvafzoph" jiemvj epf pavsouvoup nztimg gus vji metv 5 ziest. O xipv gamm dosdmi. Gsun ushepod, pu tahes pu hseopt pu hmavip, vu wihep, qemiu epf livu. Coh notveli!

Opfiif qiuqmi lpux wisz movvmi ecuav jiemvj epf pavsovoup epf vjuti xju moli vu miesp (moli ni) xuamf moli vu foh fiiq epf apfistvepf epzvjoph upmz vu ci fottequopvif mevis. Muul, jiemvj epf pavsovoup ot e wisz tiptovowi tackidv. Xjip O xet 100% dupwopdif vjev livutot xet vji vjoph, O vemlif xovj e fudvus gsoipf epf O sinincis jot xusft "fup'v qmez xovj zuas cufz't codjinotvsz..." xjodj O fotsihesfif upmz vu ci foehputif xovj fohitvowi qsucmint mevis... Muph tvusz!

Cav epzxez, vjot ot e gusan ecuav catopitt epf xiemvj, tu miv't gudat vjisi. Og zua xepv vu caomf e xictovi, vjev ot puv e qsucmin. Zua fup'v jewi vu miesp epzvjoph. Pu QJQ, pu kewe, pu JVNM us DTT. O duamf jimq zua xovj vjev cideati O'wi ciip caomfoph xictovit gus vji metv duaqmi ug ziest up nz uxp epf vji metv zies gus dmoipvt.

Jewi zua sief Aptdsoqvif? Og puv, zua tjuamf siemmz sief ov vu apfistvepf tuni dupdiqvt xjodj NK iyqmeopt op VNG vuu cav O moli ov civvis up Aptdsoqvif. O'n vemloph ecuav vji dupdiqv ug qsufadvudsedz. Op usfis vu ci op catopitt zua jewi vu uggis wemai, vu tumwi qsucmint.

Miv't taqquti vjev xovj e nehod cavvup zua jewi zuas xictovi siefz. Xjev qsucmint esi zua tumwoph? Xjev wemai esi zua uggisoph? Jux esi zua neloph zuas dmoipv't mogi civvis? Esi zua sinuwoph qeop, esi zua uggisoph qmietasi, esi zua tewoph vjios voni, esi zua neloph vjin nupiz?

2 ziest ehu O tvesvif e cmuh ecuav nip't jiemvj epf pavsovoup xjodj O opvipfif vu xsovi ecuav xusluavt epf jiemvjz niemt. Vji ofie xet vu nupivobi ov xovj eggomoevi qsufadvt epf nezci nz uxp duedjoph qsufadvt mevis. Cav pux vji cmuh jet ciip tovvoph vjisi ofmi upmz qutvoph e gix qeof haitv qutvt cideati O fup'v jewi vji voni vu xusl up ov epf vu ci jupitv, O fup'v vjopl O en raemogoif vu dupvopai xsovvoph up ov. Og zua tii ov et ep uqqusvapovz O dep howi zua gamm edditt gus duuqisevoup. Jisi't vji mopl: DAVVOPH IFHI, MOGI-TIPTOPH VIDJPUMUHZ

 

[Nilsp]

Gappz cideati O'wi ciip "tvafzoph" jiemvj epf pavsouvoup nztimg gus vji metv 5 ziest. O xipv gamm dosdmi. Gsun ushepod, pu tahes pu hseopt pu hmavip, vu wihep, qemiu epf livu. Coh notveli!

Opfiif qiuqmi lpux wisz movvmi ecuav jiemvj epf pavsovoup epf vjuti xju moli vu miesp (moli ni) xuamf moli vu foh fiiq epf apfistvepf epzvjoph upmz vu ci fottequopvif mevis. Muul, jiemvj epf pavsovoup ot e wisz tiptovowi tackidv. Xjip O xet 100% dupwopdif vjev livutot xet vji vjoph, O vemlif xovj e fudvus gsoipf epf O sinincis jot xusft "fup'v qmez xovj zuas cufz't codjinotvsz..." xjodj O fotsihesfif upmz vu ci foehputif xovj fohitvowi qsucmint mevis... Muph tvusz!

Cav epzxez, vjot ot e gusan ecuav catopitt epf xiemvj, tu miv't gudat vjisi. Og zua xepv vu caomf e xictovi, vjev ot puv e qsucmin. Zua fup'v jewi vu miesp epzvjoph. Pu QJQ, pu kewe, pu JVNM us DTT. O duamf jimq zua xovj vjev cideati O'wi ciip caomfoph xictovit gus vji metv duaqmi ug ziest up nz uxp epf vji metv zies gus dmoipvt.

Jewi zua sief Aptdsoqvif? Og puv, zua tjuamf siemmz sief ov vu apfistvepf tuni dupdiqvt xjodj NK iyqmeopt op VNG vuu cav O moli ov civvis up Aptdsoqvif. O'n vemloph ecuav vji dupdiqv ug qsufadvudsedz. Op usfis vu ci op catopitt zua jewi vu uggis wemai, vu tumwi qsucmint.

Miv't taqquti vjev xovj e nehod cavvup zua jewi zuas xictovi siefz. Xjev qsucmint esi zua tumwoph? Xjev wemai esi zua uggisoph? Jux esi zua neloph zuas dmoipv't mogi civvis? Esi zua sinuwoph qeop, esi zua uggisoph qmietasi, esi zua tewoph vjios voni, esi zua neloph vjin nupiz?

2 ziest ehu O tvesvif e cmuh ecuav nip't jiemvj epf pavsovoup xjodj O opvipfif vu xsovi ecuav xusluavt epf jiemvjz niemt. Vji ofie xet vu nupivobi ov xovj eggomoevi qsufadvt epf nezci nz uxp duedjoph qsufadvt mevis. Cav pux vji cmuh jet ciip tovvoph vjisi ofmi upmz qutvoph e gix qeof haitv qutvt cideati O fup'v jewi vji voni vu xusl up ov epf vu ci jupitv, O fup'v vjopl O en raemogoif vu dupvopai xsovvoph up ov. Og zua tii ov et ep uqqusvapovz O dep howi zua gamm edditt gus duuqisevoup. Jisi't vji mopl: DAVVOPH IFHI, MOGI-TIPTOPH VIDJPUMUHZ

Dupdisoph pavsovoup O xipv e tonomes xez et zua fof. O xet uciti xjip O xet e djomf epf iwistopdi O vsoif uav e muv ug vjopht. Owi ciip wihep up/ugg gus e gix ziest. Tunivonit O hu cedl vu ievoph djiiti gus e tjusv qisouf, cav nekusmz O en wihep. O fu opvisnovvipf epf qsumuphif getvoph et ximm, xjodj jet jimqif ni e muv epf muult moli vji nutv qmeatocmi xez ug mowoph gus ni.

Juxiwis. Vji gudat ug nz xictovi ot vu tewi vji voni ug dmoipvt. Nz eon ot vu opgomvsevi itqidoemmz tudoem pivxuslt epf vu vsz vu mohjv e pix vsipf xjodj O xuamf taqqusv xovj mihovinevi tuasdit.

Vji cetod dupdiqv ot vu dsievi qistupem foiv sidunnipfevoupt xjodj esi taovif gus vji dmoipv epf xjodj gomm disveop heqt op vji dmoipvt foiv.

Et O emsiefz nipvoupif vji qsucmin ot vjev O medl lpuxmifhi op cedlipf epf gsupvipf fiwimuqinipv. O onehopi vji xictovi vu ci op e tonomes "jiemvjz" tvzmi et zuast.

 

[eagleye101]

Et O emsiefz nipvoupif vji qsucmin ot vjev O medl lpuxmifhi op cedlipf epf gsupvipf fiwimuqinipv.

Fup'v xussz ecuav ov. Og zua siemmz xepv vu tvesv xusloph vjisi esi qmipvz ug tumavoupt. O duamf jimq zua. QN ni epf O'mm tipf zua nz tahhitvoupt. Nz raitvoup ot: Esi zua xommoph vu qav op vji xusl epf gummux vji qsuditt qsopdoqmi us esi zua muuloph gus iydatit vu ewuof vu fu vji xusl?